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Harold Kearns

Age 84 b. 1941-06-27
📍 1507 Sun Dial Ter, El Caj Ca 92021
📞 (619) 895-9120, (619) 895-6591
✉️ VALLIKEARNS@ATT.NET, vallikearns@att.net

Harold Kearns from Cynthiana, KY

Age 78
📍 1577 Ky Highway 1743, Cynthiana, KY 41031
📞 (859) 234-3924, (859) 234-3924
✉️ hkearns@kih.net, hkearns@yahoo.com
👨‍👩‍👧 Relatives: Wanda F Kearns,David P Kearns

Harold Kearns

📍 1930 Sw Arrowhead Rd, Topeka Ks
📞 (111) 111-0001, (111) 111-0002
✉️ HAROLDKEARNS@ATT.NET

Harold Kearns

Age 84 b. 1941-12-02
📍 4241 Chesney Glen Dr, Hermitage Tn
📞 (615) 889-3500, (615) 974-2106
✉️ KEARNSHAL@GMAIL.COM

Harold Kearns

Age 84 b. 1941-10-05
📍 120 Flamingo Dr, Oceanside Ca
📞 (415) 412-5343, (415) 412-5340
✉️ BAYAKEARNS@HOTMAIL.COM

Harold Kearns from Tulsa, OK

Age 93
📍 7821 76th St #205, Tulsa, OK 74133
📞 (918) 250-1147, (918) 250-1147, (918) 491-1233, (918) 481-1384
👨‍👩‍👧 Relatives: Hazelton Gwen Kearns,Harlon I Kearns,Leslie Kearns,Cowen Kearns,Gwen E Kearnshazelton

Harold Kearns from Cleveland, OH

Age 89
📍 6811 Gertrude Ave, Cleveland, OH 44105
📞 (216) 271-4626
👨‍👩‍👧 Relatives: Jean Barbara Kearns,Kevin J Kearns,Kenneth H Kearns,Jean Rogalski,Karen Kearns

Harold Kearns from Jacksonville, FL

Age 73 b. Oct 1952 Duval Co.
📍 11030 Prospector Dr
📞 (904) 766-0940, (904) 868-5456

Harold Kearns from Bronx, NY

Age 107
📍 3059 Valentine Ave, Bronx, NY 10458
📞 (718) 733-8721
👨‍👩‍👧 Relatives: Lillian A Kearns,John Kearns

Harold Kearns from Wilton Manors, FL

Age 93
📍 119 19th Ct #g211, Wilton Manors, FL 33305
📞 (305) 561-0520
👨‍👩‍👧 Relatives: Elizabeth M Kearns

Harold Kearns from Hermitage, TN

Age 72
📍 4241 Chesney Glen Dr, Hermitage, TN 37076
📞 (615) 889-3500, (615) 889-3500, (615) 331-8764
👨‍👩‍👧 Relatives: Fred Kearns,Peggy J Kearns,Jr Harolds Kearns

Harold Kearns from Gardiner, NY

Age 68
📍 2171 Route 44 55, Gardiner, NY 12525
📞 (315) 386-3033, (845) 255-6439, (914) 255-6439, (845) 895-3353, (315) 386-3033
👨‍👩‍👧 Relatives: Tabitha A Kearns,Anne M Kearns,Zabitha A Kearns

Harold Kearns from El Cajon, CA

Age 84 b. Jun 1941 San Diego Co.
📍 1507 Sundial Ter
📞 (619) 444-2695

Harold Kearns from Hilo, HI

Age 84 b. Oct 1941 Hawaii Co.
📍 848 Kupulau Rd
📞 (808) 959-5427

Harold Kearns from Bellevue, NE

Age 83 b. Nov 1942 Sarpy Co.
📍 1209 Offutt Blvd
📞 (402) 291-7455

Harold Kearns from Beaverton, OR

Age 68 b. Aug 1957
📍 11338 Sw Meadowlark Ln
📞 (503) 579-1604

Harold Kearns from Charleston, WV

Age 93 b. May 1932 Kanawha Co.
📍 13557 Nancy Ave
📞 (304) 949-3575

Harold Kearns from Waterbury, CT

Age 90 b. Jun 1935
📍 100 Jefferson Sq 4 F
📞 (812) 922-5493

Harold Kearns from Wallkill, NY

Age 99
📍 143 Viola St, Wallkill, NY 12589
📞 (845) 895-3353, (718) 530-5100, (845) 895-1403, (914) 895-3353
👨‍👩‍👧 Relatives: Anna M Kearns,Rebecca Kearns

Harold Kearns from Ballston Spa, NY

Age 62
📍 3 Horseshoe Bnd, Ballston Spa, NY 12020
📞 (518) 884-8092, (518) 884-8491, (518) 370-2156, (518) 370-8758, (518) 393-3845
👨‍👩‍👧 Relatives: Robert L Kearns,Robert L Kearns

Harold Kearns from Manahawkin, NJ

Age 98
📍 3 Magnolia Rd, Manahawkin, NJ 08050
📞 (609) 698-7875
👨‍👩‍👧 Relatives: Ailene E Kearns

Harold Kearns from Brentwood, TN

Age 98
📍 107 River Oaks Rd, Brentwood, TN 37027
📞 (615) 373-1657, (615) 305-0544, (615) 373-1657
👨‍👩‍👧 Relatives: Margaret P Kearns

Harold Kearns from Weirton, WV

Age 105 b. Jan 1921 Hancock Co.
📍 221 Ray Way
📞 (304) 797-0344

Harold Kearns from Hermitage, TN

Age 84 b. Dec 1941 Davidson Co.
📍 4241 Chesney Glen Dr
📞 (615) 889-3500

Harold Kearns from Royersford, PA

Age 97 b. Jun 1928 Montgomery Co.
📍 194 Country Ridge Dr
📞 (610) 948-1453

Harold Kearns from Cleveland, OH

Age 101 b. Dec 1924 Cuyahoga Co.
📍 6206 Gertrude Ave
📞 (304) 363-0369

Harold Kearns from Huron, SD

Age 83 b. Jan 1943 Beadle Co.
📍 744 Arizona Ave Sw
📞 (605) 352-2241

Harold Kearns from Cynthiana, KY

Age 90 b. 1936 Harrison Co.
📍 1577 Ky Highway 1743
📞 (859) 234-3924

Harold Kearns from Ballston Spa, NY

Age 74 b. Aug 1951 Saratoga Co.
📍 3 Horseshoe Bnd
📞 (518) 370-8758

Harold Kearns from Oceanside, CA

Age 85 b. 1941 Male
📍 120 Flamingo Dr
💼 2204
📞 (415) 412-5342 (Cell)

Harold Kearns from Philadelphia, PA

Age 88
📍 9181 Academy Rd #a304, Philadelphia, PA 19114
📞 (215) 969-7469, (215) 548-6406, (215) 768-1703, (215) 969-7469

Harold Kearns

📍 4995 State Route 41, Hillsboro Oh
📞 (937) 365-1734, (937) 365-1734
✉️ HGENEK1@HOTMAIL.COM

Harold Kearns from Wallkill, NY

Age 111 b. Aug 1914 Ulster Co.
📍 29 Viola St

Harold Kearns from Hillsboro, OH

Age 79 b. Jun 1946 Highland Co.
📍 11636 Sinking Spring Rd

Harold Kearns from Greensboro, NC

Age 63 b. 1963 Guilford Co.
📍 1515 Perkins St

Harold Kearns from Brentwood, TN

Age 66 b. Sep 1959 Williamson Co.
📍 107 River Oaks Rd

Harold Kearns from Manahawkin, NJ

Age 110 b. Jan 1916
📍 3 Magnolia Rd

Harold Kearns from Schenectady, NY

Age 74 b. Aug 1951 Schenectady Co.
📍 2124 Guilderland Ave

Harold Kearns from Pleasant Gdn, NC

Age 63 b. Jan 1963 Guilford Co.
📍 5916 Cherokee Trl

Harold Kearns from Hermitage, TN

Age 84 b. Jan 1942 Davidson Co.
📍 112 Brooke Castle Dr

Harold Kearns from Jacksonville, FL

Age 73 b. Oct 1952 Duval Co.
📍 10720 W Meadowlea Cir

Harold Kearns from Cynthiana, KY

Age 89 b. Jun 1936 Harrison Co.
📍 Rr 5 Po Box 290

Harold Kearns from Gardiner, NY

Age 79 b. Apr 1946 Ulster Co.
📍 2171 Route 44 55

Harold Kearns from Buffalo, NY

Age 90 b. Jun 1935 Erie Co.
📍 2970 Transit Rd

Harold Kearns from Hillsboro, OH

Age 80 b. Jan 1946 Highland Co.
📍 4995 State Route 41

Harold Kearns from El Cajon, CA

Age 84 b. Jun 1941 San Diego Co.
📍 1507 Sundial Te
👤 aka Kearns Marshall H

Harold Kearns from Philadelphia, PA

Age 100 b. 1926 Philadelphia Co.
📍 9181 Academy Rd Apt A304

Harold Kearns from Tulsa, OK

Age 104 b. May 1921 Tulsa Co.
📍 8629 E 61st St 5

Harold Kearns from Mount Gilead, NC

Age 101 b. Jul 1924 Montgomery Co.
📍 6617 Nc Hy

Harold Kearns from Manchester, CT

📍 23 Henry St Apt A

Harold Kearns from Philadelphia, PA

Philadelphia Co.
📍 90 Roselyn St

Harold Kearns from Gardiner, NY

Ulster Co.
📍 Rr 1 Po Box 2171

Harold Kearns from Somerville, MA

Middlesex Co.
📍 11 Dane St R

Harold Kearns from Latham, NY

Albany Co.
📍 9 Oxford Dr Apt 9

Harold Kearns from Youngstown, OH

Mahoning Co.
📍 166 W Princeton Ave

Harold Kearns from Hillsboro, OH

Highland Co.
📍 4949 State Rd 41

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 56 contact records for Harold Kearns across 17 states. The most recent address on file is in Jacksonville, Florida. Of these records, 32 include phone numbers and 6 include email addresses. Ages range from 62 to 107, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kearns Harold A

Duval County
PIN: 0200411195R
· 11030 Prospector Dr, Jacksonville 32218
Value: $127,412

Kearns, Harold

Saratoga County
PIN: 229.-2-42.14
· 3 Horseshoe Bnd
Lot: 210,129sqft

Kearns Harold A

Duval County
· 11030 Prospector Dr, Jacksonville-North 32218.0
Built: 1993.0
Assessed: $156,060

Harold Kearns

2023 Saratoga County
· 3 Horseshoe, Malta

Harold Kearns

2022 Saratoga County
· 3 Horseshoe, Malta

Harold Kearns

2024 Saratoga County
· 3 Horseshoe, Malta

Harold Kearns

2021 Saratoga County
· 3 Horseshoe, Malta

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 7 property records linked to Harold Kearns in Jacksonville-North. Values shown are from county assessor records and may differ from current market prices.

Harold A Kearns

11030 Prospector Dr, Jacksonville, , 32218

harold WAYNE kearns

Democrat Reg: 02/08/1995
Removed
DOB: 1963 Gender: Male
County: Guilford

Harold E Kearns

Reg: 1/1/149669
2171 Route 44-55, 8, 12525
DOB: 19460414 Gender: Male

Harold Richard Kearns

Republican Reg: 2/26/2015
18900 SW Holznagel Rd, Sherwood, OR, 97140
DOB: 1/1/1957
County: Washington

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Harold Kearns in , Oregon. Records show affiliations with DEM, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 KIA SEDONA
· Registered to: Harold Kearns
· VIN: KNDMB233166078757
·
11030 Prospector Dr, Jacksonville, FL, 32218
·
(904) 766-0940
1994 MAZDA B2300 COMPACT TRUCK
· Registered to: Harold Kearns
· VIN: 4F4CR12A2RTM88840
·
702 Lucerne St, Greensboro, NC, 27406
2010 CHEVROLET EQUINOX
· Registered to: Harold Kearns
· VIN: 2CNALDEW6A6350575
·
4241 Chesney Glen Dr, Hermitage, TN, 37076-4433
·
(615) 889-3500
2003 Toyota Corolla
· Registered to: Harold Kearns
· VIN: 1NXBR38E13Z108233
·
11030 Prospector Dr, Jacksonville, FL, 32218
·
(904) 766-0940
2010 HYUNDAI VERACRUZ
· Registered to: Harold Kearns
· VIN: KM8NUDCC7AU128393
·
1577 Ky Highway 1743, Cynthiana, KY, 41031-4893
·
(859) 234-3924
2018 SUBARU OUTBACK
· Registered to: Harold Kearns
· VIN: 4S4BSACC0J3316864
·
4995 State Route 41, Hillsboro, OH, 45133
2008 Buick Lucerne
· Registered to: Harold Kearns
· VIN: 1G4HP57298U184325
·
13557 Nancy Ave, Chesapeake, WV, 25315
·
(304) 949-3575
2007 LEXUS GX 470
· Registered to: Harold Kearns
· VIN: JTJBT20X870145951
·
11338 SW Meadowlark Ln, Beaverton, OR, 97007-8187
2012 CHRYSLER 200 CONVERTIBLE
· Registered to: Harold Kearns
· VIN: 1C3BCBEG3CN248157
·
4241 Chesney Glen Dr, Hermitage, TN, 37076-4433
·
(615) 889-3500

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 9 vehicle registration records are associated with Harold Kearns. Registered makes include Kia, Mazda, Chevrolet, Toyota and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Saint Thmas Rman Cthlic Church

Pastor
Thomaston, CT
Membership Organizations (Organizations)

Apex Ventures Inc

President
(615) 255-2703
Nashville, TN
Real Estate (Housing)

Kearns Co

Owner
(518) 884-8092
Ballston Spa, NY
Construction - Special Trade Contractors (Construction)

Costco Wholesale Corporation

General Manager
(503) 639-0811
Portland, OR
General Merchandise Stores (Stores)

Kearns Company

Harold KearnsOwner
(518) 884-8092harold@kearnsco.com
Ballston Spa, NY

Harold Kearns

Engineer at McEnery A · Jacksonville, Florida Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 7 business affiliations were found for Harold Kearns. Companies include Saint Thmas Rman Cthlic Church, Apex Ventures Inc, Kearns Co and 2 more. Records are compiled from state business registries, SEC filings, and professional networking databases.

Harold Kearns

Saint Thomas Seminary - Bloomfield, CT, CT
1955

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Harold Kearns has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Harold Kearns

Age 74 Male
·
908 Killarney Dr, Papillion, NE 68046 (Sarpy County)
41.1702, -96.0502
· (402) 639-2411
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 1999 Purchased 2008
MP

Harold W Kearns

Age 54 Male
·
4001 Broadacres Dr, Greensboro, NC 27407 (Guilford County)
36.0226, -79.8635
· (336) 294-0466
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 2001
MP

Harold D Kearns

Age 81 Male
·
1577 Ky Highway 1743, Cynthiana, KY 41031 (Harrison County)
38.4353, -84.3280
· (606) 234-3924
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Harold G Kearns

Age 71 Male
·
4995 State Route 41, Hillsboro, OH 45133 (Highland County)
39.1726, -83.5578
· (937) 588-4244
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2009
MP

Harold A Kearns

Age 64 Male
·
11030 Prospector Dr, Jacksonville, FL 32218 (Duval County)
30.4349, -81.7401
· (904) 766-0940
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1993 Purchased 2013
MP

Harold M Kearns

Age 76 Male
·
1507 Sundial Ter, El Cajon, CA 92021 (San Diego County)
32.8182, -116.9260
· (619) 444-2695
Marital: Inferred Married TZ: Pacific
Occ: Professional Edu: Graduate School
Homeowner Single Family Built 1969 Purchased 2000
MP

Harold Kearns

Age 66 Male
·
3 Horseshoe Bnd, Ballston Spa, NY 12020 (Saratoga County)
42.9674, -73.8213
Marital: Married TZ: Eastern
Homeowner Single Family Built 1996 Purchased 2004

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Harold Kearns. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Harold Kearns on the map

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Found 85 results across 17 states

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Harold Kearns in El Caj, CA: Background Summary

Location
1507 Sun Dial Ter, El Caj Ca 92021, El Caj, CA
Other Locations
Jacksonville, FL · El Cajon, CA · Hilo, HI and 28 more
Profiles Found
56 people with this name
Phone Numbers
(619) 895-9120 and 32 others on file
Email
vallikearns@att.net and 6 others on file
Possible Relatives
Wanda F Kearns, David P Kearns, Hazelton Gwen Kearns, Harlon I Kearns, Leslie Kearns and 21 more
Career
Saint Thmas Rman Cthlic Church, Apex Ventures Inc
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
9 linked — 2006 Kia Sedona, 1994 Mazda B2300 and 7 more

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Harold Kearns. Because public records are indexed by name rather than by a unique identifier, the 105 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Harold Kearns

Search Complexity: High

105 public records across 17states, belonging to approximately 56 different individuals. With 56 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: New York (14%), followed by Florida and Ohio. Spans the South and Northeast regions.

NY15recordsFL9recordsOH8recordsTN7recordsCA6recordsKY5records

Record Type Breakdown

Data spans 5 record categories. Largest: Contact & Address Records (72%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (9) and Property Ownership Records (7).

70
Contact & Address Records
9
Vehicle Registration Records
7
Property Ownership Records
7
Business & Corporate Filings
4
Voter Registration Records

Age Distribution

Age range: approximately 50 years, suggesting multiple generations. Largest group: Senior (65+) (93%).

Senior (65+)25peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Harold Kearns

Is Harold Kearns a registered voter?
Yes, voter registration records show Harold Kearns is registered in . We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Harold Kearns own property?
County assessor records show 7 properties associated with Harold Kearns . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Harold Kearns?
Records show 9 vehicle registrations associated with Harold Kearns, including a 2006 KIA SEDONA. Registered makes include Kia, Mazda, Chevrolet, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Harold Kearns?
We found 7 business affiliations for Harold Kearns, including Saint Thmas Rman Cthlic Church. Other companies include Apex Ventures Inc, Kearns Co. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Harold Kearns?
Our database contains 105 total records for Harold Kearns spanning 17 states. This includes 56 distinct contact records, 32 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Harold Kearns?
The 105 records displayed for Harold Kearns are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Harold Kearns remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.