Gary Binford from Hempstead, NY

Age 63
๐Ÿ“ 23 Macdonald St #284, Hempstead, NY 11550
๐Ÿ“ž (516) 486-0005, (516) 486-0005, (718) 740-8288, (516) 481-2933
โœ‰๏ธ ern1915@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Wallace J Binford,Vijaya L Bingford

Gary Binford

Age 52 b. 1974-01-27
๐Ÿ“ 5900 Center Dr Apt 616, Los Angeles Ca
๐Ÿ“ž (310) 982-9570
โœ‰๏ธ GBINFORD@GMAIL.COM

Gary Binford from Birmingham, AL

Age 78 b. Nov 1947 Shelby Co.
๐Ÿ“ 5520 Afton Dr
๐Ÿ“ž (205) 995-1201, (334) 830-1859

Gary Binford from New Port Richey, FL

Age 74
๐Ÿ“ 7930 Bergen Ct, New Port Richey, FL 34653
๐Ÿ“ž (727) 848-6107
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Carol J Binford

Gary Binford from New Port Richey, FL

Age 86 b. Sep 1939 Pasco Co.
๐Ÿ“ 7030 Bergen Ct
๐Ÿ“ž (516) 379-0799

Gary Binford from Detroit, MI

Age 76 b. Dec 1949 Wayne Co.
๐Ÿ“ 4109 Chrysler Dr
๐Ÿ“ž (313) 831-8727

Gary Binford from New Port Richey, FL

Age 86 b. Sep 1939 Pasco Co.
๐Ÿ“ 7930 Bergen Ct
๐Ÿ“ž (727) 848-6107

Gary Binford from Los Angeles, CA

Age 52 b. Jan 1974 Los Angeles Co.
๐Ÿ“ 7097 Alvern St
๐Ÿ‘ค aka Binford Gary G

Gary Binford from Birmingham, AL

Age 78 b. Nov 1947 Shelby Co.
๐Ÿ“ 3501 Heatherbrooke Rd

Gary Binford from Hempstead, NY

Age 75 b. Dec 1950 Nassau Co.
๐Ÿ“ 7 Manor Ave Unit 1

Gary Binford from New Port Richey, FL

Age 87 b. 1939 Male
๐Ÿ“ 7812 Harbor Bridge Blvd
๐Ÿ’ผ 2710
๐Ÿ“ž (727) 232-6447

Gary Binford from Hollis, NY

Queens Co.
๐Ÿ“ 20415 Foothill Av A 56

Gary Binford from Austin, TX

Travis Co.
๐Ÿ“ 9218 Balcones Club Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 13 contact records for Gary Binford across 6 states. The most recent address on file is in Birmingham, Alabama. Of these records, 8 include phone numbers and 2 include email addresses. Ages range from 63 to 74, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Binford Gary A & Carol J

Pasco County
PIN: 162534081C021000330
· 7930 Bergen Ct, New Port Richey 34653
Value: $61,786

Binford Gary W & Vicki C

Shelby County
· 5520 Afton Dr, Alabaster-Helena

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Gary Binford in Alabaster-Helena. Values shown are from county assessor records and may differ from current market prices.

Gary Arnold Binford

7812 Harbor Bridge BLVD, New Port Richey, , 34654

Gary D Binford

Reg: 03410910
23 Mac Donald St, 2, 11550
DOB: 19501231 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Gary Binford in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 BUICK LACROSSE
ยท Registered to: Gary Binford
ยท VIN: 1G4GA5EC0BF282955
·
7930 Bergen Ct, New Port Richey, FL, 34653-2124
·
(727) 848-6107
2011 Audi A4
ยท Registered to: Gary Binford
ยท VIN: WAUEFAFL4BN053184
·
255 W 5th St Apt 1421, San Pedro, CA, 90731-8403
·
(562) 308-6735
2013 Honda Accord
ยท Registered to: Gary Binford
ยท VIN: 1HGCR3F8XDA025670
·
5520 Afton Dr, Birmingham, AL, 35242
·
(205) 995-1201
2006 Buick Lacrosse
ยท Registered to: Gary Binford
ยท VIN: 2G4WC582061268284
·
7930 Bergen Ct, New Port Richey, FL, 34653-2124
·
(727) 848-6107
2011 Audi A4
ยท Registered to: Gary Binford
·
255 W 5th St, San Pedro, CA, 90731
·
(562) 308-6735

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Gary Binford. Registered makes include Buick, Audi, Honda. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Grindr

Vice President Of Finance
gary.binford@grindr.com
Los Angeles,

Gary Binford

Vice President, Life And Annuity Systems
Protective Life
Dallas, Texas, United States Insurance

Gary Binford

Vice President, Life And Annuity Systems
Protective Life

City Purchasing

Gary BinfordMachine Operators
(516) 924-3385gary.binford@santarosapd.com
23 Macdonald St, Hempstead, NY11550

Nikhil Baveja

Gary BinfordPartner
(516) 924-3385gary.binford@hotmail.com
23 Macdonald St, Hempstead, NY11550
themoneyyouwant.com

Gary Binford

United States

A Dog Owner's Network

Gary BinfordNorth America Transportation Manager
(516) 924-3385gary.binford@hotmail.com
23 Macdonald St, Hempstead, NY11550

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Gary Binford. Companies include Protective Life, City Purchasing, A Dog Owner's Network. Roles listed include Vice President Of Finance and VP Life And Annuity Systems. Records are compiled from state business registries, SEC filings, and professional networking databases.

Gary Binford,

Addr: 13031 West Jefferson Boulevard, Los Angeles, CA, 90094
CA

Source: Public Records Gary Binford appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Gary Binford

Cass Technical High School - Detroit, MI, MI
1992

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Gary Binford has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$13 Dec 15, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$50 Nov 22, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Finance @ Self Employed Los Angeles, CA
$13 Aug 15, 2011
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Sep 15, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Nov 30, 2010
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$10 Sep 3, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Ceo @ Srmz Technologies Los Angeles, CA
$13 Nov 16, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$50 Jul 26, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Ceo @ Srmz Technologies Los Angeles, CA
$13 Dec 31, 2010
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Oct 30, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Oct 15, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Dec 31, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Nov 30, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$37 Jun 15, 2012
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$37 Jul 15, 2012
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Aug 17, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Jul 15, 2011
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$25 Jun 4, 2012
2012 REP
Walker, Scott (g)
Binford, Gary Hempstead, NY
$13 Nov 15, 2010
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$50 Oct 22, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Ceo @ Self Employed Los Angeles, CA
$13 Aug 31, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Dec 31, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Jul 15, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Oct 15, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Sep 30, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$10 Feb 8, 2024
2024 DEM
Dnc Services CORP / Democratic National Committee
Binford, Gary Finance @ Self Employed Los Angeles, CA
$13 Sep 15, 2010
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Sep 30, 2010
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$10 Nov 1, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Ceo @ Self Employed Los Angeles, CA
$13 Aug 29, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Dec 15, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Jul 31, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$10 Jul 1, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Finance @ Self Employed Los Angeles, CA
$37 May 31, 2012
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$25 Sep 29, 2023
2024 DEM
Rosen, Jacky
Binford, Gary Finance @ Self Employed Los Angeles, CA
$13 Jul 31, 2010
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Oct 31, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$37 Jul 31, 2012
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$10 Nov 1, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Finance @ Self Employed Los Angeles, CA
$13 Oct 15, 2010
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Jul 31, 2009
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$250 Oct 31, 2008
2008 DEM
Obama, Barack
Binford, Gary Finance @ Disney-Espn Jersey City, NJ
$50 Oct 22, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Binford, Gary Finance @ Self Employed Los Angeles, CA
$13 Oct 15, 2011
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Jul 15, 2010
2010
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$37 Jun 30, 2012
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$37 Sep 15, 2012
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Dec 15, 2010
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Oct 31, 2011
2012
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Jul 15, 2008
2008
Protective Life Corporation Federal Pac
Binford, Gary Vice President @ Protective Life Insurance Co Birmingham, AL
$13 Oct 31, 2008
Protective Life Corporation Federal Pac
Contributor Vice President @ Protective Life Insurance Co Birmingham, AL
$50 Dec 22, 2020
Unknown Committee
Binford, Gary Ceo @ Self Employed Los Angeles, CA
$25
2012 R
Walker, Scott (g)
Contributor Hempstead, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Gary Binford. Total disclosed contributions amount to $1,266. Recipients include Protective Life Corporation Federal Pac, Walker, Scott (g). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Gary Binford

Male
·
23405 Grayson Dr, Southfield, MI 48075 (Oakland County)
42.4617, -83.2029
· (248) 408-2381
TZ: Eastern
Homeowner Single Family Built 2002 Purchased 2003
MP

Gary W Binford

Age 69 Male
·
5520 Afton Dr, Birmingham, AL 35242 (Shelby County)
33.4080, -86.7236
· (334) 830-1859
Marital: Married TZ: Central
Occ: Management Edu: Graduate School
Homeowner Single Family Built 1986 Purchased 1993
MP

Gary A Binford

Age 77 Male
·
7812 Harbor Bridge Blvd, New Prt Rchy, FL 34654 (Pasco County)
28.2716, -82.6309
· (941) 685-8534
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Purchased 2016
MP

Gary Binford

Age 66 Male
·
23 Macdonald St, Hempstead, NY 11550 (Nassau County)
40.7071, -73.6127
· (516) 924-3385
Marital: Single TZ: Eastern
Edu: High School
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Gary Binford. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Gary Binford on the map

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Gary Binford in Hempstead, NY: Background Summary

Location
23 Macdonald St #284,Hempstead, NY 11550, Hempstead, NY
Other Locations
Birmingham, AL ยท New Port Richey, FL ยท Detroit, MI and 4 more
Profiles Found
13 people with this name
Phone Numbers
(516) 486-0005 and 7 others on file
Email
ern1915@aol.com and 1 other on file
Possible Relatives
Wallace J Binford, Vijaya L Bingford, Carol J Binford
Career
Vice President Of Finance, VP Life And Annuity Systems at Protective Life, City Purchasing
Properties
1property owned
Vehicles
5 linked โ€” 2011 Buick Lacrosse, 2011 Audi A4 and 3 more
Contributions
$1,266.38 total โ€” Walker, Scott (g), Protective Life Corporation Federal Pac

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gary Binford. Because public records are indexed by name rather than by a unique identifier, the 98 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gary Binford

Search Complexity: High

98 public records across 6states, belonging to approximately 13 different individuals. With 13 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: New York (10%), followed by Florida and Alabama. Spans the South and Northeast regions.

NY10recordsFL7recordsAL7recordsCA6recordsMI4recordsTX1record

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (57%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (17) and Business & Corporate Filings (13).

53
Political Contribution Records
17
Contact & Address Records
13
Business & Corporate Filings
5
Vehicle Registration Records
2
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 35 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gary Binford

Is Gary Binford a registered voter?
Yes, voter registration records show Gary Binford is registered in . We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gary Binford own property?
County assessor records show 2 properties associated with Gary Binford . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gary Binford?
Records show 5 vehicle registrations associated with Gary Binford, including a 2011 BUICK LACROSSE. Registered makes include Buick, Audi, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gary Binford?
We found 13 business affiliations for Gary Binford (Vice President Of Finance). Other companies include City Purchasing, A Dog Owner's Network. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gary Binford made political donations?
FEC disclosure records show 53 reported political contributions from Gary Binford, totaling $1,266. Recipients include Protective Life Corporation Federal Pac and Walker, Scott (g). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gary Binford?
Our database contains 98 total records for Gary Binford spanning 6 states. This includes 13 distinct contact records, 8 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gary Binford?
The 98 records displayed for Gary Binford are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gary Binford remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.