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Hernando E Duque from Tampa, FL

Age 38
📍 14722 San Marsala Ct, #tampa, FL 33626-3316
✉️ hespinosa@concentric.net
👨‍👩‍👧 Relatives: Jessica L Rosas,De Espino Luz D Duque,Hernando Espinosa,Juan Pablo Espinosa Duque,Luis Espinosa Lozano,Luz Dary Duquedeespinosa,Gerald Thomas Lanich,Peggy M Lanich,Sergio J Rosas,Anne Baird Mcgarity,Arcelia Rosas,Bonny D Gibson,Dennis Roy Sherba,Edmund S Mccracken,Jeanne L Sherba,Jeff Ryan Dalton,John Neil Ml Mccracken,John Mccracken,John F Mcgarity,Lydia S Sanchez,Manuel Alejandro Mata,Margaret L Mcgarity,Matthew E Grimes,Matthew A Sherba,Maureen M Sherba,Michael R Sherba,Michelle Mignor Grimes,Norman A Sherba,Rosa M Rosas,Sergio Sanchez Rosas,Steven L Grimes,Deolinda M Mignor,Gene H Mignor,Kevin M Mignor,Larry Rogers Woodcock,Norma M Jones,Robert Jack Parel,Shannon Todd Holdsclaw
🕐 15 previous addresses

Mr Hernando Duque Sr from Doral, FL

Age 56
📍 5631 Nw 112th Ct, #doral, FL 33178-3867
👨‍👩‍👧 Relatives: Astrid Natalia Duque,Eduardo Duque,Hernando Duque,Hernando Duque,Johnathan Duque,Myriam Duque Gonzalez,Nicolas Duque,German A Duque,Jose Nicolas Duque,Lilly Duque,Luz E Gomez,Mario J Duque,Camilo Duque,Ines Andrea Duque,Jimena Duque,Ashley Marks,Bertha Jane Yasenka,Chan K Park,Chankee J Park,Charles J Kurzawa,Charles J Yasenka,Christine C Park,David H Park,Edwin Duque,Frederic P Peres,Hee J Park,Hee Ja Park,Heejung Park,In Ha Park,Jaime Roman Roman,Jonathan J Gonzalez Roman,Kee Park Chan,Leiza Aydil Duque,Lieza A Romanperes,Lisa S Kurzawa,Mariselle Valentin Roman,Martinez Zenitza Roman,Nancy Beth Yasenka,Richard E Yasenka,Robert C Yasenka,Rosat W Park,Timothy Sangook Park,Timothy S Park,Timothy S Park,Timothy S Park,Zenitza Martinez Roman
🕐 12 previous addresses

Mr Hernando I Duque Sr from Miami, FL

Age 73
📍 12382 Sw 144th Ter, #miami, FL 33186-7419
👨‍👩‍👧 Relatives: Maria Aleyda Alvaran,C H Duque,Carlos H Duque,Carlos H Duque,Hernandez Duque,Hernando A Duque,Mauricio A Duque,Sandra Marcela Roman,Teresa Dugue,Alex Roman Lugo,Amanda Bedoya,Giselle Hernandez,Juan S Duque,Luz M Bedoya,Luzmila M Bedoya,Luzmila Bedoya,Maria E Roman,Sandra Roman,Teresa D Bedoya,Yocsani Feliciano,Alison Shuvert,Ana Roman Perez,Angela O Roman,Bridget R Roman,Clara A Jaggers,David Donald Thacker,Gabriel Feliciano Perez,Gloria Margarita Roman,Gloria Roman,Kali Ann Roman,Latora Dixon,Louis W Curbelo,Luis A Diaz,Maria C Roman,Maria I Roman,Marjorie Roman,Melody L Collins,Nidza J Roman,Omar Roman,Pearl J Paige,Peter Roman,Roxanne Roman,Roxanne Roman,Roy Lee Jaggers Sr,Sasha Roman
🕐 15 previous addresses

Hernando Duque from Greenville, SC

📍 200 Eunice Dr, Apt K2, #greenville, SC 29617-2102
✉️ josekenet@laciudad.com
👨‍👩‍👧 Relatives: Jesus A Duque Sr,Wilson Duque,Alfredo Enrique Martinez,Alfredo E Martinez,Ava D Wilson,Dora C Duque,Eduardo G Martinez,Freddy Duque,Hernando J Duque,Inguer Hernandez,Inguer L Martinez,Jesus J Duque,Jesus A Duque,Julibeth Martinez,Lucely Martinez,Luis F Duque,Maria Clara Diago,Martinez Italo Junior Teran R,Stiven Duque,Ana Marie Antelo,Angela Maria Duque,Brown Lewis Latetra,Brunilda E Duarte,Carlos A Ospina,Christina Rose Franco,Douglas C Wilson,Elba Rosa Miranda Sr,Jonathan Cooper,Juan Carlos Algarin,Juan H Martinez,Leonard G Martinez,Leroy Elizabeth Martinez,Luz Maria Duque,Maralyn F Coscia,Marcos Ruben Pimentel Sr,Maria Diago,Martinez M Triana,Monica Coc Martinez,Nataly D Ospina,Olga Duque,Oscar Miranda,Oscar A Coc Miranda,Rafael Martinez Corredor,Raul Duque,Rosa S Martinez,Rosemarie Ulloa Marquez,Sanjuana Y Martinez,Tulio Deoliveira,Veronica Duque,Yulibeth Martinez

Hernando Duque from Lauderdale Lakes, FL

Age 59
📍 4800 24th Ct #d106, Lauderdale Lakes, FL 33313
📞 (954) 537-0120, (954) 345-2604, (954) 537-0120, (305) 846-0347, (305) 668-7802
👨‍👩‍👧 Relatives: Mariateresa Leon,Jorge H Duque,Amparo C Duque,Jose Amparoduque
🏪 Pepinos Construction Corp

Hernando Duque from Tamarac, FL

Age 68
📍 10703 81st St, Tamarac, FL 33321
📞 (954) 722-4561, (954) 722-4561
👨‍👩‍👧 Relatives: Luz M Caleroduque,Luz M Duque,Calero Daniel Duque
🏪 International Trading, Inc

Hernando Duque from Old Saybrook, CT

Age 73 b. 1953 Male
📍 21 Ledge Rd
📞 (217) 725-9377 (Cell)
✉️ hduque@excite.com

Hernando Duque from Fort Lauderdale, FL

Age 80 b. Oct 1945
📍 701 N Pine Island Rd Apt 205
📞 (954) 722-4561

Hernando Duque from Hollywood, FL

Age 78 b. Nov 1947 Broward Co.
📍 5626 Atlanta St
📞 (954) 981-7052

Hernando Duque from Old Saybrook, CT

Age 72 b. May 1953
📍 25 Mohican Rd
📞 (651) 489-4732

Hernando Duque from Miami, FL

Age 63 b. Oct 1962 Miami Dade Co.
📍 Po Box 160482
📞 (706) 310-0793

Hernando Duque

📍 13048 Sandy Pine Ln, Clermont Fl 34711
📞 (305) 316-6478
✉️ COLOMDU@HOTMAIL.COM

Hernando Duque

📍 13048 Sandy Pine Ln, Clermont Fl
📞 (305) 316-6478
✉️ COLOMDU@HOTMAIL.COM

Hernando Duque from Miami, FL

Age 80 b. 1946 Male
📍 1390 Nw 24th Ave
📞 (305) 316-8108

Hernando Duque from Tamarac, FL

Age 70 b. Jun 1955 Broward Co.
📍 8451 Nw 61st St

Hernando Duque from Miami, FL

Age 78 b. Sep 1947 Miami Dade Co.
📍 13240 Sw 103 Terrace 103

Hernando Duque from Crown Point, IN

Age 56 b. Apr 1969 Lake Co.
📍 10026 Pierce Ct

Hernando Duque from Hollywood, FL

Age 78 b. Nov 1947 Broward Co.
📍 7400 Stirling Rd 321

Hernando Duque from Lakeland, FL

Age 80 b. Jan 1946 Polk Co.
📍 7418 Gingko Ave

Hernando Duque from Doral, FL

📍 4370 Nw 107th Ave Apt 202
📞 (305) 467-4218 (SPRINT)

Hernando Duque from Pound Ridge, NY

Westchester Co.
📍 23 A Black Brook Rd
📞 (203) 937-5862

Hernando Duque from Pound Ridge, NY

Westchester Co.
📍 23 Black Brook Rd A
📞 (203) 937-5862

Hernando Duque from West Haven, CT

New Haven Co.
📍 170 Canton St 2

Hernando Duque from Hicksville, NY

Nassau Co.
📍 64 Jerusalem Ave Apt 1

Hernando Duque from Roanoke, VA

Roanoke City Co.
📍 2329 Winthrop Ave Sw 148

Unknown Person

Unknown Person

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 28 contact records for Hernando Duque across 6 states. The most recent address on file is in Old Saybrook, SR. Of these records, 16 include phone numbers and 5 include email addresses. Ages range from 59 to 68, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Duque,hernando

Broward County
PIN: 494108261540
· 5956 Glasgow Way, Tamarac 33321
Value: $93,450

Duque Hernando

Middlesex County
PIN: 158
Lot: 14,752sqft

Duque Hernando

Middlesex County

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Hernando Duque in Old-Saybrook. Values shown are from county assessor records and may differ from current market prices.

Hernando Duque

9610 Green Cypress Ln, Fort Myers, , 33905

Hernando Duque

Reg: 306310506
31-32 Greenpoint Avenue 3l
DOB: 19880127 Gender: Male
Senate: 12

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Hernando Duque in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Saturn VUE
· Registered to: Hernando Duque
· VIN: 3GSCL33P08S587212
·
520 Sw 31st Ter, Cape Coral, FL, 33914
·
(239) 945-7694
2005 Honda Accord
· Registered to: Hernando Duque
· VIN: 1HGCM72565A023756
·
17000 N Bay Rd, Sunny Isles Beac, FL, 33160-3698
2012 VOLKSWAGEN JETTA
· Registered to: Hernando Duque
· VIN: 3VWDP7AJ6CM468200
·
12712 Pennsylvania Pl, Crown Point, IN, 46307-7557
·
(773) 551-3835
2018 HYUNDAI SONATA
· Registered to: Hernando Duque
· VIN: 5NPEB4AC7IH574667
·
5956 Glasgow Way, Tamarac, FL, 33321-4185
· Registered to: Hernando Duque
·
7670 NW 15th Ct, Pembroke Pines, FL, 33024

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Hernando Duque. Registered makes include Saturn, Honda, Volkswagen, Hyundai and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hernando Duque

United States
LinkedIn

Corrosion Products & Eqpt Inc

Hernando DuqueFacilities/Plant Director
hduque13@aol.com
corrosion-products.com

Hernando Uribe Duque

United States

Corrosion Products & Eqpt Inc

Hernando DuqueFacilities/Plant Director
hduque13@aol.com

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 9 business affiliations were found for Hernando Duque. Companies include Corrosion Products & Eqpt Inc. Roles listed include Facilities/Plant Director and Coo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Inventor Record

Hernando Duque - NY

Source: USPTO Patent Database · U.S. Patent & Trademark Office Hernando Duque is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

MP

Hernando Duque

Age 64 Male
·
21 Ledge Rd, Old Saybrook, CT 06475 (Middlesex County)
41.2908, -72.3837
· (860) 388-3656
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1963 Purchased 2000
MP

Hernando Duque

Age 71 Male
·
1390 NW 24th Ave, Miami, FL 33125 (Miami-Dade County)
25.7869, -80.2355
· (305) 316-8108
TZ: Eastern
Multi-Family
MP

Hernando Duque

Age 58 Male
·
9610 Green Cypress Ln, Fort Myers, FL 33905 (Lee County)
26.6760, -81.7966
· (239) 628-6465
Marital: Single TZ: Eastern
Edu: Some College
Multi-Family
MP

Hernando Duque

Age 71 Male
·
701 N Pine Island Rd, Ft Lauderdale, FL 33324 (Broward County)
26.1128, -80.2605
Marital: Married TZ: Eastern
Edu: High School
Homeowner Multi-Family Built 1986 Purchased 2005
MP

Hernando Duque

Age 29 Male
·
3132 Greenpoint Ave, Long Is City, NY 11101 (Queens County)
40.7345, -73.9376
Marital: Single TZ: Eastern
Homeowner Multi-Family Purchased 2006
MP

Hernando Duque

Age 54 Male
·
13048 Sandy Pine Ln, Clermont, FL 34711 (Lake County)
28.5360, -81.7157
· (305) 316-6478
Marital: Married TZ: Eastern
Single Family
MP

Hernando N Duque

Age 69 Male
·
7821 NW 15th Ct, Pembroke Pnes, FL 33024 (Broward County)
26.0223, -80.2449
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1965 Purchased 2007
MP

Hernando Duque

Age 71 Male
·
12382 SW 144th Ter, Miami, FL 33186 (Miami-Dade County)
25.6336, -80.3944
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Hernando Duque. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Hernando Duque. These loans were issued to businesses, not individuals.

Nadyme F Betancur

Sole Proprietorship

$20,833 Paid in Full
Address:
4370 NW 107th Ave Apt 202
Doral, FL33178-1879
Approved

Mar 31, 2021

Forgiven

$20,904

Jobs Reported

1

Loan #

3599358708

Loan Size

Small

Whitney Hunter

Sole Proprietorship

$20,833 Paid in Full
Address:
200 Eunice Dr Apt F7
Greenville, SC29617-2138
Approved

May 23, 2021

Forgiven

$20,868

Jobs Reported

1

Loan #

6658359001

Loan Size

Small

Jmv Service Limited Liability Company

Self-Employed Individuals

$3,046 Exemption 4
Address:
276 Engle St Apt 9
Englewood, NJ07631-2401
Approved

Jun 20, 2020

Jobs Reported

1

Loan #

9778417905

Loan Size

Small

David Brea

Self-Employed Individuals

$921 Paid in Full
Address:
4370 NW 107th Ave Apt 205
Doral, FL33178-1879
Approved

Apr 9, 2021

Forgiven

$924

Jobs Reported

1

Loan #

9716898703

Loan Size

Small

Martha A Valdez

Self-Employed Individuals

$3,250 Paid in Full
Address:
276 Engle St Apt 9F
Englewood, NJ07631-2431
Approved

Apr 22, 2021

Forgiven

$3,260

Jobs Reported

1

Loan #

8114718802

Loan Size

Small

Martha A Valdez

Self-Employed Individuals

$3,250 Paid in Full
Address:
276 Engle St Apt 9F
Englewood, NJ07631-2431
Approved

Mar 20, 2021

Forgiven

$3,261

Jobs Reported

1

Loan #

5522828610

Loan Size

Small

Rolando Trujillo

Independent Contractors

$3,908 Paid in Full
Address:
1390 NW 24th Ave Apt 113
Miami, FL33125-2181
Approved

May 13, 2021

Forgiven

$3,919

Jobs Reported

1

Loan #

1698429000

Loan Size

Small

David Brea

Self-Employed Individuals

$921 Paid in Full
Address:
4370 NW 107th Ave Apt 205
Doral, FL33178-1879
Approved

Apr 28, 2021

Forgiven

$925

Jobs Reported

1

Loan #

3853368903

Loan Size

Small

Whitney Hunter

Sole Proprietorship

$20,833 Paid in Full
Address:
200 Eunice Dr Apt F7
Greenville, SC29617-2138
Approved

Apr 20, 2021

Forgiven

$20,907

Jobs Reported

1

Loan #

6925428803

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Hernando Duque. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Hernando Duque on the map

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Hernando Duque in FL: Background Summary

Location
14722 San Marsala Ct Tampa, FL 33626-3316
Other Locations
Old Saybrook, CT · Fort Lauderdale, FL · Hollywood, FL and 9 more
Profiles Found
28 people with this name
Phone Numbers
(770) 235-7190 and 16 others on file
Email
hespinosa@concentric.net and 3 others on file
Possible Relatives
Jessica L Rosas, De Espino Luz D Duque, Hernando Espinosa, Juan Pablo Espinosa Duque, Luis Espinosa Lozano and 176 more
Career
Facilities/Plant Director, Coo at Corrosion Products & Eqpt Inc
Properties
1property owned
Vehicles
5 linked — 2008 Saturn Vue, 2005 Honda Accord and 3 more
PPP Loans
$77,795 for Nadyme F Betancur, Whitney Hunter

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Hernando Duque. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Hernando Duque

Search Complexity: High

72 public records across 7states, belonging to approximately 28 different individuals. With 28 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: Florida (43%), followed by Connecticut and New York. Spans the South and Northeast regions.

FL31recordsCT4recordsNY4recordsNJ3recordsIN2recordsSC1record

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (55%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (9) and PPP Loan Records (9).

35
Contact & Address Records
9
Business & Corporate Filings
9
PPP Loan Records
5
Vehicle Registration Records
3
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)6peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Hernando Duque

Is Hernando Duque a registered voter?
Yes, voter registration records show Hernando Duque is registered in . We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Hernando Duque own property?
County assessor records show 3 properties associated with Hernando Duque . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Hernando Duque?
Records show 5 vehicle registrations associated with Hernando Duque, including a 2008 Saturn VUE. Registered makes include Saturn, Honda, Volkswagen, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Hernando Duque?
We found 9 business affiliations for Hernando Duque. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Hernando Duque?
Our database contains 72 total records for Hernando Duque spanning 7 states. This includes 28 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Hernando Duque?
The 72 records displayed for Hernando Duque are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Hernando Duque remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.