Gerald Hurlbert from Saint Charles, MO

Age 67
๐Ÿ“ 1533 Sherman Dr, Saint Charles, MO 63303
๐Ÿ“ž (636) 946-4670, (636) 795-4909, (636) 946-4670
โœ‰๏ธ thurlbert@hotmail.com

Gerald Hurlbert

Age 100 b. 1926-01-29
๐Ÿ“ 1620 Lewis Ave, Biloxi Ms
๐Ÿ“ž (228) 860-5709, (228) 432-1600
โœ‰๏ธ WWHURLBERT@AOL.COM

Gerald Hurlbert

๐Ÿ“ 8104 Pennsylvania Ln, Kansas City Mo
๐Ÿ“ž (636) 946-4670, (314) 609-5081
โœ‰๏ธ JERRY.HURLBERT@STCHARLESCITYMO.GOV

Gerald Hurlbert from Biloxi, MS

Age 100 b. 1926 Harrison Co.
๐Ÿ“ 1620 Lewis Ave
๐Ÿ“ž (228) 432-1600, (228) 437-0221

Gerald Hurlbert from Biloxi, MS

Age 88
๐Ÿ“ 1620 Lewis Ave, Biloxi, MS 39531
๐Ÿ“ž (228) 432-1600, (601) 432-1600, (228) 437-0221
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stacie M Hurlbert,Wanda W Hurlbert,Wan Hurlbert

Gerald Hurlbert from Bellingham, WA

Age 93 b. Feb 1933 Whatcom Co.
๐Ÿ“ 818 E Mcleod Rd
๐Ÿ“ž (360) 734-5344

Gerald Hurlbert

๐Ÿ“ 1533 Sherman Dr, Saint Charles Mo
๐Ÿ“ž (636) 946-4670, (314) 341-1567
โœ‰๏ธ JERRY.HURLBERT@STCHARLESCITYMO.GOV

Gerald Hurlbert from Rancho Cucamonga, CA

Age 88
๐Ÿ“ 9447 Lemon Ave, Rancho Cucamonga, CA 91701
๐Ÿ“ž (909) 987-7966

Gerald Hurlbert from Weaverville, CA

Age 93 b. Oct 1932 Trinity Co.
๐Ÿ“ Po Box 907

Gerald Hurlbert from Rancho Cucamonga, CA

Age 91 b. Apr 1934 San Bernardino Co.
๐Ÿ“ 9447 Lemon Ave
๐Ÿ‘ค aka Hurlbert Gerald

Gerald Hurlbert from Saint Charles, MO

Age 79 b. Mar 1947 Saint Charles Co.
๐Ÿ“ 2309 Ruger Cir

Gerald Hurlbert from Redding, CA

Age 94 b. 1932 Male
๐Ÿ“ 451 Hilltop Dr Apt 241
๐Ÿ’ผ 1403
๐Ÿ“ž (530) 623-2829 (Cell)

Gerald Hurlbert from Mount Dora, FL

Lake Co.
๐Ÿ“ 7906 Earlwood Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 13 contact records for Gerald Hurlbert across 5 states. The most recent address on file is in Biloxi, Mississippi. Of these records, 9 include phone numbers and 4 include email addresses. Ages range from 67 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hurlbert Gerald R*hurlbert Mary Christine

St-charles County
· 1533 Sherman Dr, Frontier
Built: 1964.0

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Gerald Hurlbert in Frontier. Values shown are from county assessor records and may differ from current market prices.

Gerald Russell Hurlbert

County: St. Charles

Gerald Lee Hurlbert

Reg: 08/09/1954
3802 James St, Bellingham, WA, 98226
DOB: 02/28/1933 Gender: Male
County: WM

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Gerald Hurlbert in Washington. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 FORD FOCUS
ยท Registered to: Gerald Hurlbert
ยท VIN: 1FAHP35N09W113354
·
1533 Sherman Dr, Saint Charles, MO, 63303
1994 DODGE RAM 1500
ยท Registered to: Gerald Hurlbert
ยท VIN: 3B7HC16Y7RM550772
·
7085 W Amity Rd, Boise, ID, 83709
·
(208) 297-5965
2011 NISSAN JUKE
ยท Registered to: Gerald Hurlbert
ยท VIN: JN8AF5MRXBT018861
·
9447 Lemon Ave, Alta Loma, CA, 91701-4137
·
(909) 987-7966
1978
ยท Registered to: Gerald Hurlbert
ยท VIN: 8K35T535605
·
393 N Burton Ave, Burley, ID, 83318
1990 CHRYSLER IMPERIAL CAR MID LUXURY
ยท Registered to: Gerald Hurlbert
ยท VIN: 1C3XY56R5LD850704
·
10555 Horseshoe Bend Rd, Boise, ID, 83714

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Gerald Hurlbert. Registered makes include Ford, Dodge, Nissan, Chrysler. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gerald Hurlbert

Principal at George Butle ยท Greater St. Louis Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 2 business affiliations were found for Gerald Hurlbert. Records are compiled from state business registries, SEC filings, and professional networking databases.

New England Draft Pony Association, INC.

Addr: 352 E. Main St, Troy, VT, 05868
VT
President: Gerald Hurlbert

Unknown Corporation

ID: 54391
Principal: Gerald Hurlbert

Source: Public Records Gerald Hurlbert appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Gerald Hurlbert

Prof. Engineer
NOT RENEWED
License # 062046660
Firm: Gerald R Hurlbert
Addr: St Louis, MO 63101

gerald hurlbert

Prof. Engineer
NOT RENEWED
License # 062046660
Addr: St Louis, MO 63101
County: Missouri
Issued: Mar 26, 1991 Exp: Nov 30, 2011

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Gerald Hurlbert holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Gerald Hurlbert

Saint John's Seminary - Kansas City, MO, MO
1965

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Gerald Hurlbert has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Oct 9, 2002
2002 REP
Dolan, Jonathan
Hurlbert, Gerald Civil Engineer @ George Butler Assn St Charles, MO
$62 Jun 30, 2000
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates St Charles, MO
$150 Jun 30, 1999
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Assn St Charles, MO
$50 Feb 8, 1998
1998 DEM
House, Ted
Hurlbert, Gerald Civil Engineer @ George Butler Assn St Charles, MO
$125 Mar 26, 2008
2008 REP
Faith, Sally A
Hurlbert, Gerald George Butler Associates INC St Charles, MO
$250 Oct 5, 2005
2006 R
Bearden, Carl L
Hurlbert, Gerald St Charles, MO
$300 Aug 18, 2008
2008 REP
Gibbons, Mike
Hurlbert, Gerald George Butler Associates INC St Charles, MO
$100 Aug 8, 2002
2002 REP
Dolan, Jonathan
Hurlbert, Gerald R Civil Engineer @ George Butler & Associates St Charles, MO
$75 Sep 30, 1999
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Assn St Charles, MO
$50 Jun 21, 2000
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates St Charles, MO
$175 Jun 27, 2003
2004 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates St Charles, MO
$50 Oct 26, 2000
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates St Charles, MO
-$372 Feb 29, 2000
2000 REP
Ehlmann, Steven E
Hurlbert, Gerald Civil Engineer @ George Butler Associates St Charles, MO
$25 Mar 20, 2002
2002 REP
Brungard, Dan
Hurlbert, Gerald Homemaker @ George Butler & Assn St Charles, MO
$100 Jan 1, 1
2000 REP
Ortwerth, Joe
Hurlbert, Gerald George Butler & Associates St Charles, MO
$25 Dec 24, 2001
2002 REP
Brungard, Dan
Hurlbert, Gerald Homemaker St Charles, MO
$200 Aug 30, 2007
2008 REP
Stouffer, Bill
Hurlbert, Gerald St Charles, MO
$250 Nov 10, 1999
2000 REP
Ehlmann, Steven E
Hurlbert, Gerald Civil Engineer @ George Butler Associates St Charles, MO
$100 Sep 30, 1999
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Assn St Charles, MO
$70 Mar 31, 2004
2004 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates SC, MO
$125 Oct 5, 2004
2004 REP
Bearden, Carl L
Hurlbert, Gerald Civil Engineer @ George Butler Assn St Charles, MO
-$25 Apr 9, 2004
2004
Nrsc Nonfederal
Hurlbert, Gerald Alta Loma, CA
$250 Sep 13, 2000
2000 DEM
House, Ted Clint
Hurlbert, Gerald Civil Engineer @ George Butler Associates INC St Charles, MO
$100 Oct 28, 2003
2004 REP
Bearden, Carl L
Hurlbert, Gerald Civil Engineer @ George Butler Assn St Charles, MO
$250 Jul 10, 2000
2000 DEM
House, Ted Clint
Hurlbert, Gerald Civil Engineer @ George Butler Associates INC St Charles, MO
$100 Oct 28, 2004
2004 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates SC, MO
$250 Jun 22, 1999
2000 REP
Ehlmann, Steven E
Hurlbert, Gerald Civil Engineer @ George Butler Associates St Charles, MO
$125 Jan 1, 1
2000 REP
Ortwerth, Joe
Hurlbert, Gerald George Butler & Associates St Charles, MO
$50 Nov 2, 2000
2000 REP
Gross, Chuck
Hurlbert, Gerald R Civil Engineer @ George Butler Associates St Charles, MO
$200 Sep 18, 2003
2004 REP
Schneider, Vicki
Hurlbert, Gerald R St Charles, MO
-$25 Apr 9, 2004
Nrsc Nonfederal
Contributor Alta Loma, CA
-$25 Apr 9, 2004
Unknown Committee
Hurlbert, Gerald Alta Loma, CA
$100
2004 R
Bearden, Carl L
Contributor George Butler Association St Charles, MO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 33 political contribution records found for Gerald Hurlbert. Total disclosed contributions amount to $3,757. Recipients include Nrsc Nonfederal, Bearden, Carl L. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Gerald R Hurlbert

Age 84 Male
·
PO Box 907, Weaverville, CA 96093 (Trinity County)
40.7321, -122.9410
· (530) 623-2829
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1941 Purchased 1992
MP

Gerald L Hurlbert

Age 84 Male
·
3802 James St, Bellingham, WA 98226 (Whatcom County)
48.7831, -122.4610
· (360) 223-2126
TZ: Pacific
Multi-Family
MP

Gerald Hurlbert

Male
·
1412 Courthouse Rd, Gulfport, MS 39507 (Harrison County)
30.4058, -89.0446
· (228) 342-9407
TZ: Central
Homeowner Single Family Built 1927
MP

Gerald D Hurlbert

Age 91 Male
·
1620 Lewis Ave, Biloxi, MS 39531 (Harrison County)
30.4041, -88.9348
· (228) 432-1600
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1959
MP

Gerald D Hurlbert

Male
·
352 E Main St, North Troy, VT 05859 (Orleans County)
44.9414, -72.4537
· (802) 988-2862
Marital: Married TZ: Eastern
Homeowner Single Family Built 1880

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Gerald Hurlbert. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Gerald Hurlbert. These loans were issued to businesses, not individuals.

Dillon'S Country Treasures LLC

Limited Liability Company(LLC

$18,300 Paid in Full
Address:
352 E Main St
Romney, WV26757-1822
Approved

Apr 3, 2020

Forgiven

$18,405

Jobs Reported

4

Loan #

4384337006

Loan Size

Small

D & M Auto Body INC

Corporation

$483,010 Paid in Full
Address:
352 E Main St
Rockaway, NJ07866-3605
Approved

Jan 30, 2021

Forgiven

$484,730

Jobs Reported

30

Loan #

9247698306

Loan Size

Medium

Carol Bonneau

Sole Proprietorship

$20,832 Paid in Full
Address:
352 E Main St
Jay, VT05859-9493
Approved

Feb 26, 2021

Forgiven

$20,913

Jobs Reported

1

Loan #

4947668502

Loan Size

Small

Dillon'S Country Treasures LLC

Limited Liability Company(LLC

$14,317 Paid in Full
Address:
352 E Main St
Romney, WV26757-1822
Approved

Apr 7, 2021

Forgiven

$14,363

Jobs Reported

5

Loan #

8343088709

Loan Size

Small

Paul Newhart

Sole Proprietorship

$5,000 Paid in Full
Address:
352 E Main St
Leola, PA17540-1961
Approved

Jan 20, 2021

Forgiven

$5,033

Jobs Reported

1

Loan #

2322978306

Loan Size

Small

Schway Salon

Self-Employed Individuals

$13,965 Paid in Full
Address:
352 E Main St
Lexington, KY40507-1584
Approved

Jan 25, 2021

Forgiven

$14,065

Jobs Reported

1

Loan #

5134598306

Loan Size

Small

Pk Thompson Guitars LLC

Limited Liability Company(LLC

$74,292 Paid in Full
Address:
352 E Main St
Sisters, OR97759
Approved

Jan 25, 2021

Forgiven

$74,669

Jobs Reported

9

Loan #

5506308302

Loan Size

Small

Vincent Davis

Self-Employed Individuals

$10,306 Paid in Full
Address:
352 E Main St
Lexington, KY40507
Approved

May 2, 2020

Forgiven

$10,376

Jobs Reported

1

Loan #

9665547303

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Gerald Hurlbert. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Gerald Hurlbert on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
9
1
3
8
6
2
5

Gerald Hurlbert in Saint Charles, MO: Background Summary

Location
1533 Sherman Dr,Saint Charles, MO 63303, Saint Charles, MO
Other Locations
Biloxi, MS ยท Bellingham, WA ยท Rancho Cucamonga, CA and 4 more
Profiles Found
13 people with this name
Phone Numbers
(636) 946-4670 and 8 others on file
Email
thurlbert@hotmail.com and 2 others on file
Possible Relatives
Michaele Hurlbert, Christina A Hurlbert, Jonathan David Hurlbert, Peter J Hurlbert, Christine Hurlbert and 7 more
Properties
1property owned
Vehicles
5 linked โ€” 2009 Ford Focus, 1994 Dodge Ram 1500 and 3 more
Contributions
$3,757 total โ€” Bearden, Carl L
Licenses
2 professional licenses (PROF. ENGINEER)
PPP Loans
$640K for Dillon'S Country Treasures LLC, D & M Auto Body INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gerald Hurlbert. Because public records are indexed by name rather than by a unique identifier, the 80 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gerald Hurlbert

Search Complexity: High

80 public records across 7states, belonging to approximately 13 different individuals. With 13 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: California (11%), followed by Missouri and Mississippi. Spans the West and Midwest regions.

CA9recordsMO8recordsMS6recordsWA5recordsID3recordsVT2records

Record Type Breakdown

Data spans 9 record categories. Largest: Political Contribution Records (45%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (18) and PPP Loan Records (8).

33
Political Contribution Records
18
Contact & Address Records
8
PPP Loan Records
5
Vehicle Registration Records
3
Professional License Records
2
Voter Registration Records

Frequently Asked Questions About Gerald Hurlbert

Is Gerald Hurlbert a registered voter?
Yes, voter registration records show Gerald Hurlbert is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gerald Hurlbert own property?
County assessor records show 1 property associated with Gerald Hurlbert . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gerald Hurlbert?
Records show 5 vehicle registrations associated with Gerald Hurlbert, including a 2009 FORD FOCUS. Registered makes include Ford, Dodge, Nissan, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gerald Hurlbert?
We found 2 business affiliations for Gerald Hurlbert. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gerald Hurlbert made political donations?
FEC disclosure records show 33 reported political contributions from Gerald Hurlbert, totaling $3,757. Recipients include Nrsc Nonfederal and Bearden, Carl L. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gerald Hurlbert?
Our database contains 80 total records for Gerald Hurlbert spanning 7 states. This includes 13 distinct contact records, 9 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gerald Hurlbert?
The 80 records displayed for Gerald Hurlbert are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gerald Hurlbert remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.