Hal Leeds from Miami, FL

Age 83
๐Ÿ“ 19707 Turnberry Way, Miami, FL 33180
๐Ÿ“ž (305) 987-9530
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Earl Eugene Lee,Elissa M Leeds,Elizabeth Ann Leeds,Pa Lee,Milich Pa Lee
๐Ÿช Master/visa Promotions, Inc

Hal Leeds from Monroeville, PA

Age 105 b. 1921 Allegheny Co.
๐Ÿ“ 163 Glenwood Dr
๐Ÿ“ž (412) 380-2995, (412) 477-7626

Hal Leeds from Aventura, FL

Age 90
๐Ÿ“ 20155 Ne 38th Ct, Aventura, FL 33180
๐Ÿ“ž (305) 987-9530, (435) 615-7650

Hal Leeds from Aventura, FL

Age 94 b. Aug 1931 Miami Dade Co.
๐Ÿ“ 19707 Turnberry Way 1
๐Ÿ“ž (956) 849-3767

Hal Leeds from Delray Beach, FL

0
๐Ÿ“ 1561 Congress Ave #284, Delray Beach, FL 33445
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Bernard Lee

Hal Leeds from Miami, FL

Age 95 b. 1931 Male
๐Ÿ“ 19707 Turnberry Way
๐Ÿ“ž (305) 494-7927

Hal Leeds from Pittsburgh, PA

Age 105 b. Apr 1921 Allegheny Co.
๐Ÿ“ 109 Queenston Dr

Hal Leeds from Jacksonville, FL

Age 95 b. Jul 1930 Duval Co.
๐Ÿ“ 6121 Collins Rd 232

Hal Leeds from Aventura, FL

Age 95 b. 1931 Male
๐Ÿ“ 20155 Ne 38th Ct Apt 1103
๐Ÿ“ž (786) 563-8197

Hal Leeds from Jacksonville, FL

Duval Co.
๐Ÿ“ 085 Marianna Rd J
๐Ÿ“ž (904) 374-3731

Hal Leeds from Davie, FL

Broward Co.
๐Ÿ“ 1972 S University Dr 2
๐Ÿ“ž (404) 753-4995

Hal Leeds from Miami, FL

Miami-Dade Co.
๐Ÿ“ 19707 Turnberry Way Apt 27a
๐Ÿ“ž (305) 692-2061

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 12 contact records for Hal Leeds across 2 states. The most recent address on file is in Monroeville, Pennsylvania. Of these records, 9 include phone numbers. Ages range from 83 to 90, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2004 TOYOTA CAMRY
ยท Registered to: Hal Leeds
ยท VIN: JTDBE32K940256301
·
2817 W 4225 S, Roy, UT, 84067
·
(801) 393-8009

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Hal Leeds. Registered makes include Toyota. The most recent model year on record is 2004. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Westar Contract Kit Bath

Chief Technology Officer
+12147650051hleeds@westar-sw.com
Tempe,

GideonToal

Hal Leeds
(817) 335-4991hleeds@gideontoal.com
Fort Worth, 76102TX

Hal Paul Advertising

Hal LeedsData Processing Equipment Repairers
(817) 902-2981hmleeds@halpaul.com
PO Box 33097, Fort Worth, tx76162

Hal Leeds

Teacher
(904) 964-6478jonesleeds@comcast.net
Jacksonville, Jacksonville, FL32257
divinedermatology.com

Hal Leeds

Dallas/Fort Worth Area

Hal Leeds

Teacher
(904) 964-6478jonesleeds@comcast.net
Jacksonville, Jacksonville, FL32257

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Hal Leeds. Companies include GideonToal, Hal Paul Advertising. Roles listed include Chief Technology Officer and Data Processing Equipment Repairers. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 5957 Chesapeake Place, Fort Worth, TX, 76132
TX
Director: Hal Leeds

Morrow Technical Services, LLC

Addr: 5050 Quorum Drive, Suite 700, Dallas, TX, 75240
TX
MM: Hal Leeds

Unknown Corporation

Addr: 201 Main Street, Suite 600, Fort Worth, TX, 76102
TX
Officer: Hal Leeds

Morrow Technical Services, LLC

ID: 0703318922
Addr: 5050 Quorum Drive, Suite 700, Dallas, TX, 75240
TX
MM: Hal Leeds

Single Source Integration LLC

ID: 0705860922
Addr: 1619 Pennsylvania Ave., Fort Worth, TX, 76104
TX
MM: Hal Leeds

Tarrant Area Community Of Churches, INC.

ID: 0036621601
Addr: 5957 Chesapeake Place, Fort Worth, TX, 76132
TX
Vice-President: Hal Leeds

Tarrant Area Community Of Churches, INC.

ID: 0036621601
Addr: 5957 Chesapeake Place, Fort Worth, TX, 76132
TX
Director: Hal Leeds

Source: Public Records Hal Leeds appears in 7 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$15 Feb 25, 2000
2000
Realtors Pac Florida
Leeds, Hal Realtor Miami, FL
$5 Jun 18, 2020
2020 DEM
Biden, Joe
Leeds, Hal Not Employed Fort Worth, TX
$5 Apr 1, 2021
2022 DEM
Dnc Services CORP / Democratic National Committee
Leeds, Hal Not Employed Fort Worth, TX
$5 Sep 19, 2020
2020 DEM
Biden, Joe
Leeds, Hal Not Employed Fort Worth, TX
$15 Feb 25, 2000
Realtors Pac Florida
Contributor Realtor Miami, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Hal Leeds. Total disclosed contributions amount to $45. Recipients include Realtors Pac Florida. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Hal Leeds

Age 69 Male
·
2817 W 4225 S, Roy, UT 84067 (Weber County)
41.1861, -112.0470
· (801) 589-7546
Marital: Single TZ: Mountain
Homeowner Single Family Built 1995 Purchased 2003
MP

Hal Leeds

Age 86 Male
·
19707 Turnberry Way, Miami, FL 33180 (Miami-Dade County)
25.9586, -80.1269
· (305) 692-2061
Marital: Single TZ: Eastern
Occ: White Collar
Homeowner Multi-Family Built 1979 Purchased 2004
MP

Hal Leeds

Age 63 Male
·
7116 Aspen Wood Trl, Fort Worth, TX 76132 (Tarrant County)
32.6471, -97.4238
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Hal Leeds

Age 87 Male
·
414 NE Oleander Ave, Port St Lucie, FL 34952 (Saint Lucie County)
27.3366, -80.3333
TZ: Eastern
Single Family
MP

Hal Leeds

Age 63 Male
·
PO Box 33097, Fort Worth, TX 76162 (Tarrant County)
32.6504, -97.3730
· (817) 902-2981
Marital: Single TZ: Central
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Hal Leeds. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Hal Leeds. These loans were issued to businesses, not individuals.

Open House Texas Realty & Investments LLC

Limited Liability Company(LLC

$664,990 Paid in Full
Address:
5050 Quorum Dr Ste 225
Dallas, TX75254-7022
Approved

Mar 25, 2021

Forgiven

$671,290

Jobs Reported

54

Loan #

8563088602

Loan Size

Medium

Randall Yazbeck

Sole Proprietorship

$16,157 Paid in Full
Address:
5050 Quorum Dr Ste 140
Dallas, TX75254-7079
Approved

Feb 7, 2021

Forgiven

$16,289

Jobs Reported

1

Loan #

5088458406

Loan Size

Small

Iv Bars Of Southlake LLC

Limited Liability Company(LLC

$26,142 Paid in Full
Address:
5050 Quorum Dr Ste 700 700
Dallas, TX75254
Approved

May 1, 2020

Forgiven

$26,420

Jobs Reported

16

Loan #

2397357709

Loan Size

Small

Campbell Resources LTD

Trust

$490,000 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Feb 13, 2021

Forgiven

$493,396

Jobs Reported

14

Loan #

8281878409

Loan Size

Medium

Zchain, LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
5050 Quorum Dr Ste 700-321
Dallas, TX75254
Approved

May 1, 2020

Forgiven

$19,788

Jobs Reported

2

Loan #

8619167301

Loan Size

Small

Simone Johnson

Self-Employed Individuals

$20,833 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Mar 12, 2021

Forgiven

$20,960

Jobs Reported

1

Loan #

1169968606

Loan Size

Small

Simone Johnson

Corporation

$20,833 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Mar 25, 2021

Forgiven

$20,930

Jobs Reported

1

Loan #

8687038600

Loan Size

Small

S1 Global, LLC

Limited Liability Company(LLC

$57,350 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254
Approved

May 1, 2020

Forgiven

$57,853

Jobs Reported

4

Loan #

2663757704

Loan Size

Small

Chris English

Independent Contractors

$13,032 Paid in Full
Address:
5050 Quorum Dr Ste 600
Dallas, TX75254-7024
Approved

Mar 12, 2021

Forgiven

$13,106

Jobs Reported

1

Loan #

1075738606

Loan Size

Small

Pinaakini INC

Corporation

$18,406 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

May 6, 2020

Forgiven

$18,586

Jobs Reported

2

Loan #

2601787402

Loan Size

Small

Philip R Kozlow Dds PLLC

Corporation

$20,840 Paid in Full
Address:
5050 Quorum Dr Ste 300
Dallas, TX75254-1488
Approved

Feb 19, 2021

Forgiven

$20,970

Jobs Reported

1

Loan #

1951618508

Loan Size

Small

Wlodawsky Consulting Group LLC

Corporation

$15,625 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Jan 23, 2021

Forgiven

$15,774

Jobs Reported

2

Loan #

4510588303

Loan Size

Small

Samuel Koranteng

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 24, 2021

Forgiven

$20,937

Jobs Reported

1

Loan #

1427388907

Loan Size

Small

Iv Bars And Cryo Therapy Of Rockwall LLC

Limited Liability Company(LLC

$23,422 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 13, 2021

Forgiven

$21,778

Jobs Reported

9

Loan #

2625148802

Loan Size

Small

Nicole Ross Willis

Sole Proprietorship

$72,865 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Mar 6, 2021

Forgiven

$73,324

Jobs Reported

5

Loan #

7658978509

Loan Size

Small

Joe Obryant

Sole Proprietorship

$13,459 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 10, 2021

Forgiven

$13,505

Jobs Reported

1

Loan #

1327458809

Loan Size

Small

Open House Texas Realty & Investments

Limited Liability Company(LLC

$747,655 Paid in Full
Address:
5050 Quorum Dr Ste 225
Dallas, TX75254
Approved

May 1, 2020

Forgiven

$754,351

Jobs Reported

500

Loan #

1947847704

Loan Size

Medium

Atarke INC

Corporation

$5,000 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 1, 2021

Forgiven

$5,022

Jobs Reported

1

Loan #

4652068709

Loan Size

Small

A & O Enterprises INC

Corporation

$22,000 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-7564
Approved

Apr 29, 2020

Forgiven

$22,244

Jobs Reported

7

Loan #

3911287307

Loan Size

Small

Radiology Resource, INC.

Subchapter S Corporation

$360,000 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 14, 2020

Forgiven

$362,342

Jobs Reported

50

Loan #

7599507108

Loan Size

Medium

Charting Notes LLC

Corporation

$43,293 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Mar 18, 2021

Forgiven

$43,542

Jobs Reported

12

Loan #

4724658600

Loan Size

Small

Telogix LLC

Limited Liability Company(LLC

$21,415 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Feb 9, 2021

Forgiven

$21,552

Jobs Reported

2

Loan #

5632248407

Loan Size

Small

American Select Partners LLC

Limited Liability Company(LLC

$502,977 Exemption 4
Address:
5050 Quorum Dr Ste 450
Dallas, TX75254-7564
Approved

Mar 16, 2021

Jobs Reported

46

Loan #

3087898604

Loan Size

Medium

Iv Bars Of Addison LLC

Limited Liability Company(LLC

$52,400 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 29, 2020

Forgiven

$52,981

Jobs Reported

13

Loan #

3832737302

Loan Size

Small

Limited Transportation LLC

Limited Liability Company(LLC

$20,100 Paid in Full
Address:
19707 Turnberry Way
Aventura, FL33180-2501
Approved

Apr 3, 2021

Forgiven

$20,215

Jobs Reported

1

Loan #

6108598710

Loan Size

Small

Cyber Chasse INC

Sole Proprietorship

$146,600 Paid in Full
Address:
5050 Quorum Dr STE 700
Dallas, TX75254
Approved

Jun 18, 2020

Forgiven

$148,532

Jobs Reported

25

Loan #

8508977904

Loan Size

Small

Gregory Tax Law, PLLC

Limited Liability Company(LLC

$12,630 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

May 1, 2020

Forgiven

$12,716

Jobs Reported

1

Loan #

8675607307

Loan Size

Small

Joe Obryant

Sole Proprietorship

$13,459 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 27, 2021

Forgiven

$13,500

Jobs Reported

1

Loan #

2958268910

Loan Size

Small

Silver Screen Tele-Reality

Corporation

$56,000 Exemption 4
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 1, 2021

Forgiven

$56,829

Jobs Reported

8

Loan #

4423788709

Loan Size

Small

A & O Enterprises INC

Corporation

$59,600 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Mar 4, 2021

Forgiven

$60,373

Jobs Reported

7

Loan #

6676658506

Loan Size

Small

Kozlow And Rowell Dentistry PLLC

Limited Liability Company(LLC

$129,518 Paid in Full
Address:
5050 Quorum Dr Ste 300
Dallas, TX75254-1488
Approved

Jan 19, 2021

Forgiven

$130,437

Jobs Reported

11

Loan #

1641838302

Loan Size

Small

Iv Bars Of Tampa LLC

Limited Liability Company(LLC

$15,695 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Apr 13, 2021

Forgiven

$13,926

Jobs Reported

6

Loan #

3037518804

Loan Size

Small

Yimpros

Limited Liability Company(LLC

$17,385 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

Mar 20, 2021

Forgiven

$17,466

Jobs Reported

1

Loan #

5197788606

Loan Size

Small

Deshong Labs

Corporation

$660,000 Paid in Full
Address:
5050 Quorum Dr Ste 600
Dallas, TX75254-7024
Approved

Feb 4, 2021

Forgiven

$664,638

Jobs Reported

22

Loan #

3187328409

Loan Size

Medium

Yimpros, LLC

Limited Liability Company(LLC

$14,767 Paid in Full
Address:
5050 Quorum Dr Ste 700
Dallas, TX75254-1410
Approved

May 1, 2020

Forgiven

$14,892

Jobs Reported

1

Loan #

5945157703

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 35 PPP loan records are linked to businesses associated with Hal Leeds. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Hal Leeds on the map

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1
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Hal Leeds in Monroeville, PA: Background Summary

Location
163 Glenwood Dr, Monroeville, PA 15146
Other Locations
Aventura, FL ยท Miami, FL ยท Pittsburgh, PA and 2 more
Profiles Found
12 people with this name
Phone Numbers
(305) 987-9530 and 9 others on file
Possible Relatives
Earl Eugene Lee, Elissa M Leeds, Elizabeth Ann Leeds, Pa Lee, Milich Pa Lee and 1 more
Career
Chief Technology Officer, Data Processing Equipment Repairers at GideonToal, Hal Paul Advertising
Vehicles
1 linked โ€” 2004 Toyota Camry
Contributions
$45 total โ€” Realtors Pac Florida
PPP Loans
$4416K for Open House Texas Realty & Investments LLC, Randall Yazbeck

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Hal Leeds. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Hal Leeds

Search Complexity: High

81 public records across 5states, belonging to approximately 12 different individuals. With 12 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Florida (23%), followed by Texas and Pennsylvania. Spans the South and Northeast regions.

FL19recordsTX12recordsPA3recordsUT2recordsIL1record

Record Type Breakdown

Data spans 6 record categories. Largest: PPP Loan Records (46%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (16) and Business & Corporate Filings (12).

35
PPP Loan Records
16
Contact & Address Records
12
Business & Corporate Filings
7
Corporate Records
5
Political Contribution Records
1
Vehicle Registration Records

Frequently Asked Questions About Hal Leeds

What vehicles are registered to Hal Leeds?
Records show 1 vehicle registration associated with Hal Leeds, including a 2004 TOYOTA CAMRY. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Hal Leeds?
We found 12 business affiliations for Hal Leeds (Chief Technology Officer). Other companies include Hal Paul Advertising. Business records are compiled from state registries, SEC filings, and professional databases.
Has Hal Leeds made political donations?
FEC disclosure records show 5 reported political contributions from Hal Leeds, totaling $45. Recipients include Realtors Pac Florida. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Hal Leeds?
Our database contains 81 total records for Hal Leeds spanning 5 states. This includes 12 distinct contact records, 9 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Hal Leeds?
The 81 records displayed for Hal Leeds are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Hal Leeds remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.