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Ms Janet Susan Ormsby from Roseville, MI

Age 62 b. 3/22/1964
📍 29630 Park St, #roseville, MI 48066-2155
✉️ rlormsby@yahoo.com, jannjohn@aol.com
👨‍👩‍👧 Relatives: John F Ormsby,Matthew J Ormsby,Rebecca L Ormsby,Katherine A Mason,Alexandra Mason,David A Mason,Frances Mason,Rian K Gillespie,S R Mason,Shatante R Mason,Nels O Olson Jr,Nels O Olson Jr,Phyllis G Olson Jr,R Gillespie,R Gillespie,R Gillespie,R Gillespie
🕐 5 previous addresses

Janet Ormsby

Age 80 b. 1945-06-19
📍 43240 Keystone, Canton Twp Mi 48187
📞 (734) 981-1587, (734) 812-0362
✉️ OJKORMSBY@AOL.COM, ojkormsby@aol.com

Ms Janet Lea Ormsby from Lithia, FL

Age 82 b. 5/20/1943
📍 5902 Phoebenest Dr, #lithia, FL 33547-1786
👨‍👩‍👧 Relatives: Brian D Ormsby,David W Ormsby,Kellie S Oosterbaan,Lori Patterson Ormsby,Robert W Ormsby,Susan O'boyle,Blake Boyle,Brian Jay Wolff,Christopher T Patterson,David S Mishkin,Eve Ellen Fitzgerald,Jann E Thornton,Kaye F Patterson,Kenneth James Boyle,Kristi M Wolff,Robert L Oosterbaan 3rd,Roy Clay Patterson,Russell J Wolff,Takako S Boyle,Tiffan M Sackett,Amy Beth Heyman,Bryan J Patterson,Derek D Hood,Ellen Mcguire Fitzgerald,Ellen P Mcguire,Eric Michael Heyman,G E Hood,Gail A Hood,James K Boyle,James W Fitzgerald,Jennifer Lee Filson,Jennifer M Fitzgerald,Jennifer Annette Patterson,John W Heyman Jr,Joshua G Shifrin,Kania J Burkhart,Kathryn E Living Ruffalo,Kimberly A Lewis,Larry Gard Hood,Michael Joseph Ruffalo,Michael N Shifrin,Phillip James Ruffalo,Phillip J Ruffalo,Sammie J Ruffalo,Tina Jean Kjerstad,Vivian M Hood,Whitney G Levine
🕐 7 previous addresses

Janet Ormsby from Aurora, CO

Age 71
📍 1956 Vaughn Way #204, Aurora, CO 80014
📞 (720) 344-1103, (303) 695-4842
✉️ janet@amplidyneco.com, jnjinco@aol.com

Janet Ormsby

📍 41715 Bedford Dr Bldg 20b, Canton Mi
📞 (734) 812-0362, (734) 812-0362
✉️ OJKORMSBY@AOL.COM

Janet Ormsby

📍 41715 Bedford Dr, Canton Twp Mi 48187
📞 (734) 812-0362, (734) 812-0362
✉️ OJKORMSBY@AOL.COM

Janet Ormsby from Canton, MI

Age 80 b. Jun 1945 Wayne Co.
📍 43240 Keystone Ln
📞 (734) 259-0476, (734) 981-1587

Janet Ormsby from Aurora, CO

Age 84 b. 1942 Female
📍 1956 S Vaughn Way Apt 204
📞 (303) 489-3732 (Cell)
✉️ freddiewwii2@cox.net

Janet Ormsby

📍 415 Clark, Markle In 46770
📞 (260) 615-2215, (260) 758-2425
✉️ JANORMSBY@FRONTIER.COM

Janet Ormsby

📍 Po Box 215, Markle In
📞 (260) 615-2215, (260) 758-2425
✉️ JANORMSBY@FRONTIER.COM

Janet Ormsby from Danville, CA

Age 67 b. Sep 1958 Contra Costa Co.
📍 2009 Swan St
📞 (510) 206-5152

Janet Ormsby from Homewood, IL

Age 70 b. Nov 1955 Cook Co.
📍 1756 Sycamore U
📞 (708) 785-0025

Janet Ormsby from Waldoboro, ME

Age 97 b. Apr 1929 Lincoln Co.
📍 834 Old Route 1
📞 (207) 832-5744

Janet Ormsby from Roseville, MI

Age 62 b. Mar 1964 Macomb Co.
📍 29630 Park St
📞 (586) 777-8321

Janet Ormsby from Valrico, FL

Age 82 b. May 1943 Hillsborough Co.
📍 5802 Wire Grass Trl
📞 (813) 661-1448

Janet Ormsby from Spokane, WA

Age 69 b. 1957 Spokane Co.
📍 1720 E 12th Ave
📞 (509) 534-0760

Janet Ormsby from Homewood, IL

Age 70 b. Nov 1955 Cook Co.
📍 18405 Poplar Ave
📞 (708) 799-7689

Janet Ormsby from La Porte, IN

Age 74 b. 1952 La Porte Co.
📍 2855 W Small Rd
📞 (219) 362-5159

Janet Ormsby from Fair Haven, NY

Age 78 b. Oct 1947 Cayuga Co.
📍 Po Box 425

Janet Ormsby from Wayne, NJ

Age 64 b. 1962 Passaic Co.
📍 7 Chicopee Dr

Janet Ormsby from Englewood, CO

Age 83 b. Dec 1942 Arapahoe Co.
📍 80111 4735th 300

Janet Ormsby from Pierceton, IN

Kosciusko Co.
📍 306 W Wayne St
📞 (219) 594-5538

Janet Ormsby from Markle, IN

Wells Co.
📍 415 N Clark St
📞 (219) 758-2425

Janet Ormsby from Buford, GA

Hall Co.
📍 2334 Council Ln
📞 (770) 967-2848

Janet Ormsby from Palos Hills, IL

📍 9133 Del Prado Dr
📞 (219) 362-7511

Janet Ormsby from Emmaus, PA

Lehigh Co.
📍 5153 Gary Dr

Janet Ormsby from Sterling Heights, MI

Macomb Co.
📍 40076 N Cornwall Ci

Janet Ormsby from Chesterfield, SC

Chesterfield Co.
📍 Rr 1 Po Box 152

Janet Ormsby from Waldoboro, ME

Lincoln Co.
📍 834 Old Rte 1

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 30 contact records for Janet Ormsby across 13 states. The most recent address on file is in Canton, Michigan. Of these records, 22 include phone numbers and 8 include email addresses. The listed age is 71. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Janet D Ormsby

2024 Cayuga County
· 582 4th, Sterling

Janet D Ormsby

2022 Cayuga County
· 582 4th, Sterling

Janet D Ormsby

2023 Cayuga County
· 582 4th, Sterling

Janet D Ormsby

2021 Cayuga County
· 582 4th, Sterling

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to Janet Ormsby. Values shown are from county assessor records and may differ from current market prices.

Janet A Ormsby

Democrat
7 Chicopee Dr, Wayne, 07470
DOB: 10/13/1961
County: Passaic

Janet Ormsby

Republican
1956s Vaughn Way # 204 Bl 27, Aurora, CO, 80014
DOB: 1942 Gender: Female Ph: 303-695-4842
County: Arapahoe

Janet Lea Ormsby

5902 PHOEBENEST Dr, Lithia, , 33547

Janet M Ormsby

BLK
582 4th St, 1, 13156
DOB: 19471031 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Janet Ormsby in Colorado, . Records show affiliations with D, REP, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Honda Cr-V
· Registered to: Janet Ormsby
· VIN: 5J6RM4H79DL020945
·
9133 Del Prado Dr, Palos Hills, IL, 60465-5025
·
(219) 362-7511
2018 HONDA CR-V
· Registered to: Janet Ormsby
· VIN: 5J6RM4H79IL020945
·
9133 Del Prado Dr, Palos Hills, IL, 60465-5025
·
(219) 362-7511

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Janet Ormsby. Registered makes include Honda. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

General Top & Trim

Janet OrmsbyOwner
(510) 206-5152janet.ormsby@verizon.net
2009 Swan St, Danville, CA94506
generaltopandtrim.com

St Catherines Occupational Hth

Janet OrmsbyInformation Technology
(219) 392-7257jormsby@comhs.org
East Chicago, IN

Michigan Credit Union League

Janet OrmsbyAssociation / Non-profit Meeting Professional
(517) 482-1563janet.ormsby@mcul.org
Lansing, MI

Janet Ormsby

Project Analyst at Communit · Greater Chicago Area

General Top & Trim

Janet OrmsbyOwner
(510) 206-5152janet.ormsby@verizon.net
2009 Swan St, Danville, CA94506

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 6 business affiliations were found for Janet Ormsby. Companies include St Catherines Occupational Hth, Michigan Credit Union League, General Top & Trim. Roles listed include Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Janet Ormsby

Thornton Fractional North High School - Calumet City, IL, IL
1973

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Janet Ormsby has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Mar 11, 2008
2008
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$5 Jul 9, 2008
2008
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$50 May 24, 2011
2012
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$25 Feb 9, 2009
2010
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$5 Mar 12, 2009
2010
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$25 Jan 14, 2011
2012
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$25 Feb 12, 2013
2014
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$50 Mar 20, 2012
2012
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$25 Feb 1, 2010
2010
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$25 Jan 15, 2014
2014
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$5 Apr 2, 2008
2008
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$30 Feb 23, 2016
2016
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$5 May 1, 2008
2008
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$5 Jul 22, 2008
2008
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$30 Feb 16, 2017
2018
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist Michigan Credit Union League Plymouth, MI
$20 Dec 17, 2008
2008
Mi Credit Union League Fund Miculaf
Ormsby, Janet Education Specialist @ Michigan Credit Union League Plymouth, MI
$25 Feb 12, 2013
Mi Credit Union League Fund Miculaf
Contributor Education Specialist @ Michigan Credit Union League Plymouth, MI
$25
2014
Mi Credit Union League Fund Miculaf
Contributor Education Specialist @ Michigan Credit Union League Plymouth, MI

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 18 political contribution records found for Janet Ormsby. Total disclosed contributions amount to $382. Recipients include Mi Credit Union League Fund Miculaf. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Janet M Ormsby

Age 74 Female
·
1956 S Vaughn Way, Aurora, CO 80014 (Arapahoe County)
39.6801, -104.8380
· (303) 695-4842
Marital: Single TZ: Mountain
Homeowner Multi-Family
MP

Janet A Ormsby

Age 55 Female
·
7 Chicopee Dr, Wayne, NJ 07470 (Passaic County)
40.9740, -74.2337
· (973) 694-6392
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1984 Purchased 2002
MP

Janet D Ormsby

Age 69 Female
·
PO Box 425, Fair Haven, NY 13064 (Cayuga County)
43.3228, -76.6995
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1945
MP

Janet Ormsby

Female
·
2009 Swan St, Danville, CA 94506 (Contra Costa County)
37.7969, -121.9190
· (510) 206-5152
TZ: Pacific
Single Family
MP

Janet A Ormsby

Age 81 Female
·
415 N Clark St, Markle, IN 46770 (Wells County)
40.8279, -85.3361
· (260) 758-2425
Marital: Married TZ: Eastern
Homeowner Single Family Built 1900
MP

Janet S Ormsby

Age 53 Female
·
29630 Park St, Roseville, MI 48066 (Macomb County)
42.5147, -82.9308
· (586) 777-8321
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1940 Purchased 1988
MP

Janet F Ormsby

Age 61 Female
·
18405 Poplar Ave, Homewood, IL 60430 (Cook County)
41.5553, -87.6522
· (708) 528-0612
Marital: Married TZ: Central
Homeowner Single Family Built 1958 Purchased 2014

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Janet Ormsby. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Janet Ormsby. These loans were issued to businesses, not individuals.

Darren Spelberg

Self-Employed Individuals

$18,083 Exemption 4
Address:
1956 S Vaughn Way Apt 105
Aurora, CO80014-1361
Approved

Apr 19, 2021

Jobs Reported

1

Loan #

6404858808

Loan Size

Small

Salon 13

Sole Proprietorship

$10,900 Paid in Full
Address:
45 Hancock St
Braintree, MA02184-7005
Approved

May 6, 2020

Forgiven

$10,972

Jobs Reported

3

Loan #

2911467406

Loan Size

Small

Saint John'S Congregational Church

Corporation

$78,104 Paid in Full
Address:
45 Hancock St
Springfield, MA01109-3648
Approved

May 2, 2020

Forgiven

$78,772

Jobs Reported

8

Loan #

9767387304

Loan Size

Small

Darren Spelberg

Self-Employed Individuals

$18,083 Exemption 4
Address:
1956 S Vaughn Way Apt 105
Aurora, CO80014-1321
Approved

Apr 8, 2021

Jobs Reported

1

Loan #

9154128703

Loan Size

Small

Hair Wee Go, INC

Corporation

$3,000 Paid in Full
Address:
45 Hancock St
Braintree, MA02184
Approved

Apr 30, 2020

Forgiven

$3,028

Jobs Reported

1

Loan #

7986357307

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Janet Ormsby. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Janet Ormsby on the map

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Found 47 results across 13 states

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Janet Ormsby in Canton Twp, MI: Background Summary

Location
43240 Keystone, Canton Twp Mi 48187, Canton Twp, MI
Other Locations
Canton, MI · Aurora, CO · Danville, CA and 16 more
Profiles Found
30 people with this name
Phone Numbers
(586) 777-8321 and 23 others on file
Email
rlormsby@yahoo.com and 6 others on file
Possible Relatives
John F Ormsby, Matthew J Ormsby, Rebecca L Ormsby, Katherine A Mason, Alexandra Mason and 56 more
Career
Owner at St Catherines Occupational Hth, Michigan Credit Union League
Voter Registration
Registered Democrat
Vehicles
2 linked — 2013 Honda Cr-V, 2018 Honda Cr-V
Contributions
$382.25 total — Mi Credit Union League Fund Miculaf, Mi Credit Union League Fund Miculaf
PPP Loans
$128K for Darren Spelberg, Salon 13

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Janet Ormsby. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Janet Ormsby

Search Complexity: High

81 public records across 13states, belonging to approximately 30 different individuals. With 30 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Michigan (14%), followed by Illinois and Indiana. Spans the Midwest and West regions.

MI11recordsIL7recordsIN6recordsCA6recordsCO5recordsFL2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (47%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (18) and Business & Corporate Filings (6).

34
Contact & Address Records
18
Political Contribution Records
6
Business & Corporate Filings
5
PPP Loan Records
4
Property Ownership Records
4
Voter Registration Records

Age Distribution

Age range: approximately 35 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)9peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Janet Ormsby

Is Janet Ormsby a registered voter?
Yes, voter registration records show Janet Ormsby is registered with D affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Janet Ormsby own property?
County assessor records show 4 properties associated with Janet Ormsby . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Janet Ormsby?
Records show 2 vehicle registrations associated with Janet Ormsby, including a 2013 Honda Cr-V. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Janet Ormsby?
We found 6 business affiliations for Janet Ormsby (Owner). Other companies include Michigan Credit Union League, General Top & Trim. Business records are compiled from state registries, SEC filings, and professional databases.
Has Janet Ormsby made political donations?
FEC disclosure records show 18 reported political contributions from Janet Ormsby, totaling $382. Recipients include Mi Credit Union League Fund Miculaf. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Janet Ormsby?
Our database contains 81 total records for Janet Ormsby spanning 13 states. This includes 30 distinct contact records, 22 with phone numbers, 8 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Janet Ormsby?
The 81 records displayed for Janet Ormsby are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Janet Ormsby remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.