Gary Raff from Flushing, NY

Age 69
๐Ÿ“ 6904 138th St #b, Flushing, NY 11367
๐Ÿ“ž (718) 520-8460, (718) 295-9063, (917) 520-8460
โœ‰๏ธ gpr@comcast.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Roberta E Raff,E R Raff,Scot M Raff,Paul H Raff,Roberta E Raff,Roberta E Raff,Roberta E Raff,Roberta E Raff

Gary Raff from Amarillo, TX

Age 63
๐Ÿ“ 2901 Nelson St, Amarillo, TX 79103
๐Ÿ“ž (806) 379-6576, (806) 379-6576, (806) 379-8595, (806) 681-6626, (806) 383-5544
โœ‰๏ธ graff@tcac.net, zerfi@zwallet.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mary Louise Raff,Jennifer Denice Raff

Gary Raff

Age 70 b. 1955-08-23
๐Ÿ“ 4471 Ventura Canyon, Sh Oks Ca 91423
๐Ÿ“ž (661) 904-0834
โœ‰๏ธ CHELSEARAFF@GMAIL.COM, chelsearaff@gmail.com

Gary Raff from Sacramento, CA

Age 51
๐Ÿ“ 5604 Kalispell Way, Sacramento, CA 95835
๐Ÿ“ž (916) 419-3247, (916) 419-3247, (610) 644-8913, (309) 693-7287, (201) 796-0244, (309) 674-2002
โœ‰๏ธ gary@wynnstarr.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marguerit Perrine,Graff Robert Degraff,Mariela Degraff,Christina Degraff

Gary Raff from Green Valley, AZ

Age 82 b. Jan 1944 Pima Co.
๐Ÿ“ 4767 S View Ridge Dr
๐Ÿ“ž (520) 399-1577, (520) 409-8820

Gary Raff from Valencia, CA

Age 70 b. Aug 1955 Los Angeles Co.
๐Ÿ“ 23650 Clearidge Dr
๐Ÿ“ž (972) 878-2621, (352) 793-4868

Gary Raff from Fairfield, NJ

Age 73 b. Jan 1953 Essex Co.
๐Ÿ“ 3 Andrea Dr
๐Ÿ“ž (973) 812-6203

Gary Raff

๐Ÿ“ 703 5th St Apt 210, W Sacramento Ca
๐Ÿ“ž (916) 719-0896, (111) 111-0002
โœ‰๏ธ GWRAFF@MAC.COM

Gary Raff

๐Ÿ“ 6133 Menlow Ct, Cumming Ga
๐Ÿ“ž (520) 403-2059, (520) 403-3346
โœ‰๏ธ RAFFPAMELA44@GMAIL.COM

Gary Raff from Amarillo, TX

Age 75 b. Sep 1950 Randall Co.
๐Ÿ“ 2901 S Nelson St
๐Ÿ“ž (806) 379-6576

Gary Raff from Mansfield, OH

Age 57 b. Aug 1968
๐Ÿ“ 70 Elmridge Rd
๐Ÿ“ž (419) 774-0292

Gary Raff from Midland, TX

Age 54 b. Nov 1971 Midland Co.
๐Ÿ“ 2217 S County Road 1084
๐Ÿ“ž (432) 684-0061

Gary Raff

๐Ÿ“ 4767 S View Ridge Dr, Green Valley Az
๐Ÿ“ž (520) 399-1577
โœ‰๏ธ PGRAFF@COX.NET

Gary Raff from San Angelo, TX

Age 52 b. Nov 1973 Tom Green Co.
๐Ÿ“ 5205 Saddle Ridge Trl

Gary Raff from Johnston, IA

Age 67 b. Sep 1958 Polk Co.
๐Ÿ“ Po Box 16

Gary Raff from Sacramento, CA

Age 88 b. Mar 1937 Sacramento Co.
๐Ÿ“ 2218 4th Ave

Gary Raff from Mansfield, OH

Age 60 b. Sep 1965 Richland Co.
๐Ÿ“ 83 Brookwood Wa

Gary Raff from Flushing, NY

Age 80 b. Jun 1945 Queens Co.
๐Ÿ“ 6904 138th St Unit B
๐Ÿ‘ค aka Gary Raff

Gary Raff from Topeka, KS

Age 73 b. Aug 1952 Shawnee Co.
๐Ÿ“ 507 Ne 36th St

Gary Raff from Amarillo, TX

Age 75 b. Sep 1950 Potter Co.
๐Ÿ“ 6701 Arroyo Dr

Gary Raff from Sacramento, CA

Age 63 b. 1963 Male
๐Ÿ“ 2518 Arbury St
๐Ÿ“ž (916) 803-0875

Gary Raff from Crete, NE

Saline Co.
๐Ÿ“ 808 E 16th St Apt 5

Gary Raff from Malvern, PA

Chester Co.
๐Ÿ“ 6202 Woodview Wa

Gary Raff from Flushing, NY

Queens Co.
๐Ÿ“ 69 4 B St

Gary Raff from Suffern, NY

Rockland Co.
๐Ÿ“ 19 Marjorie Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Gary Raff across 10 states. The most recent address on file is in Green Valley, Arizona. Of these records, 15 include phone numbers and 7 include email addresses. Ages range from 51 to 69, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Raff Gary B &

Palm Beach County
PIN: 00424623430021020
· 5598 Witney Dr, Delray Beach 33484
Value: $66,000 ยท Sale: $75,000 (2013)

Raff Gary B &

Palm-beach County
· 5598 Witney Dr 102, Boynton-Beach-Delray-Beach 33484.0
Built: 1986.0
Assessed: $112,000

Raff, Gary & Patricia A.

Residential Essex County
· 3 Andrea Dr, 07004

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Gary Raff in Boynton-Beach-Delray-Beach. Values shown are from county assessor records and may differ from current market prices.

Gary J Raff

Republican
3 Andrea Dr, Fairfield, 07004
DOB: 10/13/1953
County: Essex

Gary P Raff

5598 Witney Dr, Delray Beach, , 33484

Gary P Raff

Democrat
190-15a 73 Avenue, 0, 11366
DOB: 19450606 Gender: Male

Gary Dewayne Raff

Republican
Precinct: 420103

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Gary Raff in . Records show affiliations with R, DEM, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Honda Pilot
ยท Registered to: Gary Raff
ยท VIN: 5FNYF18528B025597
·
19015a 73rd Ave, Fresh Meadows, NY, 11366-1801
2008 SCION XD HCHBK 4DR
ยท Registered to: Gary Raff
ยท VIN: JTKKU10458J004517
·
2901 S Nelson St, Amarillo, TX, 79103
·
(806) 379-6576
2003 CHRYSLER TOWN AND COUNTRY VAN
ยท Registered to: Gary Raff
ยท VIN: 2C4GP54L13R192633
·
4767 S View Ridge Dr, Green Valley, AZ, 85622
·
(520) 399-1577

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Gary Raff. Registered makes include Honda, Scion, Chrysler. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

DecisionCFO

Independant Contractor
+18608003236graff@decisioncfo.com

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Gary Raff. Roles listed include Independant Contractor and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Raff Jewelry Company Of Downey

Filed: Feb 20, 1959
Registered Agent: Gary Raff

Advantage Motor Works, LTD.

Addr: 562 Sunset Blvd, Mansfield, OH, 449070000
OH
Officer: Gary S. Raff

Unknown Corporation

ID: 1111242
Officer: Gary Raff

Source: Public Records Gary Raff appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Gary Raff

M.D.
Individual
NPI: 1518940741

Gary Raff

GENERAL SURGERY
Individual Male
NPI: 1518940741
School: DREXEL UNIVERSITY COLLEGE OF MEDICINE (1990)
Org: Regents Of The Univ Of Ca

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 2 healthcare provider records found for Gary Raff in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Gary Raff

Medical Board
INACTIVE
License # 036103019
Firm: Gary Wayne Raff Md
Addr: Sacramento, CA 95817

gary raff

Medical Board
INACTIVE
License # 036103019
Addr: Sacramento, CA 95817
County: California
Issued: Jul 11, 2000 Exp: Jul 31, 2005

Licensed Professional

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Gary Raff holds 4 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Gary Raff - Sacramento

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Gary Raff is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Gary Raff

Hollywood Sr. High School - Los Angeles, CA, CA
1973

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Gary Raff has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Dec 31, 2007
2008 REP
California Republican Party/V8
Raff, Gary Retired Huntington Beach, CA
$220 Apr 28, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$220 May 13, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$100 Aug 14, 2008
2008 REP
California Republican Party/V8
Raff, Gary Retired Huntington Beach, CA
$220 Jul 10, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$100 Apr 18, 2007
2008 REP
California Republican Party/V8
Raff, Gary Retired Huntington Beach, CA
$50 Jan 1, 1
2000 REP
May, Steve
Raff, Gary Retired Huntington Beach, CA
$100 Jan 20, 2000
2000
No On Knight No On Prop 22
Raff, Gary Retired Huntington Beach, CA
$220 Jul 3, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$220 Apr 11, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$100 Nov 26, 2007
2008 REP
California Republican Party/V8
Raff, Gary Retired Huntington Beach, CA
$50 Nov 15, 1999
2000 REP
May, Steve
Raff, Gary Retired Huntington Beach, CA
$100 Sep 9, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$220 May 15, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$101 Oct 7, 2008
2008 REP
Republican National Committee
Raff, Gary Retired Huntington Beach, CA
$200 Jun 24, 2011
2012 REP
California Republican Party
Raff, Gary D Jr Retired Huntington Beach, CA
$25 May 29, 2003
2004 I
Fisher, Florence
Raff, Gary Dispatcher @ London Town Cars Queens, NY
$50 Jan 1, 1
REP
May, Steve
Contributor Retired Huntington Beach, CA
$220 Apr 28, 2008
Unknown Committee
Raff, Gary Mr Retired Huntington Beach, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 19 political contribution records found for Gary Raff. Total disclosed contributions amount to $2,616. Recipients include May, Steve. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Gary C Raff

Age 72 Male
·
4767 S View Ridge Dr, Green Valley, AZ 85622 (Pima County)
31.8027, -111.0170
· (520) 409-8820
Marital: Married TZ: Mountain
Edu: Graduate School
Homeowner Single Family Built 1996 Purchased 2001
MP

Gary P Raff

Age 71 Male
·
6675 S Oriole Blvd, Delray Beach, FL 33446 (Palm Beach County)
26.4579, -80.1486
· (561) 865-7815
Marital: Inferred Married TZ: Eastern
Occ: White Collar Edu: High School
Multi-Family
MP

Gary S Raff

Age 49 Male
·
70 Elmridge Rd, Mansfield, OH 44907 (Richland County)
40.7284, -82.5136
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Gary W Raff

Age 54 Male
·
5604 Kalispell Way, Sacramento, CA 95835 (Sacramento County)
38.6783, -121.5220
· (916) 719-0896
Marital: Married TZ: Pacific
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 2003 Purchased 2003
MP

Gary R Raff

Age 66 Male
·
2901 S Nelson St, Amarillo, TX 79103 (Potter County)
35.1830, -101.8050
· (806) 379-6576
Marital: Married TZ: Central
Edu: Vocational/Technical
Homeowner Single Family Built 1964
MP

Gary Raff

Male
·
6904 138th St, Flushing, NY 11367 (Queens County)
40.7298, -73.8281
· (347) 665-8465
TZ: Eastern
Single Family
MP

Gary E Raff

Age 62 Male
·
23650 Clearidge Dr, Valencia, CA 91354 (Los Angeles County)
34.4471, -118.5490
· (661) 263-2733
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1996 Purchased 2014
MP

Gary J Raff

Age 63 Male
·
3 Andrea Dr, Fairfield, NJ 07004 (Essex County)
40.8827, -74.2615
· (973) 271-9439
Marital: Married TZ: Eastern
Homeowner Single Family Built 1989 Purchased 1993
MP

Gary D Raff

Age 45 Male
·
1505 Wedge Ct, Edmond, OK 73025 (Oklahoma County)
35.7308, -97.5040
· (405) 761-6382
Marital: Married TZ: Central
Occ: Healthcare
Homeowner Single Family Built 1999 Purchased 2009

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Gary Raff. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Gary Raff on the map

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Gary Raff in Sh Oks, CA: Background Summary

Location
4471 Ventura Canyon, Sh Oks Ca 91423, Sh Oks, CA
Other Locations
Green Valley, AZ ยท Valencia, CA ยท Fairfield, NJ and 11 more
Profiles Found
26 people with this name
Phone Numbers
(718) 520-8460 and 15 others on file
Email
gpr@comcast.net and 7 others on file
Possible Relatives
Roberta E Raff, E R Raff, Scot M Raff, Paul H Raff, Mary Louise Raff and 38 more
Career
Independant Contractor, Controller
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
3 linked โ€” 2008 Honda Pilot, 2008 Scion XD and 1 more
Contributions
$2,616 total โ€” May, Steve
Healthcare
Licensed provider โ€” GENERAL SURGERY
Licenses
2 professional licenses (MEDICAL BOARD)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gary Raff. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gary Raff

Search Complexity: High

88 public records across 13states, belonging to approximately 26 different individuals. With 26 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: California (17%), followed by New York and Texas. Spans the West and Northeast regions.

CA15recordsNY6recordsTX6recordsAZ5recordsOH4recordsNJ3records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (19) and Business & Corporate Filings (7).

32
Contact & Address Records
19
Political Contribution Records
7
Business & Corporate Filings
4
Voter Registration Records
4
Professional License Records
3
Property Ownership Records

Age Distribution

Age range: approximately 38 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)9peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gary Raff

Is Gary Raff a registered voter?
Yes, voter registration records show Gary Raff is registered with R affiliation. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gary Raff own property?
County assessor records show 3 properties associated with Gary Raff . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gary Raff?
Records show 3 vehicle registrations associated with Gary Raff, including a 2008 Honda Pilot. Registered makes include Honda, Scion, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gary Raff?
We found 7 business affiliations for Gary Raff (Independant Contractor). Business records are compiled from state registries, SEC filings, and professional databases.
Is Gary Raff a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Gary Raff as a registered healthcare provider (NPI: 1518940741). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Gary Raff made political donations?
FEC disclosure records show 19 reported political contributions from Gary Raff, totaling $2,616. Recipients include May, Steve. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gary Raff?
Our database contains 88 total records for Gary Raff spanning 13 states. This includes 26 distinct contact records, 15 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gary Raff?
The 88 records displayed for Gary Raff are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gary Raff remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.