OpenDataUSA

Quick Navigation

James Ephraim

Age 64 b. 1962-01-13
📍 504 Oxmoor Ct, Saint Charles Il
📞 (858) 547-9868, (858) 705-3571
✉️ JIMEPH@SBCGLOBAL.NET, jimeph@sbcglobal.net

James Ephraim

Age 63 b. 1963-01-01
📍 504 Oxmoor Ct, St Chas Il 60175
📞 (858) 705-3571, (619) 865-6110
✉️ JIMEPH@SBCGLOBAL.NET, jimeph@sbcglobal.net

James Ephraim from Katy, TX

Age 66
📍 24015 Seventh Heaven, Katy, TX 77494
📞 (281) 392-0994, (281) 578-7188, (713) 215-8000, (281) 392-0994, (281) 578-7188, (281) 989-0220
✉️ jephraim@houston.rr.com
👨‍👩‍👧 Relatives: Susan Jean Ephraim,Kimberly Sue Burdorf,Jennifer Jean Darnell,Jason Charles Ephraim,Jas C Ephraim

James Ephraim from Atmore, AL

Age 77 b. 1949 Male
📍 226 Mobile St
📞 (251) 368-4489, (251) 368-8274
✉️ ey71keith1@aol.com

James Ephraim from Sugar Land, TX

Age 68
📍 13219 Terralyn Way #t, Sugar Land, TX 77478
📞 (281) 491-4672, (281) 240-3707, (281) 240-8019, (281) 491-4672
✉️ blackmagic23@hotmail.com
👨‍👩‍👧 Relatives: Augustina A Ephraim

James Ephraim from Tamarac, FL

Age 99
📍 10325 70th Ct, Tamarac, FL 33321
📞 (954) 721-7209, (954) 721-7209
👨‍👩‍👧 Relatives: Dorothy L Ephraim,Russell B Ephraim,Anne E Ephrain,Laura Denise Ephraim,Brian D Ephraim,Meryl E Ephraim,Kim Ephraim

James Ephraim from Tamarac, FL

Age 110 b. Jul 1915 Broward Co.
📍 10325 Nw 70th Ct
📞 (954) 721-7209

James Ephraim from Franklin, TX

Age 74
📍 706 Calvert St, Franklin, TX 77856
📞 (979) 695-6469, (979) 828-5074, (979) 828-5074, (979) 828-5476, (979) 695-6469
👨‍👩‍👧 Relatives: Mattie Ephraim,Cleophas Ephraim

James Ephraim

📍 11910 S Ray Pt, Floral City Fl
📞 (352) 247-6118, (727) 514-0550
✉️ PEGGYEPHRAIM@GMAIL.COM

James Ephraim

📍 24015 Seventh Heaven, Katy Tx 77494
📞 (713) 201-0549, (281) 392-0994
✉️ JIM.EPHRAIM@GMAIL.COM

James Ephraim

📍 24015 Seventh Heaven, Katy Tx
📞 (713) 201-0549, (281) 392-0994
✉️ JIM.EPHRAIM@GMAIL.COM

James Ephraim

📍 11910 Ray, Floral City Fl 34436
📞 (352) 247-6118, (727) 514-0550
✉️ PEGGYEPHRAIM@GMAIL.COM

James Ephraim from Katy, TX

Age 78 b. Aug 1947 Fort Bend Co.
📍 24015 Seventh Heaven
📞 (281) 392-0994

James Ephraim from Brooksville, FL

Age 79 b. Jun 1946 Hernando Co.
📍 15057 Middle Fairway Dr D
📞 (678) 423-9343

James Ephraim from College Station, TX

Age 63 b. 1963 Brazos Co.
📍 180 Ridgeway Dr
📞 (979) 695-6469

James Ephraim from Birmingham, AL

Male
📍 2201 1st Ave N
📞 (205) 616-4943 (AT&T MOBILITY)

James Ephraim from Katy, TX

Age 78 b. Aug 1947 Harris Co.
📍 20710 Seapine Dr

James Ephraim from San Diego, CA

Age 64 b. Jan 1962 San Diego Co.
📍 12473 Heatherton Ct Apt 331

James Ephraim from Wayne, IL

Age 64 b. Jan 1962 Du Page Co.
📍 32 W Army Trail Rd Unit 77

James Ephraim from Houston, TX

Age 47 b. Jul 1978 Harris Co.
📍 9903 S Dairy Ashford St 4301

James Ephraim from San Diego, CA

Age 78 b. 1948 San Diego Co.
📍 12475 Thornbush Ct

James Ephraim from Houston, TX

Age 40 b. 1986 Harris Co.
📍 2400 Briarwest Blvd Apt 401

James Ephraim from Chicago, IL

Age 70 b. Mar 1956 Cook Co.
📍 2421 W Pratt Blvd Unit 109

James Ephraim from Charlotte, NC

Mecklenburg Co.
📍 6911 Ludwig Dr
📞 (816) 792-0785

James Ephraim from Birmingham, AL

Jefferson Co.
📍 2201 1st Ave N Apt 7c
📞 (205) 322-5364

James Ephraim from Sugar Land, TX

Fort Bend Co.
📍 13219 Terralyn Way
📞 (281) 491-4672

James Ephraim from Montgomery, AL

Age 107 b. Feb 1919 Montgomery Co.
📍 427 B

James Ephraim from Katy, TX

Harris Co.
📍 1142 Barkston Dr

James Ephraim from Franklin, TX

Robertson Co.
📍 Po Box 31

James Ephraim from Cicero, IL

Cook Co.
📍 5629 W 26th St

James Ephraim from Irvine, CA

Orange Co.
📍 16 S Mall St

James Ephraim from Chicago, IL

Cook Co.
📍 3729 N Marshfield Ave Unit

James Ephraim from Katy, TX

📍 24015 7th Heaven

James Ephraim from Camden, AL

📍 Camden, AL, 36726

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 34 contact records for James Ephraim across 6 states. The most recent address on file is in Atmore, Alabama. Of these records, 19 include phone numbers and 9 include email addresses. Ages range from 66 to 99, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ephraim James & Peggy

Citrus County
PIN: 18E17S09 4B000 006A
· 03722 W Barrett Ct, Dunnellon 34430
Value: $22,950

Ephraim James

Fort-bend County
PIN: 1400-51-002-0190-907
· 13219 Terralyn WAY, TX
Built: 1991.0
Assessed: $246,930

Ephraim James

Citrus County
PIN: 19E21S010100 0050
· 11910 S Ray Pt, Floral City
Built: 2003.0
Assessed: $84,881

Ephraim James C & Lera E

Fayette County
· 11524 Fm 153, La-Grange

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to James Ephraim in La-Grange. Values shown are from county assessor records and may differ from current market prices.

2004 CHEVROLET C1500
· Registered to: James Ephraim
· VIN: 3GNEC16T14G289516
·
504 Oxmoor Ct, Saint Charles, IL, 60175
2001 CHEVROLET CAVALIER
· Registered to: James Ephraim
· VIN: 1G1JC524017225867
·
208 West St, Hattiesburg, MS, 39401
2008 TOYOTA CAMRY CAR UPPER MIDSIZE
· Registered to: James Ephraim
· VIN: 4T1BK46K08U562323
·
24015 Seventh Heaven, Katy, TX, 77494
1997 DODGE INTREPID CAR UPPER MIDSIZE
· Registered to: James Ephraim
· VIN: 2B3HD46F7VH763616
·
5701 Summit Park Cir W Apt 111, Fort Worth, TX, 76135
2000 MERCEDES BENZ S CLASS CAR PRESTIGE LUXURY
· Registered to: James Ephraim
· VIN: WDBNG70J5YA054336
·
706 S Calvert St, Franklin, TX, 77856
·
(979) 828-5094
2002 FORD F150 FULL SIZE TRUCK
· Registered to: James Ephraim
· VIN: 1FTPX17LX2NA08371
·
11524 Fm 153, La Grange, TX, 78945
·
(979) 242-3250
2011 FORD FUSION
· Registered to: James Ephraim
· VIN: 3FAHP0JA6BR133814
·
24015 Seventh Heaven, Katy, TX, 77494-0175
·
(979) 242-3250
2019 FORD F150 SUPERCREW
· Registered to: James Ephraim
· VIN: 1FTEW1E49KFC56076
·
24015 7th Heaven, Katy, TX, 77494
2003 FORD F150 PICKUP
· Registered to: James Ephraim
· VIN: 1FTRW076X3KB69578
·
706 S Calvert St, Franklin, TX, 77856
·
(979) 828-5094
2013 BMW 3-Series
· Registered to: James Ephraim
· VIN: WBA3B3C52DF543656
·
504 Oxmoor Ct, St Charles, IL, 60175
·
(858) 705-3571
2011 Toyota Tundra
· Registered to: James Ephraim
· VIN: 5TFHW5F12BX199707
·
24015 Seventh Heaven, Katy, TX, 77494-0175
·
(281) 392-0994
1991 LEXUS
· Registered to: James Ephraim
·
2014 Oglethorpe St Apt 302, Hyattsville, MD, 20782
2004 Chevrolet Suburban
· Registered to: James Ephraim
·
504 Oxmoor Ct, St Charles, IL, 60175
·
(858) 705-3571

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 13 vehicle registration records are associated with James Ephraim. Registered makes include Chevrolet, Toyota, Dodge, Mercedes Benz and others. The most recent model year on record is 2019. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Oracle Of Gods Temple

James EphraimPastor
Columbia, MD

James Ephraim

Chief Executive Officer
Ephy Edelity Integrated Service
Nigeria
LinkedIn

James Ephraim

Chief Executive Officer
Teb Construction & Engineering Solutions
District Of Columbia
LinkedIn

James Ephraim

Student at ITT · Syracuse, New York Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 5 business affiliations were found for James Ephraim. Companies include Ephy Edelity Integrated Service. Roles listed include Pastor. Records are compiled from state business registries, SEC filings, and professional networking databases.

The Baker's Man LLC

Addr: 1907 Woodhead St., Houston, TX, 77019
TX
Manager: James Ephraim

Unknown Corporation

Addr: 1907 Woodhead St., Houston, TX, 77019
TX
Officer: James Ephraim

The Baker's Man LLC

ID: 0802315488
Addr: 1907 Woodhead St., Houston, TX, 77019
TX
Manager: James Ephraim

Source: Public Records James Ephraim appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

james ephraim

Age 79
Resident 65+ Hunt/Fish
Addr: 11910 S Ray Pt, Floral City, FL 34436
County: Citrus
Phone: (352) 247-6118

james ephraim

Resident 65+ Hunt/Fish
Addr: Floral City, FL 34436
County: Citrus
Phone: (352) 247-6118

Source: State Professional Licensing Boards · Dept. of Professional Regulation James Ephraim holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

James Ephraim

Camden Academy - Camden, AL, AL
1966

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases James Ephraim has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2 Jul 28, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$100 Jun 30, 2020
2020 REP
Republican National Committee
Ephraim, James Kinder Morgan Katy, TX
$10 Nov 9, 2020
2020
Trump Make America Great Again Committee
Ephraim, James Retired Katy, TX
$2 Jul 10, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$2 Sep 30, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$2 Aug 28, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$10 Nov 22, 2020
2020
Trump Make America Great Again Committee
Ephraim, James Retired Katy, TX
$2 Oct 26, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$2 Oct 13, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$2 Sep 11, 1998
1998
Marathon Oil Company Employee Pac Mepac
Ephraim, James C Jr Senior Project Engin Katy, TX
$10 Nov 9, 2020
Trump Make America Great Again Committee
Contributor Retired Katy, TX
$10 Nov 22, 2020
Unknown Committee
Ephraim, James Retired Katy, TX
$5 20231206
Texas Farm Bureau AGFUND
Contributor Houston, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 13 political contribution records found for James Ephraim. Total disclosed contributions amount to $159. Recipients include Trump Make America Great Again Committee, Texas Farm Bureau AGFUND. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

James C Ephraim

Age 70 Male
·
24015 Seventh Heaven, Katy, TX 77494 (Fort Bend County)
29.7026, -95.7904
· (281) 392-0994
Marital: Married TZ: Central
Occ: Technical Edu: Some College
Homeowner Single Family Built 1960
MP

James Ephraim

Male
·
630 Chestnut St, Mount Carmel, IL 62863 (Wabash County)
38.4123, -87.7645
· (618) 450-2391
TZ: Central
Homeowner Single Family Purchased 2011
MP

James Ephraim

Age 51 Male
·
7915 Evesboro Dr, Severn, MD 21144 (Anne Arundel County)
39.1337, -76.7336
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

James Ephraim

Age 73 Male
·
226 Mobile St, Atmore, AL 36502 (Escambia County)
31.0395, -87.4899
· (334) 368-4862
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 1970 Purchased 2003
MP

James Ephraim

Age 71 Male
·
11910 S Ray Pt, Floral City, FL 34436 (Citrus County)
28.6892, -82.3542
· (352) 726-6610
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2003 Purchased 2003
MP

James M Ephraim

Age 55 Male
·
833 Gunderson Ave, Oak Park, IL 60304 (Cook County)
41.8735, -87.7868
Marital: Married TZ: Central
Edu: Graduate School
Single Family
MP

James E Ephraim

Age 77 Male
·
706 S Calvert St, Franklin, TX 77856 (Robertson County)
31.0195, -96.4867
· (979) 828-3858
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family
MP

James K Ephraim

Age 71 Male
·
13219 Terralyn Way, Sugar Land, TX 77478 (Fort Bend County)
29.6576, -95.6156
· (281) 865-2634
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1991

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with James Ephraim. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with James Ephraim. These loans were issued to businesses, not individuals.

Mdx, INC

Subchapter S Corporation

$123,100 Paid in Full
Address:
PO Box 313
Milford, OH45150-0313
Approved

Apr 7, 2020

Forgiven

$123,770

Jobs Reported

14

Loan #

6851787000

Loan Size

Small

Definitive Productions

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
2201 1st Ave N
Birmingham, AL35203-4273
Approved

Feb 8, 2021

Forgiven

$21,081

Jobs Reported

1

Loan #

5223798407

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with James Ephraim. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find James Ephraim on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
9
5
9
9
3
1
1
1
29

Found 67 results across 9 states

Fewer
More

James Ephraim in Saint Charles, IL: Background Summary

Location
504 Oxmoor Ct, Saint Charles Il, Saint Charles, IL
Other Locations
Atmore, AL · Tamarac, FL · Katy, TX and 14 more
Profiles Found
34 people with this name
Phone Numbers
(858) 547-9868 and 15 others on file
Email
jimeph@sbcglobal.net and 5 others on file
Possible Relatives
Susan Jean Ephraim, Kimberly Sue Burdorf, Jennifer Jean Darnell, Jason Charles Ephraim, Jas C Ephraim and 10 more
Career
Pastor at Ephy Edelity Integrated Service
Properties
3properties owned
Vehicles
13 linked — 2004 Chevrolet C1500, 2001 Chevrolet Cavalier and 11 more
Contributions
$159 total — Trump Make America Great Again Committee, Texas Farm Bureau AGFUND
Licenses
2 professional licenses (Resident 65+ Hunt/Fish)
PPP Loans
$144K for Mdx, INC, Definitive Productions

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for James Ephraim. Because public records are indexed by name rather than by a unique identifier, the 94 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for James Ephraim

Search Complexity: High

94 public records across 9states, belonging to approximately 34 different individuals. With 34 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Texas (31%), followed by Florida and Illinois. Spans the South and Midwest regions.

TX29recordsFL9recordsIL9recordsAL9recordsCA5recordsMD3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (13) and Political Contribution Records (13).

43
Contact & Address Records
13
Vehicle Registration Records
13
Political Contribution Records
5
Business & Corporate Filings
4
Property Ownership Records
3
Corporate Records

Age Distribution

Age range: approximately 71 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)10peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About James Ephraim

Does James Ephraim own property?
County assessor records show 4 properties associated with James Ephraim . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to James Ephraim?
Records show 13 vehicle registrations associated with James Ephraim, including a 2004 CHEVROLET C1500. Registered makes include Chevrolet, Toyota, Dodge, Mercedes Benz. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with James Ephraim?
We found 5 business affiliations for James Ephraim (PASTOR). Business records are compiled from state registries, SEC filings, and professional databases.
Has James Ephraim made political donations?
FEC disclosure records show 13 reported political contributions from James Ephraim, totaling $159. Recipients include Trump Make America Great Again Committee and Texas Farm Bureau AGFUND. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for James Ephraim?
Our database contains 94 total records for James Ephraim spanning 9 states. This includes 34 distinct contact records, 19 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for James Ephraim?
The 94 records displayed for James Ephraim are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can James Ephraim remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.