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James Addleman from Boalsburg, PA

Age 61
📍 3 Po Box, Boalsburg, PA 16827
📞 (814) 466-6345, (814) 280-0309, (814) 466-6345
✉️ abjaa@hotmail.com, abjaa@msn.com, abjaa@prodigy.net, abjaa@yahoo.com, abjaa29@yahoo.com
👨‍👩‍👧 Relatives: Jerry E Addleman,Eleanor C Addleman,Tracey Flaniken Addleman,Terry Addleman

James Addleman from Windsor, CO

Age 84 b. 1942 Male
📍 7070 Royal Country Down Dr
💼 2305
📞 (970) 215-4001 (Cell), (970) 667-4907, (970) 667-7011

James Addleman from Fort Collins, CO

Age 71
📍 1900 Topanga Ct, Fort Collins, CO 80528
📞 (970) 223-4155, (970) 215-4001, (970) 223-4155
👨‍👩‍👧 Relatives: Deanna Gilbertaddleman,Linda C Addleman,Christie Lynn Addleman,Jim Addleman,Deeanna Addleman,Deanna Addleman,Jim Addleman

James Addleman from Nevada City, CA

Age 104 b. Jul 1921 Nevada Co.
📍 17384 Shoshoni Trail Ct
📞 (530) 265-4340

James Addleman from Boalsburg, PA

Age 72 b. Mar 1953 Centre Co.
📍 Po Box 3
📞 (814) 466-6345

James Addleman

📍 13528 Nw County Road 11001, Amsterdam Mo
📞 (660) 679-1359, (660) 679-1627
✉️ ADDLEMAN89@GMAIL.COM

James Addleman

📍 13528 County Road 11001, Amsterdam Mo 64723
📞 (660) 679-1359, (660) 679-1627
✉️ ADDLEMAN89@GMAIL.COM

James Addleman

📍 7070 Royal Country Down Dr, Windsor Co
📞 (970) 215-4001, (970) 231-2440
✉️ CARNUT1960@GMAIL.COM

James Addleman from Grampian, PA

Age 80 b. Apr 1945 Clearfield Co.
📍 917 Curwensville Grampian Hwy
📞 (814) 236-1861

James Addleman from Fort Collins, CO

Age 83 b. Oct 1942
📍 1900 Topanga Ct
📞 (970) 223-4155

James Addleman

📍 21881 Madison St, Saint Clair Shores Mi
📞 (586) 872-5506, (586) 872-5506
✉️ JADDLEMAN5@GMAIL.COM

James Addleman

📍 21881 Madison St, Saint Clair Shores Mi 48081
📞 (586) 872-5506, (586) 872-5506
✉️ JADDLEMAN5@GMAIL.COM

James Addleman from Saint Clair Shores, MI

Male
📍 21900 Madison St
📞 (586) 556-1137 (AT&T MOBILITY)

James Addleman from Saint Clair Shores, MI

Age 72 b. May 1953 Macomb Co.
📍 25725 Winton St

James Addleman from Bellefonte, PA

Age 64 b. 1962 Centre Co.
📍 194 1/2 S Water St

James Addleman from Warren, MI

Age 72 b. May 1953
📍 25120 Nuway Ave
👤 aka James Mathew Addleman, James M Addelman, James R Addleman

James Addleman from Amsterdam, MO

Age 63 b. Sep 1962 Bates Co.
📍 46 R 1

James Addleman from Clinton Twp, MI

Macomb Co.
📍 34164 Clinton Plaza Dr
📞 (614) 457-6623

James Addleman from Flint, MI

Genesee Co.
📍 4071 Fenton Rd 1
📞 (708) 749-4720

James Addleman

Age 79 b. Sep 1946
📍 1 Grampian Pa Po Box 14

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for James Addleman across 5 states. The most recent address on file is in Windsor, Colorado. Of these records, 15 include phone numbers and 6 include email addresses. Ages range from 61 to 71, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Addleman James D/Deanna K

Larimer County
· 7070 Royal Country Down Dr, Loveland Co 80550

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to James Addleman in Loveland. Values shown are from county assessor records and may differ from current market prices.

James Addleman

UAF
7070royal Country Down Dr, Windsor, CO, 80550
DOB: 1942 Gender: Male Ph: 970-215-4001
County: Larimer

James Bradley Addleman

County: Bates

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for James Addleman in Colorado. Party affiliation is listed as UAF. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 SUBARU LEGACY
· Registered to: James Addleman
· VIN: 4S3BMCK61B3239624
·
7070 Royal Country Down Dr, Windsor, CO, 80550-7046
·
(970) 215-4001
2012 RAM RAM PICKUP 3500
· Registered to: James Addleman
· VIN: 3C63D3LL8CG349357
·
Rr 1, Amsterdam, MO, 64723-8420
·
(660) 267-3440
2017 SUBARU OUTBACK
· Registered to: James Addleman
· VIN: 4S4BSANC7H3267623
·
7070 Royal Country Down Dr, Windsor, CO, 80550
2013 Jeep Wrangler
· Registered to: James Addleman
· VIN: 1C4HJWCG3DL559686
·
Rr 1, Amsterdam, MO, 64723
·
(660) 267-3440
2001 NISSAN FRONTIER PICKUP
· Registered to: James Addleman
· VIN: 1N6ED27YX1C313331
·
26234 Barnes St, Roseville, MI, 48066

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with James Addleman. Registered makes include Subaru, Ram, Jeep, Nissan. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

AA Bus Service LLC

Member
(660) 267-3387
Amsterdam, MO
Suburban, Local Transit and Interurban Highway Passenger Transport (Transportation)

Addleman Farms

Partner
(660) 267-3440
Amsterdam, MO
Agricultural Production - Crops (Agriculture)

James Addleman

Used Car Buyer at Front Rang · Greater Denver Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 4 business affiliations were found for James Addleman. Companies include AA Bus Service LLC, Addleman Farms. Records are compiled from state business registries, SEC filings, and professional networking databases.

James B. Addleman

Addr: Route 1 Box 46, Amsterdam, MO, 64723
MO

Source: Public Records James Addleman appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

MP

James Addleman

Male
·
21881 Madison St, St Clr Shores, MI 48081 (Macomb County)
42.4837, -82.8951
· (586) 556-1137
TZ: Eastern
Single Family
MP

James Addleman

Male
·
193 Freestone Ct, Bowling Green, KY 42103 (Warren County)
36.9271, -86.3944
TZ: Central
Homeowner Single Family Built 1987
MP

James D Addleman

Age 74 Male
·
7070 Royal Country Down Dr, Windsor, CO 80550 (Weld County)
40.4560, -104.9730
· (970) 215-4001
Marital: Married TZ: Mountain
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 2009 Purchased 2017
MP

James M Addleman

Age 64 Male
·
26234 Barnes St, Roseville, MI 48066 (Macomb County)
42.4902, -82.9184
Marital: Single TZ: Eastern
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with James Addleman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with James Addleman. These loans were issued to businesses, not individuals.

Iguana Properties LLC

Limited Liability Company(LLC

$44,700 Paid in Full
Address:
PO Box 3
Alliance, NE69301-0003
Approved

Apr 3, 2020

Forgiven

$45,059

Jobs Reported

12

Loan #

4587797004

Loan Size

Small

McClemans Rentals, LLC

Limited Liability Company(LLC

$36,500 Paid in Full
Address:
PO Box 3
Brookings, SD57006
Approved

Apr 14, 2020

Forgiven

$36,741

Jobs Reported

8

Loan #

7681647103

Loan Size

Small

Ebw Promotions LLC

Limited Liability Company(LLC

$2,772 Paid in Full
Address:
PO Box 3
Wilmington, MA01887
Approved

Apr 28, 2020

Forgiven

$2,786

Jobs Reported

1

Loan #

7970007204

Loan Size

Small

Pl Bennet Enterprise Investment Fund A

Corporation

$44,923 Paid in Full
Address:
PO Box 3
Trenton, TX75490-0003
Approved

Apr 29, 2020

Forgiven

$45,260

Jobs Reported

3

Loan #

3545177308

Loan Size

Small

Sigel Equipment Co. INC

Subchapter S Corporation

$107,758 Paid in Full
Address:
PO Box 3
Sigel, IL62462-0003
Approved

Apr 27, 2020

Forgiven

$108,378

Jobs Reported

7

Loan #

5560197202

Loan Size

Small

Edgewood Farms LLC

Limited Liability Company(LLC

$19,789 Paid in Full
Address:
13528 NW County Road 11001
Amsterdam, MO64723-8520
Approved

May 14, 2020

Forgiven

$15,879

Jobs Reported

2

Loan #

6433007400

Loan Size

Small

Bright Beginnings Childcare And Preschool LLC

Limited Liability Company(LLC

$19,610 Paid in Full
Address:
PO Box 3
Summersville, MO65571-0003
Approved

Apr 9, 2020

Forgiven

$19,739

Jobs Reported

7

Loan #

9304057009

Loan Size

Small

Faulkner Development LLC

Limited Liability Company(LLC

$53,021 Paid in Full
Address:
PO Box 3
Hickory Grove, SC29717
Approved

Apr 15, 2020

Forgiven

$53,496

Jobs Reported

5

Loan #

9734577110

Loan Size

Small

Oakdale Loan Co INC

Corporation

$12,079 Paid in Full
Address:
PO Box 3
Oakdale, LA71463
Approved

Apr 27, 2020

Jobs Reported

2

Loan #

5125607200

Loan Size

Small

Ttab, INC.

Subchapter S Corporation

$75,100 Paid in Full
Address:
PO Box 3
New Plymouth, ID83655
Approved

Apr 15, 2020

Forgiven

$63,327

Jobs Reported

10

Loan #

8914977104

Loan Size

Small

The County Times, LLC

Subchapter S Corporation

$6,000 Paid in Full
Address:
PO Box 3
Cache, OK73527-0003
Approved

Apr 9, 2020

Forgiven

$6,045

Jobs Reported

2

Loan #

9304187002

Loan Size

Small

Crystalview Aquarium Co

Subchapter S Corporation

$26,000 Paid in Full
Address:
Po box 3
Cary, IL60013
Approved

Apr 29, 2020

Forgiven

$25,773

Jobs Reported

2

Loan #

2259647301

Loan Size

Small

Post Lobster INC

Subchapter S Corporation

$6,818 Paid in Full
Address:
PO Box 3
Spruce Head, ME04859-0003
Approved

Apr 27, 2020

Forgiven

$6,862

Jobs Reported

2

Loan #

3899707200

Loan Size

Small

Concrete Tailors

Limited Liability Company(LLC

$302,600 Paid in Full
Address:
PO Box 3
Noblesville, IN46061
Approved

Apr 6, 2020

Forgiven

$304,333

Jobs Reported

21

Loan #

5996427004

Loan Size

Medium

Miss Madison

Non-Profit Organization

$53,500 Paid in Full
Address:
PO Box 3
Madison, IN47250-0003
Approved

Apr 5, 2020

Forgiven

$53,769

Jobs Reported

3

Loan #

5389127006

Loan Size

Small

Jon'S Auto Service, INC.

Corporation

$6,500 Paid in Full
Address:
PO Box 3
Knox City, TX79529-0003
Approved

Apr 10, 2020

Forgiven

$6,537

Jobs Reported

2

Loan #

2096147102

Loan Size

Small

W H Cully Jr Construction Co

Sole Proprietorship

$16,520 Paid in Full
Address:
Po Box 3
Studley, VA23162
Approved

Apr 10, 2020

Forgiven

$16,702

Jobs Reported

2

Loan #

1651227108

Loan Size

Small

Mt Ephraim Police Reserves INC

Non-Profit Organization

$72,000 Paid in Full
Address:
PO Box 3
Mount Ephraim, NJ08059
Approved

May 19, 2020

Forgiven

$72,582

Jobs Reported

25

Loan #

9215587405

Loan Size

Small

Darrow Brothers Excavating, INC

Subchapter S Corporation

$112,992 Paid in Full
Address:
PO Box 3
Mackinaw City, MI49701
Approved

Apr 15, 2020

Forgiven

$109,710

Jobs Reported

12

Loan #

2145267209

Loan Size

Small

Benchmark Contractors LLC

Limited Liability Company(LLC

$560,102 Paid in Full
Address:
PO Box 3
Hendersonville, TN37077-0003
Approved

Apr 13, 2020

Forgiven

$563,510

Jobs Reported

62

Loan #

4478637101

Loan Size

Medium

Bradford Point Industries

Corporation

$5,000 Paid in Full
Address:
PO Box 3
Friendship, ME04547-0003
Approved

Apr 16, 2020

Forgiven

$5,065

Jobs Reported

1

Loan #

3016767204

Loan Size

Small

Aa Bus Service

Sole Proprietorship

$15,536 Paid in Full
Address:
11575 NW State Route 18
Amsterdam, MO64723-8264
Approved

Apr 28, 2020

Forgiven

$15,766

Jobs Reported

4

Loan #

8236277204

Loan Size

Small

Logan Express Delivery

Sole Proprietorship

$26,350 Paid in Full
Address:
PO Box 3
Pecks Mill, WV25547
Approved

Apr 28, 2020

Forgiven

$26,616

Jobs Reported

1

Loan #

8133887207

Loan Size

Small

Appleseed Permaculture LLC

Corporation

$18,000 Paid in Full
Address:
PO Box 3
High Falls, NY12440
Approved

May 6, 2020

Forgiven

$18,093

Jobs Reported

2

Loan #

2766027406

Loan Size

Small

Christopher Addleman

Sole Proprietorship

$14,828 Paid in Full
Address:
13528 NW County Road 11001
Amsterdam, MO64723-8520
Approved

Jun 30, 2020

Forgiven

$14,894

Jobs Reported

1

Loan #

6724618010

Loan Size

Small

McCormick Land Co

Corporation

$20,830 Paid in Full
Address:
PO Box 3
Kremlin, MT59532
Approved

Apr 15, 2020

Forgiven

$21,034

Jobs Reported

1

Loan #

9940867104

Loan Size

Small

Steven Poeckes

Sole Proprietorship

$15,000 Paid in Full
Address:
PO Box 3
Zahl, ND58856-0003
Approved

Apr 28, 2020

Forgiven

$15,093

Jobs Reported

1

Loan #

7839407200

Loan Size

Small

Phillips Lumber & Hardware, LLC

Limited Liability Company(LLC

$73,000 Paid in Full
Address:
Po Box 3
Phillips, WI54555
Approved

Apr 10, 2020

Forgiven

$73,660

Jobs Reported

17

Loan #

2219657103

Loan Size

Small

Christiaens Meats INC

Corporation

$65,400 Paid in Full
Address:
PO Box 3
Valier, MT59486-0003
Approved

Apr 3, 2020

Forgiven

$65,846

Jobs Reported

6

Loan #

4499237000

Loan Size

Small

James B Addleman

Self-Employed Individuals

$20,833 Paid in Full
Address:
11575 NW State Route 18
Amsterdam, MO64723-8264
Approved

Feb 4, 2021

Forgiven

$20,980

Jobs Reported

1

Loan #

3296158405

Loan Size

Small

Kirk C Findley

Sole Proprietorship

$20,833 Paid in Full
Address:
PO Box 3
Crossville, TN38557
Approved

Jun 30, 2020

Forgiven

$20,933

Jobs Reported

1

Loan #

6797988006

Loan Size

Small

Vanesko Enterprises, INC.

Corporation

$100,000 Paid in Full
Address:
PO Box 3
Dallas, PA18612
Approved

Apr 14, 2020

Forgiven

$100,874

Jobs Reported

11

Loan #

6006857109

Loan Size

Small

Damburg Wheelfish LLC

Limited Liability Company(LLC

$68,800 Paid in Full
Address:
3 PO Box
Wexford, PA15090-0003
Approved

Apr 27, 2020

Forgiven

$69,703

Jobs Reported

20

Loan #

4520197203

Loan Size

Small

Fair Hill Therapeutic Riding Center, INC.

Non-Profit Organization

$7,070 Paid in Full
Address:
PO Box 3
Tyler Hill, PA18469
Approved

May 4, 2020

Forgiven

$7,129

Jobs Reported

1

Loan #

1371097406

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 34 PPP loan records are linked to businesses associated with James Addleman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find James Addleman on the map

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Found 35 results across 6 states

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James Addleman in Boalsburg, PA: Background Summary

Location
3 PO Box,Boalsburg, PA 16827, Boalsburg, PA
Other Locations
Windsor, CO · Nevada City, CA · Boalsburg, PA and 8 more
Profiles Found
20 people with this name
Phone Numbers
(814) 466-6345 and 13 others on file
Email
abjaa@hotmail.com and 7 others on file
Possible Relatives
Jerry E Addleman, Eleanor C Addleman, Tracey Flaniken Addleman, Terry Addleman, Deanna Gilbertaddleman and 5 more
Career
AA Bus Service LLC, Addleman Farms
Voter Registration
Registered UAF
Properties
1property owned
Vehicles
5 linked — 2011 Subaru Legacy, 2012 Ram Ram Pickup 3500 and 3 more
PPP Loans
$2051K for Iguana Properties LLC, McClemans Rentals, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for James Addleman. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for James Addleman

Search Complexity: High

78 public records across 6states, belonging to approximately 20 different individuals. With 20 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Colorado (14%), followed by Michigan and Pennsylvania. Spans the West and Midwest regions.

CO11recordsMI8recordsPA6recordsMO6recordsCA3recordsKY1record

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (46%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (27) and Vehicle Registration Records (5).

34
PPP Loan Records
27
Contact & Address Records
5
Vehicle Registration Records
4
Business & Corporate Filings
2
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 44 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)6peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About James Addleman

Is James Addleman a registered voter?
Yes, voter registration records show James Addleman is registered in Colorado with UAF affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does James Addleman own property?
County assessor records show 1 property associated with James Addleman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to James Addleman?
Records show 5 vehicle registrations associated with James Addleman, including a 2011 SUBARU LEGACY. Registered makes include Subaru, Ram, Jeep, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with James Addleman?
We found 4 business affiliations for James Addleman, including AA Bus Service LLC. Other companies include Addleman Farms. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for James Addleman?
Our database contains 78 total records for James Addleman spanning 6 states. This includes 20 distinct contact records, 15 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for James Addleman?
The 78 records displayed for James Addleman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can James Addleman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.