Joan Cottingham from Plainsboro, NJ

Age 65
๐Ÿ“ 38 Thoreau Dr, Plainsboro, NJ 08536
๐Ÿ“ž (609) 275-4885, (609) 275-7483
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robert Hale Tyson,Peter M Cottingham,Jan Amanda Fuller,Virginia Anne Fuller,L Fuller

Joan Cottingham from Mc Calla, AL

Age 71 b. Dec 1954 Jefferson Co.
๐Ÿ“ 6504 Griffin Valley Ln
๐Ÿ“ž (954) 492-2795, (205) 426-0561

Joan Cottingham from Hueytown, AL

Age 59
๐Ÿ“ 424 Western Industrial Cir, Hueytown, AL 35023
๐Ÿ“ž (205) 788-1053
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Larry Ernest Cottingham,Jennifer L Cottingham,Kasey V Earley,Larry E Cottingham

Joan Cottingham from Independence, MO

Age 97 b. Mar 1929 Jackson Co.
๐Ÿ“ 312 N Ponca Dr
๐Ÿ“ž (816) 796-8409

Joan Cottingham from Vineland, NJ

Age 76
๐Ÿ“ 40 Old Stagecoach Rd #108, Vineland, NJ 08360
๐Ÿ“ž (856) 453-5411, (856) 453-5411, (856) 455-1343, (609) 455-5952
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Roscoe James Cottingham,R Cottingham

Joan Cottingham

๐Ÿ“ 3247 Northshore Rd, Bellingham Wa
๐Ÿ“ž (360) 961-2365, (360) 305-5714
โœ‰๏ธ JOANCOTTINGHAM@GMAIL.COM

Joan Cottingham from Ct, 6880

๐Ÿ“ 5 Canal St #6c
๐Ÿ“ž (203) 996-4856 (SPRINT)
โœ‰๏ธ JCOTTINGHAM@REDIFFMAIL.COM

Joan W Cottingham from Mccalla, AL

Age 67
๐Ÿ“ 6504 Griffin Valley Ln, Mccalla, AL 35111
๐Ÿ“ž (205) 426-0561

Joan Cottingham from Minneapolis, MN

Age 68 b. Jun 1957 Anoka Co.
๐Ÿ“ 1530 126th Ln Nw
๐Ÿ“ž (763) 767-9117

Joan Cottingham from Bellingham, WA

Age 71 b. Oct 1954 Whatcom Co.
๐Ÿ“ 3247 N Shore Rd
๐Ÿ“ž (360) 671-2593

Joan Cottingham from Westport, CT

Age 99 b. Nov 1926 Fairfield Co.
๐Ÿ“ 5 Canal St Apt 6 C
๐Ÿ“ž (203) 222-1505

Joan Cottingham from Westport, CT

Age 99 b. Nov 1926 Fairfield Co.
๐Ÿ“ 5 Canal St Apt 6c
๐Ÿ“ž (203) 222-1505

Joan Cottingham

๐Ÿ“ 26555 Marina, Orange Beach Al 36561
๐Ÿ“ž (205) 253-4733, (205) 253-4733
โœ‰๏ธ JOANIECOTTINGHAM@GMAIL.COM

Joan Cottingham

๐Ÿ“ 6504 Griffin Valley Ln, Mc Calla Al
๐Ÿ“ž (205) 253-4733, (205) 253-4733
โœ‰๏ธ JOANIECOTTINGHAM@GMAIL.COM

Joan Cottingham from Bridgeton, NJ

Age 88 b. Oct 1937
๐Ÿ“ 868 E Commerce Trlr St
๐Ÿ‘ค aka Roscoe J Cottingham

Joan Cottingham from Bellingham, WA

Whatcom Co.
๐Ÿ“ 4538 Fremont St
๐Ÿ“ž (360) 756-2207

Joan Cottingham from Bellingham, WA

Whatcom Co.
๐Ÿ“ 103 E Holly St Ste 418
๐Ÿ“ž (360) 733-6668

Joan Cottingham from Greenview, IL

Menard Co.
๐Ÿ“ 455 S East St
๐Ÿ“ž (217) 968-5496

Joan Cottingham from Frisco, TX

Collin Co.
๐Ÿ“ 11700 Lebanon Rd Apt 216

Joan Cottingham from Lubbock, TX

Lubbock Co.
๐Ÿ“ 2902 3 Rd Pl Apt C 8

Joan Cottingham from Pasadena, TX

Harris Co.
๐Ÿ“ 1758 Pasadena Bl

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 21 contact records for Joan Cottingham across 8 states. The most recent address on file is in Mc Calla, Alabama. Of these records, 17 include phone numbers and 4 include email addresses. Ages range from 59 to 76, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Joan D Cottingham

Democrat
40 Riverwalk South 207, Bridgeton, 08302
DOB: 10/26/1937
County: Cumberland

Joan Anne Cottingham

8360 W Mistral Ave, Las Vegas, NV, 89113
County: Clark

Joan Stamey Cottingham

Reg: 03/11/1980
4538 Fremont St, Bellingham, WA, 98229
DOB: 10/25/1954 Gender: Female
County: WM

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Joan Cottingham in Nevada, Washington. Party affiliation is listed as D. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 CHEVROLET AVEO
ยท Registered to: Joan Cottingham
ยท VIN: KL1TD66686B598777
·
455 S East St, Greenview, IL, 62642
·
(217) 968-5496
1996 TOYOTA TACOMA
ยท Registered to: Joan Cottingham
ยท VIN: 4TAVL52NXTZ112111
·
1415 Kelly Ln, Van Alstyne, TX, 75495

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Joan Cottingham. Registered makes include Chevrolet, Toyota. The most recent model year on record is 2006. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Joan Cottingham

United States

Annie Liebovitz Studio Inc

Joan CottinghamReal Estate Appraiser
(702) 361-3407scr032@aol.com
8360 W Mistral Ave, Las Vegas, NV89113

Annie Liebovitz Studio Inc

Joan CottinghamReal Estate Appraiser
(702) 361-3407scr032@aol.com
8360 W Mistral Ave, Las Vegas, NV89113
leibovitzstudio.com

Joan Cottingham

United States

Annie Liebovitz Studio Inc

Joan CottinghamReal Estate Appraiser
(702) 361-3407scr032@aol.com
8360 W Mistral Ave, Las Vegas, NV89113

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Joan Cottingham. Companies include Annie Liebovitz Studio Inc. Roles listed include Real Estate Appraiser. Records are compiled from state business registries, SEC filings, and professional networking databases.

Joan Stamey Cottingham

Dental Hygiene License
EXPIRED
Issued: 19770701 Exp: 20251025

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Joan Cottingham holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Joan Cottingham

Dothan High School - Dothan, AL, AL
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Joan Cottingham has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Dec 15, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$40 Jun 14, 2004
2004
Wa St Hygienists Pac
Cottingham, Joan Bellingham, WA
$3 Mar 31, 2000
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Mar 31, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Mar 14, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Oct 30, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Mar 31, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Apr 15, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Jun 30, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Oct 31, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$40 Feb 28, 2008
2008
Wa St Dental Hygienists Pac
Cottingham, Joan Bellingham, WA
$3 Jul 15, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Apr 15, 2000
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Jul 30, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Nov 15, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Mar 15, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Aug 31, 1999
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Sep 30, 2000
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Jun 15, 1998
1998
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Birmingham, AL
$3 Aug 31, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Feb 15, 1999
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Birmingham, AL
$5 Sep 15, 1998
1998
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Birmingham, AL
$3 Mar 15, 2000
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$325 May 17, 2012
2012 328
Grant, David M
Cottingham, Joan S Attorney @ Self Bellingham, WA
$3 Oct 15, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 May 31, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Oct 29, 1999
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Jun 30, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 May 31, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Jun 30, 2000
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Sep 30, 2004
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan Gage Loan Originator Mc Calla, AL
$3 Jan 15, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Sep 10, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Apr 30, 2004
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan Gage Loan Originator Bessemer, AL
$5 Mar 25, 2018
2018 DEM
Senate Majority Pac
Cottingham, Joan Not Employed Las Vegas, NV
$3 May 15, 2000
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 May 31, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Dec 31, 1999
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Aug 31, 2004
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan Gage Loan Originator Bessemer, AL
$15 Mar 31, 1998
1998
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Birmingham, AL
$3 Nov 30, 1999
2000
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Nov 30, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$10 Mar 30, 2020
2020 DEM
Harrison, Jaime
Cottingham, Joan Not Employed Ave Maria, FL
$3 Jan 31, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Apr 30, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 May 15, 2003
2004
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Feb 28, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Jul 16, 1998
1998
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Birmingham, AL
$3 Jan 2, 2001
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$3 Oct 15, 2002
2002
Wachovia Corporation Employees Good Gove
Cottingham, Joan W Banker Birmingham, AL
$5 Jul 16, 1998
Wachovia Corporation Employees Good Gove
Contributor Birmingham, AL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 51 political contribution records found for Joan Cottingham. Total disclosed contributions amount to $568. Recipients include Wachovia Corporation Employees Good Gove. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joan S Cottingham

Age 62 Female
·
4538 Fremont St, Bellingham, WA 98229 (Whatcom County)
48.7426, -122.4030
· (360) 671-2593
Marital: Married TZ: Pacific
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 1978
MP

Joan D Cottingham

Age 79 Female
·
40 Riverwalk S, Bridgeton, NJ 08302 (Cumberland County)
39.4274, -75.2373
· (856) 453-5411
Marital: Married TZ: Eastern
Edu: Some College
Multi-Family
MP

Joan W Cottingham

Age 62 Female
·
6504 Griffin Valley Ln, Mc Calla, AL 35111 (Jefferson County)
33.3271, -87.0576
· (205) 426-0561
Marital: Inferred Married TZ: Central
Homeowner Single Family
MP

Joan D Cottingham

Age 71 Female
·
455 S East St, Greenview, IL 62642 (Menard County)
40.0798, -89.7394
· (217) 502-2844
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Joan Cottingham. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Joan Cottingham. These loans were issued to businesses, not individuals.

Caruso Foot And Ankle LLC

Limited Liability Company(LLC

$32,620 Paid in Full
Address:
38 Thoreau Dr
Freehold, NJ07728-4329
Approved

Apr 16, 2021

Forgiven

$32,727

Jobs Reported

4

Loan #

4618958810

Loan Size

Small

Caruso Foot And Ankle LLC

Limited Liability Company(LLC

$32,620 Paid in Full
Address:
38 Thoreau Dr
Freehold, NJ07728-4329
Approved

Jan 21, 2021

Forgiven

$32,742

Jobs Reported

4

Loan #

2985458304

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Joan Cottingham. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Joan Cottingham on the map

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Joan Cottingham in Mc Calla, AL: Background Summary

Location
6504 Griffin Valley Ln, Mc Calla, AL 35111
Other Locations
Independence, MO ยท McCalla, AL ยท Minneapolis, MN and 7 more
Profiles Found
21 people with this name
Phone Numbers
(609) 275-4885 and 15 others on file
Email
joancottingham@gmail.com and 2 others on file
Possible Relatives
Robert Hale Tyson, Peter M Cottingham, Jan Amanda Fuller, Virginia Anne Fuller, L Fuller and 6 more
Career
Real Estate Appraiser at Annie Liebovitz Studio Inc
Voter Registration
Registered Democrat
Vehicles
2 linked โ€” 2006 Chevrolet Aveo, 1996 Toyota Tacoma
Contributions
$567.5 total โ€” Wachovia Corporation Employees Good Gove
PPP Loans
$65,240 for Caruso Foot And Ankle LLC, Caruso Foot And Ankle LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joan Cottingham. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joan Cottingham

Search Complexity: High

95 public records across 9states, belonging to approximately 21 different individuals. With 21 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Alabama (9%), followed by Nevada and Washington. Spans the South and West regions.

AL9recordsNV5recordsWA5recordsTX5recordsNJ4recordsIL3records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (57%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (24) and Business & Corporate Filings (7).

51
Political Contribution Records
24
Contact & Address Records
7
Business & Corporate Filings
3
Voter Registration Records
2
Vehicle Registration Records
2
PPP Loan Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (89%).

Senior (65+)8peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joan Cottingham

Is Joan Cottingham a registered voter?
Yes, voter registration records show Joan Cottingham is registered with D affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Joan Cottingham?
Records show 2 vehicle registrations associated with Joan Cottingham, including a 2006 CHEVROLET AVEO. Registered makes include Chevrolet, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Joan Cottingham?
We found 7 business affiliations for Joan Cottingham. Business records are compiled from state registries, SEC filings, and professional databases.
Has Joan Cottingham made political donations?
FEC disclosure records show 51 reported political contributions from Joan Cottingham, totaling $568. Recipients include Wachovia Corporation Employees Good Gove. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joan Cottingham?
Our database contains 95 total records for Joan Cottingham spanning 9 states. This includes 21 distinct contact records, 17 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joan Cottingham?
The 95 records displayed for Joan Cottingham are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joan Cottingham remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.