Herbert Lantz from Port Orange, FL

Age 77
๐Ÿ“ 704 Kristina Ct, Port Orange, FL 32127
๐Ÿ“ž (386) 763-2494, (423) 538-5786, (386) 763-2494, (301) 831-6168, (423) 543-5768, (252) 478-7896
โœ‰๏ธ hlantz@bellsouth.net, n43638@aol.com, n4368@aol.com, n73638@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Donna Grim Lantz,Jonathan Nathaniel Lantz,Megan R Lantz,Joel C Lantz,Megan R Lantz,Jennifer Lantz
๐Ÿช Triflite, Inc

Herbert Lantz from Murrieta, CA

Age 55 b. Jul 1970
๐Ÿ“ 26463 Arboretum Way Unit 3
๐Ÿ“ž (951) 677-3807
๐Ÿ‘ค aka Herbert James Lantz, Herbert James Lantz Lll, Herbert J Lantzlll

Herbert Lantz from Belleville, IL

Age 88 b. 1938 Saint Clair Co.
๐Ÿ“ 317 Abend St
๐Ÿ“ž (618) 257-8092

Herbert Lantz from Burnettsville, IN

Age 70 b. Nov 1955 White Co.
๐Ÿ“ 7434 N 1450 E 1450 N
๐Ÿ“ž (513) 733-8776

Herbert Lantz from Piney Flats, TN

Age 89 b. Feb 1937 Sullivan Co.
๐Ÿ“ 2652 Devault Bridge Rd
๐Ÿ“ž (423) 538-5786

Herbert Lantz from Kingsford, MI

Age 101 b. Jan 1925 Dickinson Co.
๐Ÿ“ 308 Newton St
๐Ÿ“ž (814) 466-7895

Herbert Lantz from Elyria, OH

Age 72 b. Sep 1953 Lorain Co.
๐Ÿ“ 1183 E River St
๐Ÿ“ž (440) 322-0757

Herbert Lantz from South Boston, VA

Age 96 b. Sep 1929 Halifax Co.
๐Ÿ“ 703 Traver Ave
๐Ÿ“ž (804) 572-4440

Herbert Lantz from Port Orange, FL

Male
๐Ÿ“ 704 Kristina Ct
๐Ÿ“ž (386) 689-2630 (AT&T MOBILITY)

Herbert Lantz from Millington, MD

Age 57 b. Oct 1968 Kent Co.
๐Ÿ“ Po Box 296

Herbert Lantz from Swansea, IL

Age 55 b. Jul 1970 Saint Clair Co.
๐Ÿ“ 4 A Alexa Dr

Herbert Lantz from Middleton, MA

0
๐Ÿ“ 1259 Po Box, Middleton, MA 01949

Herbert Lantz from Oswego, IL

Kendall Co.
๐Ÿ“ 194 N Adams St

Herbert Lantz from Sausalito, CA

Marin Co.
๐Ÿ“ 10 Braun Ct

Herbert Lantz from Clarksville, TN

Montgomery Co.
๐Ÿ“ 2655 Union Hall Rd 2

Herbert Lantz from Monticello, IN

White Co.
๐Ÿ“ 3906 N Lake View Dr

Herbert Lantz from Los Lunas, NM

Valencia Co.
๐Ÿ“ 8 Avenida Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Herbert Lantz across 11 states. The most recent address on file is in Murrieta, California. Of these records, 9 include phone numbers and 1 include email addresses. The listed age is 77. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lantz Herbert

Kendall County
PIN: 03-17-133-003
· 195 N Adams St
Lot: 10,204sqft

Lantz Herbert

Kendall County
PIN: 03-08-376-002
Lot: 78,589sqft

Lantz Herbert

Kendall County
· 195 N Adams St, Oswego

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Herbert Lantz in Oswego. Values shown are from county assessor records and may differ from current market prices.

Lantz Hrbrt J Jr Attny At Law

Owner
(618) 234-3062
Belleville, IL
Legal Services (Services)

Herbert Lantz

Manager
New Smyrna Beach, Florida, United States Airlines/Aviation

St Joseph's Catholic Church

Herbert LantzCustomer Service Supervisor
(618) 322-1678hlantz@aol.com
100 S Charles St #2, Belleville, IL62220
stjosephmsj.org

Herbert Lantz

Customer Service Assoc ยท New Smyrna Beach, Florida

St Joseph's Catholic Church

Herbert LantzCustomer Service Supervisor
(618) 322-1678hlantz@aol.com
100 S Charles St #2, Belleville, IL62220

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Herbert Lantz. Companies include Lantz Hrbrt J Jr Attny At Law, St Joseph's Catholic Church. Roles listed include Customer Service Supervisor. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mayall-Lantz Hotels, INC.

Addr: Cushing, OK, -
OK
Incorporator: Herbert Lantz

Unknown Corporation

Addr: Cushing, OK, -
OK
Incorporator: herbert H lantz

Source: Public Records Herbert Lantz appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Herbert Lantz

Twin Lakes Sr. High School - Monticello, IN, IN
1998

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Herbert Lantz has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$200 Mar 1, 2004
2004 DEM
Metz, C Barney
Lantz, Herbert Jr Belleville, IL
$200 Mar 1, 2004
DEM
Metz, C Barney
Contributor Belleville, IL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Herbert Lantz. Total disclosed contributions amount to $400. Recipients include Metz, C Barney. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Herbert Lantz

Age 47 Male
·
26463 Arboretum Way, Murrieta, CA 92563 (Riverside County)
33.5424, -117.1690
· (951) 591-2011
Marital: Single TZ: Pacific
Occ: Professional Edu: High School
Multi-Family
MP

Herbert E Lantz

Age 37 Male
·
6445 N 260 W, Delphi, IN 46923 (Carroll County)
40.6410, -86.5724
TZ: Eastern
Homeowner Single Family Purchased 2009
MP

Herbert E Lantz

Age 61 Male
·
7434 N 1450 E, Burnettsville, IN 47926 (White County)
40.8592, -86.5903
· (574) 643-3125
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1900
MP

Herbert J Lantz

Male
·
N9240 Norway Lake Rd, Felch, MI 49831 (Dickinson County)
46.0618, -87.8329
TZ: Central
Homeowner Single Family
MP

Herbert Lantz

Age 64 Male
·
1183 E River St, Elyria, OH 44035 (Lorain County)
41.3542, -82.0996
· (440) 322-0757
TZ: Eastern
Homeowner Single Family Built 1920

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Herbert Lantz. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Herbert Lantz. These loans were issued to businesses, not individuals.

Industrial Flow Solutions, INC.

Corporation

$15,000 Paid in Full
Address:
PO Box 204
Hamilton, OH45012
Approved

Apr 30, 2020

Forgiven

$15,176

Jobs Reported

3

Loan #

4758477302

Loan Size

Small

Muscongus Bay Aquaculture INC.

Subchapter S Corporation

$235,000 Paid in Full
Address:
PO Box 204
Bremen, ME04551
Approved

Jun 10, 2020

Forgiven

$236,097

Jobs Reported

19

Loan #

1246557904

Loan Size

Medium

Jannarong Truatnok

Sole Proprietorship

$1,500 Paid in Full
Address:
Po box 204
Kunia, HI96759
Approved

May 21, 2020

Forgiven

$1,508

Jobs Reported

1

Loan #

1598877801

Loan Size

Small

Van Vanctor Oil Company, LLC

Limited Liability Company(LLC

$13,200 Paid in Full
Address:
PO Box 204
Covington, IN47932
Approved

Apr 15, 2020

Forgiven

$13,278

Jobs Reported

3

Loan #

9518737105

Loan Size

Small

Undercover Canvas LLC

Subchapter S Corporation

$48,913 Paid in Full
Address:
PO Box 204
Fontana, WI53125-0204
Approved

Apr 28, 2020

Forgiven

$49,222

Jobs Reported

8

Loan #

8721347205

Loan Size

Small

Miller Motorsports

Sole Proprietorship

$19,266 Paid in Full
Address:
PO Box 204
Semmes, AL36575-0204
Approved

Apr 30, 2020

Forgiven

$19,444

Jobs Reported

1

Loan #

6386817305

Loan Size

Small

Harbor Heating & Air Conditioning

Subchapter S Corporation

$24,300 Paid in Full
Address:
PO Box 204
Monkton, MD21111
Approved

May 1, 2020

Forgiven

$24,509

Jobs Reported

3

Loan #

7683277702

Loan Size

Small

Pizzazz Fitness Inner Harbor LLC

Limited Liability Company(LLC

$70,142 Paid in Full
Address:
100 S Charles St
Baltimore, MD21201-2725
Approved

Jan 23, 2021

Forgiven

$70,446

Jobs Reported

10

Loan #

4178488305

Loan Size

Small

Elect Independence, LLC

Limited Liability Company(LLC

$65,823 Paid in Full
Address:
PO Box 204
Rogersville, MO65742
Approved

Apr 8, 2020

Forgiven

$66,186

Jobs Reported

22

Loan #

8695407009

Loan Size

Small

Headrick Farms, INC.

Corporation

$19,400 Paid in Full
Address:
PO Box 204
Kismet, KS67859-0204
Approved

Apr 15, 2020

Forgiven

$19,595

Jobs Reported

3

Loan #

8759847110

Loan Size

Small

Carroll Feed & Grain

Corporation

$26,763 Paid in Full
Address:
PO Box 204
Carroll, NE68723-0204
Approved

Apr 9, 2020

Forgiven

$26,916

Jobs Reported

4

Loan #

9595537010

Loan Size

Small

Newsmart INC

Corporation

$5,213 Paid in Full
Address:
100 S Charles St
Baltimore, MD21202
Approved

Jun 16, 2020

Forgiven

$5,286

Jobs Reported

2

Loan #

6969867910

Loan Size

Small

Heritage Masonry & Contracting Co.

Corporation

$17,000 Paid in Full
Address:
PO Box 204
Warren, RI02885
Approved

Apr 30, 2020

Forgiven

$17,202

Jobs Reported

2

Loan #

4981237303

Loan Size

Small

Michael Vititow

Sole Proprietorship

$155,543 Paid in Full
Address:
PO Box 204
Brashear, TX75420
Approved

Apr 28, 2020

Forgiven

$157,064

Jobs Reported

20

Loan #

9642727208

Loan Size

Medium

Staffin'S Auto Repair

Partnership

$14,000 Paid in Full
Address:
PO Box 204
Fly Creek, NY13337-0204
Approved

May 27, 2020

Forgiven

$14,119

Jobs Reported

2

Loan #

3902487807

Loan Size

Small

Thomas Mechanical Heating & Cooling, LLC

Subchapter S Corporation

$20,900 Paid in Full
Address:
PO Box 204
Paris, KY40362-0204
Approved

Apr 15, 2020

Forgiven

$21,049

Jobs Reported

3

Loan #

8417527108

Loan Size

Small

Don G Nelson

Sole Proprietorship

$16,800 Paid in Full
Address:
PO Box 204
Serena, IL60549-0204
Approved

Apr 15, 2020

Forgiven

$16,955

Jobs Reported

1

Loan #

1734457200

Loan Size

Small

Chef Paolino Cafe

Corporation

$25,963 Paid in Full
Address:
100 S Charles St Lbby Fl
Baltimore, MD21201
Approved

Mar 12, 2021

Forgiven

$26,128

Jobs Reported

4

Loan #

9160658509

Loan Size

Small

Maria Figliolia

Sole Proprietorship

$20,800 Paid in Full
Address:
PO Box 204
Taos, NM87571-0204
Approved

May 1, 2020

Forgiven

$21,083

Jobs Reported

1

Loan #

9009057300

Loan Size

Small

Adm Contractors LLC

Limited Liability Company(LLC

$14,000 Paid in Full
Address:
PO Box 204
Albion, RI02802
Approved

Apr 28, 2020

Forgiven

$14,215

Jobs Reported

2

Loan #

1749967301

Loan Size

Small

Mary Sipp-Green

Sole Proprietorship

$20,800 Paid in Full
Address:
PO Box 204
Stockbridge, MA01262-0001
Approved

May 20, 2020

Forgiven

$21,062

Jobs Reported

1

Loan #

9335457406

Loan Size

Small

Blades Styling Salon

Sole Proprietorship

$2,200 Paid in Full
Address:
410 Market St
Mount Carmel, IL62863-1585
Approved

Apr 28, 2020

Forgiven

$2,215

Jobs Reported

1

Loan #

9237777208

Loan Size

Small

Cn Fishery, LLC

Limited Liability Company(LLC

$18,677 Paid in Full
Address:
PO Box 204
Aiea, HI96701
Approved

May 15, 2020

Forgiven

$18,908

Jobs Reported

3

Loan #

6669867407

Loan Size

Small

Presbyterian Church Of Los Alamos

Non-Profit Organization

$5,200 Paid in Full
Address:
PO Box 204
Los Alamos, CA93440
Approved

Apr 27, 2020

Forgiven

$5,246

Jobs Reported

2

Loan #

3919447203

Loan Size

Small

Reece Electric, INC.

Subchapter S Corporation

$117,900 Paid in Full
Address:
PO Box 204
Stockbridge, GA30281
Approved

Apr 10, 2020

Forgiven

$118,601

Jobs Reported

12

Loan #

1728307107

Loan Size

Small

Jorgenson'S Lawn Service

Sole Proprietorship

$44,035 Paid in Full
Address:
PO Box 204
Hershey, NE69143
Approved

Apr 10, 2020

Forgiven

$44,274

Jobs Reported

6

Loan #

1459317100

Loan Size

Small

Puddle Jumper Well Company

Corporation

$39,500 Paid in Full
Address:
PO Box 204
Bulverde, TX78163
Approved

Apr 15, 2020

Forgiven

$35,671

Jobs Reported

6

Loan #

1428417201

Loan Size

Small

Orr Excavating, INC

Corporation

$32,915 Paid in Full
Address:
PO Box 204
North Powder, OR97867
Approved

Apr 30, 2020

Forgiven

$33,253

Jobs Reported

6

Loan #

6698057301

Loan Size

Small

Crosser Electric INC.

Corporation

$9,894 Paid in Full
Address:
PO Box 204
Eldora, IA50627
Approved

Apr 28, 2020

Forgiven

$9,950

Jobs Reported

3

Loan #

8963817207

Loan Size

Small

Del-Di, INC.

Corporation

$18,544 Paid in Full
Address:
100 S Charles St Lobby Floor
Baltimore, MD21201-2725
Approved

May 1, 2020

Forgiven

$18,707

Jobs Reported

3

Loan #

8657537306

Loan Size

Small

Newsmart INC

Corporation

$4,999 Paid in Full
Address:
100 S Charles St
Baltimore, MD21201-2700
Approved

Feb 11, 2021

Forgiven

$5,033

Jobs Reported

2

Loan #

6836268409

Loan Size

Small

General Truck Repair INC

Corporation

$161,200 Paid in Full
Address:
PO Box 204
Farmington, PA15437
Approved

Apr 5, 2020

Forgiven

$162,719

Jobs Reported

18

Loan #

5110807002

Loan Size

Medium

Michael Mellott

Sole Proprietorship

$14,200 Paid in Full
Address:
PO Box 204
Carmel, ME04419-0204
Approved

Apr 13, 2020

Forgiven

$7,246

Jobs Reported

2

Loan #

4406597103

Loan Size

Small

Leichtnam Farms

Sole Proprietorship

$27,200 Paid in Full
Address:
PO Box 204
Presho, SD57568
Approved

May 21, 2020

Forgiven

$27,351

Jobs Reported

5

Loan #

9976867400

Loan Size

Small

Seven-D Trucking, INC.

Subchapter S Corporation

$220,958 Paid in Full
Address:
PO Box 204
Norwalk, OH44857
Approved

Apr 11, 2020

Forgiven

$223,507

Jobs Reported

18

Loan #

3433357102

Loan Size

Medium

The Woodworks

Sole Proprietorship

$10,000 Paid in Full
Address:
PO Box 204
Port Matilda, PA16870-0204
Approved

May 1, 2020

Forgiven

$10,121

Jobs Reported

1

Loan #

6684707708

Loan Size

Small

Greiner, INC

Corporation

$63,900 Paid in Full
Address:
PO Box 204
Uwchland, PA19480
Approved

Apr 15, 2020

Forgiven

$64,243

Jobs Reported

7

Loan #

9044137110

Loan Size

Small

R&c Maintenance & Builders

Corporation

$96,700 Paid in Full
Address:
PO Box 204
Boston, NY14025-0204
Approved

Apr 12, 2020

Forgiven

$97,919

Jobs Reported

10

Loan #

3976307105

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 38 PPP loan records are linked to businesses associated with Herbert Lantz. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Herbert Lantz on the map

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Herbert Lantz in Port Orange, FL: Background Summary

Location
704 Kristina Ct,Port Orange, FL 32127, Port Orange, FL
Other Locations
Murrieta, CA ยท Belleville, IL ยท Burnettsville, IN and 12 more
Profiles Found
17 people with this name
Phone Numbers
(386) 763-2494 and 8 others on file
Email
hlantz@bellsouth.net and 3 others on file
Possible Relatives
Donna Grim Lantz, Jonathan Nathaniel Lantz, Megan R Lantz, Joel C Lantz, Jennifer Lantz
Career
Customer Service Supervisor at Lantz Hrbrt J Jr Attny At Law, St Joseph's Catholic Church
Properties
2properties owned
Contributions
$400 total โ€” Metz, C Barney
PPP Loans
$1738K for Industrial Flow Solutions, INC., Muscongus Bay Aquaculture INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Herbert Lantz. Because public records are indexed by name rather than by a unique identifier, the 79 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Herbert Lantz

Search Complexity: High

79 public records across 12states, belonging to approximately 17 different individuals. With 17 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Illinois (10%), followed by Indiana and California. Spans the Midwest and South regions.

IL8recordsIN5recordsCA4recordsMA3recordsFL2recordsMI2records

Record Type Breakdown

Data spans 6 record categories. Largest: PPP Loan Records (52%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (20) and Business & Corporate Filings (8).

38
PPP Loan Records
20
Contact & Address Records
8
Business & Corporate Filings
3
Property Ownership Records
2
Corporate Records
2
Political Contribution Records

Age Distribution

Age range: approximately 45 years, suggesting multiple generations. Largest group: Senior (65+) (78%).

Senior (65+)7peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Herbert Lantz

Does Herbert Lantz own property?
County assessor records show 3 properties associated with Herbert Lantz . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Herbert Lantz?
We found 8 business affiliations for Herbert Lantz, including Lantz Hrbrt J Jr Attny At Law. Other companies include St Joseph's Catholic Church. Business records are compiled from state registries, SEC filings, and professional databases.
Has Herbert Lantz made political donations?
FEC disclosure records show 2 reported political contributions from Herbert Lantz, totaling $400. Recipients include Metz, C Barney. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Herbert Lantz?
Our database contains 79 total records for Herbert Lantz spanning 12 states. This includes 17 distinct contact records, 9 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Herbert Lantz?
The 79 records displayed for Herbert Lantz are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Herbert Lantz remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.