Gene Mccubbin from Taylorsville, KY

Age 75
๐Ÿ“ 1509 Kings Church Rd, Taylorsville, KY 40071
๐Ÿ“ž (502) 538-3702, (502) 538-3702, (502) 239-2494
โœ‰๏ธ jimwww@io.com, mac382@earthlink.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joyce A Mccubbin,Jaunita Mccubbin,Yvonne Mccubbin

Gene Mccubbin

Age 55 b. 1970-08-19
๐Ÿ“ 11003 Wortham Blvd, Houston Tx 77065
๐Ÿ“ž (832) 392-8544, (832) 392-8544
โœ‰๏ธ RENTALS@FROZEN2PERFECTION.COM, rentals@frozen2perfection.com

Gene Mccubbin from Houston, TX

Male
๐Ÿ“ 11003 Wortham Blvd
๐Ÿ“ž (281) 787-3583 (AT&T MOBILITY)

Gene Mccubbin from Taylorsville, KY

Age 88 b. 1938 Male
๐Ÿ“ 1509 Kings Church Rd
๐Ÿ“ž (502) 538-3702

Gene Mccubbin from Dewey-Humboldt, AZ

Age 74
๐Ÿ“ 10358 Powerline Rd, Dewey, AZ 86327

Gene Mccubbin from Williamstown, KY

Grant Co.
๐Ÿ“ 204 Humes Ridge Rd Apt 105
๐Ÿ“ž (402) 494-3314

Gene Mccubbin from Dewey, AZ

Male
๐Ÿ“ 510 N Mercado St

Gene Mccubbin from Walton, KY

Boone Co.
๐Ÿ“ Rr 1 Po Box 1

Gene Mccubbin from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 1950 W Aster Dr C 3

Gene Mccubbin from Louisville, KY

Jefferson Co.
๐Ÿ“ 8317 Emrich Ct A

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 10 contact records for Gene McCubbin across 3 states. The most recent address on file is in Houston, Texas. Of these records, 5 include phone numbers and 2 include email addresses. Ages range from 74 to 75, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

McCubbin Gene & Stacey

Harris County
· 11003 Wortham Blvd, Northwest-Harris

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Gene McCubbin in Northwest-Harris. Values shown are from county assessor records and may differ from current market prices.

2007 FORD EDGE
ยท Registered to: Gene McCubbin
ยท VIN: 2FMDK36C67BB59673
·
1509 Kings Church Rd, Taylorsville, KY, 40071
·
(502) 538-3702
2012 Chevrolet Equinox
ยท Registered to: Gene Mccubbin
ยท VIN: 2GNALDEK7C6182604
·
1509 Kings Church Rd, Taylorsville, KY, 40071-7992
·
(502) 538-3702
2007 Mercedes-Benz GL-Class
ยท Registered to: Gene Mccubbin
ยท VIN: 4JGBF71E67A221841
·
11003 Wortham Blvd, Houston, TX, 77065-3309
·
(832) 646-9741
2013 Volkswagen Passat
ยท Registered to: Gene Mccubbin
ยท VIN: 1VWBP7A38DC106428
·
10358 E Powerline Rd, Dewey, AZ, 86327
·
(928) 308-3154

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Gene McCubbin. Registered makes include Ford, Chevrolet, Mercedes-Benz, Volkswagen. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Pop Labs

President And Founder
+18775001399gene.mccubbin@poplabs.com
Houston,

Tech Execs

Owner
(713) 688-7700
Houston, TX
Business Services (Services)

Techexecs Inc

President
(713) 590-5196
Houston, TX
Membership Organizations (Organizations)

Webxites LP

Limited Partner
(713) 783-9329
Houston, TX
Business Services (Services)

Pthg

Gene McCubbin
(281) 955-7866genepm@worldnet.att.net
Houston, TX77065

Gene McCubbin

Pastor
Heritage Bible Baptist Church
Kansas City, Missouri, United States Religious Institutions

Gene McCubbin

Pastor
Heritage Bible Baptist Church
Missouri

Pthg

Gene MccubbinCoo
(281) 955-7866
Houston, TX

Gene Mccubbin

Pastor at Heritage Bible B

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 28 business affiliations were found for Gene McCubbin. Companies include Tech Execs, Techexecs Inc, Webxites LP and 3 more. Roles listed include President And Founder and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 7850 Parkwood Circle Dr., Houston, TX, 77036
TX
President: Gene McCubbin

Vixible L.L.C.

Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGER: Gene McCubbin

Unknown Corporation

Addr: 1400 W Sam Houston Pkway N, Houston, TX, 77043
TX
Officer: Gene McCubbin

Voodoo Controllers LLC

ID: 0801769361
Addr: PO Box 79214, Houston, TX, 77279
TX
DIRECTOR: Gene McCubbin

GlobalPitch, Inc.

ID: 0800727327
Addr: 7850 Parkwood Circle Dr Suite B 3, Houston, TX, 77036
TX
PRESIDENT: Gene McCubbin

Pop Labs, Inc.

ID: 0800698564
Addr: 2500 Citywest Blvd #2500, Houston, TX, 77042
TX
PRESIDENT: Gene McCubbin

Semplistix L.L.C.

ID: 0800756903
Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGER: Gene McCubbin

Westchase Technology Center Bldg. I, LLC

ID: 0801031576
Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGING MEMBER: Gene McCubbin

Pop Labs, Inc.

ID: 0800698564
Addr: 2500 Citywest Blvd #2500, Houston, TX, 77042
TX
DIRECTOR: Gene McCubbin

Vixible L.L.C.

ID: 0800756901
Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGER: Gene McCubbin

Brand Fertilizer Fund II, LLC

ID: 0801660168
Addr: PO Box 79214, Houston, TX, 77279
TX
MANAGING MEMBER: Gene McCubbin

PopLabs Controller LLC

ID: 0801435951
Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGER: Gene McCubbin

BrightBox Online, LLC

ID: 0801521082
Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGER: Gene McCubbin

Axis Technologies CORP.

ID: 0140076200
Addr: 9800 Centre Pkwy Ste 800, Houston, TX, 77036
TX
EXVP: Gene Mccubbin

Brand Fertilizer Fund I, LLC

ID: 0801538450
Addr: PO Box 79214, Houston, TX, 77279
TX
MANAGING MEMBER: Gene McCubbin

Boto Plaza Unit Owner Association Inc.

ID: 0800461961
Addr: 7850 Parkwood Circle Dr., Houston, TX, 77036
TX
President: Gene McCubbin

Crossroads: Community Partnership For Youth, INC.

ID: 0029038601
Addr: 6300 Chimney Rock Road, Houston, TX, 77081
TX
Director: Gene McCubbin

PopLabs Media LLC

ID: 0801435963
Addr: PO Box 7814, Houston, TX, 77270
TX
MANAGER: Gene McCubbin

Voodoo Controllers LLC

ID: 0801769361
Addr: PO Box 79214, Houston, TX, 77279
TX
MANAGING MEMBER: Gene McCubbin

Executive Assistant's Organization, LLC

ID: 0801651041
Addr: PO Box 79214, Houston, TX, 77279
TX
MANAGER: Gene McCubbin

Axis Technologies CORP.

ID: 0140076200
Addr: 9800 Centre Pkwy Ste 800, Houston, TX, 77036
TX
Director: Gene Mccubbin

Source: Public Records Gene McCubbin appears in 21 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$100 Oct 6, 2009
2010 REP
Rogers, Wendy
McCubbin, Gene Home Inspector @ Housemaster Home Inspections Prescott, AZ
$100 Oct 6, 2009
REP
Rogers, Wendy
Contributor Home Inspector @ Housemaster Home Inspections Prescott, AZ
$100
2010 R
Rogers, Wendy
Contributor Home Inspector @ Housemaster Home Inspections Prescott, AZ
$20 20220828
ActBlue Texas
Contributor Ceo @ Poplabs Houston, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 4 political contribution records found for Gene McCubbin. Total disclosed contributions amount to $320. Recipients include Rogers, Wendy, ActBlue Texas. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Gene McCubbin

Age 75 Male
·
1410 NE 83rd St, Kansas City, MO 64118 (Clay County)
39.2464, -94.5620
· (816) 436-4836
Marital: Married TZ: Central
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1996
MP

Gene P McCubbin

Age 47 Male
·
104 Sugarberry Cir, Houston, TX 77024 (Harris County)
29.7499, -95.5280
· (713) 302-8408
Marital: Married TZ: Central
Homeowner Single Family Built 1976 Purchased 2007
MP

Gene McCubbin

Age 98 Male
·
2021 Orchard Ave, Wenatchee, WA 98801 (Chelan County)
47.4261, -120.3540
· (509) 994-0146
Marital: Married TZ: Pacific
Occ: Professional
Homeowner Single Family Purchased 1992
MP

Gene A McCubbin

Age 79 Male
·
324 Equinox Blvd, Mt Washington, KY 40047 (Bullitt County)
38.0763, -85.5378
· (502) 538-3702
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Gene McCubbin. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Gene McCubbin. These loans were issued to businesses, not individuals.

Nelson, Cooper & Ortiz, LLC

Limited Liability Company(LLC

$48,597 Paid in Full
Address:
9800 Centre Pkwy Ste 800
Houston, TX77036
Approved

May 14, 2020

Forgiven

$49,200

Jobs Reported

6

Loan #

6603587403

Loan Size

Small

Tax Gator INC

Corporation

$91,622 Exemption 4
Address:
9800 Centre Pkwy Ste 638
Houston, TX77036
Approved

May 1, 2020

Forgiven

$27,271

Jobs Reported

5

Loan #

8038887307

Loan Size

Small

Dr Zhou Family Medicine PA

Subchapter S Corporation

$100,000 Paid in Full
Address:
7850 Parkwood Circle Dr Ste B6
Houston, TX77036
Approved

May 1, 2020

Forgiven

$100,738

Jobs Reported

12

Loan #

1149557706

Loan Size

Small

Gracefull Home Health INC.

Corporation

$144,432 Paid in Full
Address:
9800 Centre Pkwy Ste 615
Houston, TX77036-0001
Approved

Jan 28, 2021

Forgiven

$145,223

Jobs Reported

84

Loan #

7272938309

Loan Size

Small

Drive Off Auto Sales LLC

Corporation

$18,472 Exemption 4
Address:
9800 Centre Pkwy Ste 643
Houston, TX77036-8477
Approved

Apr 2, 2021

Jobs Reported

3

Loan #

5647188710

Loan Size

Small

Unique It Solutions INC

Corporation

$81,707 Paid in Full
Address:
2500 Citywest Blvd Ste 300
Houston, TX77042-3033
Approved

Apr 28, 2020

Forgiven

$82,898

Jobs Reported

4

Loan #

7135357200

Loan Size

Small

Sean Michael Murray

Self-Employed Individuals

$16,666 Paid in Full
Address:
2500 Citywest Blvd Ste 300
Houston, TX77042-3033
Approved

Feb 2, 2021

Forgiven

$16,925

Jobs Reported

1

Loan #

1859498408

Loan Size

Small

Green Fashion Company LLC

Corporation

$17,103 Paid in Full
Address:
2500 Citywest Blvd Ste 30
Houston, TX77042-3027
Approved

Jan 25, 2021

Forgiven

$17,215

Jobs Reported

3

Loan #

5476468302

Loan Size

Small

Petroleum Equipment & Services Association

501(c)6 โ€“ Non Profit Membershi

$273,576 Paid in Full
Address:
2500 Citywest Blvd Ste 1110
Houston, TX77042-3049
Approved

Feb 14, 2021

Forgiven

$275,210

Jobs Reported

14

Loan #

9062098405

Loan Size

Medium

Alpha Dental Support, INC.

Corporation

$29,427 Paid in Full
Address:
7850 Parkwood Circle Dr Ste A-9
Houston, TX77036
Approved

Apr 29, 2020

Forgiven

$29,740

Jobs Reported

2

Loan #

4377287300

Loan Size

Small

Uhs Properties, LLC

Limited Liability Company(LLC

$9,270 Exemption 4
Address:
9800 Centre Pkwy Ste 646
Houston, TX77036
Approved

May 1, 2020

Jobs Reported

2

Loan #

1245667704

Loan Size

Small

Nelson Cooper & Ortiz LLC

Limited Liability Company(LLC

$45,025 Paid in Full
Address:
9800 Centre Pkwy Ste 800
Houston, TX77036-8293
Approved

Mar 6, 2021

Forgiven

$45,388

Jobs Reported

7

Loan #

7544268510

Loan Size

Small

Law Office Of Victor D Walker PC

Corporation

$38,800 Paid in Full
Address:
9800 Centre Pkwy Ste 210
Houston, TX77036-8461
Approved

Mar 26, 2021

Forgiven

$39,046

Jobs Reported

3

Loan #

9640468608

Loan Size

Small

Divine Group INC.

Corporation

$33,470 Paid in Full
Address:
9800 Centre Pkwy Ste 120
Houston, TX77036-8363
Approved

Mar 13, 2021

Forgiven

$33,703

Jobs Reported

4

Loan #

1514538608

Loan Size

Small

Tax Gator INC

Corporation

$23,225 Paid in Full
Address:
9800 Centre Pkwy Ste 643
Houston, TX77036-8477
Approved

Apr 21, 2021

Forgiven

$23,490

Jobs Reported

10

Loan #

7117658809

Loan Size

Small

Senior Retreat LLC

Corporation

$82,600 Paid in Full
Address:
7850 Parkwood Circle Dr Suite A
Houston, TX77036
Approved

Apr 14, 2020

Forgiven

$83,324

Jobs Reported

18

Loan #

7307407101

Loan Size

Small

Bellaire Doctors, P.a.

Corporation

$21,600 Paid in Full
Address:
7850 Parkwood Circle Dr A6
Houston, TX77079-3324
Approved

Apr 10, 2020

Forgiven

$21,798

Jobs Reported

4

Loan #

2538957107

Loan Size

Small

Indigo Software LLC

Self-Employed Individuals

$16,666 Paid in Full
Address:
2500 Citywest Blvd Ste 300
Houston, TX77042-3000
Approved

May 30, 2020

Forgiven

$17,019

Jobs Reported

1

Loan #

5731057800

Loan Size

Small

Indoor Air Specialist INC

Subchapter S Corporation

$28,720 Paid in Full
Address:
9800 Centre Pkwy Ste 230
Houston, TX77036
Approved

May 1, 2020

Forgiven

$29,030

Jobs Reported

6

Loan #

1898497709

Loan Size

Small

Indoor Air Specialist INC

Subchapter S Corporation

$24,660 Paid in Full
Address:
9800 Centre Pkwy Ste 230
Houston, TX77036-8264
Approved

Feb 3, 2021

Forgiven

$24,910

Jobs Reported

5

Loan #

2635538402

Loan Size

Small

Alpha Dental Support INC.

Corporation

$29,427 Paid in Full
Address:
7850 Parkwood Circle Dr Ste A-9
Houston, TX77036-6760
Approved

Mar 17, 2021

Forgiven

$29,634

Jobs Reported

2

Loan #

3848668600

Loan Size

Small

Temo-J Corporation

Corporation

$8,035 Paid in Full
Address:
9800 Centre Pkwy Ste 640
Houston, TX77036-8477
Approved

May 4, 2020

Forgiven

$8,102

Jobs Reported

6

Loan #

1214247410

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 22 PPP loan records are linked to businesses associated with Gene McCubbin. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Gene McCubbin on the map

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Gene McCubbin in Houston, TX: Background Summary

Location
11003 Wortham Blvd, Houston Tx 77065, Houston, TX
Other Locations
Taylorsville, KY ยท Dewey-Humboldt, AZ ยท Williamstown, KY and 4 more
Profiles Found
10 people with this name
Phone Numbers
(502) 538-3702 and 3 others on file
Email
jimwww@io.com and 2 others on file
Possible Relatives
Joyce A Mccubbin, Jaunita Mccubbin, Yvonne Mccubbin
Career
President And Founder, President at Tech Execs, Techexecs Inc
Properties
1property owned
Vehicles
4 linked โ€” 2007 Ford Edge, 2012 Chevrolet Equinox and 2 more
Contributions
$320 total โ€” Rogers, Wendy, Rogers, Wendy
PPP Loans
$1183K for Nelson, Cooper & Ortiz, LLC, Tax Gator INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gene McCubbin. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gene McCubbin

Search Complexity: High

95 public records across 5states, belonging to approximately 10 different individuals. With 10 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Texas (33%), followed by Kentucky and Arizona. Spans the South and West regions.

TX31recordsKY8recordsAZ6recordsMO1recordWA1record

Record Type Breakdown

Data spans 7 record categories. Largest: Business & Corporate Filings (31%), which reveal professional roles and employer history. Also includes PPP Loan Records (22) and Corporate Records (21).

28
Business & Corporate Filings
22
PPP Loan Records
21
Corporate Records
11
Contact & Address Records
4
Vehicle Registration Records
4
Political Contribution Records

Age Distribution

Age range: approximately 19 years. Largest group: Senior (65+) (67%).

Senior (65+)2peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gene McCubbin

Does Gene McCubbin own property?
County assessor records show 1 property associated with Gene McCubbin . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gene McCubbin?
Records show 4 vehicle registrations associated with Gene McCubbin, including a 2007 FORD EDGE. Registered makes include Ford, Chevrolet, Mercedes-Benz, Volkswagen. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gene McCubbin?
We found 28 business affiliations for Gene McCubbin (President And Founder). Other companies include Techexecs Inc, Webxites LP. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gene McCubbin made political donations?
FEC disclosure records show 4 reported political contributions from Gene McCubbin, totaling $320. Recipients include Rogers, Wendy and ActBlue Texas. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gene McCubbin?
Our database contains 95 total records for Gene McCubbin spanning 5 states. This includes 10 distinct contact records, 5 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gene McCubbin?
The 95 records displayed for Gene McCubbin are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gene McCubbin remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.