James Mccleave

๐Ÿ“ 1360 E Nc 10 Hwy, Newton Nc
๐Ÿ“ž (828) 695-0185, (828) 218-4283, (818) 695-0185
โœ‰๏ธ SUSANMCCLEAVE@ATT.NET, susanmccleave@att.net

James Mccleave from Massena, NY

Age 99
๐Ÿ“ 14 Orchard Rd, Massena, NY 13662
๐Ÿ“ž (315) 769-2691, (315) 769-2691
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Gregory J Mccleane,Isabella A Mccleave,John F Mccleave,Mac Cleave

James Mccleave from Mobile, AL

Age 47 b. 1979 Mobile Co.
๐Ÿ“ 1010 Old Shell Rd
๐Ÿ“ž (251) 438-6748

James Mccleave from Massena, NY

Age 111 b. Mar 1915 Saint Lawrence Co.
๐Ÿ“ 3 Rose Ave
๐Ÿ“ž (716) 769-2691

James Mccleave

๐Ÿ“ 735 Wildwood Dr, Rock Hill Sc
๐Ÿ“ž (803) 909-2366, (803) 909-2371
โœ‰๏ธ KMCCLEAVE40@GMAIL.COM

James Mccleave from Old Town, ME

Age 86 b. Dec 1939 Penobscot Co.
๐Ÿ“ 9 Bradbury St
๐Ÿ“ž (207) 827-8657

James Mccleave from Mc Connells, SC

Age 85 b. Jul 1940 York Co.
๐Ÿ“ 5438 Chester Hwy
๐Ÿ“ž (803) 684-9134

James Mccleave from Rock Hill, SC

Age 57 b. Dec 1968 York Co.
๐Ÿ“ 221 Morgan St
๐Ÿ“ž (818) 768-1877

James Mccleave from Newton, NC

Age 67 b. 1959 Catawba Co.
๐Ÿ“ 1360 E Nc 10 Hwy
๐Ÿ“ž (828) 695-0185

James Mccleave from Old Town, ME

Age 86 b. Dec 1939 Penobscot Co.
๐Ÿ“ 14 Bradbury St
๐Ÿ“ž (207) 827-8657

James Mccleave from Knoxville, TN

Age 62 b. Oct 1963 Knox Co.
๐Ÿ“ 2826 Tarleton Ave 2
๐Ÿ“ž (215) 969-8126

James Mccleave from Raleigh, NC

Male
๐Ÿ“ 3411 Melrose Ridge Ct
๐Ÿ“ž (919) 398-8652 (SPRINT)

James Mccleave from Middle River, MD

Age 105 b. 1921 Male
๐Ÿ“ 1006 Bengies Rd
๐Ÿ“ž (410) 686-5643

James Mccleave from Gastonia, NC

Age 82 b. May 1943 Gaston Co.
๐Ÿ“ 621 N Moran St

James Mccleave from Knoxville, TN

Age 62 b. Jan 1964
๐Ÿ“ 2046 Dandridge Ave
๐Ÿ‘ค aka James Hubbard, James Michael Mcleave

James Mccleave from Sherrills Ford, NC

Age 67 b. Jan 1959 Catawba Co.
๐Ÿ“ 6010 Little Mountain Rd

James Mccleave from Lincolnton, NC

Lincoln Co.
๐Ÿ“ 1295 W Highview Ln
๐Ÿ“ž (704) 736-9362

James Mccleave from Newark, NJ

๐Ÿ“ 30 Underwood St
๐Ÿ“ž (405) 848-8187

James Mccleave from Chicago, IL

Age 34 b. 1992 Male
๐Ÿ“ 500 W Belmont Ave Apt 1c

James Mccleave from Knoxville, TN

Knox Co.
๐Ÿ“ 1904 Woodbine Ave 1

James Mccleave from Middle River, MD

Baltimore Co.
๐Ÿ“ 1007 Bengies Rd

James Mccleave from Mc Connells, SC

York Co.
๐Ÿ“ 1535 Chester Hw

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for James McCleave across 9 states. The most recent address on file is in Mobile, Alabama. Of these records, 15 include phone numbers and 2 include email addresses. The listed age is 99. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

McCleave, James

Bell County
PIN: 935234389
· 406 E Orion Dr Killeen, TX
Lot: 7,710sqft

Mccleave, James

Ramsey County
PIN: 123-212823230106
· 1358 Cleveland Ave S
Lot: 8,202sqft

McCleave James D

Rankin County
· 883 Hwy 469 N, District-3

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to James McCleave in District-3. Values shown are from county assessor records and may differ from current market prices.

James McCleave

Democrat
1006 Bengies Rd, Baltimore, MD, 21220
Gender: Male
County: Baltimore County

james LEQUAWN mccleave

Unaffiliated Reg: 05/06/2008
5110 Old Chapel Hill Rd #101c, Durham, NC, 27707
DOB: 1984 Gender: Male
County: Durham

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for James McCleave in Maryland, North Carolina. Records show affiliations with DEM, UNA, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2002 HONDA CIVIC
ยท Registered to: James McCleave
ยท VIN: 1HGES16592L030433
·
112 Lakeland Dr, Florence, MS, 39073
·
(601) 845-2362
2006 Chrysler 300
ยท Registered to: James Mccleave
ยท VIN: 2C3LA63H66H282183
·
1006 Bengies Rd, Middle River, MD, 21220
2011 CHEVROLET CRUZE
ยท Registered to: James McCleave
ยท VIN: 1G1PG5S91B7145523
·
2000 S Lakeline Blvd Apt 621, Cedar Park, TX, 78613-3688
2006 Suzuki Forenza
ยท Registered to: James Mccleave
ยท VIN: KL5JD56Z06K469488
·
1295 W Highview Ln, Lincolnton, NC, 28092
2018 RAM 2500
ยท Registered to: James McCleave
ยท VIN: 3C6UR5CL7JG284225
·
406 E Orion Dr, Killeen, TX, 76542
1984 VOLKSWAGEN RABBIT HCHBK 4DR
ยท Registered to: James McCleave
ยท VIN: 1VWEA0171EV006525
·
2783 Dan Brown Dr, Claremont, NC, 28610
2006 HONDA ACCORD
ยท Registered to: James McCleave
ยท VIN: 1HGCM56716A166762
·
14 Bradbury St, Old Town, ME, 04468
·
(207) 827-8657

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with James McCleave. Registered makes include Honda, Chrysler, Chevrolet, Suzuki and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

James McCleave

Minneapolis, Minnesota, United States

James Mccleave

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for James McCleave. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 2000 S. Lakeline Blvd #621, Cedar Park, TX, 78613
TX
OWNER: James McCleave

Isolated Expeditions LLC

Addr: 2000 S. Lakeline Blvd #621, Cedar Park, TX, 78613
TX
OWNER: James McCleave

Isolated Expeditions LLC

ID: 0801133978
Addr: 2000 S. Lakeline Blvd #621, Cedar Park, TX, 78613
TX
OWNER: James McCleave

Source: Public Records James McCleave appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

James D McCleave

Group Tour
Apr 22, 2016, 11:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA James McCleave appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

James Mccleave

Sir Frederick Banting Secondary School - London, ON
1986

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases James McCleave has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2 Feb 25, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$5 Aug 14, 2016
2016 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$20 Mar 2, 2017
2018 DEM
Ossoff, T. Jonathan
McCleave, James Not Employed Bangor, ME
$5 Oct 13, 2016
2016 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$35 Mar 29, 2015
2014 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$25 Jun 21, 2017
2018 DEM
Pingree, Chellie M
McCleave, James Not Employed Bangor, ME
$75 Aug 31, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$50 Sep 2, 2014
2014 DEM
Cain, Emily Ann
McCleave, James Not Employed Bangor, ME
$4 Jul 26, 2016
2016 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$20 Mar 14, 2017
2018 DEM
Ossoff, T. Jonathan
McCleave, James Not Employed Bangor, ME
$10 Feb 29, 2016
2016 DEM
Sanders, Bernard
McCleave, James Field Mechanic @ Utility One Source Killeen, TX
$5 Sep 20, 2019
2020 DEM
Castro, Julian
McCleave, James Not Employed Bangor, ME
$3 Apr 11, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$25 Mar 29, 2017
2018 DEM
Democratic Action
McCleave, James Not Employed Bangor, ME
$5 Sep 24, 2016
2016 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$10 Mar 30, 2017
2018 DEM
Ossoff, T. Jonathan
McCleave, James Not Employed Bangor, ME
$25 Sep 12, 2017
2018 DEM
King, Angus Stanley Jr
McCleave, James Retired Bangor, ME
$5 Feb 15, 2017
2018 DEM
Democratic Action
McCleave, James Not Employed Bangor, ME
$100 Sep 7, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$2 Feb 15, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$25 Oct 27, 2017
2018 DEM
King, Angus Stanley Jr
McCleave, James Retired Bangor, ME
$15 Jun 12, 2018
2018
National Democratic Training Committee Pac
McCleave, James Not Employed Bangor, ME
$25 Sep 28, 2017
2018 DEM
King, Angus Stanley Jr
McCleave, James Retired Bangor, ME
$35 May 20, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$75 Oct 13, 2016
2016 DEM
Cain, Emily
McCleave, James D Not Employed Bangor, ME
$5 Sep 20, 2019
2020 DEM
Castro, Julian
McCleave, James Not Employed Bangor, ME
$5 Sep 30, 2016
2016 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$15 Feb 27, 2017
2018 12
Jon Ossoff For Congress
McCleave, James Not Employed Bangor, ME
$10 Feb 8, 2017
2018 12
Jon Ossoff For Congress
McCleave, James Not Employed Bangor, ME
$35 Jul 26, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$20 Oct 22, 2014
2012 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$75 Oct 24, 2016
2016 DEM
Cain, Emily
McCleave, James D Not Employed Bangor, ME
$25 Mar 31, 2017
2018 DEM
King, Angus Stanley Jr
McCleave, James Bangor, ME
$25 Apr 6, 2020
2020 DEM
Schiff, Adam
McCleave, James Not Employed Orono, ME
$15 Feb 15, 2017
2018 12
Jon Ossoff For Congress
McCleave, James Not Employed Bangor, ME
$25 Apr 11, 2017
2018 12
Jon Ossoff For Congress
McCleave, James Not Employed Bangor, ME
$15 Feb 17, 2017
2018 12
Jon Ossoff For Congress
McCleave, James Not Employed Bangor, ME
$75 Sep 24, 2016
2016 DEM
Cain, Emily
McCleave, James D Not Employed Bangor, ME
$75 Sep 30, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$75 Oct 31, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$25 Jun 22, 2017
2018 DEM
King, Angus Stanley Jr
McCleave, James Retired Bangor, ME
$25 Sep 29, 2014
2014 DEM
Cain, Emily Ann
McCleave, James Not Employed Bangor, ME
$3 Feb 20, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$2 Feb 17, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$2 Feb 8, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$5 Jul 21, 2019
2020 DEM
Blumenthal, Richard
McCleave, James Not Employed Bangor, ME
$20 Sep 3, 2020
2020
Elect Democratic Women
McCleave, James Not Employed Orono, ME
$1 Feb 15, 2017
2018 DEM
Actblue
McCleave, James Not Employed Bangor, ME
$15 Feb 25, 2017
2018 12
Jon Ossoff For Congress
McCleave, James Not Employed Bangor, ME
$25 Apr 12, 2016
2016 DEM
Cain, Emily
McCleave, James Not Employed Bangor, ME
$27 Mar 5, 2020
DEM
Sanders, Bernard
Contributor Shift Lead @ Intelligentsia Chicago, IL
$50 Apr 27, 2017
Unknown Committee
McCleave, James Retired Bangor, ME
$5
2016
Mainers For Accountable Elections
Contributor Science Technology @ Retired Bangor, ME

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for James McCleave. Total disclosed contributions amount to $1,303. Recipients include Sanders, Bernard, Mainers For Accountable Elections. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

James F McCleave

Age 50 Male
·
735 Wildwood Dr, Rock Hill, SC 29730 (York County)
34.9349, -80.9753
· (803) 909-2366
TZ: Eastern
Homeowner Single Family Purchased 2009
MP

James McCleave

Male
·
406 E Orion Dr, Killeen, TX 76542 (Bell County)
31.0684, -97.7491
TZ: Central
Homeowner Single Family Built 2014 Purchased 2015
MP

James E McCleave

Age 96 Male
·
1006 Bengies Rd, Middle River, MD 21220 (Baltimore County)
39.3437, -76.4277
· (410) 686-5643
Marital: Inferred Married TZ: Eastern
Homeowner Single Family Built 1965 Purchased 1984
MP

James L McCleave

Age 58 Male
·
1360 E Nc 10 Hwy, Newton, NC 28658 (Catawba County)
35.6563, -81.2082
· (828) 695-0185
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2000 Purchased 1998

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with James McCleave. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with James McCleave. These loans were issued to businesses, not individuals.

Darian Brown

Sole Proprietorship

$20,000 Paid in Full
Address:
3411 Melrose Ridge Ct Apt 133A
Raleigh, NC27603-6038
Approved

May 20, 2021

Forgiven

$20,094

Jobs Reported

1

Loan #

4469599005

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with James McCleave. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find James McCleave on the map

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James McCleave in Newton, NC: Background Summary

Location
1360 E Nc 10 Hwy, Newton Nc, Newton, NC
Other Locations
Mobile, AL ยท Massena, NY ยท Old Town, ME and 10 more
Profiles Found
22 people with this name
Phone Numbers
(828) 695-0185 and 15 others on file
Email
susanmccleave@att.net and 1 other on file
Possible Relatives
Gregory J Mccleane, Isabella A Mccleave, John F Mccleave, Mac Cleave
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
7 linked โ€” 2002 Honda Civic, 2006 Chrysler 300 and 5 more
Contributions
$1,303 total โ€” Sanders, Bernard, Mainers For Accountable Elections
PPP Loans
$20,000 for Darian Brown
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for James McCleave. Because public records are indexed by name rather than by a unique identifier, the 107 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for James McCleave

Search Complexity: High

107 public records across 11states, belonging to approximately 22 different individuals. With 22 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: North Carolina (8%), followed by Texas and Maryland. Spans the South and Northeast regions.

NC9recordsTX6recordsMD5recordsME5recordsSC4recordsNY3records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (52%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (26) and Vehicle Registration Records (7).

53
Political Contribution Records
26
Contact & Address Records
7
Vehicle Registration Records
6
Business & Corporate Filings
3
Property Ownership Records
3
Corporate Records

Age Distribution

Age range: approximately 64 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)6peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About James McCleave

Is James McCleave a registered voter?
Yes, voter registration records show James McCleave is registered in Maryland with DEM affiliation. We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does James McCleave own property?
County assessor records show 3 properties associated with James McCleave . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to James McCleave?
Records show 7 vehicle registrations associated with James McCleave, including a 2002 HONDA CIVIC. Registered makes include Honda, Chrysler, Chevrolet, Suzuki. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with James McCleave?
We found 6 business affiliations for James McCleave. Business records are compiled from state registries, SEC filings, and professional databases.
Has James McCleave made political donations?
FEC disclosure records show 53 reported political contributions from James McCleave, totaling $1,303. Recipients include Sanders, Bernard and Mainers For Accountable Elections. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for James McCleave?
Our database contains 107 total records for James McCleave spanning 11 states. This includes 22 distinct contact records, 15 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for James McCleave?
The 107 records displayed for James McCleave are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can James McCleave remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.