Jean Jacobi from Miami, FL

Age 41
๐Ÿ“ 10931 75th Ter, Miami, FL 33173
๐Ÿ“ž (305) 233-7522, (305) 412-9379, (305) 412-9379, (305) 233-7522

Jean Jacobi from Broken Arrow, OK

Age 65
๐Ÿ“ 829 Millwood Rd, Broken Arrow, OK 74011
๐Ÿ“ž (918) 451-2574
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stephen Houghten Jacobi,C Jacobi

Jean Jacobi from Homer, NY

Age 74
๐Ÿ“ 6913 Glen Haven Rd, Homer, NY 13077
๐Ÿ“ž (607) 749-2995
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joseph D Jacobi,Jacqueline E Jacobilewis,Richard Jetux Jacobi

Jean Jacobi from Broken Arrow, OK

Age 76 b. Jul 1949 Tulsa Co.
๐Ÿ“ 829 Millwood Rd
๐Ÿ“ž (918) 451-2574

Jean Jacobi from Portage, WI

Age 92 b. May 1933 Columbia Co.
๐Ÿ“ 1034 Saddle Rdg
๐Ÿ“ž (608) 742-4997

Jean Jacobi from Parlin, NJ

0
๐Ÿ“ 3066 Cheesequake Rd, Parlin, NJ 08859
๐Ÿ“ž (732) 721-4444
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jeffrey A Jacobi

Jean Jacobi from Chicago, IL

Age 101 b. Nov 1924 Cook Co.
๐Ÿ“ 55 E Washington St
๐Ÿ“ž (312) 346-4660
๐Ÿ‘ค aka Jean P Jacobi

Jean Jacobi from Miami, FL

Age 53 b. Oct 1972 Miami-Dade Co.
๐Ÿ“ 9540 Sw 188th Ter
๐Ÿ“ž (305) 233-7522

Jean Jacobi from Molino, FL

Age 96 b. Mar 1930 Escambia Co.
๐Ÿ“ 5341 Molino Rd
๐Ÿ“ž (904) 587-5054

Jean Jacobi from Homer, NY

Age 86 b. Jan 1940 Cortland Co.
๐Ÿ“ 6913 Glen Haven Rd
๐Ÿ“ž (219) 938-3184

Jean Jacobi from Cutler Bay, FL

Age 54 b. 1972 Male
๐Ÿ“ 9555 Sw 188th Ter
๐Ÿ“ž (786) 587-3391 (Cell)

Jean Jacobi from Trenton, NJ

Age 86
๐Ÿ“ 1760 Klockner Rd #16, Trenton, NJ 08619
๐Ÿ“ž (609) 599-2153

Jean Jacobi from Brainerd, MN

Age 75 b. 1951 Female
๐Ÿ“ 305 28th St E
๐Ÿ“ž (218) 828-9182

Jean Jacobi from Marina Del Rey, CA

Age 72 b. Jan 1954 Los Angeles Co.
๐Ÿ“ 14010 Captains Row Ro 230

Jean Jacobi from Mc Lean, VA

Fairfax Co.
๐Ÿ“ 6705 Weaver Ave
๐Ÿ“ž (703) 442-8156

Jean Jacobi from Topanga, CA

Los Angeles Co.
๐Ÿ“ 1147 Bonilla Dr

Jean Jacobi from Columbia, MD

Howard Co.
๐Ÿ“ 9729 Clocktower Ln 104

Jean Jacobi from Miami, FL

Miami Dade Co.
๐Ÿ“ 15639 Sw 73 Rd Circle Te

Jean Jacobi from Pacific Plsds, CA

Los Angeles Co.
๐Ÿ“ 841 Greentree Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Jean Jacobi across 10 states. The most recent address on file is in Broken Arrow, Oklahoma. Of these records, 14 include phone numbers. Ages range from 41 to 86, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Jacobi Jean B

Escambia County
PIN: 331S308300021100
· 1840 Copley Dr, Pensacola 32503
Value: $101,882

Jean E Jacobi

2023 Cortland County
· 6913 Glen Haven, Scott

Jean E Jacobi

2021 Cortland County
· 6913 Glen Haven, Scott

Jean E Jacobi

2022 Cortland County
· 6913 Glen Haven, Scott

Jean E Jacobi

2024 Cortland County
· 6913 Glen Haven, Scott

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Jean Jacobi. Values shown are from county assessor records and may differ from current market prices.

Jean B Jacobi

Reg: C4539
6913 Glen Haven Rd
DOB: 19400102 Gender: Female
Senate: 22

Jean Isabelle Jacobi

Democrat
Precinct: 720404

Jean Anne Jacobi

Democrat Reg: 6/16/2015
3040 Remington Dr, West Linn, OR, 97068
DOB: 1/1/1957
County: Clackamas

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Jean Jacobi in Oregon. Party affiliation is listed as DEM. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Ford Explorer
ยท Registered to: Jean Jacobi
ยท VIN: 1FMEU85E69UA36564
·
20447 Doria Ln, Olympia Fields, IL, 60461-1330

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Jean Jacobi. Registered makes include Ford. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Jean Paul Jacobi DDS

Owner
(312) 346-4660
Chicago, IL
Health Services (Services)

Barrineau Est Inc

Director
(850) 438-5819
Pensacola, FL
Real Estate (Housing)

Jean Jacobi

Board Member

Jean Jacobi

Software Engineer
Gorgias
California

Center For Artistry-Teaching

Jean JacobiSecretary
(708) 606-8806jean.jacobi@artistryinteaching.org
20447 Doria Ln, Olympia Flds, IL60461

Limestone High School

Jean Jacobi
(708) 606-8806jean.jacobi@sbcglobal.net
20447 Doria Ln, Olympia Flds, IL60461
limestone.k12.il.us

Silverstein Sofia Psyd

Jean JacobiOwner
(312) 853-0101jjacobi@follicles.org
Chicago, IL

Jean Jacobi

United States

Limestone High School

Jean Jacobi
(708) 606-8806jean.jacobi@sbcglobal.net
20447 Doria Ln, Olympia Flds, IL60461

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Jean Jacobi. Companies include Jean Paul Jacobi DDS, Barrineau Est Inc, Center For Artistry-Teaching and 2 more. Roles listed include Board Member and Secretary. Records are compiled from state business registries, SEC filings, and professional networking databases.

$2 Jun 30, 2001
2002
Fla Pba Law & Order Pac
Jacobi, Jean
$1 Aug 24, 2001
2002
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$2 Jun 30, 1998
1998
Fla Pba Law & Order Pac
Jacobi, Jean Paul Tallahassee, FL
$1 Sep 24, 2001
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Sep 24, 2001
2002
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$1 Oct 30, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Aug 21, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Apr 22, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$43 Jan 14, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Law Enforcement Miami, FL
$1 Aug 29, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Sep 20, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$43 Dec 20, 1999
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Jul 18, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Apr 3, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Oct 8, 1999
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$2 Mar 31, 1999
2000
Fla Pba Law & Order Pac
Jacobi, Jean Tallahassee, FL
$43 Feb 18, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Law Enforcement Miami, FL
$1 Jan 21, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$43 May 23, 2001
2002
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$1 Jan 16, 2004
2004
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Jul 30, 2001
2002
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$1 Mar 19, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$22 Apr 3, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$2 Jun 30, 1999
2000
Fla Pba Law & Order Pac
Jacobi, Jean Tallahassee, FL
$1 Dec 22, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$200 Apr 18, 2011
2012 DEM
Beiser, Daniel V
Jacobi, Jean A St Louis, MO
$43 Feb 23, 2001
2002
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$1 Jul 23, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean
$43 Apr 17, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Aug 19, 1999
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Mar 30, 2001
2002
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Nov 23, 1999
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$25 Sep 30, 2019
2020 DEM
Williamson, Marianne
Jacobi, Jean Not Employed West Linn, OR
$43 Sep 18, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$1 Feb 15, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Mar 28, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$50 Mar 10, 2010
2010 REP
Tranel, Travis
Jacobi, Jean Retired Dairy Farmer Cuba City, WI
$1 May 22, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Law Enforcement Officer Miami, FL
$1 Nov 25, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$1 May 20, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Oct 23, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$2 Apr 1, 2000
2000
Fla Pba Law & Order Pac
Jacobi, Jean Tallahassee, FL
$1 Jun 13, 2002
2002
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Feb 18, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean Miami, FL
$2 Mar 31, 2001
2002
Fla Pba Law & Order Pac
Jacobi, Jean
$43 Jun 26, 2001
2002
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Jul 12, 1999
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$43 Oct 20, 2000
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Law Enforcement Miami, FL
$43 Jun 11, 1999
2000
Dade County Pba Friends Of Law Enforceme
Jacobi, Jean Miami, FL
$1 Sep 23, 2003
2004
Dade County Police Benevolent Associatio
Jacobi, Jean
$1 Jan 16, 2004
Dade County Police Benevolent Associatio
Contributor
$78 Jan 30, 2020
Unknown Committee
Jacobi, Jean Not Employed West Linn, OR
$50
2010 R
Tranel, Travis
Contributor Retired Dairy Farmer Cuba City, WI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Jean Jacobi. Total disclosed contributions amount to $1,194. Recipients include Dade County Police Benevolent Associatio, Tranel, Travis. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jean Jacobi

Age 52
·
6705 Weaver Ave, Mc Lean, VA 22101 (Fairfax County)
38.9276, -77.1749
· (703) 442-8156
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1959 Purchased 1990
MP

Jean P Jacobi

Age 44 Male
·
9555 SW 188th Ter, Miami, FL 33157 (Miami-Dade County)
25.5924, -80.3455
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Jean P Jacobi

Age 89 Male
·
20447 Doria Ln, Olympia Flds, IL 60461 (Cook County)
41.5167, -87.7037
· (708) 606-8806
Marital: Married TZ: Central
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 1965
MP

Jean I Jacobi

Age 68 Female
·
829 Millwood Rd, Broken Arrow, OK 74011 (Tulsa County)
35.9714, -95.7874
· (918) 724-1864
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1973 Purchased 2011
MP

Jean E Jacobi

Age 77 Female
·
6913 Glen Haven Rd, Homer, NY 13077 (Cortland County)
42.7409, -76.2641
· (607) 749-2995
Marital: Married TZ: Eastern
Homeowner Single Family Built 1800

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Jean Jacobi. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jean Jacobi. These loans were issued to businesses, not individuals.

Pittsfield Cafe LTD

Subchapter S Corporation

$115,828 Paid in Full
Address:
55 E Washington St
Chicago, IL60602
Approved

Apr 14, 2020

Forgiven

$117,047

Jobs Reported

18

Loan #

7477927107

Loan Size

Small

Bralatei Toikumoh

Sole Proprietorship

$16,000 Paid in Full
Address:
55 E Washington St Apt 1306
Chicago, IL60602-2101
Approved

May 1, 2021

Forgiven

$16,057

Jobs Reported

1

Loan #

6116778901

Loan Size

Small

Pittsfield Cafe LTD

Subchapter S Corporation

$159,243 Paid in Full
Address:
55 E Washington St Ste 183
Chicago, IL60602-2103
Approved

Mar 2, 2021

Forgiven

$161,521

Jobs Reported

18

Loan #

5887878508

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Jean Jacobi. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Jean Jacobi on the map

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Jean Jacobi in Broken Arrow, OK: Background Summary

Location
829 Millwood Rd, Broken Arrow, OK 74011
Other Locations
Portage, WI ยท Chicago, IL ยท Miami, FL and 9 more
Profiles Found
19 people with this name
Phone Numbers
(305) 233-7522 and 12 others on file
Possible Relatives
Jorge Dmd Jacobi, George Dante Jacobi, Maria V Jacobi, Alexander Scott Jacobi, Natasha De Jacobi and 10 more
Career
Board Member, Secretary at Jean Paul Jacobi DDS, Barrineau Est Inc
Voter Registration
Registered Democrat
Vehicles
1 linked โ€” 2009 Ford Explorer
Contributions
$1,194.27 total โ€” Tranel, Travis, Dade County Police Benevolent Associatio
PPP Loans
$291K for Pittsfield Cafe LTD, Bralatei Toikumoh

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jean Jacobi. Because public records are indexed by name rather than by a unique identifier, the 109 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jean Jacobi

Search Complexity: High

109 public records across 11states, belonging to approximately 19 different individuals. With 19 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Illinois (9%), followed by Florida and Oklahoma. Spans the South and Midwest regions.

IL10recordsFL9recordsOK6recordsCA4recordsNY3recordsWI3records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (51%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (27) and Business & Corporate Filings (12).

53
Political Contribution Records
27
Contact & Address Records
12
Business & Corporate Filings
5
Property Ownership Records
3
Voter Registration Records
3
PPP Loan Records

Age Distribution

Age range: approximately 61 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)8peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jean Jacobi

Is Jean Jacobi a registered voter?
Yes, voter registration records show Jean Jacobi is registered. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Jean Jacobi own property?
County assessor records show 5 properties associated with Jean Jacobi . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Jean Jacobi?
Records show 1 vehicle registration associated with Jean Jacobi, including a 2009 Ford Explorer. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jean Jacobi?
We found 12 business affiliations for Jean Jacobi, including Jean Paul Jacobi DDS. Other companies include Barrineau Est Inc, Center For Artistry-Teaching. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jean Jacobi made political donations?
FEC disclosure records show 53 reported political contributions from Jean Jacobi, totaling $1,194. Recipients include Dade County Police Benevolent Associatio and Tranel, Travis. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jean Jacobi?
Our database contains 109 total records for Jean Jacobi spanning 11 states. This includes 19 distinct contact records, 14 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jean Jacobi?
The 109 records displayed for Jean Jacobi are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jean Jacobi remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.