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Jeffrey Lummus

Age 63 b. 1962-06-07
📍 Apt 2526, 6115 Heightsview Ln N, Fort Worth Tx
📞 (817) 673-0655, (817) 266-7670
✉️ JEFF_LUMMUS@XTOENERGY.COM, jeff_lummus@xtoenergy.com

Jeffrey Lummus from Bulverde, TX

Age 54
📍 30523 Deerfield Ter, Bulverde, TX 78163
📞 (830) 438-3691, (501) 821-2708
✉️ lummus@sprintmail.com
👨‍👩‍👧 Relatives: Jeffery Merle Lummus,Dana Renae Lummus,Gordon Lummus

Jeffrey Lummus from Burleson, TX

Age 52
📍 120 Cliffside Dr, Burleson, TX 76028
📞 (817) 447-3423, (817) 447-3423
✉️ jeff_lummus@xtoenergy.com
👨‍👩‍👧 Relatives: Leslie Michelle Lummus

Jeffrey Lummus from Crosby, TX

Age 49
📍 21360 Ramsey Rd, Crosby, TX 77532
📞 (281) 328-9749, (713) 328-9749, (281) 456-7567, (281) 456-7616, (760) 762-5247
👨‍👩‍👧 Relatives: William Harper,Sharen D Lummus,Richard D Lummus,Pamela Annette Lummus,Melanie Lummus,Gregory Allen Lummus,Gene Lummus,Kelli C Mclaughlin,Toni Rene Lummus
🏪 Jmwa Management Llc, Lewis & Lummus, Inc, Superior Tracing Systems, Ltd, Jmwa Management, Llc

Jeffrey T Lummus from Vidor, TX

Age 53
📍 14614 Duncan Woods Ln, Vidor, TX 77662
📞 (409) 313-2737, (409) 313-7762

Jeffrey Lummus from Crosby, TX

Age 61 b. Jan 1965 Harris Co.
📍 21360 Ramsey Rd
📞 (281) 328-9749

Jeffrey Lummus from Henrico, VA

Age 43 b. Dec 1982
📍 5300 Glenside Dr Apt 1301
📞 (804) 562-6728
👤 aka Jeffery Louis, Jeffrey Lammas, Jeff Lummus

Jeffrey Lummus from Burleson, TX

Age 63 b. Jun 1962 Johnson Co.
📍 240 Sherry Ln
📞 (817) 447-3423

Jeffrey Lummus from Hewitt, TX

Male
📍 908 Regina Dr
📞 (254) 760-4486 (AT&T MOBILITY)

Jeffrey Lummus from Burleson, TX

Age 63 b. Jun 1962 Johnson Co.
📍 112 Sunny Meadows Dr

Jeffrey Lummus from Little Rock, AR

Age 66 b. Sep 1959 Pulaski Co.
📍 24420 Brandon Ln

Jeffrey Lummus from Little Rock, AR

Age 66 b. 1960 Male
📍 1602 Lawson Oaks Dr

Jeffrey Lummus from San Antonio, TX

Bexar Co.
📍 1923 Longfield St

Jeffrey Lummus from Orange, TX

Orange Co.
📍 1 Po Box 1040

Jeffrey Lummus from Greenville, TX

Hunt Co.
📍 3912 Pepperport Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 15 contact records for Jeffrey Lummus across 3 states. The most recent address on file is in Vidor, Texas. Of these records, 9 include phone numbers and 3 include email addresses. Ages range from 49 to 54, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lummus Jeffrey Brent Et Ux

Mclennan County
· 908 Regina Dr, Waco

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Jeffrey Lummus in Waco. Values shown are from county assessor records and may differ from current market prices.

1984 CHEVROLET C10
· Registered to: Jeffrey Lummus
· VIN: 1GCCC14H9ES165955
·
2283 County Road 1115, Atlanta, TX, 75551
2000 LINCOLN NAVIGATOR FULL SIZE UTILITY
· Registered to: Jeffrey Lummus
· VIN: 5LMEU27A2YLJ00012
·
120 Cliffside Dr S, Burleson, TX, 76028
2008 Ford F-250 SUPER DUTY
· Registered to: Jeffrey Lummus
· VIN: 1FTSW21R98EA38955
·
21360 Ramsey Rd, Crosby, TX, 77532-4337
·
(281) 883-9391
2007 JEEP WRANGLER UNLIMITED
· Registered to: Jeffrey Lummus
· VIN: 1J4GA59187L120488
·
240 Sherry Ln, Burleson, TX, 76028-1348
2019 FORD F150 SUPERCREW
· Registered to: Jeffrey Lummus
· VIN: 1FTEW1E57KKE32431
·
101 Oak Island Dr, Anahuac, TX, 77514
1980 CHEVROLET
· Registered to: Jeffrey Lummus
· VIN: CKL14AS147618
·
14614 Duncan Woods Ln, Vidor, TX, 77662
·
(409) 768-1361

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Jeffrey Lummus. Registered makes include Chevrolet, Lincoln, Ford, Jeep. The most recent model year on record is 2019. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Envision Healthcare

Systems Administrator
+13034764080
Englewood,
LinkedIn

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 19 business affiliations were found for Jeffrey Lummus. Roles listed include Systems Administrator and Systems Administrator - Intermediate. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 21360 Ramsey Rd., Crosby, TX, 77532
TX
Managing Member: jeffrey Doyle lummus

Lewis & Lummus, INC.

Addr: 21360 Ramsey, Crosby, TX, 77532
TX
Director: Jeffrey Lummus

Unknown Corporation

Addr: 21360 Ramsey Rd., Crosby, TX, 77532
TX
Officer: Jeffrey Doyle Lummus

Lewis & Lummus, INC.

ID: 0158801000
Addr: 21360 Ramsey, Crosby, TX, 77532
TX
Director: Jeffrey D Lummus

Anapo Entertainment, LLC

ID: 0801444203
Addr: 240 Sherry Lane, Burleson, TX, 76028
TX
Member: Jeffrey F Lummus

Pile Boss LLC

ID: 0801083276
Addr: 21360 Ramsey Rd., Crosby, TX, 77532
TX
Managing Member: Jeffrey Doyle Lummus

Source: Public Records Jeffrey Lummus appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

jeffrey lummus

A
Addr: Atlanta, TX

Source: State Professional Licensing Boards · Dept. of Professional Regulation Jeffrey Lummus holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Jeffrey Lummus

Fordyce High School - Fordyce, AR, AR
1978

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Jeffrey Lummus has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Feb 29, 2008
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey F Division Landman @ Xto Energy INC Burleson, TX
$50 Nov 30, 2017
2018
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey F Landman Division @ Xto Energy INC Fort Worth, TX
$5 Dec 30, 2000
2000
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Feb 15, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Sep 28, 2001
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Feb 15, 2008
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Jun 15, 2001
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Apr 13, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$50 Oct 31, 2017
2018
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey F Landman Division @ Xto Energy INC Fort Worth, TX
$5 Nov 15, 2000
2000
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 Oct 31, 2019
2020
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey F Land Representative @ Xto Energy INC Spring, TX
$5 Nov 15, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Jan 15, 2004
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 May 15, 2001
2002
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 Aug 31, 2016
2016
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey Mgr Reg Land Mid Continent @ Xto Energy INC Fort Worth, TX
$5 Jul 31, 2001
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 Aug 31, 2017
2018
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey F Landman Division @ Xto Energy INC Fort Worth, TX
$5 Feb 14, 2003
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Jul 31, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Jul 31, 2003
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 May 31, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Aug 31, 2000
2000
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Dec 31, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 May 31, 2000
2000
Cross Timbers Oil Co. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Apr 12, 2001
2002
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Dec 13, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 Mar 21, 2016
2016 REP
Trump, Donald J
Lummus, Jeffrey Retired Burleson, TX
$5 Mar 30, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Jul 30, 2004
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Mar 30, 2001
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Dec 14, 2001
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Feb 15, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Aug 15, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 Sep 14, 2001
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Jul 15, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Sep 15, 2000
2000
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 Jun 30, 2016
2016
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey Mgr Reg Land Mid Continent @ Xto Energy INC Fort Worth, TX
$5 Nov 30, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$5 May 28, 2004
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 May 15, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Jan 15, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Jan 31, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 May 31, 2017
2018
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey F Landman Division @ Xto Energy INC Fort Worth, TX
$5 Sep 30, 2004
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Mar 15, 2007
2008
Xto Energy INC. Fed Pac
Lummus, Jeffrey Division Landman Burleson, TX
$50 May 31, 2018
2018
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey F Landman Division @ Xto Energy INC Fort Worth, TX
$20 Jul 31, 2015
2016
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Lummus, Jeffrey Mgr Reg Land Mid Continent @ Xto Energy INC Fort Worth, TX
$5 Mar 15, 2001
2002
Cross Timbers Oil Company Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Feb 28, 2002
2002
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$5 Jul 15, 2003
2004
Xto Energy INC. Fed Pac
Lummus, Jeffrey Senior Landman Burleson, TX
$50 Jul 31, 2016
Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)
Contributor Mgr Reg Land Mid-Continent @ Xto Energy INC Fort Worth, TX
$15 Sep 18, 2019
Unknown Committee
Lummus, Jeffrey Dcm @ Texas Farm Bureau Insurance Companies Waco, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 52 political contribution records found for Jeffrey Lummus. Total disclosed contributions amount to $735. Recipients include Exxon Mobil Corporation Political Action Committee (exxonmobil Pac). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jeffrey Lummus

Male
·
9725 Virginia Centerway Pl, Glen Allen, VA 23059 (Henrico County)
37.6656, -77.4616
TZ: Eastern
Multi-Family
MP

Jeffrey Lummus

Male
·
1602 Lawson Oaks Dr, Little Rock, AR 72210 (Pulaski County)
34.7188, -92.5652
TZ: Central
Homeowner Single Family Built 1989 Purchased 2013
MP

Jeffrey T Lummus

Age 49 Male
·
14614 Duncan Woods Ln, Vidor, TX 77662 (Orange County)
30.0997, -93.9994
· (409) 313-7762
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1940
MP

Jeffrey F Lummus

Age 55 Male
·
6116 Lake Shore Dr, Fort Worth, TX 76179 (Tarrant County)
32.9593, -97.4968
· (817) 447-3423
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2006 Purchased 2016
MP

Jeffrey Lummus

Male
·
23111 Quiet Heron Ct, Katy, TX 77493 (Harris County)
29.8536, -95.8472
TZ: Central
Homeowner Single Family Built 2014 Purchased 2014
MP

Jeffrey Lummus

Age 58 Male
·
908 Regina Dr, Hewitt, TX 76643 (McLennan County)
31.4405, -97.1984
· (254) 666-2869
TZ: Central
Homeowner Single Family Built 1991 Purchased 1991

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Jeffrey Lummus. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Jeffrey Lummus on the map

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33
2

Found 39 results across 3 states

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Jeffrey Lummus in Fort Worth, TX: Background Summary

Location
Apt 2526, 6115 Heightsview Ln N, Fort Worth Tx, Fort Worth, TX
Other Locations
Vidor, TX · Crosby, TX · Henrico, VA and 6 more
Profiles Found
15 people with this name
Phone Numbers
(817) 673-0655 and 8 others on file
Email
jeff_lummus@xtoenergy.com and 1 other on file
Possible Relatives
Jeffery Merle Lummus, Dana Renae Lummus, Gordon Lummus, Leslie Michelle Lummus, William Harper and 8 more
Career
Systems Administrator, Systems Administrator - Intermediate
Properties
1property owned
Vehicles
6 linked — 1984 Chevrolet C10, 2000 Lincoln Navigator and 4 more
Contributions
$735 total — Exxon Mobil Corporation Political Action Committee (exxonmobil Pac)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jeffrey Lummus. Because public records are indexed by name rather than by a unique identifier, the 111 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jeffrey Lummus

Search Complexity: Moderate

111 public records across 3states, belonging to approximately 15 different individuals. There are 15 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: Texas (30%), followed by Arkansas and Virginia. Concentrated in the South.

TX33recordsAR4recordsVA2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (50%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (19) and Business & Corporate Filings (19).

52
Political Contribution Records
19
Contact & Address Records
19
Business & Corporate Filings
6
Vehicle Registration Records
6
Corporate Records
1
Property Ownership Records

Age Distribution

Age range: approximately 23 years, suggesting multiple generations. Largest group: Senior (65+) (13%).

Senior (65+)1personMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jeffrey Lummus

Does Jeffrey Lummus own property?
County assessor records show 1 property associated with Jeffrey Lummus . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Jeffrey Lummus?
Records show 6 vehicle registrations associated with Jeffrey Lummus, including a 1984 CHEVROLET C10. Registered makes include Chevrolet, Lincoln, Ford, Jeep. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jeffrey Lummus?
We found 19 business affiliations for Jeffrey Lummus (Systems Administrator). Business records are compiled from state registries, SEC filings, and professional databases.
Has Jeffrey Lummus made political donations?
FEC disclosure records show 52 reported political contributions from Jeffrey Lummus, totaling $735. Recipients include Exxon Mobil Corporation Political Action Committee (exxonmobil Pac). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jeffrey Lummus?
Our database contains 111 total records for Jeffrey Lummus spanning 3 states. This includes 15 distinct contact records, 9 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jeffrey Lummus?
The 111 records displayed for Jeffrey Lummus are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jeffrey Lummus remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.