J Kevin Berner

๐Ÿ“ 2980 Fontenay Rd, Shaker Hts Oh
๐Ÿ“ž (216) 577-3454, (216) 973-1762
โœ‰๏ธ LYNNBERNER@LIVE.COM

J Berner from Ft Myers Bch, FL

Age 92 b. Aug 1933 Lee Co.
๐Ÿ“ 780 Estero Blvd 101
๐Ÿ“ž (410) 825-7514

J Berner from Ponchatoula, LA

0
๐Ÿ“ 747 Po Box, Ponchatoula, LA 70454
๐Ÿ“ž (985) 386-6941

J Berner from Springfield, VA

Age 71 b. Jun 1954 Fairfax Co.
๐Ÿ“ 5406 Fremont St
๐Ÿ“ž (703) 750-9474

J Berner from Palestine, TX

Age 110 b. Oct 1915 Anderson Co.
๐Ÿ“ 1511 An County Rd 376
๐Ÿ“ž (903) 723-4216

J Berner from Northampton, PA

Age 84 b. May 1941 Northampton Co.
๐Ÿ“ Po Box 296

J Berner from Springfield, MA

Age 111 b. Oct 1914 Hampden Co.
๐Ÿ“ 95 Hermitage Dr
๐Ÿ‘ค aka Berner John J

J Berner from Morganton, NC

Age 68 b. 1958 U
๐Ÿ“ 1086 Bethel Rd
๐Ÿ“ž (330) 209-4182 (Cell)

J Berner from Ft Lauderdale, FL

Broward Co.
๐Ÿ“ 3401 Berkeley Blvd
๐Ÿ“ž (305) 583-1053

J Berner from Miramar, FL

Broward Co.
๐Ÿ“ 14855 Sw 43rd Ct
๐Ÿ“ž (413) 782-0001

J Berner from Ridge, NY

Suffolk Co.
๐Ÿ“ 450 Arlington Dr Unit B

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 11 contact records for J Berner across 8 states. The most recent address on file is in Ft Myers Bch, Florida. Of these records, 8 include phone numbers and 1 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Berner J B

Palm Beach County
PIN: 00424721260000460
· 7794 Villa Nova Dr, Boca Raton 33433
Value: $203,258

Berner J Clifton J Tr

Fairfax County
· 5406 Fremont St, Braddock Va 22151.0
Assessed: $430,300 ยท Sale: $0

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to J Berner in Braddock. Values shown are from county assessor records and may differ from current market prices.

J M Berner

Reg: 99409812
132 Greenwich St Apt B, 1, 11550
DOB: 19770504 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for J Berner. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 LEXUS RX 350
ยท Registered to: Berner
ยท VIN: 2T2GK31U87C025462
·
2980 Fontenay Rd, Shaker Hts, OH, 44120-1727
2007 Gmc Yukon
ยท Registered to: Berner
ยท VIN: 1GKFK16307J194310
·
5406 Fremont St, Springfield, VA, 22151
·
(703) 750-9474
2010 FORD F-150
ยท Registered to: Berner
ยท VIN: 1FTEX1E86AFA70994
·
5406 Fremont St, Springfield, VA, 22151-3127
ยท Registered to: Berner
·
5406 Fremont St, Springfield, VA, 22151
·
(703) 750-9474

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with J Berner. Registered makes include Lexus, Gmc, Ford, N. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Clarke J Berner

Owner
Northampton, PA
Wholesale Trade - Non-Durable Goods (Products)

Catholic Community Foundation

J BernerDirector
Cleveland, OH

J Michael Berner

City Of Kinston
Pink Hill, North Carolina, United States

J Berner

City Of Kinston
North Carolina

Vidrepur of America

J BernerVigilant
(847) 363-3564sweetsheka1@yahoo.com
4125 Tiger Lily Ln, Gurnee, IL60031
vidrepur.us

Vidrepur of America

J BernerVigilant
(847) 363-3564sweetsheka1@yahoo.com
4125 Tiger Lily Ln, Gurnee, IL60031

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for J Berner. Companies include Clarke J Berner, City Of Kinston, Vidrepur of America. Roles listed include Director and Vigilant. Records are compiled from state business registries, SEC filings, and professional networking databases.

Eagle Textiles, INC.

Addr: 195 Barrington Dr E, Roswell, GA, 30076
GA
Secretary: J Berner

Unknown Corporation

ID: 1559549
Officer: J Berner

Source: Public Records J Berner appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$200 Aug 7, 2012
2012 DEM
Obama, Barack
Berner, J Slippery Rock, PA
$200 Aug 13, 2020
2020 DEM
Biden, Joe
Berner, J Slippery Rock, PA
$300 Oct 12, 2020
2020
Biden Victory Fund
Berner, J Slippery Rock, PA
$200 Sep 28, 2020
2020 DEM
Biden, Joe
Berner, J Slippery Rock, PA
$200 Sep 28, 2020
DEM
Biden, Joe
Contributor Slippery Rock, PA
$1,000 Aug 20, 2007
Unknown Committee
Berner, J Kevin Mr Consultant @ Contained Energy Inc Shaker Heights, OH

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 6 political contribution records found for J Berner. Total disclosed contributions amount to $2,100. Recipients include Biden, Joe. Federal law requires disclosure of contributions above $200 to federal candidates.

Note: PPP loans shown are for businesses with addresses associated with J Berner. These loans were issued to businesses, not individuals.

Mico Welding And Fabricating INC

Subchapter S Corporation

$115,000 Paid in Full
Address:
PO Box 207
Sardinia, NY14134
Approved

Apr 15, 2020

Forgiven

$115,878

Jobs Reported

7

Loan #

8846187100

Loan Size

Small

Warrens Generators LLC

Limited Liability Company(LLC

$2,895 Paid in Full
Address:
PO Box 207
Prinsburg, MN56281-0207
Approved

Jun 24, 2020

Forgiven

$2,905

Jobs Reported

1

Loan #

3257128001

Loan Size

Small

Trapp Lab Studios

Limited Liability Company(LLC

$13,750 Paid in Full
Address:
22 Maple Ave
Hartford, CT06114-1036
Approved

Apr 3, 2021

Forgiven

$13,794

Jobs Reported

1

Loan #

6302178706

Loan Size

Small

Oregon Growers & Shippers LLC

Limited Liability Company(LLC

$24,457 Paid in Full
Address:
PO Box 207
Hood River, OR97031-0007
Approved

Apr 30, 2020

Forgiven

$24,748

Jobs Reported

2

Loan #

4847057307

Loan Size

Small

Sommer Solutions LLC

Limited Liability Company(LLC

$14,885 Paid in Full
Address:
PO Box 207
Ellsworth, MI49729-0207
Approved

May 12, 2020

Forgiven

$14,985

Jobs Reported

2

Loan #

5249647410

Loan Size

Small

Kevin Singleton

Sole Proprietorship

$19,276 Paid in Full
Address:
605 26th St
Gretna, LA70053-6905
Approved

Apr 27, 2021

Forgiven

$19,328

Jobs Reported

1

Loan #

2536428910

Loan Size

Small

Mc Transport Services, INC

Corporation

$478,297 Paid in Full
Address:
PO Box 207
Dixon, CA95620-0207
Approved

Apr 9, 2020

Forgiven

$483,930

Jobs Reported

170

Loan #

1088717102

Loan Size

Medium

Thomas McGowan

Sole Proprietorship

$20,833 Paid in Full
Address:
22 Maple Ave
Norfolk, CT06058-1100
Approved

Mar 20, 2021

Forgiven

$20,887

Jobs Reported

1

Loan #

5522708609

Loan Size

Small

Rejuvenating Women

Non-Profit Organization

$28,000 Paid in Full
Address:
PO Box 207
Boys Town, NE68010
Approved

Apr 7, 2020

Forgiven

$28,364

Jobs Reported

9

Loan #

6842367001

Loan Size

Small

Suckow Dairy Equipment INC

Corporation

$6,457 Paid in Full
Address:
PO Box 207
Postville, IA52162-0207
Approved

Apr 28, 2020

Forgiven

$6,513

Jobs Reported

1

Loan #

8483797204

Loan Size

Small

Trajan Pool Care LLC

Limited Liability Company(LLC

$9,460 Paid in Full
Address:
PO Box 207
Montgomery, TX77356
Approved

May 1, 2020

Forgiven

$9,557

Jobs Reported

2

Loan #

3201557703

Loan Size

Small

Cannon Law, P.c.

Corporation

$81,700 Paid in Full
Address:
PO Box 207
Waynesville, NC28786
Approved

Apr 28, 2020

Forgiven

$82,275

Jobs Reported

8

Loan #

9870037204

Loan Size

Small

A.p.h. Service, INC.

Subchapter S Corporation

$20,177 Paid in Full
Address:
PO Box 207
Port Washington, WI53074-0207
Approved

Apr 15, 2020

Forgiven

$20,389

Jobs Reported

3

Loan #

9265367102

Loan Size

Small

Ester Palatnik

Sole Proprietorship

$3,980 Paid in Full
Address:
22 Maple Ave
Bala Cynwyd, PA19004-3128
Approved

Aug 4, 2020

Forgiven

$3,945

Jobs Reported

1

Loan #

3588988202

Loan Size

Small

Nph Consulting, LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
22 Maple Ave
Bala Cynwyd, PA19004-3128
Approved

Aug 2, 2020

Forgiven

$21,129

Jobs Reported

1

Loan #

2570698206

Loan Size

Small

Tim And Pam Rogers, G.p.

Partnership

$8,125 Paid in Full
Address:
PO Box 207
Benton, TN37307-0207
Approved

Apr 14, 2020

Forgiven

$8,174

Jobs Reported

2

Loan #

6276217105

Loan Size

Small

Terry Deaver Farms

Sole Proprietorship

$10,200 Paid in Full
Address:
PO Box 207
Bridgeport, NE69336-0207
Approved

Apr 3, 2020

Forgiven

$10,265

Jobs Reported

4

Loan #

4589917007

Loan Size

Small

Cotton Hope Orchards INC

Corporation

$71,800 Paid in Full
Address:
PO Box 207
Monetta, SC29105-0207
Approved

Apr 30, 2020

Forgiven

$72,569

Jobs Reported

18

Loan #

4833177307

Loan Size

Small

Spirit Ridge, INC

Corporation

$10,000 Paid in Full
Address:
PO Box 207
Ashton, SD57424-0207
Approved

Apr 6, 2020

Forgiven

$10,074

Jobs Reported

2

Loan #

5871377009

Loan Size

Small

Hooks Trucking

Sole Proprietorship

$7,454 Paid in Full
Address:
PO Box 207
Tatums, OK73487-0207
Approved

Apr 14, 2020

Forgiven

$7,508

Jobs Reported

1

Loan #

7639357106

Loan Size

Small

Big Four Drug Store INC

Corporation

$155,700 Paid in Full
Address:
PO Box 207
Hinton, WV25951-0207
Approved

Apr 11, 2020

Forgiven

$157,218

Jobs Reported

14

Loan #

2657257101

Loan Size

Medium

Excell Homes INC

Corporation

$34,430 Paid in Full
Address:
PO Box 207
Lackawaxen, PA18435
Approved

Apr 28, 2020

Forgiven

$34,848

Jobs Reported

3

Loan #

9093827210

Loan Size

Small

Kevin Singleton

Sole Proprietorship

$19,276 Paid in Full
Address:
605 26th St
Gretna, LA70053-6905
Approved

Apr 9, 2021

Forgiven

$19,335

Jobs Reported

1

Loan #

1180708806

Loan Size

Small

Cedillos Tile Marble And Granite LLC

Limited Liability Company(LLC

$60,870 Paid in Full
Address:
PO Box 207
Hawi, HI96719
Approved

Apr 27, 2020

Forgiven

$61,545

Jobs Reported

7

Loan #

6001677202

Loan Size

Small

The Church Of The Holy Apostles

Non-Profit Organization

$4,900 Paid in Full
Address:
PO Box 207
Barnwell, SC29812
Approved

May 18, 2020

Forgiven

$4,947

Jobs Reported

3

Loan #

8364367408

Loan Size

Small

The Hampshire Companies LLC

Limited Liability Company(LLC

$1,480,000 Paid in Full
Address:
22 Maple Ave
Morristown, NJ07960-5452
Approved

Apr 13, 2020

Forgiven

$1,488,510

Jobs Reported

62

Loan #

5057807100

Loan Size

Medium-Large

Nili Couzens

Sole Proprietorship

$9,552 Paid in Full
Address:
22 Maple Ave
Bala Cynwyd, PA19004-3128
Approved

Aug 3, 2020

Forgiven

$9,687

Jobs Reported

1

Loan #

2673698209

Loan Size

Small

Excursions Of Escalante LLC

Limited Liability Company(LLC

$8,852 Paid in Full
Address:
PO Box 207
Escalante, UT84726
Approved

Apr 29, 2020

Forgiven

$7,895

Jobs Reported

1

Loan #

3404807303

Loan Size

Small

Warren Damhof

Sole Proprietorship

$1,517 Paid in Full
Address:
PO Box 207
Prinsburg, MN56281-0207
Approved

Jun 29, 2020

Forgiven

$1,522

Jobs Reported

1

Loan #

5772718005

Loan Size

Small

Ahg Montclair Beverage LLC

Limited Liability Company(LLC

$669,403 Exemption 4
Address:
22 Maple Ave
Morristown, NJ07960-5452
Approved

Mar 27, 2021

Forgiven

$679,343

Jobs Reported

109

Loan #

1271638706

Loan Size

Medium

Habits LLC

Corporation

$23,200 Paid in Full
Address:
PO Box 207
Jackson, WY83001
Approved

Apr 13, 2020

Forgiven

$23,494

Jobs Reported

3

Loan #

4210377105

Loan Size

Small

Live Oak Livestock Auction INC

Corporation

$134,673 Paid in Full
Address:
PO Box 207
Three Rivers, TX78071-0207
Approved

Apr 30, 2020

Forgiven

$136,072

Jobs Reported

19

Loan #

6113517303

Loan Size

Small

William Lewallen

Limited Liability Company(LLC

$111,523 Paid in Full
Address:
PO Box 207
Arizona City, AZ85123
Approved

Apr 29, 2020

Forgiven

$112,421

Jobs Reported

23

Loan #

3410957309

Loan Size

Small

Focus Restaurant Concepts, LLC

Limited Liability Company(LLC

$370,500 Paid in Full
Address:
1145 Washington St
Marquette, MI49855-4001
Approved

Apr 10, 2020

Forgiven

$372,956

Jobs Reported

77

Loan #

2390327109

Loan Size

Medium

Judd Co LLC

Limited Liability Company(LLC

$14,506 Paid in Full
Address:
PO Box 207
Washington, AR71862-0207
Approved

Apr 28, 2020

Forgiven

$14,595

Jobs Reported

11

Loan #

7355227209

Loan Size

Small

Amcare Ambulance Service

Subchapter S Corporation

$240,000 Paid in Full
Address:
PO Box 207
Saint Albans, VT05478
Approved

Apr 13, 2020

Forgiven

$241,992

Jobs Reported

30

Loan #

4706157102

Loan Size

Medium

Jm Englewood Marina LLC

Limited Liability Company(LLC

$27,600 Paid in Full
Address:
PO Box 207
Edgewater, NJ07020
Approved

Apr 10, 2020

Forgiven

$27,946

Jobs Reported

2

Loan #

1334617103

Loan Size

Small

Campany Roofing Co, INC.

Corporation

$134,512 Paid in Full
Address:
PO Box 207
Oneida, NY13421
Approved

Apr 30, 2020

Forgiven

$135,559

Jobs Reported

17

Loan #

6438537307

Loan Size

Small

Mark T Palmer Company LLC

Limited Liability Company(LLC

$16,758 Paid in Full
Address:
PO Box 207
Napa, CA94559
Approved

Apr 15, 2020

Forgiven

$16,993

Jobs Reported

2

Loan #

1357967204

Loan Size

Small

Dgm INC

Corporation

$866,410 Paid in Full
Address:
PO Box 207
Beaver, OH45613-0207
Approved

Apr 28, 2020

Forgiven

$872,571

Jobs Reported

68

Loan #

6636147200

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 40 PPP loan records are linked to businesses associated with J Berner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find J Berner on the map

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J Berner in Shaker Hts, OH: Background Summary

Location
2980 Fontenay Rd, Shaker Hts Oh, Shaker Hts, OH
Other Locations
Ft Myers Bch, FL ยท Springfield, VA ยท Palestine, TX and 6 more
Profiles Found
11 people with this name
Phone Numbers
(216) 577-3454 and 8 others on file
Email
lynnberner@live.com
Career
Director, Vigilant at Clarke J Berner, City Of Kinston
Properties
1property owned
Vehicles
4 linked โ€” 2007 Lexus Rx 350, 2007 Gmc Yukon and 2 more
Contributions
$2,100 total โ€” Biden, Joe
PPP Loans
$5352K for Mico Welding And Fabricating INC, Warrens Generators LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for J Berner. Because public records are indexed by name rather than by a unique identifier, the 76 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for J Berner

Search Complexity: High

76 public records across 12states, belonging to approximately 11 different individuals. With 11 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Florida (5%), followed by Virginia and Pennsylvania. Spans the South and Midwest regions.

FL4recordsVA4recordsPA3recordsOH3recordsIL3recordsLA2records

Record Type Breakdown

Data spans 8 record categories. Largest: PPP Loan Records (53%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (14) and Business & Corporate Filings (7).

40
PPP Loan Records
14
Contact & Address Records
7
Business & Corporate Filings
6
Political Contribution Records
4
Vehicle Registration Records
2
Property Ownership Records

Frequently Asked Questions About J Berner

Is J Berner a registered voter?
Yes, voter registration records show J Berner is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does J Berner own property?
County assessor records show 2 properties associated with J Berner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to J Berner?
Records show 4 vehicle registrations associated with J Berner, including a 2007 LEXUS RX 350. Registered makes include Lexus, Gmc, Ford, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with J Berner?
We found 7 business affiliations for J Berner, including Clarke J Berner. Other companies include city of kinston, Vidrepur of America. Business records are compiled from state registries, SEC filings, and professional databases.
Has J Berner made political donations?
FEC disclosure records show 6 reported political contributions from J Berner, totaling $2,100. Recipients include Biden, Joe. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for J Berner?
Our database contains 76 total records for J Berner spanning 12 states. This includes 11 distinct contact records, 8 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for J Berner?
The 76 records displayed for J Berner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can J Berner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.