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Ms Jean Snow Carden from Cherry Log, GA

Age 71
📍 Skyline Dr, #cherry Log, GA 30522
✉️ jcrdn2@gmail.com, jeancarden@att.net
👨‍👩‍👧 Relatives: Bradley Lamar Carden,Christina M Neal,Danny M Davis Sr,Douglas W Carden,H J Carden,Jennifer M Carden,Robert Neal Fulford,Wanda Kay Carden,Barbara T Robison,Calvin D Davis,Calvin Dontral Davis,Charles Nathaniel Jones,Charlton Wilson,Dana June Lira,Danny D Jones,Destiny Carden,Dwayne Davis Jr,Elizabeth O Fulford,Gary L Davis Sr,Hal J Patterson,Ht J Patterson,Jason A Card,Jason Wayne Carden,Jesse Ray Neal Jr,John K Fulford Sr,Joyce A Orr,Kevin Joseph Patterson,Kimberly S Neal,Latrelle Carden Wade,Matthew D Carden,Melissa Crystal Nellums,Mercer Davis,Norma J Johnson,Orville W Neal,Quang Duy Ly,Sheree L Austin,Stephen A Neal,Terry Lynn Bigbie,Viola W Carden,Wade L Carden,Warren Lloyd Carden,William A Robinson
🕐 6 previous addresses

Jean Carden

Age 81 b. 1944-11-21
📍 2727 Mc*dowell Rd, Drhm Nc 27705
📞 (919) 812-3413, (919) 451-0459
✉️ JEANCARDEN27@GMAIL.COM, jeancarden27@gmail.com

Jean Carden from Phenix City, AL

Age 78 b. Nov 1947 Female
📍 2010 Carriage Dr
💼 1702
📞 (205) 298-2935, (334) 664-0210, (334) 298-6842
✉️ jeancarden@att.net

Jean Carden from Fairdale, KY

Age 63
📍 718 Tin Dor Way, Fairdale, KY 40118
📞 (502) 361-1262, (502) 375-9184, (502) 361-1262, (502) 368-2760, (502) 375-9184
✉️ jinks-4@msn.com, jinks003@aol.com

Jean L Carden from Mary Esther, FL

Age 98 b. 11/27/1927
📍 210 Destin Dr, #mary Esther, FL 32569-1810
👨‍👩‍👧 Relatives: William P Carden,Allie H Carden,Billie D Carden,Candace Joyce Addison,Marilyn L Scherrer,Marla Kay Carden,Suzan M Campbell,Wayne E Carden,Amy E Scobey,Amy Scobey,Anthony A Fournier,Ashley M Scherrer,Barbara A Beale,Brenda S Scherrer,Carolyn C Addison,Casey L Addison,Christopher J Marshall,Cynthia D Brown,Dan J Brown,Daphne Nicole Knox Jr,Dawson D Beale,Earl Addison,Elisabeth W Brown,Elizabeth J Marshall,Ellen C Marshall,Ellen S Marshall,Forrest Russell Scherrer,George C Marshall,Heather M Bridges,Janet K Stubb,Jay R Scherrer,Jayne S Plemons,Jerry Addison,Jonathan Scott Marshall,Kara Jean Scobey,Kay S Marshall,Kevin F Scherrer,Margretta S Marshall,Marilyn S Hampton,Matthew A Marshall,Matthew Marshall,Mosell Donat Davis,Scott D Marshall,Sheri S Marshall,Shirley E Addison,Stacy Elaine Scobey,Tawnyna S Dillon,Todd A Marshall,Wilma Conn Addison
🕐 2 previous addresses

Jean Carden from Phenix City, AL

Age 66
📍 2010 Carriage Dr, Phenix City, AL 36867
📞 (334) 298-2935, (334) 298-5935
👨‍👩‍👧 Relatives: Bradley Lamar Carden,Wanda Kay Carden,Douglas W Carden,Jennifer Marie Carden,Jena Carden,Bradley L Cardendr

Jean F Carden from Panama City, FL

📍 Lynn St, #panama City, FL 32413
👨‍👩‍👧 Relatives: Clinton M Carden,Kimberly L Carden,William T Carden Jr,William S Carden Sr,Angela Lavonne Hester,Brandon R Carden,Connie Turner Carden,Gerald W Hester,Steven R Carden,Teresa C Rutherford,William Carden,William S Carden,A Bosworth,A Bosworth,A Bosworth,Alva A Thomas,Amie L Bosworth,Anthony J Thomas Jr,Charlotte T Amos,Delma C Thomas,Edwin G Hester,Eva M Thomas,Felicia Gibson Thomas,Frances Cotanya Hester,Frances C Watson,Fred M Thomas,Harold F Naff,James L Thomas,Kay N Naff,Labrittney D Thomas,Leann Hester,Lester Warren Smith Jr,Lester W Smith,Marcy N Thomas,Myonda R Wells,Reuben E Thomas,Robert D Rutherford,Schkennia S Smith,Thomas R Bosworth,Thomas Delandia,Thomas Floylencia,Thomas S Schkennia,Veronica A Bosworth,Veronica A Pope,Vonda L Thomas,William Martin Thomas,William M Thomas Jr
🕐 1 previous address

Jean Carden from Kansas City, MO

Age 95 b. Jul 1930 Jackson Co.
📍 Po Box 33022
📞 (816) 523-2951

Jean Carden from Fairdale, KY

Age 78 b. Jun 1947 Jefferson Co.
📍 718 Tin Dor Way
📞 (502) 361-1262

Jean Carden from Jemison, AL

0
📍 136 Po Box, Jemison, AL 35085
📞 (205) 688-2740
👨‍👩‍👧 Relatives: Raymond R Carden,Audry J Carden

Jean Carden from Estill Springs, TN

Age 85
📍 107 Mckinney Cir, Estill Springs, TN 37330
📞 (615) 649-2440, (256) 859-0228
👨‍👩‍👧 Relatives: Luther F Carden,Luther Carden

Jean Carden

📍 1507 Weavers, West Point Ky 40177
📞 (502) 888-9179, (502) 345-3328
✉️ KAYLEE.MCGREW22@GMAIL.COM

Jean Carden

📍 12053 Highway 44 E Apt 3, Mt Washington Ky
📞 (502) 888-9179, (502) 345-3328
✉️ KAYLEE.MCGREW22@GMAIL.COM

Jean Carden from Glenview, IL

Age 105 b. Dec 1920 Cook Co.
📍 2400 Dewes St Unit 2
📞 (847) 724-3545

Jean Carden from Mary Esther, FL

Age 98 b. Nov 1927
📍 210 Destin Dr
📞 (904) 244-2601
👤 aka Jean Wright Carden

Jean Carden from Durham, NC

Age 81 b. Nov 1944 Durham Co.
📍 2727 Mcdowell Rd
📞 (919) 401-5115

Jean Carden from Glenview, IL

Age 105 b. Dec 1920 Cook Co.
📍 2400 Dewes St Apt J2
📞 (847) 724-3545

Jean Carden from Indianapolis, IN

Age 94 b. May 1931 Marion Co.
📍 3227 Chrysler St
📞 (406) 827-4407
👤 aka M Jean Carden

Jean Carden from Bogalusa, LA

Age 86 b. Jan 1940 Washington Co.
📍 1113 Calcasieu St
📞 (985) 732-2125

Jean Carden from Fullerton, CA

Age 100 b. Feb 1926 Orange Co.
📍 667 Catalina Rd
📞 (714) 879-6147

Jean Carden from Yorktown, VA

Age 80 b. Feb 1946 York Co.
📍 503 Lotz Dr
📞 (757) 898-7054

Jean Carden from Panama City, FL

Bay Co.
📍 17880 Lynn St
📞 (904) 234-3145

Jean Carden from Munday, TX

Age 79 b. Sep 1946 Knox Co.
📍 131 W Cisco St

Jean Carden from Grafton, VA

Age 80 b. Feb 1946 York Co.
📍 2146 Lotz Dr

Jean Carden from Bellevue, NE

Age 101 b. Jan 1925 Sarpy Co.
📍 12414 S 28 Th St

Jean Carden from Rives, TN

Age 71 b. Jul 1954 Obion Co.
📍 3409 W Troy St 113

Jean Carden from Durham, NC

Age 81 b. Nov 1944 Durham Co.
📍 3020 Pickett Rd 762

Jean Carden from Sparks, NV

📍 2850 Sky Rocket Ct
📞 (770) 242-3578

Jean Carden from Knoxville, TN

Knox Co.
📍 1911 Gillespie Ave
📞 (714) 524-3583

Jean Carden from Kingsport, TN

Sullivan Co.
📍 1401 University Bl A 3

Jean Carden from Sharon, PA

Mercer Co.
📍 524 Central Wa

Jean Carden from Piggott, AR

Clay Co.
📍 243 W Orr St

Jean Carden from Hampton, VA

Hampton City Co.
📍 5315 Terrell Ln

Jean Carden from Cullman, AL

Cullman Co.
📍 4661 County Rd 1635

Jean Carden from Myrtle Beach, SC

Horry Co.
📍 9650 Shore Dr Apt 101

Jean Carden from Boston, MA

Suffolk Co.
📍 210 Northampton St 8

Jean Carden from Huntsville, AL

Madison Co.
📍 10001 Mo Unit Charron

Jean Carden from Dunmore, PA

Lackawanna Co.
📍 706 Meade St

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 39 contact records for Jean Carden across 19 states. The most recent address on file is in Phenix City, Alabama. Of these records, 24 include phone numbers and 6 include email addresses. Ages range from 63 to 85, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Jean M Carden

Republican Reg: 06/09/1986
5479 Route 287, Wellsboro, PA, 16901
DOB: 02/16/1932 Gender: Unknown

Jean Carden

Democrat Reg: 03/29/1998
543 W Market St, Scranton, PA, 18508
DOB: 02/29/1952 Gender: Unknown

jean B carden

Unaffiliated Reg: 10/01/1968
2727 McDowell Rd, Durham, NC, 27705
DOB: 1944 Gender: Male
County: Durham

Jean Carden

543 W Market St
DOB: 02/29/1952 Gender: Unknown

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Jean Carden in Pennsylvania, North Carolina. Records show affiliations with R, D, UNA, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Buick Rainier
· Registered to: Jean Carden
· VIN: 5GADS13S342268079
·
2436 Burruss St, Union City, TN, 38261

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Jean Carden. Registered makes include Buick. The most recent model year on record is 2004. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Reliable Transfer Co

President
(865) 525-8431
Knoxville, TN
Motor Freight Transportation (Transportation)

Jean Carden

United States
LinkedIn

Uparts.com, Inc

Jean CardenPublicist
(570) 905-2498jeancarden@aol.com
543 W. Market St, Scranton, PA18508
uparts.com

Jean Carden

Director of · Raleigh-Durham, North Carolina Area

Uparts.com, Inc

Jean CardenPublicist
(570) 905-2498jeancarden@aol.com
543 W. Market St, Scranton, PA18508

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Jean Carden. Companies include Reliable Transfer Co, Uparts.com, Inc. Roles listed include Publicist. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 1621 Thomas Blvd., Bogalusa, LOUISIANA, 70427
LOUISIANA
Officer: Jean Carden

C. & M. Foods, INC.

Addr: 1621 Thomas Blvd., Bogalusa, LA, 70427
LA
Director: Jean Carden

Source: Public Records Jean Carden appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Jean Carden

Chambers County High School - Milltown, AL, AL
1965

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Jean Carden has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$110 Jun 30, 2008
2008 DEM
Democratic Congressional Campaign Committee
Carden, Jean Retired Glenview, IL
$110 Jul 28, 2009
2010 DEM
Dnc Services Corporation/Democratic National Committee
Carden, Jean B Retired Glenview, IL
$110 May 30, 2008
2008 DEM
Democratic Congressional Campaign Committee
Carden, Jean B Retired Glenview, IL
$112 Sep 14, 2004
2004
Sierra Club Political Committee
Carden, Jean Retired Glenview, IL
$100 Jul 15, 2016
2016
Stultz, J
Carden, Jean B Durham, NC
$111 Oct 29, 2007
2008 DEM
Democratic Senatorial Campaign Committee
Carden, Jean Glenview, IL
$110 Jun 2, 2009
2010 DEM
Dnc Services Corporation/Democratic National Committee
Carden, Jean B Retired Glenview, IL
$50 Apr 20, 2002
2002 DEM
Turner, Eddie
Carden, Jean Huntsville, AL
$50 Apr 20, 2002
DEM
Turner, Eddie
Contributor Huntsville, AL
$100
2016
Stultz, J
Contributor Durham, NC

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 10 political contribution records found for Jean Carden. Total disclosed contributions amount to $963. Recipients include Turner, Eddie, Stultz, J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jean Carden

·
1117 W 77th St, Kansas City, MO 64114 (Jackson County)
38.9890, -94.6030
TZ: Central
Single Family
MP

Jean Carden

Age 54
·
2078 Sowers Rd NE, Floyd, VA 24091 (Floyd County)
37.0071, -80.3610
· (540) 745-3912
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Jean K Carden

Age 70
·
PO Box 291, Louisville, KY 40201 (Jefferson County)
38.2446, -85.7740
Marital: Single TZ: Eastern
Occ: Service Industry Edu: High School
Single Family
MP

Jean B Carden

Age 72 Male
·
2727 McDowell Rd, Durham, NC 27705 (Durham County)
35.9806, -78.9436
· (919) 451-0459
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1965 Purchased 2005
MP

Jean R Carden

Age 60 Female
·
1510 N Clover St, Union City, TN 38261 (Obion County)
36.4386, -89.0455
· (731) 885-3750
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1954 Purchased 2004
MP

Jean Carden

Age 65 Female
·
543 W Market St, Scranton, PA 18508 (Lackawanna County)
41.4441, -75.6631
· (570) 905-2498
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Purchased 1978
MP

Jean Carden

·
1800 S Griffith Ave, Owensboro, KY 42301 (Daviess County)
37.7551, -87.1282
· (270) 570-4889
Marital: Married TZ: Central
Homeowner Single Family Built 1947
MP

Jean S Carden

Age 69 Female
·
2010 Carriage Dr, Phenix City, AL 36867 (Russell County)
32.5028, -85.0255
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1976 Purchased 1980
MP

Jean Carden

Age 46
·
512 W 3rd St, Dallas City, IL 62330 (Hancock County)
40.6334, -91.1751
· (217) 852-3771
TZ: Central
Occ: Service Industry Edu: Some College
Homeowner Single Family
MP

Jean D Carden

Age 71 Female
·
503 Lotz Dr, Yorktown, VA 23692 (York County)
37.1741, -76.4677
· (757) 898-7054
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1968

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Jean Carden. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jean Carden. These loans were issued to businesses, not individuals.

Raymond Cordero

Self-Employed Individuals

$18,813 Paid in Full
Address:
600 Village Green Ct
Palm Springs, FL33461-1406
Approved

Apr 4, 2021

Forgiven

$18,874

Jobs Reported

1

Loan #

6568888704

Loan Size

Small

Constantin Bujorean

Sole Proprietorship

$3,911 Paid in Full
Address:
2400 Dewes St
Glenview, IL60025-4128
Approved

Mar 20, 2021

Forgiven

$3,939

Jobs Reported

1

Loan #

5556268606

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Jean Carden. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Jean Carden on the map

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Found 71 results across 19 states

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Jean Carden in Phenix City, AL: Background Summary

Location
2010 Carriage Dr, Phenix City, AL 36867
Other Locations
Kansas City, MO · Fairdale, KY · Glenview, IL and 22 more
Profiles Found
39 people with this name
Phone Numbers
(334) 298-6842 and 24 others on file
Email
jcrdn2@gmail.com and 5 others on file
Possible Relatives
Bradley Lamar Carden, Christina M Neal, Danny M Davis SR, Douglas W Carden, H J Carden and 138 more
Career
Publicist at Reliable Transfer Co, Uparts.com, Inc
Voter Registration
Registered Republican
Vehicles
1 linked — 2004 Buick Rainier
Contributions
$963 total — Stultz, J, Turner, Eddie
PPP Loans
$22,724 for Raymond Cordero, Constantin Bujorean

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jean Carden. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jean Carden

Search Complexity: High

90 public records across 19states, belonging to approximately 39 different individuals. With 39 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Alabama (12%), followed by Pennsylvania and Tennessee. Spans the South and Northeast regions.

AL11recordsPA9recordsTN8recordsNC7recordsKY6recordsFL6records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (66%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (10) and Business & Corporate Filings (8).

52
Contact & Address Records
10
Political Contribution Records
8
Business & Corporate Filings
4
Voter Registration Records
2
Corporate Records
2
PPP Loan Records

Age Distribution

Age range: approximately 43 years, suggesting multiple generations. Largest group: Senior (65+) (93%).

Senior (65+)13peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jean Carden

Is Jean Carden a registered voter?
Yes, voter registration records show Jean Carden is registered in Pennsylvania with R affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Jean Carden?
Records show 1 vehicle registration associated with Jean Carden, including a 2004 Buick Rainier. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jean Carden?
We found 8 business affiliations for Jean Carden, including Reliable Transfer Co. Other companies include Uparts.com, Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jean Carden made political donations?
FEC disclosure records show 10 reported political contributions from Jean Carden, totaling $963. Recipients include Turner, Eddie and Stultz, J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jean Carden?
Our database contains 90 total records for Jean Carden spanning 19 states. This includes 39 distinct contact records, 24 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jean Carden?
The 90 records displayed for Jean Carden are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jean Carden remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.