Greg Gerhardt from Leominster, MA

Age 58
๐Ÿ“ 18 Flintlock Dr, Leominster, MA 01453
๐Ÿ“ž (978) 840-1617, (978) 840-1617, (508) 263-3246
โœ‰๏ธ gerhardt@bicnet.net

Greg Gerhardt

Age 46 b. 1979-06-16
๐Ÿ“ 1912 Bridgeview, Lynden Wa 98264
๐Ÿ“ž (561) 202-4425, (360) 389-7255
โœ‰๏ธ GREGGERHARDT1979@YAHOO.COM, greggerhardt1979@yahoo.com

Greg Gerhardt

Age 33 b. 1992-04-20
๐Ÿ“ 5525 Knoll View Way, Spanish Spgs Nv
๐Ÿ“ž (775) 203-6610
โœ‰๏ธ ALEXXGERHARDT@GMAIL.COM

Greg Gerhardt from Nicholasville, KY

Age 57
๐Ÿ“ 105 Parker Ln, Nicholasville, KY 40356
๐Ÿ“ž (720) 344-9332, (303) 423-7510, (303) 696-9677

Greg A Gerhardt

๐Ÿ“ 105 Parker Ln, Nicholasville Ky
๐Ÿ“ž (859) 552-3998
โœ‰๏ธ GREGG@UKY.EDU

Greg Gerhardt from Jupiter, FL

Male
๐Ÿ“ 123 E Thatch Palm Cir
๐Ÿ“ž (561) 202-4434 (SPRINT)

Greg Gerhardt from Nicholasville, KY

Age 69 b. 1957 Male
๐Ÿ“ 105 Parker Ln
๐Ÿ“ž (859) 296-4576

Greg Gerhardt from Albuquerque, NM

Age 74 b. 1952
๐Ÿ“ 5204 2nd St Nw

Greg Gerhardt from Wheat Ridge, CO

Age 68 b. Jul 1957 Jefferson Co.
๐Ÿ“ 10680 W 47th Pl

Greg Gerhardt from Laurel, MD

Age 100 b. Jun 1925 Prince Georges Co.
๐Ÿ“ 11616 Clocktower Ln

Greg Gerhardt from Nashua, NH

Age 70 b. Feb 1956 Hillsborough Co.
๐Ÿ“ 3 Riesling Pl

Greg Gerhardt from Burtonsville, MD

Montgomery Co.
๐Ÿ“ 3500 Spencerville Rd
๐Ÿ“ž (704) 825-1798

Greg Gerhardt from Derry, NH

Rockingham Co.
๐Ÿ“ 4 Richardson Dr Unit A

Greg Gerhardt from Sparks, NV

Washoe Co.
๐Ÿ“ 69 E Quail St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 14 contact records for Greg Gerhardt across 8 states. The most recent address on file is in Jupiter, Florida. Of these records, 8 include phone numbers and 4 include email addresses. Ages range from 57 to 58, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Gerhardt Greg C Etal

Worcester County
· 18 Flintlock Rd, Leominster Ma 1453.0
Built: 1987.0
Assessed: $253,900 ยท Sale: $208,578 (1987/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Greg Gerhardt in Leominster. Values shown are from county assessor records and may differ from current market prices.

Greg Alexander Gerhardt

1592 Satellite Dr, Sparks, NV, 89436
County: Washoe

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Greg Gerhardt in Nevada. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Ford F-250 SD
ยท Registered to: Greg Gerhardt
ยท VIN: 1FT7W2BT1BED12429
·
12167 W Highlander Rd, Boise, ID, 83709
·
(208) 570-3038
ยท Registered to: Greg Gerhardt
ยท VIN: 1MDKNKK196A327174
·
930 Spanish Springs Rd, Sparks, NV, 89434
·
(775) 358-6575
2010 BMW 5-Series Gran Turism
ยท Registered to: Greg Gerhardt
ยท VIN: WBASP4C56AC341211
·
930 Spanish Springs Rd, Sparks, NV, 89434-9401
·
(775) 772-0203
2008 Ford F-150
ยท Registered to: Greg Gerhardt
ยท VIN: 1FTPW145X8KC57675
·
Po Box 7637, Reno, NV, 89510
·
(775) 359-8817
2001 CHEVROLET CORVETTE CONV
ยท Registered to: Greg Gerhardt
ยท VIN: 1G1YY32G915127916
·
105 Parker Ln, Nicholasville, KY, 40356
·
(859) 296-4895
2003 FORD F350 PICKUP
ยท Registered to: Greg Gerhardt
ยท VIN: 1FTSW31P73EB41689
·
930 Spanish Springs Rd, Sparks, NV, 89434
·
(775) 358-6575
1996 FORD EXPLORER WAGON
ยท Registered to: Greg Gerhardt
ยท VIN: 1FMDU34X7TZA52929
·
105 Parker Ln, Nicholasville, KY, 40356
·
(859) 296-4895
2003 GMC ENVOY
ยท Registered to: Greg Gerhardt
ยท VIN: 1GKDT13S432310869
·
48 Stone Ridge Dr, Rutland, VT, 05701
·
(802) 786-5299
2011 Ford F-250 SUPER DUTY
ยท Registered to: Greg Gerhardt
·
12167 W Highlander Rd, Boise, ID, 83709-5128
·
(208) 570-3038

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 9 vehicle registration records are associated with Greg Gerhardt. Registered makes include Ford, Bmw, Chevrolet, Gmc. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Johns Hopkins Hospital

Gone-core Lab Supervisor-retired
+14105027693
Baltimore,

Bob Daniels Buick GMC Truck

Greg GerhardtPresident
(614) 885-2480steward_robert@.bns.att.com
960 Morse Rd, Columbus, OH43229

Bob Daniels Buick

Greg Gerhardt
(614) 885-2480steward_robert@bns.att.com
Columbus, 43228OH

Greg Gerhardt

United States

Empire Equipment Sales Co

Greg GerhardtCS and S
(614) 885-2480steward_robert@bns.att.com
960 Morse Rd, Columbus, OH43229
empireequipment.com

Comp Air

Greg GerhardtAccountant
(561) 202-4425greg.gerhardt@msn.com
123 E Thatch Palm Cir, Jupiter, FL33458

Ball Electronics

Greg GerhardtOwner
(256) 494-0556greg@gregball.com
Gadsden, AL

Gelson's Markets

Greg GerhardtCategory Manager
(323) 660-0387gerhardt@gelsons.com
Los Angeles, CA

Comp Air

Greg GerhardtAccountant
(561) 202-4425greg.gerhardt@msn.com
123 E Thatch Palm Cir, Jupiter, FL33458

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 16 business affiliations were found for Greg Gerhardt. Companies include Bob Daniels Buick GMC Truck, Bob Daniels Buick, Comp Air and 2 more. Roles listed include Gone-core Lab Supervisor-retired and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Gerhardt & Berry Construction, INC.

Filed: Jul 2, 1974
CEO: Greg Gerhardt

Unknown Corporation

Kentucky Limited Liability Company/Foreign Limited Liability Company
Officer: Greg A Gerhardt

Gerhardt & Berry Properties, INC.

Addr: P.o. Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Gerhardt-Berry Moana Investments, LLC

Addr: 2134 Kleppe Lane, Sparks, NV, 89431
NV
Officer: Greg Gerhardt

Gerhardt & Berry Construction,INC.

Addr: 930 Spanish Springs Rd, Sparks, NV, 89434
NV
Officer: Greg Gerhardt

Gerhardt & Berry Properties, INC.

Addr: PO Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Gater, LLC

Addr: PO Box 51749, Sparks, NV, 89435
NV
Officer: Greg Gerhardt

Gerhardt & Berry Properties, INC.

Addr: P.o. Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Gerhardt & Berry Construction,INC.

Addr: 930 Spanish Springs Rd, Sparks, NV, 89434
NV
Officer: Greg Gerhardt

Gerhardt-Berry Moana Investments, LLC

Addr: 2134 Kleppe Lane, Sparks, NV, 89431
NV
Officer: Greg Gerhardt

Gerhardt & Berry Construction,INC.

Addr: 930 Spanish Springs Rd, Sparks, NV, 89434
NV
Officer: Greg Gerhardt

Gerhardt & Berry Construction,INC.

Addr: 930 Spanish Springs Rd, Sparks, NV, 89434
NV
Officer: Greg Gerhardt

Gerhardt & Berry Properties, INC.

Addr: PO Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Gerhardt & Berry Properties, INC.

Addr: PO Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Gater, LLC

Addr: PO Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Gerhardt & Berry Properties, INC.

Addr: PO Box 7637, Reno, NV, 89510
NV
Officer: Greg Gerhardt

Quanteon, LLC

Addr: KY
KY
Member: Greg Gerhardt

Source: Public Records Greg Gerhardt appears in 17 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Greg Gerhardt - Nicholasville

Patent Details

Greg Gerhardt
#9402875

Patent Details

Greg Gerhardt
#8946152

Patent Details

Greg Gerhardt
#8946151

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Greg Gerhardt is listed as an inventor or co-inventor on 4 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$1,000 Feb 28, 2011
2012 REP
Heller, Dean
Gerhardt, Greg Sparks, NV
$2 Nov 22, 2004
2004
Michigan Farm Bureau Pac Agri Pac
Gerhardt, Greg Kawkawlin, MI
$2,500 Oct 15, 2018
2018 REP
Heller, Dean
Gerhardt, Greg Vice President @ Gerhardt & Berry Construction Sparks, NV
$250 Jul 29, 2011
2012 REP
Amodei, Mark Eugene
Gerhardt, Greg Owner @ Gerhardt & Berry Construction Sparks, NV
$500 Feb 24, 2016
2016 REP
Cruz, Rafael Edward Ted
Gerhardt, Greg President @ Gerhardt & Berry Const INC Sparks, NV
$1,000 Jun 9, 2000
2000 REP
Bush, George W
Gerhardt, Greg A Attorney @ Gerhardt And Berry Reno, NV
$1,000 Mar 30, 2011
2012 REP
Heller, Dean
Gerhardt, Greg Owner @ Gerhardt & Berry Construction Sparks, NV
$2 Nov 22, 2004
Michigan Farm Bureau Pac Agri Pac
Contributor Kawkawlin, MI
$1,000 May 28, 2020
Unknown Committee
Gerhardt, Greg Entrepreneur Sparks, NV

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Greg Gerhardt. Total disclosed contributions amount to $7,254. Recipients include Michigan Farm Bureau Pac Agri Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Greg C Gerhardt

Age 61 Male
·
18 Flintlock Dr, Leominster, MA 01453 (Worcester County)
42.4920, -71.7400
· (978) 387-3878
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1987 Purchased 1987
MP

Greg Gerhardt

Age 61 Male
·
1201 Parrs Ridge Dr, Spencerville, MD 20868 (Montgomery County)
39.1234, -76.9856
· (240) 342-2236
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Greg A Gerhardt

Age 25 Male
·
1592 Satellite Dr, Sparks, NV 89436 (Washoe County)
39.5704, -119.7160
Marital: Single TZ: Pacific
Homeowner Single Family
MP

Greg A Gerhardt

Age 55 Male
·
930 Spanish Springs Rd, Sparks, NV 89434 (Washoe County)
39.5599, -119.7300
· (775) 772-0203
Marital: Married TZ: Pacific
Occ: Education Edu: Graduate School
Homeowner Single Family Built 1948 Purchased 2016
MP

Greg A Gerhardt

Age 60 Male
·
105 Parker Ln, Nicholasville, KY 40356 (Jessamine County)
37.9809, -84.6543
· (859) 552-3998
Marital: Married TZ: Eastern
Homeowner Single Family Built 1998 Purchased 2000
MP

Greg Gerhardt

Male
·
1225 Spanish Springs Rd, Sparks, NV 89434 (Washoe County)
39.5635, -119.7280
· (775) 358-8123
TZ: Pacific
Homeowner Single Family Built 1948 Purchased 1999

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Greg Gerhardt. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Greg Gerhardt. These loans were issued to businesses, not individuals.

Gerhardt & Berry Constructions, INC.

Corporation

$296,500 Paid in Full
Address:
2134 Kleppe Ln
Sparks, NV89431-6453
Approved

Apr 12, 2020

Forgiven

$298,482

Jobs Reported

22

Loan #

3707587110

Loan Size

Medium

All Notary & Tax Services

Corporation

$11,435 Paid in Full
Address:
305 W Moana Ln Suite A
Reno, NV89509
Approved

May 11, 2020

Forgiven

$10,494

Jobs Reported

1

Loan #

4915567408

Loan Size

Small

Fine Line Auto Body, INC.

Subchapter S Corporation

$379,187 Paid in Full
Address:
960 Morse Rd
Columbus, OH43229
Approved

May 1, 2020

Forgiven

$382,975

Jobs Reported

34

Loan #

2203547710

Loan Size

Medium

Twins Auto Group LLC

Limited Liability Company(LLC

$551,000 Paid in Full
Address:
960 Morse Rd
Columbus, OH43229-6212
Approved

Apr 13, 2020

Forgiven

$556,827

Jobs Reported

54

Loan #

4333807103

Loan Size

Medium

Kristin Gandolfo LLC

Corporation

$5,300 Paid in Full
Address:
305 W Moana Ln Ste D
Reno, NV89509-4924
Approved

May 27, 2020

Forgiven

$5,373

Jobs Reported

1

Loan #

4186227802

Loan Size

Small

Jeffrey Dickerson

Sole Proprietorship

$9,792 Paid in Full
Address:
305 W Moana Ln Ste E
Reno, NV89509-4984
Approved

Feb 19, 2021

Forgiven

$9,832

Jobs Reported

1

Loan #

1915148501

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with Greg Gerhardt. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Greg Gerhardt on the map

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Greg Gerhardt in Lynden, WA: Background Summary

Location
1912 Bridgeview, Lynden Wa 98264, Lynden, WA
Other Locations
Jupiter, FL ยท Nicholasville, KY ยท Albuquerque, NM and 6 more
Profiles Found
14 people with this name
Phone Numbers
(978) 840-1617 and 8 others on file
Email
gerhardt@bicnet.net and 3 others on file
Possible Relatives
Michelle Gerhardt, Leslie H Gerhardt, Kirk J Gerhardt, Nancy K Gerhardt, Leonora M Gerhardt and 7 more
Career
Gone-core Lab Supervisor-retired, President at Bob Daniels Buick GMC Truck, Bob Daniels Buick
Properties
1property owned
Vehicles
9 linked โ€” 2011 Ford F-250 Sd, 0 and 7 more
Contributions
$7,254 total โ€” Michigan Farm Bureau Pac Agri Pac
PPP Loans
$1253K for Gerhardt & Berry Constructions, INC., All Notary & Tax Services

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Greg Gerhardt. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Greg Gerhardt

Search Complexity: High

87 public records across 15states, belonging to approximately 14 different individuals. With 14 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Nevada (25%), followed by Massachusetts and Kentucky. Spans the West and South regions.

NV22recordsMA6recordsKY4recordsOH4recordsFL4recordsMD3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (22%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (17) and Business & Corporate Filings (16).

18
Contact & Address Records
17
Corporate Records
16
Business & Corporate Filings
9
Vehicle Registration Records
9
Political Contribution Records
6
PPP Loan Records

Age Distribution

Age range: approximately 67 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)4peopleMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Greg Gerhardt

Is Greg Gerhardt a registered voter?
Yes, voter registration records show Greg Gerhardt is registered in Nevada. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Greg Gerhardt own property?
County assessor records show 1 property associated with Greg Gerhardt . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Greg Gerhardt?
Records show 9 vehicle registrations associated with Greg Gerhardt, including a 2011 Ford F-250 SD. Registered makes include Ford, Bmw, Chevrolet, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Greg Gerhardt?
We found 16 business affiliations for Greg Gerhardt (Gone-core Lab Supervisor-retired). Other companies include Bob Daniels Buick, Comp Air. Business records are compiled from state registries, SEC filings, and professional databases.
Has Greg Gerhardt made political donations?
FEC disclosure records show 9 reported political contributions from Greg Gerhardt, totaling $7,254. Recipients include Michigan Farm Bureau Pac Agri Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Greg Gerhardt?
Our database contains 87 total records for Greg Gerhardt spanning 15 states. This includes 14 distinct contact records, 8 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Greg Gerhardt?
The 87 records displayed for Greg Gerhardt are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Greg Gerhardt remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.