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John Calpin from Bullhead City, AZ

Age 81
📍 2624 Woods Canyon Rd, Bullhead City, AZ 86442
📞 (208) 989-9451, (928) 302-3106, (208) 887-6235, (208) 466-0595, (928) 754-4252
✉️ john.calpin@address.com

John Calpin from Youngstown, OH

Age 83
📍 1330 Pheasant Ct, Youngstown, OH 44512
📞 (330) 726-5692, (330) 533-6252, (330) 726-5692
👨‍👩‍👧 Relatives: Christopher S Calpin,Janet L Calpin,Kelley L Calpin,Roanna Calpin,Jr Johnw Calpin

John Calpin from Glendale, CA

Age 58 b. May 1967 Los Angeles Co.
📍 1338 N Columbus Ave
📞 (732) 477-2018, (818) 636-2059

John Calpin from Columbiana, OH

Age 95 b. Nov 1930 Mahoning Co.
📍 118 S Bayshore Dr
📞 (330) 482-4756, (216) 533-6252

John Calpin from Midlothian, VA

Age 58 b. May 1967 Chesterfield Co.
📍 1901 Carbon Hill Dr
📞 (954) 422-5445

John Calpin from Meridian, ID

Age 85 b. Nov 1940 Ada Co.
📍 2593 W Ditch Creek Dr
📞 (208) 887-6235

John Calpin from Old Bridge, NJ

Age 69 b. May 1956 Middlesex Co.
📍 300 Morgan Ave
📞 (732) 251-4734

John Calpin from Doylestown, PA

Age 85 b. 1941 Bucks Co.
📍 5914 Corrigan Rd
📞 (215) 794-5358

John Calpin from Scranton, PA

Age 95 b. Aug 1930 Lackawanna Co.
📍 33 Park Gdns Bb
📞 (570) 961-8735

John Calpin from Lake Havasu City, AZ

Age 86 b. 1940 Male
📍 2276 Agave Bay
📞 (928) 302-3106

John Calpin from Scranton, PA

Age 65 b. Sep 1960 Lackawanna Co.
📍 3269 Cedar Ave
👤 aka Calpin John

John Calpin from Scranton, PA

Age 86 b. Oct 1939
📍 27 Glinko St

John Calpin from Bullhead City, AZ

Age 86 b. 1940 Male
📍 2624 Woods Canyon Rd
📞 (928) 754-4252

John Calpin from Meridian, ID

Ada Co.
📍 565 E Kingsford Dr

John Calpin from Loudon, NH

Merrimack Co.
📍 232 Bee Hole Rd

John Calpin from Glendale, CA

Los Angeles Co.
📍 1338 N Columbus Ave D

John Calpin from Nicholson, PA

Wyoming Co.
📍 Po Box 2774

John Calpin from Cockeysville, MD

Baltimore Co.
📍 309 Lord Byron Ln 202

John Calpin from Doylestown, PA

Bucks Co.
📍 5914 Corrigan Rd 36

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for John Calpin across 9 states. The most recent address on file is in Bullhead City, Arizona. Of these records, 11 include phone numbers and 1 include email addresses. Ages range from 81 to 83, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Calpin John & Sandra

Mohave County
· 2276 Agave Bay 1 Lake Havasu City 864030000, Lake-Havasu-City

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to John Calpin in Lake-Havasu-City. Values shown are from county assessor records and may differ from current market prices.

John J Calpin

Republican
6b Brynwood Gardens 10, Old Bridge, 08857
DOB: 5/2/1956
County: Middlesex

John M Calpin

Democrat Reg: 05/28/1991
401 Penn Ave, Scranton, PA, 18503
DOB: 09/03/1939 Gender: Male

John C Calpin

Democrat Reg: 03/23/1976
5914 Corrigan Rd, Doylestown, PA, 18902
DOB: 05/29/1941 Gender: Male

John Thomas Calpin

Democrat
2462 Manchester Rd, Westminster, MD, 21157
Gender: Male
County: Carroll

John M Calpin

401 Penn Ave
DOB: 09/03/1939 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for John Calpin in Pennsylvania, Maryland. Records show affiliations with R, D, DEM, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2015 Jeep Patriot
· Registered to: John Calpin
· VIN: 1C4NJRFB8FD293177
·
2462 Manchester Rd, Westminster, MD, 21157

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with John Calpin. Registered makes include Jeep. The most recent model year on record is 2015. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

John Calpin

Client Service Support
Self Accounting
Wolfville, Nova Scotia, Canada Accounting
LinkedIn

John Calpin

Street Cleaner Opertive
Calderdale
LinkedIn

Allied Hearing Centers; Inc.

John CalpinExecutive
jcalpin@hotmail.com
118 S Bayshore Dr, Columbiana, OH44408

Allied Hearing Centers; Inc.

John CalpinExecutive
jcalpin@hotmail.com
118 S Bayshore Dr, Columbiana, OH44408
alliedhearingcenters.com

Allied Hearing Centers; Inc.

John CalpinExecutive
jcalpin@hotmail.com
118 S Bayshore Dr, Columbiana, OH44408

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for John Calpin. Companies include Self Accounting, Allied Hearing Centers; Inc.. Roles listed include Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

John Calpin

Moncton High School - Moncton, NB
1959

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases John Calpin has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2 Oct 24, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Nov 23, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Feb 28, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 14, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jan 31, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 May 22, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Apr 27, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Apr 25, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Nov 21, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jul 19, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 28, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Feb 12, 2016
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Aug 2, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Aug 1, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jun 8, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 May 11, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jan 20, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jul 17, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jan 3, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jun 19, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 May 20, 2016
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Apr 11, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Oct 28, 2011
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jan 18, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Apr 10, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 28, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Aug 29, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jun 6, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Oct 25, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Sep 12, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 May 6, 2016
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 16, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Oct 14, 2011
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Apr 24, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Dec 4, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Aug 30, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Nov 6, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 May 25, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jun 21, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Aug 31, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Dec 9, 2011
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Sep 2, 2011
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 13, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Jan 29, 2016
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 30, 2012
2012
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Oct 23, 2015
2016
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Feb 15, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Nov 22, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Feb 1, 2013
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Oct 10, 2014
2014
Baltimore City Fraternal Order Of Police Pac Fund
Calpin, John T Baltimore, MD
$2 Mar 14, 2014
Baltimore City Fraternal Order Of Police Pac Fund
Contributor Baltimore, MD
$2
2014
Baltimore City Fraternal Order Of Police Pac Fund
Contributor Baltimore, MD

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 52 political contribution records found for John Calpin. Total disclosed contributions amount to $104. Recipients include Baltimore City Fraternal Order Of Police Pac Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John C Calpin

Age 76 Male
·
5914 Corrigan Rd, Doylestown, PA 18902 (Bucks County)
40.3577, -75.0468
· (215) 794-5358
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1975 Purchased 1975
MP

John M Calpin

Age 77 Male
·
27 Glinko St, Scranton, PA 18504 (Lackawanna County)
41.4145, -75.7066
· (570) 955-5339
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2012
MP

John Calpin

Male
·
2462 Manchester Rd, Westminster, MD 21157 (Carroll County)
39.6490, -76.9118
TZ: Eastern
Homeowner Single Family Built 1977 Purchased 2001
MP

John P Calpin

Age 50 Male
·
1338 N Columbus Ave, Glendale, CA 91202 (Los Angeles County)
34.1661, -118.2620
· (818) 502-1921
Marital: Single TZ: Pacific
Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with John Calpin. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with John Calpin. These loans were issued to businesses, not individuals.

Tri R Sales INC

Subchapter S Corporation

$330,500 Paid in Full
Address:
401 Penn Ave
Turtle Creek, PA15145-2092
Approved

Apr 14, 2020

Forgiven

$332,997

Jobs Reported

18

Loan #

7717427110

Loan Size

Medium

A-Ccounting & Tax Services

Sole Proprietorship

$4,377 Paid in Full
Address:
300 Morgan Ave
Johnston, RI02919-6319
Approved

Apr 29, 2020

Forgiven

$4,422

Jobs Reported

3

Loan #

3117057300

Loan Size

Small

A-Stone/Green Lawn LLC

Limited Liability Company(LLC

$35,675 Paid in Full
Address:
300 Morgan Ave
Johnston, RI02919-6319
Approved

Feb 5, 2021

Forgiven

$35,888

Jobs Reported

6

Loan #

3557138409

Loan Size

Small

A-Stone/Green Lawn, LLC

Limited Liability Company(LLC

$30,601 Paid in Full
Address:
300 Morgan Ave
Johnston, RI02919-6319
Approved

Apr 29, 2020

Forgiven

$30,910

Jobs Reported

8

Loan #

3029587306

Loan Size

Small

Tri R Sales INC

Subchapter S Corporation

$331,967 Paid in Full
Address:
401 Penn Ave
Turtle Creek, PA15145-2092
Approved

Jan 27, 2021

Forgiven

$334,097

Jobs Reported

19

Loan #

7018088308

Loan Size

Medium

Enerje LLC

Limited Liability Company(LLC

$5,400 Paid in Full
Address:
300 Morgan Ave
Johnston, RI02919-6319
Approved

Jan 25, 2021

Forgiven

$5,429

Jobs Reported

4

Loan #

5140888306

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with John Calpin. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find John Calpin on the map

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Found 39 results across 9 states

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John Calpin in Bullhead City, AZ: Background Summary

Location
2624 Woods Canyon Rd, Bullhead City, AZ 86442, Bullhead City, AZ 86442
Other Locations
Glendale, CA · Columbiana, OH · Midlothian, VA and 8 more
Profiles Found
19 people with this name
Phone Numbers
(208) 989-9451 and 13 others on file
Email
john.calpin@address.com
Possible Relatives
Christopher S Calpin, Janet L Calpin, Kelley L Calpin, Roanna Calpin, Jr Johnw Calpin
Career
Executive at Self Accounting, Allied Hearing Centers; Inc.
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
1 linked — 2015 Jeep Patriot
Contributions
$104 total — Baltimore City Fraternal Order Of Police Pac Fund, Baltimore City Fraternal Order Of Police Pac Fund
PPP Loans
$739K for Tri R Sales INC, A-Ccounting & Tax Services

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Calpin. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Calpin

Search Complexity: High

103 public records across 9states, belonging to approximately 19 different individuals. With 19 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Ohio (11%), followed by Pennsylvania and Maryland. Spans the Northeast and Midwest regions.

OH11recordsPA10recordsMD6recordsCA4recordsAZ3recordsID2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (53%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (25) and Business & Corporate Filings (8).

52
Political Contribution Records
25
Contact & Address Records
8
Business & Corporate Filings
6
PPP Loan Records
5
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 37 years, suggesting multiple generations. Largest group: Senior (65+) (89%).

Senior (65+)8peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Calpin

Is John Calpin a registered voter?
Yes, voter registration records show John Calpin is registered with R affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Calpin own property?
County assessor records show 1 property associated with John Calpin . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Calpin?
Records show 1 vehicle registration associated with John Calpin, including a 2015 Jeep Patriot. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Calpin?
We found 8 business affiliations for John Calpin. Other companies include Allied Hearing Centers; Inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has John Calpin made political donations?
FEC disclosure records show 52 reported political contributions from John Calpin, totaling $104. Recipients include Baltimore City Fraternal Order Of Police Pac Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Calpin?
Our database contains 103 total records for John Calpin spanning 9 states. This includes 19 distinct contact records, 11 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Calpin?
The 103 records displayed for John Calpin are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Calpin remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.