Jerome Karter from Orleans, MA

Age 77
๐Ÿ“ 2 Sages Way, Orleans, MA 02653
๐Ÿ“ž (508) 255-2909, (508) 255-8559, (508) 255-8887, (212) 750-2075, (508) 255-8559, (508) 255-8887, (917) 328-8554, (917) 539-0983, (212) 750-2075, (508) 255-2909, (212) 480-1900
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joan O Karter,Melissa A Karter,Lucinda D Karterbent,Lucinda D Karter,Joan D Karter
๐Ÿช Scor Reinsurance Company, Morgard Insurance Services, Inc

Jerome Karter from East Orleans, MA

Male
๐Ÿ“ Po Box 734
๐Ÿ“ž (917) 539-0983 (AT&T MOBILITY)

Jerome Karter from Greenwood, SC

Age 48 b. Mar 1978 Greenwood Co.
๐Ÿ“ 3921 Wilbert St

Jerome Karter from New York, NY

Age 88 b. Jun 1937 New York Co.
๐Ÿ“ 340 E 80th St
๐Ÿ‘ค aka Karter Jerome

Jerome Karter from New York, NY

New York Co.
๐Ÿ“ 136 E 64th St 10 C

Jerome Karter from Orleans, MA

Barnstable Co.
๐Ÿ“ 16 Freeman Ln

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Jerome Karter across 3 states. The most recent address on file is in East Orleans, Massachusetts. Of these records, 2 include phone numbers. The listed age is 77. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Jerome Karter

Reg: 301568092
136 East 64 Street 10c, 10065
DOB: 19370610 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Jerome Karter. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Mercedes-Benz E-Class
ยท Registered to: Jerome Karter
ยท VIN: WDDHF8HB1AA261094
·
Po Box 734, East Orleans, MA, 02643-0734
·
(508) 255-8559

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Jerome Karter. Registered makes include Mercedes-Benz. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

San Francisco Reinsurance C O

President
(212) 553-0771
New York, NY
Insurance Carriers (Insurance)

Commercial Risk RE-Insurance

President
(203) 356-3440
Stamford, CT
Insurance Carriers (Insurance)

Ocean Side Performance Center INC

Jerome KarterDirector
Hyannis, MA

Cape Cod Symphony Orchestra

Jerome KarterExecutive Director
(508) 362-1111jkarter@capesymphony.org
Yarmouth Port, MA

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Jerome Karter. Companies include San Francisco Reinsurance C O, Commercial Risk RE-Insurance, Cape Cod Symphony Orchestra. Roles listed include Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

General Security Insurance Company

Filed: Mar 26, 1956
CEO: Jerome Karter

General Security Indemnity Company

Addr: 110 William Street, New York, NY, 10038
NY
Officer: Jerome Karter

Unknown Corporation

EXECUTIVE DIRECTOR: Jerome Karter

General Security Insurance Company

Addr: Two World Trade Center, New York, CA, 10048
CA
CEO: Jerome Karter

Unknown Corporation

PRESIDENT: Jerome Karter

Unknown Corporation

ID: 107446
Principal: Jerome Karter

Source: Public Records Jerome Karter appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$5 Aug 21, 2019
2020 DEM
Steyer, Tom
Karter, Jerome Not Employed Harwich Port, MA
$250 Mar 26, 2014
2014 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony Orleans, MA
$500 Jun 20, 2014
2014 DEM
Wolf, Daniel A
Karter, Jerome Executive Director @ Cape Symphony East Orleans, MA
$500 Jan 7, 1998
1998
Reinsurance Association Of America Political Action Committee INC (repac)
Karter, Jerome Vice Chairman @ Reinsurance Assn Of America New York, NY
$500 Mar 20, 1994
1994 REP
Greene, Paul F
Karter, Jerome Scor Usa New York, NY
$25 Nov 25, 2020
2020
The Lincoln Project
Karter, Jerome Retired @ Not Employed Harwich Port, MA
$65 May 17, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Symphony East Orleans, MA
$125 Oct 27, 2018
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$1,000 Sep 29, 1999
2000 REP
Bush, George W
Karter, Jerome Vice Chairman @ Scorus CORP New York, NY
$75 Jan 31, 2018
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$1 Oct 14, 2019
2020 DEM
Steyer, Tom
Karter, Jerome Not Employed Harwich Port, MA
$100 Jun 29, 2016
2016 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Symphony And Conservatory East Orleans,, MA
$500 Jun 29, 1992
1992 DEM
Pomeroy, Earl Ralph
Karter, Jerome Soor Us Group New York, NY
$100 Sep 1, 2010
2010 DEM
Wolf, Daniel A
Karter, Jerome East Orleans, MA
$65 May 4, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Symphony East Orleans, MA
$18 Jun 2, 2020
2020 DEM
Biden, Joe
Karter, Jerome Not Employed Harwich Port, MA
$250 Sep 29, 2014
2014 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$250 Jun 18, 2018
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$200 Feb 27, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Not Employed East Orleans, MA
$25 Jul 13, 2020
2020 DEM
Biden, Joe
Karter, Jerome Not Employed East Orleans, MA
$100 Jun 29, 2016
2016 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$50 Jun 30, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$65 May 31, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$1,000 Nov 2, 2001
2002
Reinsurance Association Of America Political Action Committee INC (repac)
Karter, Jerome Vice Chair @ Scor Reinsurance Co New York, NY
$200 Feb 27, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$250 Dec 1, 1995
1996 DEM
Pomeroy, Earl Ralph
Karter, Jerome Vice Chairman @ Scor Reinsurance New York, NY
$500 Oct 19, 2016
2016 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$1,000 Sep 28, 2000
2000
Reinsurance Association Of America Political Action Committee INC (repac)
Karter, Jerome Vice Chairman @ Scor Reinsurance New York, NY
$250 Dec 9, 1999
2000 REP
Giuliani, Rudolph W
Karter, Jerome Vice Chairman @ Scor Us CORP New York, NY
$100 Mar 23, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Not Employed East Orleans, MA
$250 Sep 28, 2000
2000 DEM
Pomeroy, Earl Ralph
Karter, Jerome Vice Chairman @ Scor Reinsurance New York, NY
$250 Mar 29, 2016
2016 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Symphony And Conservatory East Orleans,, MA
$100 Mar 23, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$18 Jun 2, 2020
2020 DEM
Biden, Joe
Karter, Jerome Not Employed Harwich Port, MA
$65 May 4, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$50 Jun 30, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Symphony East Orleans, MA
$65 May 17, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$1,000 May 4, 1999
2000
Reinsurance Association Of America Political Action Committee INC (repac)
Karter, Jerome Vice Chairman @ Scor Re New York, NY
$250 Mar 29, 2016
2016 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$25 Jul 13, 2020
2020 DEM
Biden, Joe
Karter, Jerome Not Employed East Orleans, MA
$75 Jan 31, 2018
2018 DEM
Keating, William Richard
Karter, Jerome Not Employed East Orleans, MA
$250 May 20, 1996
1996
Reinsurance Association Of America Political Action Committee INC (repac)
Karter, Jerome Vice Chairman @ Scor U S New York, NY
$500 May 9, 1997
1998
Reinsurance Association Of America Political Action Committee INC (repac)
Karter, Jerome Vice Chairman @ Scor Reinsurance New York, NY
$500 Jun 1, 2014
2014 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony Orleans, MA
$65 May 31, 2017
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Symphony East Orleans, MA
$250 Sep 18, 2015
2016 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$250 Aug 28, 2018
2018 DEM
Keating, William Richard
Karter, Jerome Executive Director @ Cape Cod Symphony East Orleans, MA
$250 Mar 26, 2014
DEM
Keating, William Richard
Contributor Executive Director @ Cape Cod Symphony Orleans, MA
$25 Oct 7, 2020
Unknown Committee
Karter, Jerome Retired @ Not Employed Harwich Port, MA
$100
2010 D
Wolf, Daniel A
Contributor East Orleans, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 50 political contribution records found for Jerome Karter. Total disclosed contributions amount to $12,407. Recipients include Keating, William Richard, Wolf, Daniel A. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jerome M Karter

Age 39 Male
·
202 Seymour Dr, Greenwood, SC 29646 (Greenwood County)
34.1803, -82.0977
· (864) 229-7802
Marital: Married TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Jerome Karter. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jerome Karter. These loans were issued to businesses, not individuals.

The Center For Reproductive Rights, INC.

Non-Profit Organization

$3,305,897 Paid in Full
Address:
199 Water St Fl 22
New York, NY10038
Approved

May 1, 2020

Forgiven

$3,342,435

Jobs Reported

5

Loan #

2261197710

Loan Size

Medium-Large

Empower The User INC.

Limited Liability Company(LLC

$68,476 Paid in Full
Address:
199 Water St Fl 31
New York, NY10038-3541
Approved

May 7, 2021

Forgiven

$68,844

Jobs Reported

6

Loan #

7199538909

Loan Size

Small

Imentor Incorporated

501(c)3 โ€“ Non Profit

$2,757,462 Paid in Full
Address:
199 Water St Fl 8
New York, NY10038
Approved

May 1, 2020

Forgiven

$2,787,713

Jobs Reported

167

Loan #

1638327708

Loan Size

Medium-Large

American Foundation For Suicide Prevention

Corporation

$2,000,000 Paid in Full
Address:
199 Water St Fl 11
New York, NY10038-3541
Approved

Mar 18, 2021

Forgiven

$2,028,148

Jobs Reported

125

Loan #

4424468600

Loan Size

Medium-Large

American Friends Of The Hebrew University INC

Non-Profit Organization

$1,200,000 Paid in Full
Address:
199 Water St Fl 11 199 Water St 11th Floor
New York, NY10038-3541
Approved

Mar 12, 2021

Forgiven

$1,207,967

Jobs Reported

46

Loan #

9427168504

Loan Size

Medium-Large

Vivastream

Corporation

$41,666 Paid in Full
Address:
199 Water St Fl 34
New York, NY10038-3500
Approved

Feb 11, 2021

Forgiven

$41,967

Jobs Reported

2

Loan #

7424218403

Loan Size

Small

Longneck & Thunderfoot LLC

Limited Liability Company(LLC

$268,289 Paid in Full
Address:
199 Water St Fl 34
New York, NY10038-3584
Approved

May 1, 2020

Forgiven

$273,317

Jobs Reported

23

Loan #

5756377700

Loan Size

Medium

American Foundation For Suicide DBA Out Of The Darkness

Corporation

$2,272,910 Paid in Full
Address:
199 Water St Fl 11
New York, NY10038
Approved

May 1, 2020

Forgiven

$2,303,909

Jobs Reported

124

Loan #

2306967710

Loan Size

Medium-Large

Imentor Incorporated

501(c)3 โ€“ Non Profit

$2,000,000 Paid in Full
Address:
199 Water St Fl 8
New York, NY10038-3586
Approved

Apr 28, 2021

Forgiven

$2,018,239

Jobs Reported

149

Loan #

3588428906

Loan Size

Medium-Large

David Weinstein, Dmd PC

Corporation

$126,000 Paid in Full
Address:
136 East 64 Street 1C
New York, NY10065
Approved

Apr 14, 2020

Forgiven

$127,253

Jobs Reported

8

Loan #

7759757102

Loan Size

Small

Pilnet

Non-Profit Organization

$148,500 Paid in Full
Address:
199 Water St Fl 11
New York, NY10038-3541
Approved

Jan 22, 2021

Forgiven

$149,445

Jobs Reported

8

Loan #

3891898300

Loan Size

Small

Peter H Berglas, Md, PC

Cooperative

$41,000 Paid in Full
Address:
136 East 64 Street Suite 2F
New York, NY10065
Approved

May 1, 2020

Forgiven

$37,513

Jobs Reported

3

Loan #

6903557701

Loan Size

Small

Trident Brokerage Services LLC

Limited Liability Company(LLC

$199,763 Paid in Full
Address:
199 Water St Fl 12
New York, NY10038-3541
Approved

May 7, 2020

Forgiven

$566,758

Jobs Reported

25

Loan #

3343597405

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 13 PPP loan records are linked to businesses associated with Jerome Karter. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

๐Ÿ—๏ธ

Unknown

MANHATTAN
A1 PLAN EXAM
๐Ÿ—๏ธ

Jerome Karter

Owner MANHATTAN
#102909569
๐Ÿข 136 E 64th Street. CORP

๐Ÿ“ 136 EAST 64 STREET, MANHATTAN

A1 Job

CHANGE USE OF DR'S OFFICE TO APARTMENT I NTERIOR PARTITIONS, RENOVATE BATHROOM, DELETE POWDER ROOM, ADD KITCHE N, LAUNDRY AND BATH WITH RELATED MECHANICAL VENTILATION.

Source: City Building Departments ยท DOB Permit Databases ยท Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Jerome Karter on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Jerome Karter in Orleans, MA: Background Summary

Location
2 Sages Way,Orleans, MA 02653, Orleans, MA
Other Locations
East Orleans, MA ยท Greenwood, SC ยท New York, NY and 1 more
Profiles Found
6 people with this name
Phone Numbers
(508) 255-2909 and 2 others on file
Possible Relatives
Joan O Karter, Melissa A Karter, Lucinda D Karterbent, Lucinda D Karter, Joan D Karter
Career
Director at San Francisco Reinsurance C O, Commercial Risk RE-Insurance
Vehicles
1 linked โ€” 2010 Mercedes-Benz E-Class
Contributions
$12.4K total โ€” Keating, William Richard, Wolf, Daniel A
PPP Loans
$14430K for The Center For Reproductive Rights, INC., Empower The User INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jerome Karter. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jerome Karter

Search Complexity: Moderate

87 public records across 5states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Massachusetts (14%), followed by New York and South Carolina. Spans the Northeast and South regions.

MA12recordsNY4recordsSC2recordsCT1recordCA1record

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (60%), which include employer and occupation, which are strong distinguishing fields. Also includes PPP Loan Records (13) and Contact & Address Records (8).

50
Political Contribution Records
13
PPP Loan Records
8
Contact & Address Records
6
Corporate Records
5
Business & Corporate Filings
1
Voter Registration Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)2peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jerome Karter

Is Jerome Karter a registered voter?
Yes, voter registration records show Jerome Karter is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Jerome Karter?
Records show 1 vehicle registration associated with Jerome Karter, including a 2010 Mercedes-Benz E-Class. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Jerome Karter?
We found 5 business affiliations for Jerome Karter, including San Francisco Reinsurance C O. Other companies include Commercial Risk RE-Insurance, Cape Cod Symphony Orchestra. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jerome Karter made political donations?
FEC disclosure records show 50 reported political contributions from Jerome Karter, totaling $12,407. Recipients include Keating, William Richard and Wolf, Daniel A. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jerome Karter?
Our database contains 87 total records for Jerome Karter spanning 5 states. This includes 6 distinct contact records, 2 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jerome Karter?
The 87 records displayed for Jerome Karter are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jerome Karter remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.