Jared Bauman

Age 41 b. 1984-09-14
๐Ÿ“ 5102 Hunters Point Cir, Louisville Ky
๐Ÿ“ž (502) 544-1846
โœ‰๏ธ JARED.BAUMAN@YAHOO.COM, jared.bauman@yahoo.com

Jared Bauman

๐Ÿ“ 613 Clinton Ave, Wshngtn Ct Hs Oh 43160-1204, Washington Court House Oh
๐Ÿ“ž (111) 111-0001, (937) 760-6776
โœ‰๏ธ JAREDBAUMAN@YAHOO.COM

Jared Bauman

๐Ÿ“ 308 Main, New Castle In 47362
๐Ÿ“ž (765) 520-8230, (765) 520-8230
โœ‰๏ธ J_BAUMAN2012@HOTMAIL.COM

Jared Bauman

๐Ÿ“ 308 S Main St, New Castle In
๐Ÿ“ž (765) 520-8230, (765) 520-8230
โœ‰๏ธ J_BAUMAN2012@HOTMAIL.COM

Jared Bauman from San Diego, CA

Age 43 b. Aug 1982 San Diego Co.
๐Ÿ“ 1591 Catalina Blvd
๐Ÿ“ž (619) 224-2257

Jared Bauman from Littleton, CO

Age 83 b. Dec 1942
๐Ÿ“ 10700 W Bowles Ave
๐Ÿ“ž (303) 973-0093
๐Ÿ‘ค aka Loren Bauman

Jared Bauman from Wshngtn Ct Hs, OH

Age 48 b. Sep 1977 Fayette Co.
๐Ÿ“ 989 State Route 41 Se
๐Ÿ“ž (740) 333-1638

Jared Bauman from Napoleon, OH

Age 40 b. May 1985
๐Ÿ“ 920 Lumbard St
๐Ÿ“ž (419) 966-4423

Jared Bauman from Beatrice, NE

Gage Co.
๐Ÿ“ 5576 W Scott Rd
๐Ÿ“ž (660) 528-1415

Jared Bauman from Littleton, CO

Male
๐Ÿ“ 10500 W Bowles Ave
๐Ÿ“ž (303) 579-7744 (VERIZON WIRELESS)

Jared Bauman from Canton, MI

Age 48 b. 1978 Male
๐Ÿ“ 381 Harbor St
๐Ÿ“ž (248) 719-3122

Jared Bauman from Brookville, IN

Age 62 b. Sep 1963 Franklin Co.
๐Ÿ“ 12056 St Peters Rd

Jared Bauman from Allen Park, MI

Age 47 b. Jun 1978 Wayne Co.
๐Ÿ“ 14861 Belmont Ave

Jared Bauman from Poway, CA

Age 44 b. 1982 Male
๐Ÿ“ 16516 Wilderness Rd

Jared Bauman from Greeley, CO

Weld Co.
๐Ÿ“ 2033 22nd Ave 101

Jared Bauman from Woodstock, IL

๐Ÿ“ 1421 Ginny Ln

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Jared Bauman across 7 states. The most recent address on file is in San Diego, California. Of these records, 11 include phone numbers and 4 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Bauman Jared M & Sara A

Hamilton County
· 1762 Cleveland Av, Norwood Oh
Sale: $235,000

Jared Bauman

2023 Monroe County
· 182 Chesterton, Greece

Jared Bauman

2024 Monroe County
· 182 Chesterton, Greece

Jared Bauman

2022 Monroe County
· 182 Chesterton, Greece

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Jared Bauman in Norwood. Values shown are from county assessor records and may differ from current market prices.

Jared D Bauman

Democrat
41 Patton Hall Pu, Princeton, 08544
DOB: 11/18/1990
County: Mercer

Jared Richard Bauman

Republican Reg: 10/25/2004
629 Convent Rd, Aston, PA, 19014
DOB: 05/24/1986 Gender: Male

Jared Michael Bauman

NF Reg: 10/12/2007
491 Church Ave 3, Ephrata, PA, 17522
DOB: 09/29/1987 Gender: Male

Jared Alan Bauman

1645 Dunlawton AVE, Port Orange, , 32127

Jared Bauman

Republican
5824 Mossrock Dr, Rockville, MD, 20852
Gender: Male
County: Montgomery

Jared C Bauman

Reg: 1/1/204095
72 Whitman Rd
DOB: 19891213 Gender: Male
Senate: 25

Jared Michael Bauman

491 Church Ave 3
DOB: 09/29/1987 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 7 voter registration records were found for Jared Bauman in Pennsylvania, , Maryland. Records show affiliations with D, R, NF, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 DODGE NEON
ยท Registered to: Jared Bauman
ยท VIN: 1B3ES56CX4D527526
·
1421 Ginny Ln, Woodstock, IL, 60098
2012 Chevrolet Traverse
ยท Registered to: Jared Bauman
ยท VIN: 1GNKRJEDXCJ373746
·
381 Harbor St, Canton, MI, 48188-1962
·
(248) 719-3122
2011 Hyundai Sonata
ยท Registered to: Jared Bauman
ยท VIN: 5NPEB4AC8BH281308
·
613 Clinton Ave, Washington Court Hou, OH, 43160
·
(614) 777-4254
2012 Chevrolet Cruze
ยท Registered to: Jared Bauman
ยท VIN: 1G1PF5SCXC7194851
·
381 Harbor St, Canton, MI, 48188-1962
·
(248) 719-3122
2000 CHEVROLET BLAZER WAGON
ยท Registered to: Jared Bauman
ยท VIN: 1GNDT13W6YK139751
·
2046 Einsel Rd, Lawrenceburg, IN, 47025

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Jared Bauman. Registered makes include Dodge, Chevrolet, Hyundai. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

ShootDotEdit

Founder And President
+18774636365jared@shootdotedit.com
San Diego,

Three Point Productions LLC

President
(248) 596-9005
Novi, MI
Personal Services (Services)

Jared's Nursery & Garden Ctr

Owner
(303) 979-6022
Littleton, CO
Mobile Home Dealers, Garden Supply, Building Materials and Hardware (Construction)

ShootDotEdit

Jared BaumanCo-Founder & President at ShootDotEdit
San Diego,

Jared'S Nursery & Garden Ctr

Jared BaumanOwner
+1.303.979.6022jbauman@jaredsgarden.com
Littleton, CO80127-2029

The Alabaster Jar Project

Jared BaumanTreasurer
Poway, CA

Jared Bauman

Plant Superintendent
The Lubrizol Corporation
Louisville, Kentucky, United States

Jared Bauman

Plant Superintendent
The Lubrizol Corporation
Kentucky

Toyota

Jared BaumanSales Customer
(248) 302-2371jared.bauman@aol.com
115 Essex St, Clawson, MI48017

Surpless dunn & co inc

Jared BaumanCoo
blastgirl@hotmail.com
35515 Elmira St, Livonia, MI48150
midstates-tool.com

Jared's Nursery & Garden Ctr

Jared BaumanOwner
(303) 979-6022bauman@jaredsgarden.com
Littleton, CO

Jared Bauman

United States

Jared Bauman

Denver, PA17517-9773

Toyota

Jared BaumanSales Customer
(248) 302-2371jared.bauman@aol.com
115 Essex St, Clawson, MI48017

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 31 business affiliations were found for Jared Bauman. Companies include Three Point Productions LLC, Jared's Nursery & Garden Ctr, Jared'S Nursery & Garden Ctr and 2 more. Roles listed include Founder And President and Owner Operator. Records are compiled from state business registries, SEC filings, and professional networking databases.

Jared Bauman INC.

Filed: Jan 16, 2013
CEO: Jared Michael Bauman

Jlb-Limited Partnership

Registered Agent: Jared L. Bauman

Jared Bauman INC.

Addr: 16516 Wilderness Rd, Poway, CA, 92064
CA
CEO: Jared Michael Bauman

Source: Public Records Jared Bauman appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Jared S Bauman

Group Tour
Mar 8, 2015, 07:00 PM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Jared Bauman appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Jared Bauman

Dublin Coffman High School - Dublin, OH, OH
2004

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Jared Bauman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Nov 17, 2017
2018 DEM
Actblue
Bauman, Jared Consultant @ McKinsey Cambridge, MA
$1,000 Aug 10, 2020
2020 DEM
Biden, Joe
Bauman, Jared Data Science Manager @ Doordash San Francisco, CA
$500 Sep 19, 2020
2020 DEM
Harrison, Jaime
Bauman, Jared McKinsey & Co Cambridge, MA
$150 Oct 7, 2018
2018 DEM
Casten, Sean
Bauman, Jared Consultant @ McKinsey & Co Cambridge, MA
$500 Sep 19, 2020
2020 DEM
Cunningham, Cal
Bauman, Jared McKinsey & Co Cambridge, MA
$1,094 Aug 10, 2020
2020
Biden Victory Fund
Bauman, Jared D Data Science Manager @ Doordash San Francisco, CA
$500 Oct 31, 2008
2008 REP
Republican National Committee
Bauman, Jared L Littleton, CO
$150 Oct 7, 2018
2018 DEM
Casten, Sean
Bauman, Jared Consultant @ McKinsey & Co Cambridge, MA
$400 Mar 7, 2020
2020 DEM
Biden, Joe
Bauman, Jared Data Scientist @ Doordash San Francisco, CA
$150 Nov 17, 2017
2018 12
Jones, Doug
Bauman, Jared Consultant @ McKinsey Cambridge, MA
$1,000 Oct 13, 2023
2024 REP
Republican Party Of Kentucky
Bauman, Jared Legislator @ Commonwealth Of Kentucky Louisville, KY
$500 Oct 28, 2008
2008 REP
McCain, John S
Bauman, Jared L Littleton, CO
$400 Mar 7, 2020
2020 DEM
Biden, Joe
Bauman, Jared Data Scientist @ Doordash San Francisco, CA
$500 Sep 19, 2020
2020 DEM
Greenfield, Theresa
Bauman, Jared McKinsey & Co Cambridge, MA
$400 Mar 7, 2020
DEM
Biden, Joe
Contributor Data Scientist @ Doordash San Francisco, CA
$400 Nov 21, 2020
Unknown Committee
Bauman, Jared Data Scientist @ Doordash San Francisco, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for Jared Bauman. Total disclosed contributions amount to $7,649. Recipients include Biden, Joe. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jared S Bauman

Age 40 Male
·
117 Argus Ct, Roscommon, MI 48653 (Roscommon County)
44.4647, -84.6682
· (989) 273-1081
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Jared Bauman

Male
·
1620 Bonwood Rd, Wilmington, DE 19805 (New Castle County)
39.7302, -75.5748
TZ: Eastern
Multi-Family
MP

Jared Bauman

Male
·
613 Clinton Ave, Wshngtn Ct Hs, OH 43160 (Fayette County)
39.5321, -83.4473
TZ: Eastern
Homeowner Single Family Purchased 2012
MP

Jared Bauman

Age 27 Male
·
2309 Evergreen Dr, Edgewater, FL 32141 (Volusia County)
28.9596, -80.8954
Marital: Married TZ: Eastern
Homeowner Single Family Built 1992 Purchased 1992
MP

Jared L Bauman

Age 32 Male
·
920 Lumbard St, Napoleon, OH 43545 (Henry County)
41.3916, -84.1298
TZ: Eastern
Single Family
MP

Jared C Bauman

Age 27 Male
·
72 Whitman Rd, Rochester, NY 14616 (Monroe County)
43.2210, -77.6477
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Jared A Bauman

Age 27 Male
·
1700 San Pablo Rd S, Jacksonville, FL 32224 (Duval County)
30.3171, -81.4492
TZ: Eastern
Multi-Family
MP

Jared Bauman

Male
·
5625 Gables St, San Diego, CA 92139 (San Diego County)
32.6759, -117.0690
TZ: Pacific
Homeowner Single Family Purchased 2011
MP

Jared R Bauman

Age 39 Male
·
381 Harbor St, Canton, MI 48188 (Wayne County)
42.2995, -83.5237
· (248) 719-3122
Marital: Married TZ: Eastern
Homeowner Single Family Built 2000 Purchased 2009
MP

Jared D Bauman

Age 30 Male
·
8000 Zigler Rd, Sterling, OH 44276 (Wayne County)
40.9750, -81.8300
· (330) 939-5751
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1996
MP

Jared M Bauman

Age 39 Male
·
989 State Route 41 SE, Wshngtn Ct Hs, OH 43160 (Fayette County)
39.5105, -83.4415
· (614) 404-7477
Marital: Married TZ: Eastern
Occ: Healthcare Edu: High School
Homeowner Single Family
MP

Jared Bauman

Male
·
115 Essex St, Clawson, MI 48017 (Oakland County)
42.5349, -83.1273
· (248) 302-2371
TZ: Eastern
Single Family
MP

Jared M Bauman

Age 35 Male
·
16516 Wilderness Rd, Poway, CA 92064 (San Diego County)
33.0139, -117.0290
· (858) 344-3020
Marital: Single TZ: Pacific
Homeowner Single Family Built 1978 Purchased 2014
MP

Jared B Bauman

Age 39 Male
·
2046 Einsel Rd, Lawrenceburg, IN 47025 (Dearborn County)
39.2298, -84.8578
· (765) 265-2009
TZ: Eastern
Homeowner Single Family Built 1965 Purchased 2006
MP

Jared Bauman

Male
·
170 Parkside Dr, Creston, OH 44217 (Wayne County)
40.9923, -81.8865
Marital: Single TZ: Eastern
Homeowner Single Family Built 2002 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 15 demographic profiles associated with Jared Bauman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jared Bauman. These loans were issued to businesses, not individuals.

Michigan Jaguars Fc Holding INC

Subchapter S Corporation

$269,200 Paid in Full
Address:
24404 Catherine Industrial Dr Ste 310
Novi, MI48375-2456
Approved

Apr 27, 2020

Forgiven

$272,453

Jobs Reported

21

Loan #

5822917205

Loan Size

Medium

Michigan Jaguars Fc Holding In

Subchapter S Corporation

$273,042 Paid in Full
Address:
24404 Catherine Industrial Dr
Novi, MI48375-2456
Approved

Jan 25, 2021

Forgiven

$276,393

Jobs Reported

21

Loan #

5449098303

Loan Size

Medium

Mike Bauman

Sole Proprietorship

$20,833 Paid in Full
Address:
5576 W Scott Rd
Beatrice, NE68310-7101
Approved

Jan 21, 2021

Forgiven

$20,919

Jobs Reported

1

Loan #

2520818305

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Jared Bauman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Jared Bauman on the map

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Jared Bauman in Louisville, KY: Background Summary

Location
5102 Hunters Point Cir, Louisville Ky, Louisville, KY
Other Locations
San Diego, CA ยท Littleton, CO ยท Wshngtn Ct Hs, OH and 8 more
Profiles Found
17 people with this name
Phone Numbers
(502) 544-1846 and 9 others on file
Email
jared.bauman@yahoo.com and 2 others on file
Career
Founder And President, Owner Operator at Three Point Productions LLC, Jared's Nursery & Garden Ctr
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
5 linked โ€” 2004 Dodge Neon, 2012 Chevrolet Traverse and 3 more
Contributions
$7,649.33 total โ€” Biden, Joe
PPP Loans
$563K for Michigan Jaguars Fc Holding INC, Michigan Jaguars Fc Holding In
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jared Bauman. Because public records are indexed by name rather than by a unique identifier, the 106 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jared Bauman

Search Complexity: High

106 public records across 12states, belonging to approximately 17 different individuals. With 17 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Michigan (15%), followed by Ohio and California. Spans the Midwest and West regions.

MI16recordsOH15recordsCA9recordsCO7recordsIN3recordsPA3records

Record Type Breakdown

Data spans 8 record categories. Largest: Business & Corporate Filings (35%), which reveal professional roles and employer history. Also includes Contact & Address Records (20) and Political Contribution Records (16).

31
Business & Corporate Filings
20
Contact & Address Records
16
Political Contribution Records
7
Voter Registration Records
5
Vehicle Registration Records
4
Property Ownership Records

Age Distribution

Age range: approximately 43 years, suggesting multiple generations. Largest group: Senior (65+) (14%).

Senior (65+)1personMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jared Bauman

Is Jared Bauman a registered voter?
Yes, voter registration records show Jared Bauman is registered with D affiliation. We found 7 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Jared Bauman own property?
County assessor records show 4 properties associated with Jared Bauman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Jared Bauman?
Records show 5 vehicle registrations associated with Jared Bauman, including a 2004 DODGE NEON. Registered makes include Dodge, Chevrolet, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jared Bauman?
We found 31 business affiliations for Jared Bauman (Founder And President). Other companies include Jared's Nursery & Garden Ctr, Jared'S Nursery & Garden Ctr. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jared Bauman made political donations?
FEC disclosure records show 16 reported political contributions from Jared Bauman, totaling $7,649. Recipients include Biden, Joe. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jared Bauman?
Our database contains 106 total records for Jared Bauman spanning 12 states. This includes 17 distinct contact records, 11 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jared Bauman?
The 106 records displayed for Jared Bauman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jared Bauman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.