Janice Schoen from Waukegan, IL

Age 74 b. Dec 1951 Lake Co.
๐Ÿ“ 3264 Victoria Ln
๐Ÿ“ž (847) 623-2055, (630) 531-1248

Janice Schoen from South Glastonbury, CT

Age 88 b. 1938 Female
๐Ÿ“ 2305 New London Tpke
๐Ÿ“ž (860) 212-2489 (Cell), (860) 633-6806

Janice Schoen from Franklin Square, NY

Age 63
๐Ÿ“ 570 Malverne Ave #1, Franklin Square, NY 11010
๐Ÿ“ž (516) 488-5701, (516) 488-5701, (516) 376-9856, (516) 481-3131
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sondra Schoen,Douglas I Schoen,Dougless I Schoen

Janice Schoen from Kewanee, IL

Age 71 b. Sep 1954 Henry Co.
๐Ÿ“ 315 E Mcclure St
๐Ÿ“ž (309) 854-5911

Janice Schoen from Las Vegas, NV

Age 94 b. Jan 1932 Clark Co.
๐Ÿ“ Po Box 93541
๐Ÿ“ž (651) 452-8186

Janice Schoen from Aventura, FL

Age 94 b. Jan 1932 Miami Dade Co.
๐Ÿ“ 7000 Island Blvd Apt Bv 10
๐Ÿ“ž (713) 649-3534

Janice Schoen from Cologne, MN

Age 72 b. 1954 Carver Co.
๐Ÿ“ 7280 County Road 140
๐Ÿ“ž (952) 466-2486

Janice Schoen from Jeffersonville, IN

Age 74 b. Jan 1952 Clark Co.
๐Ÿ“ 717 E Maple St
๐Ÿ“ž (214) 563-5604

Janice Schoen from Jeffersonville, IN

Age 74 b. Jan 1952 Clark Co.
๐Ÿ“ 5276 Sanibel Vis
๐Ÿ“ž (812) 282-6885

Janice Schoen from Albuquerque, NM

Age 65 b. 1961 Bernalillo Co.
๐Ÿ“ 719 Adams St Ne
๐Ÿ“ž (505) 260-1801

Janice Schoen from Suamico, WI

Age 80 b. Feb 1946 Brown Co.
๐Ÿ“ 2699 Longview Ln
๐Ÿ“ž (843) 382-4717

Janice Schoen

๐Ÿ“ 8520 15 Mile, Sterling Heights Mi 48312
๐Ÿ“ž (505) 515-4172, (505) 515-4172
โœ‰๏ธ MASCHOEN@CENTURYLINK.NET

Janice Schoen

๐Ÿ“ 719 Adams St Ne, Albuquerque Nm
๐Ÿ“ž (505) 515-4172, (505) 515-4172
โœ‰๏ธ MASCHOEN@CENTURYLINK.NET

Janice Schoen from Eleva, WI

Age 89 b. Aug 1936
๐Ÿ“ S15635 County Road Ff
๐Ÿ‘ค aka J Schoen

Janice Schoen from Jeffersonville, IN

Age 75 b. Sep 1950 Clark Co.
๐Ÿ“ 1120 Windsor Dr

Janice Schoen from Kingston, WA

Age 80 b. Sep 1945 Kitsap Co.
๐Ÿ“ 25446 S Kingston Rd Ne

Janice Schoen from Fort Recovery, OH

Age 54 b. Dec 1971
๐Ÿ“ 2571 Watkins Rd
๐Ÿ‘ค aka Janice Kay Brockman, Jan S Schoen

Janice Schoen from Green Bay, WI

Age 80 b. Feb 1946
๐Ÿ“ 13534 Po Box

Janice Schoen from Mesquite, TX

Age 65 b. Jun 1960 Dallas Co.
๐Ÿ“ 701 Lee St Apt 2

Janice Schoen from Norfolk, NE

Age 87 b. Jul 1938
๐Ÿ“ 1701 Riverside Blvd Apt 66
๐Ÿ‘ค aka Jan K Schoen, Jan L Schoen

Janice Schoen from Cologne, MN

Age 72 b. Mar 1954 Carver Co.
๐Ÿ“ 7280 County Rd 140 140

Janice Schoen from Glastonbury, CT

Age 93 b. Feb 1933
๐Ÿ“ 376 Ash Swamp Rd

Janice Schoen from Portland, OR

Age 74 b. Jan 1952 Multnomah Co.
๐Ÿ“ 2823 Ne 32nd Pl

Janice Schoen from Mount Olive, IL

Age 77 b. Sep 1948
๐Ÿ“ 109 E 3rd North St
๐Ÿ‘ค aka Janice Mae Schoen, Janice M Schoen, Janice Mae Warren

Janice Schoen from North Miami Beach, FL

Age 66 b. 1960 Miami-Dade Co.
๐Ÿ“ 7000 Island Blvd Apt Bv10

Janice Schoen from Desert Hot Springs, CA

Age 70 b. Apr 1955
๐Ÿ“ 939 Po Box
๐Ÿ‘ค aka Janice R Schen

Janice Schoen from Elizabeth, IN

Age 80 b. Jan 1946
๐Ÿ“ Elizabeth, IN, 47117

Janice Schoen

Age 87 b. Sep 1938
๐Ÿ“ 2 Alma Wi Po Box 2

Janice Schoen

๐Ÿ“ 911 Main St, Pocahontas Il
๐Ÿ“ž (618) 409-1027, (618) 409-1027

Janice Schoen from Albuquerque, NM

Bernalillo Co.
๐Ÿ“ 719 Adams St

Janice Schoen from Kingston, WA

Kitsap Co.
๐Ÿ“ 22763 Tranquility Pl Ne

Janice Schoen from Mesquite, TX

Dallas Co.
๐Ÿ“ 1515 N Town East Bl

Janice Schoen from Cathedral City, CA

๐Ÿ“ 69411 Outdoor Resort

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 33 contact records for Janice Schoen across 15 states. The most recent address on file is in Waukegan, Illinois. Of these records, 14 include phone numbers and 2 include email addresses. The listed age is 63. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Schoen Janice M

Macoupin County
· 109 E 3rd North, Mount-Olive

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Janice Schoen in Mount-Olive. Values shown are from county assessor records and may differ from current market prices.

Janice L Schoen

Democrat Reg: 10/7/1986
2823 NE 32nd Pl, Portland, OR, 97212
DOB: 1/1/1952
County: Multnomah

Janice A Schoen

Reg: 07/10/2007
22763 Tranquility Pl, Kingston, WA, 98346
DOB: 09/11/1945 Gender: Female
County: KP

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Janice Schoen in Oregon, Washington. Party affiliation is listed as DEM. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Lexus RX 350
ยท Registered to: Janice Schoen
ยท VIN: 2T2BK1BA1AC011428
·
22763 Tranquility Pl Ne, Kingston, WA, 98346-8240
·
(360) 626-0400
ยท Registered to: Janice Schoen
ยท VIN: 43479K107944
·
7280 County Road 140, Cologne, MN, 55322
·
(952) 466-2486
2003 Ford Ranger
ยท Registered to: Janice Schoen
ยท VIN: 1FTYR10D33PB71774
·
1618 Bel Air Dr, Ames, IA, 50010-5121
2005 CHEVROLET TRAILBLAZER WAGON
ยท Registered to: Janice Schoen
ยท VIN: 1GNDT13S052251423
·
7280 County Road 140, Cologne, MN, 55322
·
(952) 466-2486

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Janice Schoen. Registered makes include Lexus, Ford, Chevrolet. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

North Texas Neurological Assn

Manager
(972) 288-1038
Mesquite, TX
Health Services (Services)

Shared Transcription Services

President
(972) 216-9511
Mesquite, TX
Engineering, Management, Accounting, Research and Related Industries (Services)

Elmont Public Library

Director
female
Elmont, NY
Educational Services (Services)

Pmsa Inc

President
(972) 216-9511
Mesquite, TX
Engineering, Management, Accounting, Research and Related Industries (Services)

Shared Operations Svc

Owner
(972) 216-9511
Mesquite, TX
Engineering, Management, Accounting, Research and Related Industries (Services)

Mel Foster Co INC

Janice Schoen
jschoen@melfosterco.com
Kewanee, 61443IL

Buffalo County Historical Society Inc

Janice SchoenAt Large Board Member
Alma, WI

Janice Schoen

United States

T-Mobile

Janice SchoenAccountant
jschoen@worldnet.att.net
3264 Victoria Ln, Waukegan, IL60087
t-mobile.com

Janice Schoen

Dental Hygienist at Eagle H ยท Greater Seattle Area

T-Mobile

Janice SchoenAccountant
jschoen@worldnet.att.net
3264 Victoria Ln, Waukegan, IL60087

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Janice Schoen. Companies include North Texas Neurological Assn, Shared Transcription Services, Elmont Public Library and 4 more. Roles listed include At Large Board Member and Accountant. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: PO Box 851323, Mesquite, TX, 75185
TX
PRESIDENT: Janice Schoen

Shared Operations Services, INC.

Addr: 208 W. Kearney Suite 107, Mesquite, TX, 75149
TX
Agent: Janice Schoen

Unknown Corporation

Addr: 208 W. Kearney Suite 107, Mesquite, TX, 75149
TX
Officer: Janice Schoen

Pmsa, INC.

ID: 0122730700
Addr: PO Box 851323, Mesquite, TX, 75185
TX
PRESIDENT: Janice Schoen

Pmsa, INC.

ID: 0122730700
Addr: PO Box 851323, Mesquite, TX, 75185
TX
DIRECTOR: Janice Schoen

Shared Operations Services, INC.

ID: 0122730600
Addr: PO Box 851323, Mesquite, TX, 75185
TX
PRESIDENT: Janice Schoen

Shared Physicians Network, INC.

ID: 0124075201
Addr: P.o. Box 851323, Mesquite, TX, 75185
TX
DIRECTOR: Janice Schoen

Shared Operations Services, INC.

ID: 0122730600
Addr: PO Box 851323, Mesquite, TX, 75185
TX
DIRECTOR: Janice Schoen

Shared Physicians Network, INC.

ID: 0124075201
Addr: P.o. Box 851323, Mesquite, TX, 75185
TX
VICE PRESIDENT: Janice Schoen

Unknown Corporation

Officer: Janice Schoen

Source: Public Records Janice Schoen appears in 10 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

janice Anne schoen

Expired
License # 2781342
Addr: Denton, TX

Janice Schoen

Local
Expired
Addr: Denton, TX

Janice Schoen

Real Estate
EXPIRED
License # 475136700
Firm: Janice M Schoen
Addr: Kewanee, IL 61443

janice schoen

Real Estate
EXPIRED
License # 475136700
Addr: Kewanee, IL 61443
County: Henry
Issued: Apr 2, 2012 Exp: Apr 30, 2014

Licensed Professional

Licensed Professional

Janice Anne Schoen

Dental Hygiene License
EXPIRED
Issued: 19670630 Exp: 20150911

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Janice Schoen holds 7 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Janice L Schoen

Group Tour
May 18, 2012, 11:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Janice Schoen appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

$20 Apr 5, 2021
2022
Blue Senate Pac
Schoen, Janice M Not Employed Alma, WI
$20 Apr 5, 2021
Blue Senate Pac
Contributor Not Employed Alma, WI
-$25 Oct 16, 2022
Unknown Committee
Schoen, Janice M Alma, WI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Janice Schoen. Total disclosed contributions amount to $40. Recipients include Blue Senate Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Janice K Schoen

Age 45 Female
·
1215 Fort Recovery Minster Rd, Fort Recovery, OH 45846 (Mercer County)
40.4109, -84.7594
· (419) 852-9878
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1900 Purchased 1994
MP

Janice M Schoen

Age 56 Male
·
719 Adams St NE, Albuquerque, NM 87110 (Bernalillo County)
35.0897, -106.5940
· (505) 699-3374
Marital: Married TZ: Mountain
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1955
MP

Janice M Schoen

Age 62 Female
·
315 E McClure St, Kewanee, IL 61443 (Henry County)
41.2285, -89.9212
· (309) 854-5911
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1966
MP

Janice L Schoen

Age 63 Female
·
7280 County Road 140, Cologne, MN 55322 (Carver County)
44.7938, -93.7095
· (952) 239-2486
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1977 Purchased 2004
MP

Janice A Schoen

Age 71 Female
·
22763 Tranquility Pl NE, Kingston, WA 98346 (Kitsap County)
47.7713, -122.4910
Marital: Inferred Married TZ: Pacific
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 2008 Purchased 2014
MP

Janice M Schoen

Age 79 Female
·
2305 New London Tpke, S Glastonbury, CT 06073 (Hartford County)
41.6783, -72.5459
· (860) 212-2489
Marital: Married TZ: Eastern
Homeowner Single Family Built 1991 Purchased 1991
MP

Janice M Schoen

Age 79 Female
·
210 Vista Dr, Alma, WI 54610 (Buffalo County)
44.3508, -91.9171
· (608) 685-3328
Marital: Married TZ: Central
Occ: Technical Edu: Graduate School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Janice Schoen. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Janice Schoen. These loans were issued to businesses, not individuals.

Steel Detailing INC

Subchapter S Corporation

$45,120 Paid in Full
Address:
4121 Saint Francis Park Dr
Suamico, WI54313-8436
Approved

Jan 23, 2021

Forgiven

$45,292

Jobs Reported

4

Loan #

4194048302

Loan Size

Small

Janice Horowitz PA

Subchapter S Corporation

$11,046 Paid in Full
Address:
7000 Island Blvd
Aventura, FL33160-2405
Approved

Jun 2, 2020

Forgiven

$11,177

Jobs Reported

1

Loan #

6708177808

Loan Size

Small

Allan Babaian

Sole Proprietorship

$20,832 Exemption 4
Address:
7000 Island Blvd
Aventura, FL33160-2405
Approved

Jun 5, 2020

Jobs Reported

1

Loan #

8106207806

Loan Size

Small

Steel Detailing INC

Subchapter S Corporation

$45,210 Paid in Full
Address:
4121 Saint Francis Park Dr
Suamico, WI54313-8436
Approved

Apr 29, 2020

Forgiven

$45,511

Jobs Reported

4

Loan #

2338087308

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Janice Schoen. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Janice Schoen on the map

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Janice Schoen in Waukegan, IL: Background Summary

Location
3264 Victoria Ln, Waukegan, IL 60087
Other Locations
South Glastonbury, CT ยท Kewanee, IL ยท Las Vegas, NV and 18 more
Profiles Found
33 people with this name
Phone Numbers
(847) 623-2055 and 14 others on file
Email
maschoen@centurylink.net
Possible Relatives
Sondra Schoen, Douglas I Schoen, Dougless I Schoen
Career
At Large Board Member, Accountant at North Texas Neurological Assn, Shared Transcription Services
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked โ€” 2010 Lexus Rx 350, 0 and 2 more
Contributions
$40 total โ€” Blue Senate Pac
Licenses
4 professional licenses (LOCAL, REAL ESTATE)
PPP Loans
$122K for Steel Detailing INC, Janice Horowitz PA
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Janice Schoen. Because public records are indexed by name rather than by a unique identifier, the 91 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Janice Schoen

Search Complexity: High

91 public records across 17states, belonging to approximately 33 different individuals. With 33 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Professional License Records section may be most helpful for disambiguation because these records contain license numbers and issuing states.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Texas (20%), followed by Illinois and Wisconsin. Spans the Midwest and South regions.

TX18recordsIL13recordsWI7recordsCT5recordsWA5recordsMN4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (47%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Corporate Records (10).

39
Contact & Address Records
13
Business & Corporate Filings
10
Corporate Records
7
Professional License Records
4
Vehicle Registration Records
4
PPP Loan Records

Age Distribution

Age range: approximately 39 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)14peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Janice Schoen

Is Janice Schoen a registered voter?
Yes, voter registration records show Janice Schoen is registered in Oregon with DEM affiliation. We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Janice Schoen own property?
County assessor records show 1 property associated with Janice Schoen . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Janice Schoen?
Records show 4 vehicle registrations associated with Janice Schoen, including a 2010 Lexus RX 350. Registered makes include Lexus, Ford, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Janice Schoen?
We found 13 business affiliations for Janice Schoen, including North Texas Neurological Assn. Other companies include Shared Transcription Services, Elmont Public Library. Business records are compiled from state registries, SEC filings, and professional databases.
Has Janice Schoen made political donations?
FEC disclosure records show 3 reported political contributions from Janice Schoen, totaling $40. Recipients include Blue Senate Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Janice Schoen?
Our database contains 91 total records for Janice Schoen spanning 17 states. This includes 33 distinct contact records, 14 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Janice Schoen?
The 91 records displayed for Janice Schoen are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Janice Schoen remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.