Jeff Shear

Age 61 b. 1964-12-27
๐Ÿ“ 11510 N Lewis Ave, Kansas City Mo 64157
๐Ÿ“ž (816) 883-8065, (660) 973-1626
โœ‰๏ธ DEBBIEASHEAR@YAHOO.COM, debbieashear@yahoo.com

Jeff Shear

Age 56 b. 1969-08-24
๐Ÿ“ 3887 Pell Pl Unit 412, San Diego Ca
๐Ÿ“ž (858) 922-1704
โœ‰๏ธ JEFF.SHEAR@OUTLOOK.COM

Jeff Shear from Chesterfield, MO

Age 86 b. Apr 1940 Saint Louis Co.
๐Ÿ“ 354 Shetland Valley Ct
๐Ÿ“ž (636) 530-1971

Jeff Shear from Holland, MI

Male
๐Ÿ“ 2960 92nd St Sw
๐Ÿ“ž (616) 848-5424 (SPRINT)

Jeff Shear from Osceola, IA

Age 56 b. 1970 Male
๐Ÿ“ 919 Blakes Ln
๐Ÿ“ž (641) 342-1042

Jeff Shear from Rock Valley, IA

Age 56 b. Jan 1970 Sioux Co.
๐Ÿ“ 1727 17th St D

Jeff Shear from San Jose, CA

Age 65 b. Sep 1960 Santa Clara Co.
๐Ÿ“ 2974 Park Ln

Jeff J Shear from San Jose, CA

๐Ÿ“ 2974 Park Ln, San Jose, CA 95127
๐Ÿ“ž (605) 892-9096

Jeff Shear from Kansas City, MO

๐Ÿ“ 11012 N Laurel Ave
๐Ÿ“ž (660) 644-5669

Jeff Shear

Age 60 b. Sep 1965
๐Ÿ“ 1 Breckenridge Mo

Jeff Shear from Vallejo, CA

Male
๐Ÿ“ 171 Helmsman Ct

Jeff Shear from Belle Fourche, SD

Butte Co.
๐Ÿ“ Rr 1 Po Box 1060

Jeff Shear from Belle Fourche, SD

Butte Co.
๐Ÿ“ Po Box 301

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 13 contact records for Jeff Shear across 5 states. The most recent address on file is in Chesterfield, Missouri. Of these records, 7 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Shear Jeff L + Toby R

Lee County
PIN: 064826B4018090202
· 12120 Toscana Way, Bonita Springs 34135
Value: $203,700

Shear Jeff L + Toby R

Lee County
· 12120 Toscana Way, Bonita-Springs 34135.0
Built: 2004.0
Assessed: $261,630

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Jeff Shear in Bonita-Springs. Values shown are from county assessor records and may differ from current market prices.

Jeff Lynn Shear

12120 Toscana Way, Bonita Springs, , 34135

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Jeff Shear in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Infiniti G25 SEDAN
ยท Registered to: Jeff Shear
ยท VIN: JN1DV6AP2CM810327
·
2907 W Hawthorne Rd, Tampa, FL, 33611-2829
·
(813) 500-1424
2010 LEXUS ES 350
ยท Registered to: Jeff Shear
ยท VIN: JTHBK1EG4A2404745
·
2660 Summit Dr Unit 106, Glenview, IL, 60025-7641
·
(314) 494-6871
2011 Volkswagen Jetta
ยท Registered to: Jeff Shear
ยท VIN: 3VWDZ7AJ9BM097140
·
2660 Summit Dr Unit 106, Glenview, IL, 60025-7641
·
(314) 494-6871
2013 Hyundai Sonata
ยท Registered to: Jeff Shear
ยท VIN: 5NPEB4AC8DH609085
·
2660 Summit Dr, Glenview, IL, 60025
·
(314) 494-6871
2006 BMW 3 SERIES CAR BASIC LUXURY
ยท Registered to: Jeff Shear
ยท VIN: WBAVB17556NK38264
·
4130 Via Candidiz Unit 169, San Diego, CA, 92130

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Jeff Shear. Registered makes include Infiniti, Lexus, Volkswagen, Hyundai and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Henkel

VP Information Technology -- North America
jeff.shear@us.henkel.com
Akron,

Eagle Global Trucking

Jeff ShearPlant Manager
(651) 686-5070jshear@cooeaglegl.com
3169 Dodd Rd, Saint Paul, MN55121

Shear-Kershman Laboratories

President
(636) 519-8900
Chesterfield, MO
Engineering, Management, Accounting, Research and Related Industries (Services)

Shear Kershman Laboratories

Owner
(636) 519-8900
Chesterfield, MO
Watches and Clocks, Measurement, Analyzer and Control Instruments, and Photo and Medical Goods (Products)

LicenseStream

Jeff ShearCEO at LicenseStream
Ardsley,

Jeff Shear and John Helveston

Jeff Shear
(615) 294-1155jshear@home.com
Bowling Green, KY42103

Real Estate Investment Council INC

Jeff ShearDirector
Tampa, FL

Jeff Shear

London, Greater London, United Kingdom Philanthropy

Ceva Logistics

Jeff ShearPlant Manager
(414) 855-2700
Franklin, WI

Henkel Corporation

Jeff ShearVice President Information Technology Henkel Nort
(480) 754-2654jeff.shear@us.henkel.com
Scottsdale, AZ

License Stream Inc

Jeff ShearCio/Cto
(866) 240-8241j.shear@licensestream.com
Sausalito, CA

Digital Connections Inc

Jeff ShearSystems Engineer
(615) 826-5000jshear@digitalconnections.com
Gallatin, TN

Jeff Shear

Technical Trainer at AMN ยท Greater San Diego Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 31 business affiliations were found for Jeff Shear. Companies include Eagle Global Trucking, Shear-Kershman Laboratories, Shear Kershman Laboratories and 5 more. Roles listed include VP Information Technology -- North America and Cto. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Kentucky Limited Liability Company/Foreign Limited Liability Company
Officer: Jeff Shear

Jeff L Shear,

Addr: 12120 Toscana Way Unit 202, Bonita Springs, FL, 34135
FL

Jeff L Shear,

Addr: 12120 Toscana Way Unit 202, Bonita Springs, FL, 34135
FL

Krissos Resources, INC.

Addr: 6121 Lakeside Dr #260, Reno, NV, 89511
NV
Officer: Jeff Shear

Krissos Resources, INC.

Addr: 6121 Lakeside Dr #260, Reno, NV, 89511
NV
Officer: Jeff Shear

Citocom, LLC

Addr: KY
KY
Member: Jeff Shear

Source: Public Records Jeff Shear appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Jeff Shear - MO

Patent Details

Jeff Shear
#8586102

Patent Details

Jeff Shear
#8420700

Patent Details

Jeff Shear
#9173941

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Jeff Shear is listed as an inventor or co-inventor on 4 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$1 Jul 30, 2016
2016 DEM
Actblue
Shear, Jeff Not Employed Durham, NC
$500 Oct 30, 1998
1998 REP
Zahnd, Eric
Shear, Jeff Shear Kershman Labs Chesterfield, MO
$25 Aug 30, 2016
2016 DEM
Ross, Deborah K
Shear, Jeff Not Employed Durham, NC
$10 Sep 14, 2020
2020 DEM
Cunningham, Cal
Shear, Jeff Bigwhitepaperpublishing Durham, NC
$100 May 31, 2016
2016 DEM
Warren, Andrew
Shear, Jeff Tampa, FL
$500 Oct 23, 1998
1998 REP
Talent, James M
Shear, Jeff Shear Kershman Labs Chesterfield, MO
$27 Mar 23, 2016
2016 DEM
Sanders, Bernard
Shear, Jeff Not Employed Durham, NC
$3 Mar 23, 2016
2016 DEM
Actblue
Shear, Jeff Not Employed Durham, NC
$15 May 23, 2014
2014 DEM
Democratic Congressional Campaign Committee
Shear, Jeff Not Employed Durham, NC
$1 Aug 30, 2016
2016 DEM
Actblue
Shear, Jeff Not Employed Durham, NC
$25 Jul 30, 2016
2016 DEM
Ross, Deborah K
Shear, Jeff Not Employed Durham, NC
$25 Jun 30, 2016
2016 DEM
Ross, Deborah K
Shear, Jeff Not Employed Durham, NC
$35 Feb 11, 2016
2016 DEM
Sanders, Bernard
Shear, Jeff Not Employed Durham, NC
$1 Jun 30, 2016
2016 DEM
Actblue
Shear, Jeff Not Employed Durham, NC
$100 May 31, 2016
DEM
Warren, Andrew
Contributor Tampa, FL
$500 Oct 23, 1998
Unknown Committee
Shear, Jeff Shear Kershman Labs Chesterfield, MO
$100
2016 DEM
Warren, Andrew
Contributor Tampa, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 17 political contribution records found for Jeff Shear. Total disclosed contributions amount to $1,968. Recipients include Warren, Andrew. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jeff Shear

Age 46 Male
·
919 Blakes Ln, Osceola, IA 50213 (Clarke County)
41.0524, -93.6923
TZ: Central
Single Family
MP

Jeff Shear

Male
·
171 Helmsman Ct, Vallejo, CA 94591 (Solano County)
38.0736, -122.2000
TZ: Pacific
Homeowner Single Family Built 1987 Purchased 2007
MP

Jeff Shear

Age 52 Male
·
PO Box 1611, Osage Beach, MO 65065 (Camden County)
38.1361, -92.6705
· (816) 541-0374
Marital: Single TZ: Central
Edu: Some College
Multi-Family
MP

Jeff Shear

Male
·
9200 Harvey Rd, Silver Spring, MD 20910 (Montgomery County)
39.0071, -77.0261
· (301) 585-8807
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Jeff Shear. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jeff Shear. These loans were issued to businesses, not individuals.

Industrial Fluid Solutions Enterprise, INC.

Subchapter S Corporation

$126,400 Paid in Full
Address:
PO Box 768
Dubuque, IA52004-0768
Approved

Apr 9, 2020

Forgiven

$127,758

Jobs Reported

16

Loan #

9377787006

Loan Size

Small

Northhaven Condominium Association, INC.

Non-Profit Organization

$22,650 Paid in Full
Address:
PO Box 768
Fish Creek, WI54212-0768
Approved

Apr 15, 2020

Forgiven

$22,754

Jobs Reported

2

Loan #

8003287108

Loan Size

Small

Shear Kershman Labs

Corporation

$67,335 Paid in Full
Address:
701 Crown Industrial Ct Ste F
Chesterfield, MO63005-1135
Approved

Jan 29, 2021

Forgiven

$67,900

Jobs Reported

7

Loan #

8659148307

Loan Size

Small

Cld, INC.

Subchapter S Corporation

$510,678 Paid in Full
Address:
PO Box 768
Coushatta, LA71019-0768
Approved

Apr 9, 2020

Forgiven

$516,635

Jobs Reported

139

Loan #

8983237000

Loan Size

Medium

Adam Gallery

Sole Proprietorship

$3,941 Paid in Full
Address:
PO Box 768
Castine, ME04421-0768
Approved

Apr 29, 2020

Forgiven

$3,983

Jobs Reported

1

Loan #

4037127302

Loan Size

Small

Ims Corporation

Subchapter S Corporation

$3,125 Paid in Full
Address:
PO Box 768
Manson, WA98831
Approved

Apr 28, 2020

Forgiven

$3,151

Jobs Reported

2

Loan #

1175827305

Loan Size

Small

Mlb Executive Services

Non-Profit Organization

$8,500 Paid in Full
Address:
PO Box 768
Red Bank, NJ07701-0768
Approved

Jun 30, 2020

Forgiven

$8,060

Jobs Reported

1

Loan #

6878108002

Loan Size

Small

Donlen Corporation

Corporation

$26,162 Paid in Full
Address:
701 Crown Industrial Ct Suite T
Chesterfield, MO63005-1127
Approved

Apr 10, 2020

Forgiven

$26,401

Jobs Reported

3

Loan #

1541297106

Loan Size

Small

Kiowa Peak Industies INC.

Corporation

$98,751 Paid in Full
Address:
PO Box 768
Aspermont, TX79502-0768
Approved

Apr 27, 2020

Forgiven

$99,615

Jobs Reported

11

Loan #

5613357207

Loan Size

Small

Shear Kershman Labs

Corporation

$47,200 Paid in Full
Address:
701 Crown Industrial Ct
Chesterfield, MO63005-1127
Approved

Apr 7, 2020

Forgiven

$47,551

Jobs Reported

7

Loan #

6744057009

Loan Size

Small

Mitico, LLC

Limited Liability Partnership

$18,445 Paid in Full
Address:
701 Crown Industrial Ct Ste D
Chesterfield, MO63005-1127
Approved

May 19, 2020

Forgiven

$18,639

Jobs Reported

4

Loan #

9132107406

Loan Size

Small

Tongass Trucking LLC

Limited Liability Company(LLC

$52,803 Paid in Full
Address:
PO Box 768
Craig, AK99921-0768
Approved

Apr 4, 2020

Forgiven

$50,079

Jobs Reported

5

Loan #

5039097010

Loan Size

Small

Lepak-Jostsons, INC.

Corporation

$49,055 Paid in Full
Address:
PO Box 768
Sturgeon Bay, WI54235-0768
Approved

Apr 10, 2020

Forgiven

$49,336

Jobs Reported

7

Loan #

1843387104

Loan Size

Small

Paul A Allen

Sole Proprietorship

$1,692 Paid in Full
Address:
PO Box 768
Panaca, NV89042-0761
Approved

May 28, 2020

Forgiven

$1,700

Jobs Reported

1

Loan #

4662017800

Loan Size

Small

Oregon Mainline Paving LLC

Limited Liability Company(LLC

$1,778,000 Paid in Full
Address:
PO Box 768
McMinnville, OR97128
Approved

Apr 16, 2020

Forgiven

$1,796,718

Jobs Reported

82

Loan #

2404767201

Loan Size

Medium-Large

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 15 PPP loan records are linked to businesses associated with Jeff Shear. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Jeff Shear on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
6
7
3
3
2
1
1
1
8
2
2
1
1

Jeff Shear in Kansas City, MO: Background Summary

Location
11510 N Lewis Ave, Kansas City Mo 64157, Kansas City, MO
Other Locations
Chesterfield, MO ยท Holland, MI ยท Osceola, IA and 4 more
Profiles Found
13 people with this name
Phone Numbers
(816) 883-8065 and 7 others on file
Email
debbieashear@yahoo.com and 1 other on file
Career
VP Information Technology -- North America, Cto at Eagle Global Trucking, Shear-Kershman Laboratories
Properties
1property owned
Vehicles
5 linked โ€” 2012 Infiniti G25 Sedan, 2010 Lexus Es 350 and 3 more
Contributions
$1,968 total โ€” Warren, Andrew, Warren, Andrew
PPP Loans
$2815K for Industrial Fluid Solutions Enterprise, INC., Northhaven Condominium Association, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jeff Shear. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jeff Shear

Search Complexity: High

101 public records across 14states, belonging to approximately 13 different individuals. With 13 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Missouri (8%), followed by Florida and California. Spans the Midwest and South regions.

MO8recordsFL7recordsCA6recordsIA3recordsIL3recordsKY2records

Record Type Breakdown

Data spans 9 record categories. Largest: Business & Corporate Filings (32%), which reveal professional roles and employer history. Also includes Political Contribution Records (17) and Contact & Address Records (16).

31
Business & Corporate Filings
17
Political Contribution Records
16
Contact & Address Records
15
PPP Loan Records
6
Corporate Records
5
Vehicle Registration Records

Age Distribution

Age range: approximately 30 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)2peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jeff Shear

Is Jeff Shear a registered voter?
Yes, voter registration records show Jeff Shear is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Jeff Shear own property?
County assessor records show 2 properties associated with Jeff Shear . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Jeff Shear?
Records show 5 vehicle registrations associated with Jeff Shear, including a 2012 Infiniti G25 SEDAN. Registered makes include Infiniti, Lexus, Volkswagen, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jeff Shear?
We found 31 business affiliations for Jeff Shear (VP Information Technology -- North America). Other companies include Shear-Kershman Laboratories, Shear Kershman Laboratories. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jeff Shear made political donations?
FEC disclosure records show 17 reported political contributions from Jeff Shear, totaling $1,968. Recipients include Warren, Andrew. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jeff Shear?
Our database contains 101 total records for Jeff Shear spanning 14 states. This includes 13 distinct contact records, 7 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jeff Shear?
The 101 records displayed for Jeff Shear are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jeff Shear remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.