Gretchen Wilkinson from Alexandria, VA

Age 44
๐Ÿ“ 513 Howell Ave #a, Alexandria, VA 22301
๐Ÿ“ž (703) 519-1797, (703) 971-2970, (703) 566-8135, (703) 519-1797, (703) 866-1220, (703) 971-2970, (703) 519-7887, (703) 566-8135, (303) 545-9774
โœ‰๏ธ gwilkinson@cbanet.org
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Rachel A Wilkinson,Kenneth Jon Wilkinson,Martha Annwilkinson,Martha A Wilkinson

Gretchen Wilkinson from Lakewood, CO

Age 40
๐Ÿ“ 355 Union Blvd #302, Lakewood, CO 80228
๐Ÿ“ž (303) 766-8410, (303) 770-9511, (303) 795-6691, (720) 493-8506, (719) 650-3995, (303) 766-8410, (303) 806-9063

Gretchen Wilkinson from Hudson, FL

Age 100
๐Ÿ“ 8023 Beaver Creek Loop, Hudson, FL 34667
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Willard Amos Wilkinson,Willard Wilkinson,Maryann Wilkinson,Bill Wilkinson

Gretchen Wilkinson from Lake Butler, FL

Age 47 b. Feb 1979 Union Co.
๐Ÿ“ 22533 Nw County Rd 235
๐Ÿ“ž (904) 964-7670

Gretchen Wilkinson from Glenview, IL

Age 50 b. Sep 1975 Cook Co.
๐Ÿ“ 1771 Culver Ln
๐Ÿ“ž (778) 923-7452

Gretchen Wilkinson from Boonville, NY

Age 79 b. Jul 1946
๐Ÿ“ 120 Church St
๐Ÿ“ž (206) 579-3614
๐Ÿ‘ค aka Gretchen C Wilkinson, Gretchen A Crosten

Gretchen Wilkinson from Seattle, WA

Age 38 b. Nov 1987 King Co.
๐Ÿ“ 1851 Mcgilvra Blvd E
๐Ÿ“ž (206) 324-8857

Gretchen Wilkinson from Fort Collins, CO

Female
๐Ÿ“ A426 Corbett Hall
๐Ÿ“ž (610) 256-9453 (VERIZON WIRELESS)

Gretchen Wilkinson from Englewood, CO

Age 52 b. 1974 Female
๐Ÿ“ 7440 S Blackhawk St
๐Ÿ“ž (303) 549-9832

Gretchen Wilkinson from Boulder, CO

Age 56 b. Mar 1970 Boulder Co.
๐Ÿ“ 2749 Glenwood Ct 8

Gretchen Wilkinson from Wake Forest, NC

Age 72 b. Jan 1954 Wake Co.
๐Ÿ“ 139 W Vernon Ave

Gretchen Wilkinson from Las Vegas, NV

Clark Co.
๐Ÿ“ 3001 Cabana Dr Trlr 273
๐Ÿ“ž (618) 533-1106

Gretchen Wilkinson from Largo, FL

Pinellas Co.
๐Ÿ“ 13130 116th St
๐Ÿ“ž (813) 585-2165

Gretchen Wilkinson from Fort Collins, CO

Age 38 b. 1988 Female
๐Ÿ“ 1538 Purple Sage Ct

Gretchen Wilkinson from Port Richey, FL

Pasco Co.
๐Ÿ“ 7510 Ridge Rd

Gretchen Wilkinson from Higganum, CT

Middlesex Co.
๐Ÿ“ 68 Landing Rd

Gretchen Wilkinson from San Juan, PR

San Juan Co.
๐Ÿ“ Po Box 194000

Gretchen Wilkinson from Bellaire, TX

๐Ÿ“ 4329 Wendell St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 18 contact records for Gretchen Wilkinson across 11 states. The most recent address on file is in Lake Butler, Florida. Of these records, 10 include phone numbers and 1 include email addresses. Ages range from 40 to 100, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Wilkinson Gretchen

Alexandria County
PIN: 035.03-04-25
· 513 A E Howell Av
Lot: 2,842sqft

Wilkinson Gretchen

Alexandria County
· 513 A E Howell Av, Alexandria

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Gretchen Wilkinson in Alexandria. Values shown are from county assessor records and may differ from current market prices.

Gretchen Elizabeth Wilkinson

Republican Reg: 10/28/2006
2008 Stargazers Rd, Coatesville, PA, 19320
DOB: 08/09/1988 Gender: Female

Gretchen Wilkinson

Democrat
7440s Blackhawk St # 2-106, Englewood, CO, 80112
DOB: 1974 Gender: Female Ph: 303-766-8410
County: Arapahoe

Gretchen Marie Wilkinson

15929 NE 269th Ln, Lawtey, , 32058

gretchen H wilkinson

Democrat Reg: 01/01/1976
139 W Vernon Ave, Wake Forest, NC, 27587
DOB: 1954 Gender: Female
County: Wake

Gretchen A Wilkinson

9509 Bachelors Fortune St, Las Vegas, NV, 89178
County: Clark

Gretchen Elizabeth Wilkinson

2008 Stargazers Rd
DOB: 08/09/1988 Gender: Female

Gretchen C Wilkinson

Reg: 03/05/2014
414 6th Ave, Tacoma, WA, 98402
DOB: 07/10/1946 Gender: Female
County: PI

Gretchen B Wilkinson

Reg: 09/11/2012
2673 Bronson Ave, Dupont, WA, 98327
DOB: 10/16/1970 Gender: Female
County: PI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 8 voter registration records were found for Gretchen Wilkinson in Pennsylvania, Colorado, and 3 other states. Records show affiliations with R, DEM, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1983 TOYOTA HALFTON PICKUP
ยท Registered to: Gretchen Wilkinson
ยท VIN: JT4RN34R9D0075370
·
7440 S Blackhawk St Unit 2106, Englewood, CO, 80112
2011 Hyundai Tucson
ยท Registered to: Gretchen Wilkinson
ยท VIN: KM8JU3AC5BU191764
·
513 E Howell Ave, Alexandria, VA, 22301
·
(703) 597-8089
2011 VOLKSWAGEN GOLF
ยท Registered to: Gretchen Wilkinson
ยท VIN: WVWAA7AJ9BW110109
·
15 South St, Rockport, MA, 01966-1752
1995 TOYOTA CAMRY 4DR SEDAN
ยท Registered to: Gretchen Wilkinson
ยท VIN: JT2SK12E8S0303105
·
15929 NE 269th Ln, Lawtey, FL, 32058

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Gretchen Wilkinson. Registered makes include Toyota, Hyundai, Volkswagen. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Brain Balance Achievement Centers

Program Director
+18008775500gwilkinson@brainbalance.com
Wilmington,

Gretchen Wilkinson

Practice Manager
Spa Bella Medispa
Denver, Colorado, United States

Gretchen Wilkinson

Managing Director International Executive Services
Kpmg

Kpmg LLP

Gretchen WilkinsonSenior Manager Tax
(615) 244-1602gmwilkinson@kpmg.com
Nashville, TN

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Gretchen Wilkinson. Companies include Spa Bella Medispa, Kpmg LLP. Roles listed include Program Director and Commercial Lines Account Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Gretchen Wilkinson

Addr: 9509 Bachelors Fortune St., Las Vegas, NV, 89178
NV

Tink'S Professional Services LLC

Addr: 9509 Bachelors Fortune St., Las Vegas, NV, 89178
NV
Officer: Gretchen Wilkinson

Unknown Corporation

Addr: 9509 Bachelors Fortune St., Las Vegas, NV, 89178
NV
Resident Agent: Gretchen Wilkinson

Source: Public Records Gretchen Wilkinson appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

gretchen MARIE wilkinson

Age 46
Saltwater Fishing - 1 year
Addr: 15929 NE 269th Ln, Lawtey, FL 32058
County: Union

gretchen MARIE wilkinson

Saltwater Fishing - 1 year
Addr: Lawtey, FL 32058
County: Union

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Gretchen Wilkinson holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Gretchen Wilkinson

Ponderosa High School - Parker, CO, CO
1992

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Gretchen Wilkinson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Jul 6, 2016
2016 DEM
Ross, Deborah K
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Duckworth, L Tammy
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Judge, Patty Jean
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Hassan, Margaret Wood
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
McGinty, Kathleen Alana
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Kander, Jason
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Feingold, Russell Dana
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$2 Jul 6, 2016
2016 DEM
Actblue
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Masto, Catherine Cortez
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Strickland, Ted
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
2016 DEM
Kirkpatrick, Ann Leila
Wilkinson, Gretchen Practice Manager @ Spa Bella Denver, CO
$1 Jul 6, 2016
DEM
Judge, Patty Jean
Contributor Practice Manager @ Spa Bella Denver, CO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 12 political contribution records found for Gretchen Wilkinson. Total disclosed contributions amount to $13. Recipients include Judge, Patty Jean. Federal law requires disclosure of contributions above $200 to federal candidates.

Gretchen E Wilkinson

License: 194933 Salesperson

Source: State Real Estate Commissions ยท NAR License Databases

MP

Gretchen H Wilkinson

Age 63 Female
·
139 W Vernon Ave, Wake Forest, NC 27587 (Wake County)
35.9739, -78.5157
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1927 Purchased 2006
MP

Gretchen L Wilkinson

Female
·
6007 E Briarwood Cir, Centennial, CO 80112 (Arapahoe County)
39.5927, -104.9180
TZ: Mountain
Homeowner Single Family Built 1982 Purchased 1999
MP

Gretchen Wilkinson

Age 38 Female
·
22533 NW County Road 235, Lake Butler, FL 32054 (Union County)
30.0269, -82.2106
· (904) 964-7670
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1977 Purchased 2016
MP

Gretchen Wilkinson

Female
·
23 Wheeler St, Gloucester, MA 01930 (Essex County)
42.6304, -70.6798
Marital: Married TZ: Eastern
Single Family
MP

Gretchen E Wilkinson

Age 41 Female
·
1771 Culver Ln, Glenview, IL 60025 (Cook County)
42.0639, -87.8030
· (847) 280-4400
Marital: Married TZ: Central
Homeowner Single Family Built 1952 Purchased 2009
MP

Gretchen Wilkinson

Age 46 Female
·
PO Box 10023, Columbia, SC 29207 (Richland County)
34.0106, -80.9435
· (253) 683-0166
TZ: Eastern
Edu: Some College
Single Family
MP

Gretchen A Wilkinson

Age 47 Female
·
9509 Bachelors Fortune St, Las Vegas, NV 89178 (Clark County)
36.0149, -115.2950
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 2006 Purchased 2013
MP

Gretchen E Wilkinson

Age 47 Female
·
114 E Raymond Ave, Alexandria, VA 22301 (Alexandria City County)
38.8303, -77.0582
· (703) 597-8089
Marital: Single TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1930 Purchased 2014
MP

Gretchen L Wilkinson

Age 43 Female
·
7440 S Blackhawk St, Englewood, CO 80112 (Arapahoe County)
39.5818, -104.8230
· (303) 549-9832
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Multi-Family Built 2002 Purchased 2002
MP

Gretchen L Wilkinson

Age 46 Female
·
1348 Elizabeth St, Denver, CO 80206 (Denver County)
39.7376, -104.9560
· (303) 253-3980
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 1908 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Gretchen Wilkinson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Gretchen Wilkinson. These loans were issued to businesses, not individuals.

Handy Home Services

Limited Liability Company(LLC

$7,800 Paid in Full
Address:
7440 S Blackhawk St #11-202
Englewood, CO80112
Approved

May 11, 2020

Forgiven

$7,886

Jobs Reported

1

Loan #

4956087402

Loan Size

Small

Global Meetings Resource LLC

Limited Liability Company(LLC

$1,100 Paid in Full
Address:
7440 S Blackhawk St Unit 2101
Englewood, CO80112-4324
Approved

Feb 20, 2021

Forgiven

$1,104

Jobs Reported

1

Loan #

2535728501

Loan Size

Small

Debbie Leiteritz

Sole Proprietorship

$4,547 Exemption 4
Address:
7440 S Blackhawk St
Englewood, CO80112-4055
Approved

Mar 30, 2021

Jobs Reported

1

Loan #

2726038705

Loan Size

Small

Alexander Handby

Independent Contractors

$20,833 Exemption 4
Address:
7440 S Blackhawk St N/A
Englewood, CO80112-4320
Approved

Apr 17, 2021

Jobs Reported

1

Loan #

5508008800

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Gretchen Wilkinson. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Gretchen Wilkinson on the map

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Gretchen Wilkinson in Alexandria, VA: Background Summary

Location
513 Howell Ave #A,Alexandria, VA 22301, Alexandria, VA
Other Locations
Lake Butler, FL ยท Glenview, IL ยท Boonville, NY and 11 more
Profiles Found
18 people with this name
Phone Numbers
(703) 519-1797 and 9 others on file
Email
gwilkinson@cbanet.org
Possible Relatives
Rachel A Wilkinson, Kenneth Jon Wilkinson, Martha Annwilkinson, Martha A Wilkinson, Linda Louise Geist and 12 more
Career
Program Director, Commercial Lines Account Manager at Spa Bella Medispa, Kpmg LLP
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
4 linked โ€” 1983 Toyota Halfton Pickup, 2011 Hyundai Tucson and 2 more
Contributions
$13 total โ€” Judge, Patty Jean
Licenses
2 professional licenses (Saltwater Fishing - 1 year)
PPP Loans
$34,280 for Handy Home Services, Global Meetings Resource LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gretchen Wilkinson. Because public records are indexed by name rather than by a unique identifier, the 71 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gretchen Wilkinson

Search Complexity: High

71 public records across 14states, belonging to approximately 18 different individuals. With 18 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Colorado (17%), followed by Florida and Nevada. Spans the West and South regions.

CO12recordsFL7recordsNV6recordsVA3recordsNC3recordsWA3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (31%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (12) and Voter Registration Records (8).

18
Contact & Address Records
12
Political Contribution Records
8
Voter Registration Records
6
Business & Corporate Filings
4
Vehicle Registration Records
4
PPP Loan Records

Age Distribution

Age range: approximately 61 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)3peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gretchen Wilkinson

Is Gretchen Wilkinson a registered voter?
Yes, voter registration records show Gretchen Wilkinson is registered in Pennsylvania with R affiliation. We found 8 voter registration entries across 6 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gretchen Wilkinson own property?
County assessor records show 2 properties associated with Gretchen Wilkinson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gretchen Wilkinson?
Records show 4 vehicle registrations associated with Gretchen Wilkinson, including a 1983 TOYOTA HALFTON PICKUP. Registered makes include Toyota, Hyundai, Volkswagen. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gretchen Wilkinson?
We found 6 business affiliations for Gretchen Wilkinson (Program Director). Other companies include KPMG LLP. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gretchen Wilkinson made political donations?
FEC disclosure records show 12 reported political contributions from Gretchen Wilkinson, totaling $13. Recipients include Judge, Patty Jean. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gretchen Wilkinson?
Our database contains 71 total records for Gretchen Wilkinson spanning 14 states. This includes 18 distinct contact records, 10 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gretchen Wilkinson?
The 71 records displayed for Gretchen Wilkinson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gretchen Wilkinson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.