Gwen Swanson

Age 82 b. 1943-05-06
๐Ÿ“ 3602 Crow Valley Dr, Missouri City Tx
๐Ÿ“ž (713) 446-5199, (281) 835-5115
โœ‰๏ธ SWANSON435@SBCGLOBAL.NET, swanson435@sbcglobal.net

Gwen Swanson

Age 73 b. 1952-08-30
๐Ÿ“ E5535 680th Ave, Menomonie Wi
๐Ÿ“ž (715) 441-5654, (715) 273-3470
โœ‰๏ธ JGSWAN73@ATT.NET, jgswan73@att.net

Gwen Swanson from Missouri City, TX

Age 72
๐Ÿ“ 3602 Crow Valley Dr, Missouri City, TX 77459
๐Ÿ“ž (281) 835-5115, (281) 499-8481
โœ‰๏ธ swanson435@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William Frederick Swanson,Williams F Swanson,Barney Swanson,Greta Swanson

Gwen Swanson

Age 70 b. 1956-03-24
๐Ÿ“ 553 Alexander Ave, Ellsworth Wi
๐Ÿ“ž (111) 111-0001, (715) 410-7307
โœ‰๏ธ SARASWANSON89@GMAIL.COM

Gwen Swanson

Age 74 b. 1952-02-27
๐Ÿ“ 9637 S Halsted St, Chicago Il
๐Ÿ“ž (773) 370-1215, (773) 881-1215
โœ‰๏ธ GWEN3140@ATT.NET

Gwen Swanson from Shakopee, MN

Age 66 b. Jul 1959 Scott Co.
๐Ÿ“ 222 Lewis St S
๐Ÿ“ž (309) 829-8326

Gwen Swanson from Normandy Park, WA

Age 63 b. Jul 1962 King Co.
๐Ÿ“ 19455 Normandy Park Dr Sw
๐Ÿ“ž (206) 878-3649

Gwen Swanson from Lake View, IA

Age 96 b. Jan 1930 Sac Co.
๐Ÿ“ 708 3 Rd St
๐Ÿ“ž (548) 528-5328

Gwen Swanson from Montgomery, AL

Age 48
๐Ÿ“ 1470 Orchard, Montgomery, AL 36109
๐Ÿ“ž (334) 265-3434

Gwen Swanson

๐Ÿ“ 14210 Clear Landing, Rosharon Tx 77583
๐Ÿ“ž (832) 205-6556
โœ‰๏ธ GMSWAN15@ATT.NET

Gwen Swanson

๐Ÿ“ 14210 Clear Landing Ln, Rosharon Tx
๐Ÿ“ž (832) 205-6556
โœ‰๏ธ GMSWAN15@ATT.NET

Gwen Swanson from Phoenix, AZ

Female
๐Ÿ“ 20251 N 75th Ave Apt 1019
๐Ÿ“ž (623) 826-1007 (VERIZON WIRELESS)

Gwen Swanson from Sun City, AZ

Age 80 b. 1946 Female
๐Ÿ“ 10311 W Floriade Dr
๐Ÿ“ž (623) 977-2667

Gwen Swanson from South Windsor, CT

Age 82 b. Oct 1943
๐Ÿ“ 140 Farnham Rd

Gwen Swanson from Mount Pleasant, WI

Age 96 b. Apr 1929
๐Ÿ“ 7045 Parkstone Ter Unit 2
๐Ÿ‘ค aka Gwendolyn Ann Swanson

Gwen Swanson from Phoenix, AZ

Age 71 b. Sep 1954 Maricopa Co.
๐Ÿ“ 2550 E Beardsley Rd 8

Gwen Swanson from Kildeer, IL

Age 36 b. Nov 1989
๐Ÿ“ 21146 N Quentin Rd
๐Ÿ‘ค aka Gwendolyn Dianne Swanson

Gwen Swanson from Knox, IN

Age 66 b. Oct 1959 Starke Co.
๐Ÿ“ 6720 E 650 S
๐Ÿ‘ค aka Gwen M Loy

Gwen Swanson from Peoria, AZ

Age 76 b. Sep 1949 Maricopa Co.
๐Ÿ“ 8820 W Bell Rd

Gwen Swanson from Waconia, MN

Age 67 b. 1959
๐Ÿ“ 316 Lakeview Terrace Blvd

Gwen Swanson from Birch Run, MI

Saginaw Co.
๐Ÿ“ 933 Squirrel Ln
๐Ÿ“ž (202) 293-3636

Gwen Swanson from Miami, FL

Miami Dade Co.
๐Ÿ“ 2821 Nw 106th St
๐Ÿ“ž (786) 356-0543

Gwen Swanson from Pukwana, SD

Brule Co.
๐Ÿ“ 24821 355th Ave
๐Ÿ“ž (605) 894-4360

Gwen Swanson from Missouri City, TX

Fort Bend Co.
๐Ÿ“ 2513 Princess Ln

Gwen Swanson from Montgomery, AL

Montgomery Co.
๐Ÿ“ 1470 Orchard Ave

Gwen Swanson from Puyallup, WA

Pierce Co.
๐Ÿ“ 2804 16th Ave
๐Ÿ‘ค aka Swanson Roe G

Gwen Swanson from Hurley, WI

Iron Co.
๐Ÿ“ 308 7th Ave 8

Gwen Swanson from Wyanet, IL

Bureau Co.
๐Ÿ“ 12346 Us Hy 6

Gwen Swanson from Tucson, AZ

Pima Co.
๐Ÿ“ 7001 E Acoma Pl

Gwen Swanson from Boca Raton, FL

Palm Beach Co.
๐Ÿ“ 1040 Royal Palm Wa

Gwen Swanson from Minneapolis, MN

Hennepin Co.
๐Ÿ“ 501 Sumter Ave S

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for Gwen Swanson across 13 states. The most recent address on file is in Shakopee, Minnesota. Of these records, 16 include phone numbers and 7 include email addresses. Ages range from 48 to 72, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Swanson Gwen A

Racine County
· 7045 Parkstone Ter #201, Mount-Pleasant

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Gwen Swanson in Mount-Pleasant. Values shown are from county assessor records and may differ from current market prices.

Gwen D Swanson

Unaffiliated
Gender: F

Gwen Elizabeth Swanson

300 SE 5th Ave, Boca Raton, , 33432

Gwen Elaine Swanson

Republican
Precinct: 550094

Gwen S Swanson

Reg: 07/12/1962
815 216th St, Des Moines, WA, 98198
DOB: 08/27/1930 Gender: Female
County: KI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Gwen Swanson in , Washington. Records show affiliations with U, REP, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2000 CHRYSLER VOYAGER
ยท Registered to: Gwen Swanson
ยท VIN: 2C4GJ2539YR745373
·
109 Halls Hill St, Ellsworth, WI, 54011
·
(715) 273-6116
2011 Chevrolet Camaro
ยท Registered to: Gwen Swanson
ยท VIN: 2G1FB3DD3B9172169
·
20880 Reynolds Pkwy, Orlando, FL, 32833-4968
2012 RAM RAM PICKUP 1500
ยท Registered to: Gwen Swanson
ยท VIN: 1C6RD7NT4CS114784
·
109 Halls Hill St, Ellsworth, WI, 54011-9162
2013 Ford Explorer
ยท Registered to: Gwen Swanson
ยท VIN: 1FM5K7B89DGA86882
·
20880 Reynolds Pkwy, Orlando, FL, 32833
·
(407) 927-7933

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Gwen Swanson. Registered makes include Chrysler, Chevrolet, Ram, Ford. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gwen Swanson

Administrative Assistant
JH
Miami, Florida, United States Banking

Gwen Swanson

Manager Quality And Performance Improvement
Integris Health
Oklahoma

National Printing Network

Gwen SwansonLawyer
gwen.swanson@aol.com
20251 N 75th Ave Apt 1019, Glendale, AZ85308
npnus.com

W Design

Gwen SwansonManager
(623) 826-1007gwen.swanson@aol.com
20251 N 75th Ave Apt 1019, Glendale, AZ85308

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Gwen Swanson. Companies include JH, W Design. Roles listed include Lawyer and Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Spot Coolers, INC.

Addr: 1370 Royal Palm Way, Boca Raton, FL, 33432
FL
Officer: Gwen E. Swanson

Gwen E. Swanson

Addr: 1370 Royal Palm Way, Boca Raton, FL, 33432
FL

Gwen M. Swanson

Addr: 6720 E. 650 S., Knox, IN, 46534
IN

Unknown Corporation

Addr: 1370 Royal Palm Way, Boca Raton, FLORIDA, 33432
FLORIDA
Officer: Gwen Swanson

Unknown Corporation

Addr: 1370 Royal Palm Way, Boca Raton, FL, 33432
FL
Director: gwen E swanson

Unknown Corporation

SECRETARY: Gwen E Swanson

Spot Coolers, INC.

Addr: 1370 Royal Palm Way, Boca Raton, GA, 33432
GA
Secretary: Gwen Swanson

Spot Coolers, INC.

ID: 0007785006
Addr: 1370 Royal Palm Way, Boca Raton, FL, 33432
FL
Director: Gwen E Swanson

Spot Coolers, INC.

ID: 0007785006
Addr: 1370 Royal Palm Way, Boca Raton, FL, 33432
FL
SECRETARY: Gwen E Swanson

Source: Public Records Gwen Swanson appears in 9 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Gwen Swanson

Scripps Ranch High School - San Diego, CA, CA
2001

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Gwen Swanson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Mar 5, 2006
2006 D
Campbell Jr, Walter G (skip)
Swanson, Gwen Boca Raton, FL
$25 Feb 19, 2012
2012 REP
Walker, Scott (g)
Swanson, Gwen Shawano, WI
$250 Mar 5, 2006
D
Campbell Jr, Walter G (skip)
Contributor Boca Raton, FL
$250 Oct 27, 2006
Unknown Committee
Swanson, Gwen Professor Of Economics @ University Of Arizona Tucson, AZ
$250
2006 D
Campbell Jr, Walter G (skip)
Contributor Information Requeste Boca Raton, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Gwen Swanson. Total disclosed contributions amount to $1,025. Recipients include Campbell Jr, Walter G (skip). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Gwen M Swanson

Age 62 Female
·
101 E 11th St, Edmond, OK 73034 (Oklahoma County)
35.6422, -97.4797
· (405) 812-6308
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1951 Purchased 1984
MP

Gwen W Swanson

Female
·
20880 Reynolds Pkwy, Orlando, FL 32833 (Orange County)
28.4644, -81.0645
· (407) 927-7933
Marital: Single TZ: Eastern
Homeowner Single Family Built 2008 Purchased 2013
MP

Gwen S Swanson

Age 87 Female
·
815 S 216th St, Seattle, WA 98198 (King County)
47.4084, -122.3222
Marital: Married TZ: Pacific
Occ: Professional Edu: Some College
Single Family
MP

Gwen M Swanson

Age 57 Female
·
619 Obispo St, Culver, IN 46511 (Marshall County)
41.2109, -86.4231
· (574) 210-0571
Marital: Single TZ: Eastern
Occ: Sales Edu: High School
Homeowner Single Family Built 1920 Purchased 2003
MP

Gwen A Swanson

Age 58 Female
·
1641 Woodlawn Cir, Waconia, MN 55387 (Carver County)
44.8519, -93.8088
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Gwen Swanson

Age 44 Female
·
12346 US Highway 34 And 6, Wyanet, IL 61379 (Bureau County)
41.4062, -89.5731
· (815) 699-7504
Marital: Inferred Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Purchased 2004
MP

Gwen E Swanson

Age 74 Female
·
3602 Crow Valley Dr, Missouri City, TX 77459 (Fort Bend County)
29.5666, -95.5452
· (210) 478-6661
Marital: Married TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family Built 1997 Purchased 1995
MP

Gwen A Swanson

Age 88 Female
·
7045 Parkstone Ter, Mt Pleasant, WI 53406 (Racine County)
42.7442, -87.8665
Marital: Single TZ: Central
Edu: Some College
Homeowner Multi-Family Purchased 2013
MP

Gwen G Swanson

Age 73 Female
·
140 Farnham Rd, South Windsor, CT 06074 (Hartford County)
41.8649, -72.5826
· (860) 289-8878
Marital: Married TZ: Eastern
Homeowner Single Family Built 1958
MP

Gwen J Swanson

Age 76 Female
·
4020 N Ridgecrest Dr, Tucson, AZ 85750 (Pima County)
32.2805, -110.8170
· (520) 298-7492
Marital: Married TZ: Mountain
Homeowner Single Family Built 1983 Purchased 2001
MP

Gwen A Swanson

Age 70 Female
·
15051 W Deer Valley Dr, Sun City West, AZ 85375 (Maricopa County)
33.6868, -112.3810
· (623) 977-2667
Marital: Married TZ: Mountain
Occ: Sales Edu: Some College
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Gwen Swanson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Gwen Swanson. These loans were issued to businesses, not individuals.

Stonebraker Supply LLC

Limited Liability Company(LLC

$10,000 Paid in Full
Address:
20251 N 75th Ave Apt 1024
Glendale, AZ85308
Approved

May 1, 2020

Forgiven

$10,093

Jobs Reported

1

Loan #

9302177703

Loan Size

Small

Terrance Brown

Sole Proprietorship

$20,570 Paid in Full
Address:
20251 N 75th Ave
Glendale, AZ85308-7901
Approved

Apr 5, 2021

Forgiven

$20,830

Jobs Reported

1

Loan #

6915538710

Loan Size

Small

Terrance Brown

Sole Proprietorship

$19,104 Paid in Full
Address:
20251 N 75th Ave
Glendale, AZ85308-7901
Approved

Mar 17, 2021

Forgiven

$19,264

Jobs Reported

1

Loan #

3481128605

Loan Size

Small

Eat Rite LLC

Sole Proprietorship

$500 Paid in Full
Address:
20251 N 75th Ave Apt 2057
Glendale, AZ85308-7905
Approved

May 3, 2020

Jobs Reported

1

Loan #

9832977301

Loan Size

Small

Gerita McDowell

Sole Proprietorship

$19,952 Paid in Full
Address:
20251 N 75th Ave Apt 1052
Glendale, AZ85308-7903
Approved

May 13, 2021

Forgiven

$20,047

Jobs Reported

1

Loan #

1825439007

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Gwen Swanson. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Gwen Swanson on the map

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Gwen Swanson in Missouri City, TX: Background Summary

Location
3602 Crow Valley Dr, Missouri City Tx, Missouri City, TX
Other Locations
Shakopee, MN ยท Normandy Park, WA ยท Lake View, IA and 18 more
Profiles Found
31 people with this name
Phone Numbers
(713) 446-5199 and 16 others on file
Email
swanson435@sbcglobal.net and 5 others on file
Possible Relatives
William Frederick Swanson, Williams F Swanson, Barney Swanson, Greta Swanson
Career
Lawyer, Manager at JH, W Design
Voter Registration
Registered No Party Preference
Properties
1property owned
Vehicles
4 linked โ€” 2000 Chrysler Voyager, 2011 Chevrolet Camaro and 2 more
Contributions
$1,025 total โ€” Campbell Jr, Walter G (skip), Campbell Jr, Walter G (skip)
PPP Loans
$70,126 for Stonebraker Supply LLC, Terrance Brown

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gwen Swanson. Because public records are indexed by name rather than by a unique identifier, the 80 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gwen Swanson

Search Complexity: High

80 public records across 16states, belonging to approximately 31 different individuals. With 31 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Arizona (15%), followed by Florida and Wisconsin. Spans the South and Midwest regions.

AZ12recordsFL11recordsWI6recordsTX4recordsWA4recordsMN4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (49%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (9) and Business & Corporate Filings (7).

33
Contact & Address Records
9
Corporate Records
7
Business & Corporate Filings
5
Political Contribution Records
5
PPP Loan Records
4
Voter Registration Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)8peopleMiddle-Age (40-64)2peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gwen Swanson

Is Gwen Swanson a registered voter?
Yes, voter registration records show Gwen Swanson is registered with U affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gwen Swanson own property?
County assessor records show 1 property associated with Gwen Swanson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gwen Swanson?
Records show 4 vehicle registrations associated with Gwen Swanson, including a 2000 CHRYSLER VOYAGER. Registered makes include Chrysler, Chevrolet, Ram, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gwen Swanson?
We found 7 business affiliations for Gwen Swanson, including jh. Other companies include W Design. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gwen Swanson made political donations?
FEC disclosure records show 5 reported political contributions from Gwen Swanson, totaling $1,025. Recipients include Campbell Jr, Walter G (skip). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gwen Swanson?
Our database contains 80 total records for Gwen Swanson spanning 16 states. This includes 31 distinct contact records, 16 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gwen Swanson?
The 80 records displayed for Gwen Swanson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gwen Swanson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.