James Amar from Roosevelt, NY

Age 44
๐Ÿ“ 54 Cottage Pl, Roosevelt, NY 11575
๐Ÿ“ž (516) 379-0659, (516) 379-0659, (516) 379-3764, (516) 379-3787, (516) 379-6740, (516) 457-3689, (631) 253-0040
โœ‰๏ธ james_amar@verizon.net, jamesamar@verizon.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Cheryl Amar,Doris C Amar,Thayer M Amargarrett

James Amar

Age 80 b. 1945-07-22
๐Ÿ“ 9650 Red Maple Dr, Plymouth Mi
๐Ÿ“ž (734) 459-7161, (313) 256-3542
โœ‰๏ธ JAMESAMAR@ATT.NET

James Amar from Plymouth, MI

Age 80 b. Jul 1945 Wayne Co.
๐Ÿ“ 9650 Red Maple Dr
๐Ÿ“ž (734) 459-7161, (734) 717-2673

James Amar from Hammond, LA

Age 64 b. Jul 1961 Tangipahoa Co.
๐Ÿ“ 2704 Anderson St
๐Ÿ“ž (985) 543-0626, (985) 320-8134

James Amar from Hammond, LA

Age 53
๐Ÿ“ 2704 Anderson St, Hammond, LA 70401
๐Ÿ“ž (985) 543-0626, (504) 542-1484
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lillie Mae Amar
๐Ÿช Greater Starnee Westside Missionary Baptist Church Of Hammond, Louisiana, Incorporated, Christian Leaders Of Today And Tomorrow

James Amar from Ridge, NY

Age 73 b. Jul 1952 Suffolk Co.
๐Ÿ“ 140 Panamoka Trl
๐Ÿ“ž (631) 929-3676

James Amar from Wheatley Hts, NY

Age 92 b. Jun 1933 Suffolk Co.
๐Ÿ“ 10 Sunset Ave
๐Ÿ“ž (631) 253-0040

James Amar from Worcester, MA

Age 66
๐Ÿ“ 82 Hamilton St, Worcester, MA 01604
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Judy L Hankin,Judy L Amar

James Amar from Vista, CA

Age 76 b. Feb 1950 San Diego Co.
๐Ÿ“ 1610 Melrose Wa

James Amar from Roosevelt, NY

Age 92 b. Jun 1933 Nassau Co.
๐Ÿ“ 54 Cottage Pl

James Amar from Hammond, LA

Age 65 b. Sep 1960 Tangipahoa Co.
๐Ÿ“ 507 Anderson St

James Amar from Seaford, NY

Nassau Co.
๐Ÿ“ 36 17 Ladonia St Unit 17

James Amar from Seaford, NY

Nassau Co.
๐Ÿ“ 36 17 Ladonia St 17

James Amar from Oceanside, CA

San Diego Co.
๐Ÿ“ 1540 Harbor Dr N Slip 122

James Amar from Paterson, NJ

Passaic Co.
๐Ÿ“ 29 Emerson Ave

James Amar

๐Ÿ“ 1017 Cmr 445

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 16 contact records for James Amar across 6 states. The most recent address on file is in Plymouth, Michigan. Of these records, 7 include phone numbers and 2 include email addresses. Ages range from 44 to 66, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Amar, James

Wayne County
PIN: 78050030251000
· 9650 Red Maple Dr
Lot: 12,249sqft

Amar James E

Yuma County
· 13375 E 42nd Dr, Yuma
Sale: $75,000 (1412553600000.0)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to James Amar in Yuma. Values shown are from county assessor records and may differ from current market prices.

James R Amar

Reg: 03303073
54 Cottage Pl, 1, 11575
DOB: 19700413 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for James Amar. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 FORD ESCAPE
ยท Registered to: James Amar
ยท VIN: 1FMCU9EG5CKC25319
·
9650 Red Maple Dr, Plymouth, MI, 48170-3279
·
(734) 459-7161
2006 Mercury Mountaineer
ยท Registered to: James Amar
ยท VIN: 4M2EU47E46UJ13237
·
9650 Red Maple Dr, Plymouth, MI, 48170
·
(734) 459-7161
2012 Ford Fiesta
ยท Registered to: James Amar
ยท VIN: 3FADP4BJ2CM104832
·
2704 Anderson St, Hammond, LA, 70401-2102
·
(985) 543-0626

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with James Amar. Registered makes include Ford, Mercury. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

RH Amar

Product Marketing Manager
+441494530200jamar@rhamar.com
High Wycombe,

JMA Ministries Inc

James AmarCEO, Director
Clarkston, GA

James Amar

Pit Supervisor
Pagcor (philippine Amusement And Gaming Corporation)
Calabarzon, Philippines Entertainment

James Amar

Michigan

Pomona College

James AmarPastor
(734) 717-2673jamar@hotmail.com
9650 Red Maple Dr, Plymouth, MI48170
pomona.edu

James Amar

Greater Detroit Area

Pomona College

James AmarPastor
(734) 717-2673jamar@hotmail.com
9650 Red Maple Dr, Plymouth, MI48170

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for James Amar. Companies include Pagcor (philippine Amusement And Gaming Corporation), Pomona College. Roles listed include Product Marketing Manager and CEO, Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

North County Aircraft, INC.

Filed: Aug 5, 2009
Registered Agent: James Edward Amar

North County Aircraft, INC.

Filed: Aug 5, 2009
CEO: James Edward Amar

Jma Ministries, INC.

Addr: 1208, Denison Drive, Clarkston, GA, 30021
GA
Officer: James Ye Amar

Unknown Corporation

Addr: 2704 Anderson Street, Hammond, LOUISIANA, 70401
LOUISIANA
Officer: James Amar

North County Aircraft, INC.

Addr: 1222 Sea Larke Dr., Fallbrook, CA, 92028
CA
CEO: James Edward Amar

Source: Public Records James Amar appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

James Amar

Visitation High School - Detroit, MI, MI
1964

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases James Amar has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Oct 30, 2010
2010 N
Davis, Alton Thomas
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$10 Dec 24, 2007
2008 DEM
Michigan Democratic State Central Commitee
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$20 Nov 10, 2006
2006 D
Hopgood, Hoon-Yung
Amar, James Plymouth, MI
$50 Sep 10, 2006
2006 D
Duggan, Brian
Amar, James Plymouth, MI
$50 Sep 20, 2013
2014 DEM
Mosher, Natalie
Amar, James Labor Mediator @ State Of Michigan Plymouth, MI
$1 Aug 27, 2014
2014 DEM
Actblue
Amar, James Not Employed Plymouth, MI
$300 May 7, 2007
2008 DEM
Michigan Democratic State Central Commitee
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$125 May 14, 2012
2012 DEM
Lyndon Larouche Political Action Committee
Amar, James Retired Fallbrook, CA
$20 Mar 16, 2011
2012
Mi House Democratic Fund Mhda
Amar, James C Labor Mediator Plymouth, MI
$10 Aug 23, 2009
2010 DEM
Michigan Democratic State Central Commitee
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$5 Mar 12, 2016
2016 DEM
Baldwin, Tammy
Amar, James Not Employed Plymouth, MI
$100 Jun 27, 2018
2018 DEM
Stabenow, Debbie
Amar, James C Retired Plymouth, MI
$450 Jul 10, 2002
2002 DEM
Granholm, Jennifer M
Amar, James Executive Assistant @ State Of Michigan Plymouth, MI
$30 Jun 19, 2016
2016 DEM
Driskell, Gretchen
Amar, James Labor Mediator @ State Of Mi Plymouth, MI
$30 Sep 19, 2016
2016 DEM
Driskell, Gretchen
Amar, James Labor Mediator @ State Of Mi Plymouth, MI
$50 Oct 24, 2006
2006 D
Granholm, Jennifer M (g)
Amar, James Plymouth, MI
$150 Oct 22, 2002
2002 DEM
Michigan Democratic State Central Committee/Fed Acct
Amar, James Labor Mediator @ State Of M I Plymouth, MI
$100 Aug 10, 2011
2012 DEM
Gregory, Vincent
Amar, James C Labor Mediator Plymouth, MI
$100 Jun 27, 2018
2018 DEM
Stabenow, Debbie
Amar, James C Retired Plymouth, MI
$25 Sep 30, 2014
2014 DEM
Peters, Gary
Amar, James Not Employed Plymouth, MI
$250 Apr 19, 2009
2010 DEM
Corriveau, Marc
Amar, James Mediator @ Self Employed Mediator Plymouth, MI
$25 Mar 5, 2019
2020 DEM
Peters, Gary
Amar, James C Retired @ Not Employed Plymouth, MI
$200 Jun 2, 2009
2010 DEM
Cherry, John
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$100 Sep 14, 2008
2008 DEM
Anderson, Glenn S
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$100 Aug 18, 2012
2012 328
Northville Democratic Club
Amar, James Retired Canton, MI
$150 Jul 11, 2002
2002 DEM
Granholm, Jennifer M
Amar, James Executive Assistant @ State Of Michigan Plymouth, MI
$100 Feb 4, 2002
2002 DEM
Granholm, Jennifer M
Amar, James Executive Assistant @ State Of Michigan Plymouth, MI
$50 Aug 31, 2012
2012 N
Morrow, Brian L
Amar, James Retired Plymouth, MI
$50 Aug 26, 2012
2012 DEM
Obrien, Sandra
Amar, James Retired Plymouth, MI
$25 Jul 15, 2016
2016 DEM
Pagan, Kristy
Amar, James Plymouth, MI
$25 Oct 28, 2014
2014 DEM
Dillard, Godfrey
Amar, James Plymouth, MI
$50 May 16, 2016
2016 DEM
Michigan Democratic State Central Commitee
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$1 Oct 30, 2020
2020 DEM
Dccc
Amar, James Not Employed Plymouth, MI
$250 Oct 27, 2014
2014 DEM
Lyndon Larouche Political Action Committee
Amar, James E Retired Fallbrook, CA
$200 Jun 17, 2008
2008
Granholm Leadership Fund
Amar, James Labor Mediator @ State Of Michigan Plymouth, MI
$125 Oct 3, 2002
2002 DEM
Peters, Gary
Amar, James Labor Mediator @ State Of Michigan Plymouth, MI
$50 Jan 12, 2014
2014 DEM
Slavens, Dian
Amar, James C Retired Plymouth, MI
$150 Jul 24, 2015
2014 DEM
Lyndon Larouche Political Action Committee
Amar, James E Truck Driver @ Self Employed Fallbrook, CA
$20 Oct 24, 2013
2014
McNamara, Kevin
Amar, James Labor Mediator @ State Of Michigan Plymouth, MI
$10 Jun 25, 2013
2014 DEM
Michigan Democratic State Central Commitee
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$200 Aug 13, 2014
2014 DEM
Lyndon Larouche Political Action Committee
Amar, James E Retired Fallbrook, CA
$20 Apr 28, 2005
2006 D
Senate Democratic Fund Of Michigan
Amar, James Plymouth, MI
$50 May 16, 2016
2020 DEM
Michigan Democratic State Central Commitee
Amar, James C Retired Plymouth, MI
$250 Apr 1, 2016
2014 DEM
Lyndon Larouche Political Action Committee
Amar, James E Truck Driver @ Self Employed Goodyear, AZ
$25 Sep 30, 2014
2014 DEM
Peters, Gary
Amar, James C Retired @ Not Employed Plymouth, MI
$10 Oct 31, 2014
2014 DEM
Totten, Mark
Amar, James Self Employed @ Not Employed Plymouth, MI
$15 Jul 14, 2010
2010 DEM
Michigan Democratic State Central Commitee
Amar, James C Labor Mediator @ State Of Michigan Plymouth, MI
$50 Oct 1, 2002
2002 DEM
Granholm, Jennifer M
Amar, James Executive Assistant @ State Of Michigan Plymouth, MI
$270 Dec 30, 2013
2014
McNamara, Kevin
Amar, James Plymouth, MI
$150 Jul 6, 2019
2020
Wolverine Victory Fund
Amar, James Not Employed Plymouth, MI
$250 Apr 1, 2016
DEM
Lyndon Larouche Political Action Committee
Contributor Truck Driver @ Self Employed Goodyear, AZ
$200 Sep 13, 2016
Unknown Committee
Amar, James E Truck Driver @ Self-Employed Goodyear, AZ
$125
2006 D
Slavens, Mark
Contributor Attorney @ Mich Dept Of Lab & Econ Growth Plymouth, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for James Amar. Total disclosed contributions amount to $5,272. Recipients include Lyndon Larouche Political Action Committee, Slavens, Mark. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

James A Amar

Age 56 Male
·
2704 Anderson St, Hammond, LA 70401 (Tangipahoa County)
30.5080, -90.4939
· (985) 543-0626
Marital: Single TZ: Central
Single Family
MP

James E Amar

Age 47 Male
·
54 Cottage Pl, Roosevelt, NY 11575 (Nassau County)
40.6861, -73.5890
· (516) 379-0659
Marital: Married TZ: Eastern
Homeowner Single Family Built 1928 Purchased 1973
MP

James C Amar

Age 72 Male
·
9650 Red Maple Dr, Plymouth, MI 48170 (Wayne County)
42.3569, -83.5271
· (734) 459-7161
Marital: Single TZ: Eastern
Homeowner Single Family Built 1987
MP

James R Amar

Age 47 Male
·
10 Sunset Ave, Wheatley Hts, NY 11798 (Suffolk County)
40.7624, -73.3595
Marital: Single TZ: Eastern
Homeowner Single Family Purchased 1999

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with James Amar. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with James Amar. These loans were issued to businesses, not individuals.

House Watch INC.

Corporation

$27,555 Paid in Full
Address:
10 Sunset Ave
Pawling, NY12564-1421
Approved

Feb 13, 2021

Forgiven

$27,709

Jobs Reported

4

Loan #

8712028404

Loan Size

Small

Erkrys Dasilva

Sole Proprietorship

$13,542 Paid in Full
Address:
82 Hamilton St
Dorchester, MA02125-2894
Approved

Mar 15, 2021

Forgiven

$13,623

Jobs Reported

1

Loan #

2735998604

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with James Amar. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find James Amar on the map

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James Amar in Roosevelt, NY: Background Summary

Location
54 Cottage Pl,Roosevelt, NY 11575, Roosevelt, NY
Other Locations
Plymouth, MI ยท Hammond, LA ยท Ridge, NY and 6 more
Profiles Found
16 people with this name
Phone Numbers
(516) 379-0659 and 7 others on file
Email
james_amar@verizon.net and 2 others on file
Possible Relatives
Cheryl Amar, Doris C Amar, Thayer M Amargarrett, Lillie Mae Amar, Judy L Hankin and 1 more
Career
Product Marketing Manager, CEO, Director at Pagcor (philippine Amusement And Gaming Corporation), Pomona College
Properties
2properties owned
Vehicles
3 linked โ€” 2012 Ford Escape, 2006 Mercury Mountaineer and 1 more
Contributions
$5,271.64 total โ€” Lyndon Larouche Political Action Committee, Slavens, Mark
PPP Loans
$41,097 for House Watch INC., Erkrys Dasilva

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for James Amar. Because public records are indexed by name rather than by a unique identifier, the 109 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for James Amar

Search Complexity: High

109 public records across 8states, belonging to approximately 16 different individuals. With 16 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: New York (11%), followed by Michigan and Louisiana. Spans the Northeast and Midwest regions.

NY12recordsMI10recordsLA8recordsCA4recordsMA3recordsAZ2records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (51%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (27) and Business & Corporate Filings (11).

53
Political Contribution Records
27
Contact & Address Records
11
Business & Corporate Filings
5
Corporate Records
3
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 49 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)6peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About James Amar

Is James Amar a registered voter?
Yes, voter registration records show James Amar is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does James Amar own property?
County assessor records show 2 properties associated with James Amar . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to James Amar?
Records show 3 vehicle registrations associated with James Amar, including a 2012 FORD ESCAPE. Registered makes include Ford, Mercury. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with James Amar?
We found 11 business affiliations for James Amar (Product Marketing Manager). Other companies include Pomona College. Business records are compiled from state registries, SEC filings, and professional databases.
Has James Amar made political donations?
FEC disclosure records show 53 reported political contributions from James Amar, totaling $5,272. Recipients include Lyndon Larouche Political Action Committee and Slavens, Mark. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for James Amar?
Our database contains 109 total records for James Amar spanning 8 states. This includes 16 distinct contact records, 7 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for James Amar?
The 109 records displayed for James Amar are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can James Amar remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.