James Pulse

Age 68 b. 1957-09-04
๐Ÿ“ 24099 Benville, Picayune Ms 39466
๐Ÿ“ž (601) 590-1557, (601) 798-3716
โœ‰๏ธ JPULSE@ATT.NET, jpulse@att.net

James Pulse from Kearney, MO

Age 54
๐Ÿ“ 1402 Colony Dr, Kearney, MO 64060
๐Ÿ“ž (816) 628-1954, (816) 903-2323, (816) 628-1954, (816) 628-4063, (816) 903-2323, (816) 309-9468
โœ‰๏ธ cpulse@kc.rr.com
๐Ÿช Fast Pace Distribution Llc, Pulse Transportation Services, Inc, Impulse Transport, Inc

James Pulse from Kegley, WV

Age 68 b. Feb 1958 Mercer Co.
๐Ÿ“ Po Box 264
๐Ÿ“ž (304) 425-3135, (530) 625-9311, (541) 670-8380

James Pulse from Checotah, OK

Age 83 b. Mar 1942
๐Ÿ“ 411 Sw 1st St
๐Ÿ“ž (918) 473-5245
๐Ÿ‘ค aka James Earnest Pulse, J Pulse, James Mpulse

James Pulse from Shelbyville, MO

Age 103 b. Jul 1922 Shelby Co.
๐Ÿ“ Rr 2 Po Box 164
๐Ÿ“ž (660) 284-6452

James Pulse from Skiatook, OK

Age 60 b. 1966 Osage Co.
๐Ÿ“ 516 Timberlane
๐Ÿ“ž (918) 396-1479

James Pulse from Salem, SD

Age 49 b. Mar 1976 Mccook Co.
๐Ÿ“ 500 W Green St
๐Ÿ“ž (605) 425-2406

James Pulse from Pleasantville, IA

Male
๐Ÿ“ 106 S Sunset Dr
๐Ÿ“ž (515) 480-7249 (VERIZON WIRELESS)

James Pulse from Saint Anthony, ID

Age 65 b. Mar 1960 Fremont Co.
๐Ÿ“ 817 W 2nd S
๐Ÿ“ž (716) 433-4227

James Pulse from Wheeling, WV

Age 99 b. Nov 1926 Ohio Co.
๐Ÿ“ 151 Clearview Ave
๐Ÿ“ž (304) 277-3664

James Pulse from Pleasant Dale, NE

Age 63 b. Jan 1963 Seward Co.
๐Ÿ“ 451 196th
๐Ÿ“ž (402) 761-4233

James Pulse from Kansas City, MO

Age 66 b. Sep 1959 Clay Co.
๐Ÿ“ 2803 Ne 78th St
๐Ÿ“ž (816) 436-3105

James Pulse from Laramie, WY

Age 86 b. Jun 1939 Albany Co.
๐Ÿ“ 1105 Albin St
๐Ÿ“ž (307) 745-7186

James Pulse from Vacaville, CA

Age 55 b. Feb 1971 Solano Co.
๐Ÿ“ 346 Brown St
๐Ÿ“ž (707) 446-6260

James Pulse

๐Ÿ“ 8793 E 233rd St S, Porum Ok
๐Ÿ“ž (918) 640-5627
โœ‰๏ธ OKNDN2300@YAHOO.COM

James Pulse

๐Ÿ“ 8793 233rd, Porum Ok 74455
๐Ÿ“ž (918) 640-5627
โœ‰๏ธ OKNDN2300@YAHOO.COM

James Pulse from Vacaville, CA

Solano Co.
๐Ÿ“ 1450 Callen St Unit B
๐Ÿ“ž (505) 523-1090

James Pulse from Vacaville, CA

Solano Co.
๐Ÿ“ 325 Hemlock St
๐Ÿ“ž (562) 421-9821

James Pulse from Waterloo, IL

Age 74 b. Jun 1951 Monroe Co.
๐Ÿ“ 1317 Floraville Rd

James Pulse from Prole, IA

Age 62 b. Oct 1963 Warren Co.
๐Ÿ“ Rr 45 Po Box 1

James Pulse from Waterloo, IL

Age 63 b. 1963 Monroe Co.
๐Ÿ“ 314 N Moore St

James Pulse from Vacaville, CA

Age 71 b. Sep 1954 Solano Co.
๐Ÿ“ 346 Brown St B
๐Ÿ‘ค aka Pulse James M

James Pulse from Lincoln, NE

Age 63 b. Jan 1963 Lancaster Co.
๐Ÿ“ 7920 Cherrywood Dr

James Pulse from Monmouth, IL

Age 58 b. Nov 1967 Warren Co.
๐Ÿ“ 415 S 1st St

James Pulse from Milwaukie, OR

Age 55 b. Feb 1971 Clackamas Co.
๐Ÿ“ 4908 Se Glencoe Rd

James Pulse from Kearney, MO

Clay Co.
๐Ÿ“ 1402 Colony Dr
๐Ÿ“ž (816) 628-1954

James Pulse from Pleasantville, IA

Marion Co.
๐Ÿ“ 10 Linden Ln P
๐Ÿ“ž (515) 848-5468

James Pulse from Leonard, MO

Shelby Co.
๐Ÿ“ Rr 1 Po Box 156
๐Ÿ“ž (660) 284-6559

James Pulse

Age 68 b. Feb 1958
๐Ÿ“ 3 Princeton Wv Po Box 36

James Pulse from Mobile, AL

Mobile Co.
๐Ÿ“ 1250 Henckley Ave 108

James Pulse from Euless, TX

Tarrant Co.
๐Ÿ“ 1390 Main Oakpark 2625

James Pulse from Sheppard Afb, TX

Wichita Co.
๐Ÿ“ 527 I Ave 347

James Pulse from Vacaville, CA

Solano Co.
๐Ÿ“ 1430 Callen St Unit B

James Pulse from Louisville, KY

Jefferson Co.
๐Ÿ“ 3315 Utah Ave Apt 2

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 34 contact records for James Pulse across 14 states. The most recent address on file is in Kegley, West Virginia. Of these records, 21 include phone numbers and 4 include email addresses. The listed age is 54. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Pulse James M & Sarah H H-W

Osage County
· 00516 Timberlane, Southeast-Osage

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to James Pulse in Southeast-Osage. Values shown are from county assessor records and may differ from current market prices.

James G Pulse

County: Clay

James Michael Pulse

Republican
Precinct: 510064

James Merle Pulse

Republican Reg: 5/8/2018
581 NE Alameda Ave Spc 55, Roseburg, OR, 97470
DOB: 1/1/1939 Ph: (541)-464-0704
County: Douglas

James Merle Pulse

Democrat Reg: 5/8/2017
53589 Beach Loop Rd, Bandon, OR, 97411
DOB: 1/1/1971 Ph: (541) 551-1258
County: Coos

James W Pulse

Reg: 06/02/2010
18103 195th Pl, Woodinville, WA, 98077
DOB: 01/28/1992 Gender: Male
County: KI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for James Pulse in Oregon, Washington. Records show affiliations with REP, DEM, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 GMC SIERRA 1500 CLASSIC
ยท Registered to: James Pulse
ยท VIN: 3GTEC14V47G191050
·
451 196th, Pleasant Dale, NE, 68423-9119
2007 Ford Mustang
ยท Registered to: James Pulse
ยท VIN: 1ZVHT82H475265266
·
Po Box 384, Pleasantville, IA, 50225-0384
1989 BUICK LESABRE CAR TRAD LARGE
ยท Registered to: James Pulse
ยท VIN: 1G4HP54C0KH541744
·
PO Box 264, Kegley, WV, 24731
2007 CHEVROLET SILVERADO 1500 CLASSIC
ยท Registered to: James Pulse
ยท VIN: 1GCEK19ZX7Z153546
·
PO Box 264, Kegley, WV, 24731-0264
2008 Buick Lucerne
ยท Registered to: James Pulse
ยท VIN: 1G4HD57268U206709
·
24099 N Benville Rd, Picayune, MS, 39466
·
(601) 798-3716
2003 Pontiac Grand Prix
ยท Registered to: James Pulse
ยท VIN: 1G2WR52103F106005
·
Po Box 384, Pleasantville, IA, 50225
2011 BUICK LUCERNE
ยท Registered to: James Pulse
ยท VIN: 1G4HC5EM8BU139142
·
24099 N Benville Rd, Picayune, MS, 39466-9687
·
(601) 798-3716
2018 CHEVROLET IMPALA
ยท Registered to: James Pulse
ยท VIN: 2G1WA5E3XI1147436
·
314 N Moore St, Waterloo, IL, 62298-1127
·
(618) 939-9086
2007 CHEVROLET TRAILBLAZER WAGON
ยท Registered to: James Pulse
ยท VIN: 1GNDT13S572277910
·
PO Box 384, Pleasantville, IA, 50225
1985 OLDSMOBILE 98 4DR SEDAN
ยท Registered to: James Pulse
ยท VIN: 1G3CX6933F1305312
·
PO Box 264, Kegley, WV, 24731
2013 Chevrolet Impala
ยท Registered to: James Pulse
ยท VIN: 2G1WA5E3XD1147436
·
314 N Moore St, Waterloo, IL, 62298
·
(618) 939-9086
2003 SUBARU IMPREZA WAGON
ยท Registered to: James Pulse
ยท VIN: JF1GG65573H809525
·
1290 National Rd Apt 707, Wheeling, WV, 26003
·
(304) 277-3664
2004 CHRYSLER PACIFICA WAGON
ยท Registered to: James Pulse
ยท VIN: 2C8GF68494R385446
·
PO Box 264, Kegley, WV, 24731
1996 MERCURY COUGAR
ยท Registered to: James Pulse
·
PO Box 384, Pleasantville, IA, 50225
ยท Registered to: James Pulse
·
810 Linden St, Pleasantville, IA, 50225
ยท Registered to: James Pulse
·
PO Box 384, Pleasantville, IA, 50225
1999 GMC SAFARI VAN
ยท Registered to: James Pulse
·
106 S Sunset Dr, Pleasantville, IA, 50225

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 17 vehicle registration records are associated with James Pulse. Registered makes include Gmc, Ford, Buick, Chevrolet and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

PitchBook Data

Research Development Manager
james.pulse@pitchbook.com
Seattle,

Chariots Of God Ministry

Manager
(530) 625-9311
Hoopa, CA
Social Services (Services)

James Pulse

Team Leader
Tpi Composites, INC.
Knoxville, Iowa, United States Renewables & Environment

James Pulse

President And Chief Executive Officer
Coast Guard Employees Credit Union
Mississippi

Periodontic Faculty Practice

James PulseSPE Teacherech and Physical Therapies
(515) 480-7249jpulse@ameritrade.com
106 S Sunset Dr, Pleasantville, IA50225
ucsf.com

James Pulse

Munitions Systems Craftsman a ยท Clovis, New Mexico

Periodontic Faculty Practice

James PulseSPE Teacherech and Physical Therapies
(515) 480-7249jpulse@ameritrade.com
106 S Sunset Dr, Pleasantville, IA50225

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 16 business affiliations were found for James Pulse. Companies include Chariots Of God Ministry, Tpi Composites, INC., Periodontic Faculty Practice. Roles listed include Research Development Manager and Senior Research Associate Training And Onboarding. Records are compiled from state business registries, SEC filings, and professional networking databases.

James Pulse

Addr: 1402 Colony Drive, Kearney, MO, 64060
MO

Source: Public Records James Pulse appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

James Pulse

Guthrie High School - Guthrie, OK, OK
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases James Pulse has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Apr 20, 2012
2012 REP
Sandholdt, Jason J
Pulse, James V Pleasantville, IA
$500 Oct 29, 1980
1980
National Democratic Policy Committee
Pulse, James Shelbyville, MO
$50 Apr 20, 2012
REP
Sandholdt, Jason J
Contributor Pleasantville, IA
$500 Oct 29, 1980
Unknown Committee
Pulse, James Shelbyville, MO
$50 04/20/2012
County Candidate - Sheriff
Committee to Elect J Sandholdt for Sheriff
Contributor Pleasantville, IA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for James Pulse. Total disclosed contributions amount to $1,100. Recipients include Sandholdt, Jason J, Committee to Elect J Sandholdt for Sheriff. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

James G Pulse

Age 57 Male
·
1402 Colony Dr, Kearney, MO 64060 (Clay County)
39.3593, -94.3622
· (816) 628-1954
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 1988 Purchased 2005
MP

James E Pulse

Age 75 Male
·
97 Hickory Ln, Stigler, OK 74462 (Haskell County)
35.2928, -95.0844
TZ: Central
Homeowner Single Family Built 1997 Purchased 2006
MP

James Pulse

Male
·
PO Box 476, Hoopa, CA 95546 (Humboldt County)
41.1240, -123.6840
TZ: Pacific
Homeowner Single Family Purchased 2014
MP

James V Pulse

Age 53 Male
·
810 Linden St, Pleasantville, IA 50225 (Marion County)
41.3928, -93.2751
· (515) 848-5468
Marital: Single TZ: Central
Homeowner Single Family Built 2001 Purchased 2007
MP

James D Pulse

Age 57 Male
·
817 W 2nd S, Saint Anthony, ID 83445 (Fremont County)
43.9644, -111.6930
TZ: Mountain
Homeowner Single Family
MP

James E Pulse

Age 54 Male
·
451 196th, Pleasant Dale, NE 68423 (Seward County)
40.7548, -96.9875
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 2001 Purchased 2000
MP

James M Pulse

Age 78 Male
·
581 NE Alameda Ave, Roseburg, OR 97470 (Douglas County)
43.2306, -123.3500
TZ: Pacific
Homeowner Multi-Family Built 1972
MP

James R Pulse

Age 88 Male
·
5215 Diane Dr, Rockford, IL 61108 (Winnebago County)
42.2609, -89.0128
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family
MP

James C Pulse

Age 59 Male
·
24099 N Benville Rd, Picayune, MS 39466 (Pearl River County)
30.5097, -89.5415
· (601) 798-9321
Marital: Single TZ: Central
Occ: Agriculture Edu: High School
Homeowner Single Family Built 2005
MP

James Pulse

Age 59 Male
·
PO Box 264, Kegley, WV 24731 (Mercer County)
37.4000, -81.1511
· (304) 425-3135
Marital: Married TZ: Eastern
Homeowner Single Family
MP

James W Pulse

Age 25 Male
·
18103 195th Pl NE, Woodinville, WA 98077 (King County)
47.7594, -122.0760
· (425) 844-0141
Marital: Single TZ: Pacific
Homeowner Single Family Built 1976 Purchased 2007
MP

James Pulse

Male
·
8793 E 233rd St S, Porum, OK 74455 (Muskogee County)
35.3646, -95.2486
· (918) 819-8199
TZ: Central
Homeowner Single Family Built 1990
MP

James D Pulse

Age 47 Male
·
500 W Green Ave, Salem, SD 57058 (McCook County)
43.7309, -97.3936
· (605) 425-2406
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1895

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with James Pulse. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find James Pulse on the map

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James Pulse in Picayune, MS: Background Summary

Location
24099 Benville, Picayune Ms 39466, Picayune, MS
Other Locations
Kegley, WV ยท Checotah, OK ยท Shelbyville, MO and 20 more
Profiles Found
34 people with this name
Phone Numbers
(601) 590-1557 and 21 others on file
Email
jpulse@att.net and 2 others on file
Possible Relatives
Lora L Pulse, Stephen Pulse Pulse, Sibyl Renee Pulse, Carijo J Pulse, Christie Noel Adams and 4 more
Career
Research Development Manager, Senior Research Associate Training And Onboarding at Chariots Of God Ministry, Tpi Composites, INC.
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
17 linked โ€” 2007 Gmc Sierra 1500 Classic, 2007 Ford Mustang and 15 more
Contributions
$1,150 total โ€” Sandholdt, Jason J

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for James Pulse. Because public records are indexed by name rather than by a unique identifier, the 110 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for James Pulse

Search Complexity: High

110 public records across 16states, belonging to approximately 34 different individuals. With 34 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Iowa (14%), followed by California and Oklahoma. Spans the Midwest and South regions.

IA15recordsCA13recordsOK12recordsMO9recordsOR6recordsWV6records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (53%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (17) and Business & Corporate Filings (16).

51
Contact & Address Records
17
Vehicle Registration Records
16
Business & Corporate Filings
5
Voter Registration Records
5
Political Contribution Records
1
Property Ownership Records

Age Distribution

Age range: approximately 54 years, suggesting multiple generations. Largest group: Senior (65+) (63%).

Senior (65+)10peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About James Pulse

Is James Pulse a registered voter?
Yes, voter registration records show James Pulse is registered. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does James Pulse own property?
County assessor records show 1 property associated with James Pulse . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to James Pulse?
Records show 17 vehicle registrations associated with James Pulse, including a 2007 GMC SIERRA 1500 CLASSIC. Registered makes include Gmc, Ford, Buick, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with James Pulse?
We found 16 business affiliations for James Pulse (Research Development Manager). Other companies include tpi composites, inc., Periodontic Faculty Practice. Business records are compiled from state registries, SEC filings, and professional databases.
Has James Pulse made political donations?
FEC disclosure records show 5 reported political contributions from James Pulse, totaling $1,100. Recipients include Sandholdt, Jason J and Committee to Elect J Sandholdt for Sheriff. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for James Pulse?
Our database contains 110 total records for James Pulse spanning 16 states. This includes 34 distinct contact records, 21 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for James Pulse?
The 110 records displayed for James Pulse are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can James Pulse remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.