John Junod from Winter Park, FL

Age 51 b. Jun 1974 Male
๐Ÿ“ 1521 Cavendish Rd
๐Ÿ“ž (407) 484-6856 (Cell), (407) 740-4040
โœ‰๏ธ hms1016@aol.com

John Junod from Evans, GA

Age 59
๐Ÿ“ 4237 Anderson Cir, Evans, GA 30809
๐Ÿ“ž (706) 860-5308, (706) 860-5308, (914) 446-3884
โœ‰๏ธ crystal@alpha.ipswitch.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Daniel A Junod,Julie A Izquierdo,Cheryl J Junod,Crystal D Mattmann

John J Junod

Age 70 b. 1955-03-14
๐Ÿ“ 511 S 2nd St, Greenville Il
๐Ÿ“ž (618) 704-5297, (618) 704-4341
โœ‰๏ธ JOHNJUNOD@ATT.NET

John Junod from Philadelphia, PA

Age 66 b. 1960 Philadelphia Co.
๐Ÿ“ 11100 Drake Dr
๐Ÿ“ž (215) 824-0138

John Junod from Vincennes, IN

Age 71 b. Jan 1955 Knox Co.
๐Ÿ“ 102 E Eberwine Ave
๐Ÿ“ž (440) 988-2994

John Junod from Philadelphia, PA

Age 108 b. Aug 1917 Philadelphia Co.
๐Ÿ“ 9619 Torresdale Ave
๐Ÿ“ž (215) 637-6283

John Junod from Derwood, MD

Age 68 b. Aug 1957 Montgomery Co.
๐Ÿ“ 6930 Needwood Rd
๐Ÿ“ž (301) 840-5660

John Junod from Philadelphia, PA

Age 87 b. Sep 1938 Philadelphia Co.
๐Ÿ“ 14014 Faraday St
๐Ÿ“ž (215) 676-4219

John Junod from Pompano Beach, FL

0000 Male
๐Ÿ“ 2431 Leisure Blvd
๐Ÿ“ž (954) 579-3254

John Junod from Branson West, MO

Age 51 b. Aug 1974 Stone Co.
๐Ÿ“ Po Box 2105

John Junod from Winter Park, FL

Age 51 b. Jun 1974 Orange Co.
๐Ÿ“ 2149 Lake Dr

John Junod from Doylestown, PA

Age 65 b. Jun 1960 Bucks Co.
๐Ÿ“ 4533 Deep Creek Wa
๐Ÿ‘ค aka Junod John

John Junod from West Point, NY

Age 70 b. Mar 1955 Orange Co.
๐Ÿ“ 3005 Greene Pl C

John Junod from Huntingdon Valley, PA

Age 90 b. Mar 1935 Montgomery Co.
๐Ÿ“ 3435 Hillside Dr

John Junod from Canyon Country, CA

Los Angeles Co.
๐Ÿ“ 19825 Emmett Rd
๐Ÿ“ž (334) 541-4267

John Junod from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 1916 Devereaux Ave

John Junod from Chelmsford, MA

Middlesex Co.
๐Ÿ“ 116 Turnpike Rd Unit 3

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for John Junod across 9 states. The most recent address on file is in Winter Park, Florida. Of these records, 10 include phone numbers and 3 include email addresses. The listed age is 59. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Junod John P

Orange County
PIN: 302217052600992
· 4194 Anissa Ave, Orlando 32814
Value: $390,415

Junod John P

Orange County
· 4194 Anissa Ave, Orlando 32814.0
Built: 2005.0
Assessed: $522,934

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to John Junod in Orlando. Values shown are from county assessor records and may differ from current market prices.

John Junod

Evans, 30809
DOB: 1/1/1955 Gender: Male
Congress: 012

John J Junod

Republican Reg: 10/07/1991
11100 Drake Dr, Philadelphia, PA, 19154
DOB: 01/28/1960 Gender: Male

John Patrick Junod

Democrat Reg: 04/09/2016
11100 Drake Dr, Philadelphia, PA, 19154
DOB: 12/22/1994 Gender: Male

John F Junod

Independent Reg: 03/01/2006
3815 Dorchester Rd, Philadelphia, PA, 19154
DOB: 03/12/1935 Gender: Unknown

John E Junod

Republican Reg: 07/24/2005
1340 Clover Ln, Feasterville, PA, 19053
DOB: 09/09/1938 Gender: Unknown

John Patrick Junod

4194 Anissa Ave, Orlando, , 32814

John A Junod

Reg: 19960828
4237 Anderson Cir, Evans, 308094211
Gender: Male

John E Junod

1340 Clover Ln
DOB: 09/09/1938 Gender: Unknown

John Robert Junod

Reg: 06/07/2018
8909 28th Pl, Vancouver, WA, 98665
DOB: 08/31/1974 Gender: Male
County: CR

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 9 voter registration records were found for John Junod in Pennsylvania, , Washington. Records show affiliations with R, D, I, which may reflect different individuals or changes over time. 5 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Infiniti G Sedan
ยท Registered to: John Junod
ยท VIN: JNKCV61E39M306349
·
4194 Anissa Ave, Orlando, FL, 32814
·
(407) 310-8868
2012 Ford Escape
ยท Registered to: John Junod
ยท VIN: 1FMCU0D71CKC74403
·
11100 Drake Dr, Phila, PA, 19154-3608
·
(215) 824-0138
2005 Acura Tl
ยท Registered to: John Junod
ยท VIN: 19UUA66295A052174
·
4194 Anissa Ave, Orlando, FL, 32814
2011 FORD F-150
ยท Registered to: John Junod
ยท VIN: 1FTFW1EF8BFC83551
·
511 S 2nd St, Greenville, IL, 62246-1742
·
(618) 704-4341
2018 GMC YUKON
ยท Registered to: John Junod
ยท VIN: 1GKS1CKJ8JR288834
·
4194 Anissa Ave, Orlando, FL, 32814-6152
·
(407) 310-8868

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with John Junod. Registered makes include Infiniti, Ford, Acura, Gmc. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

D.R. Horton

Associate
Orlando,

John Junod

Programmer
Ipswitch, INC.
Providence, Rhode Island, United States

John Junod

Programmer
Ipswitch, INC.
Rhode Island

Hood Distribution

John JunodManager
(817) 899-1240j.junod@hooddistribution.com
8355 Brent Dr 607, Fort Worth, TX76120
hooddistribution.com

Hood Distribution

John JunodManager
(817) 899-1240j.junod@hooddistribution.com
8355 Brent Dr 607, Fort Worth, TX76120

Ipswitch Inc

John JunodIT Director
(781) 676-5700
Lexington, MA

John Junod

Norristown, PA19404-0

Hood Distribution

John JunodManager
(817) 899-1240j.junod@hooddistribution.com
8355 Brent Dr 607, Fort Worth, TX76120

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for John Junod. Companies include Ipswitch, INC., Hood Distribution, Ipswitch Inc. Roles listed include Associate and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

John Junod

M.D.
Individual
NPI: 1205839339

John Junod

FAMILY PRACTICE
Individual Male
NPI: 1205839339
School: TEMPLE UNIVERSITY SCHOOL OF MEDICINE (1986)
Org: Patient First Pennsylvania Medical Group PLLC

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 2 healthcare provider records found for John Junod in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Inventor Record

John Junod - PHILADELPHIA

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office John Junod is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

John Junod

Pelham Memorial High School - Pelham, NY, NY
1967

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases John Junod has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Oct 26, 2004
2004
Phila Rep City Com
Junod, John F Jr Philadelphia, PA
$100 Apr 20, 2004
2004
Phila Rep City Com
Junod, John F Jr Philadelphia, PA
$100 May 23, 2002
2002
Phila Rep City Com
Junod, John F Jr Philadelphia, PA
$100 Nov 13, 2003
2004
Phila Rep City Com
Junod, John F Jr Philadelphia, PA
$100 Oct 31, 2001
2002
Phila Rep City Com
Junod, John F Jr Philadelphia, PA
$100 May 12, 2003
2004
Phila Rep City Com
Junod, John F Jr Philadelphia, PA
$100 May 12, 2003
Phila Rep City Com
Contributor Philadelphia, PA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 7 political contribution records found for John Junod. Total disclosed contributions amount to $700. Recipients include Phila Rep City Com. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John Junod

Age 25 Male
·
3900 Pine Terrace Blvd, Kalamazoo, MI 49006 (Kalamazoo County)
42.2761, -85.6387
Marital: Single TZ: Eastern
Multi-Family
MP

John A Junod

Age 62 Male
·
4237 Anderson Cir, Evans, GA 30809 (Columbia County)
33.5623, -82.1124
· (706) 589-4479
Marital: Married TZ: Eastern
Homeowner Single Family Built 1984 Purchased 1997
MP

John Junod

Male
·
1521 Cavendish Rd, Winter Park, FL 32789 (Orange County)
28.5852, -81.3674
· (407) 484-6856
TZ: Eastern
Homeowner Single Family Built 1946 Purchased 2002
MP

John Junod

Age 68 Male
·
PO Box 285, Atkinson, NH 03811 (Rockingham County)
42.8427, -71.1605
Marital: Married TZ: Eastern
Homeowner Built 1986 Purchased 2006
MP

John P Junod

Male
·
4194 Anissa Ave, Orlando, FL 32814 (Orange County)
28.5735, -81.3327
· (407) 740-4040
TZ: Eastern
Homeowner Single Family Built 2005 Purchased 2011
MP

John C Junod

Age 25 Male
·
20034 Bogey Ct, Gulfport, MS 39503 (Harrison County)
30.4581, -89.1083
· (616) 202-4206
MP

John E Junod

Age 78 Male
·
1340 Clover Ln, Fstrvl Trvose, PA 19053 (Bucks County)
40.1629, -75.0023
· (215) 355-6536
Marital: Married TZ: Eastern
Occ: Service Industry
Homeowner Single Family Built 1973 Purchased 2005
MP

John C Junod

Male
·
26 William Pond Rd, Atkinson, NH 03811 (Rockingham County)
42.8383, -71.1544
· (603) 362-5430
TZ: Eastern
Homeowner Single Family Built 1986 Purchased 2006
MP

John R Junod

Age 43 Male
·
211 Dresden Ave, Pontiac, MI 48340 (Oakland County)
42.6614, -83.3076
Marital: Single TZ: Eastern
Single Family
MP

John B Junod

Age 57 Male
·
4533 Deep Creek Way, Doylestown, PA 18902 (Bucks County)
40.3468, -75.1050
· (215) 348-2758
Marital: Married TZ: Eastern
Occ: Technical Edu: Some College
Homeowner Single Family Built 1994 Purchased 1994
MP

John Junod

Male
·
2431 Leisure Blvd, Pompano Beach, FL 33064 (Broward County)
26.2613, -80.1241
· (954) 784-0201
Marital: Single TZ: Eastern
Homeowner Single Family
MP

John Junod

Age 62 Male
·
511 S 2nd St, Greenville, IL 62246 (Bond County)
38.8881, -89.4125
· (618) 704-4341
TZ: Central
Homeowner Single Family Built 1905 Purchased 2012
MP

John F Junod

Age 82 Male
·
3815 Dorchester Rd, Philadelphia, PA 19154 (Philadelphia County)
40.0776, -74.9808
· (215) 632-9763
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1960 Purchased 2006

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with John Junod. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with John Junod. These loans were issued to businesses, not individuals.

Vanu INC

Corporation

$508,152 Paid in Full
Address:
81 Hartwell Ave Ste 200
Lexington, MA02421
Approved

May 1, 2020

Forgiven

$514,835

Jobs Reported

24

Loan #

5181697700

Loan Size

Medium

Lynn A. Hopkins Agency

Sole Proprietorship

$11,095 Paid in Full
Address:
164 S Main St Ste B
Slippery Rock, PA16057-1245
Approved

Apr 12, 2020

Forgiven

$11,209

Jobs Reported

1

Loan #

3789457109

Loan Size

Small

Juan Murcia

Independent Contractors

$1,133 Paid in Full
Address:
1521 Cavendish Rd
Winter Park, FL32789-5509
Approved

Apr 16, 2021

Forgiven

$1,143

Jobs Reported

1

Loan #

4476888806

Loan Size

Small

The Nash Law Office INC

Subchapter S Corporation

$22,720 Paid in Full
Address:
164 S Main St PO Box 673
Slippery Rock, PA16057-1245
Approved

Apr 14, 2020

Forgiven

$23,010

Jobs Reported

1

Loan #

7601107106

Loan Size

Small

John Bartuch

Sole Proprietorship

$20,833 Exemption 4
Address:
302 E Adams St
Clinton, IL61727-2007
Approved

Apr 22, 2021

Jobs Reported

1

Loan #

8581278800

Loan Size

Small

Vanu INC

Corporation

$540,577 Paid in Full
Address:
81 Hartwell Ave Ste 200
Lexington, MA02421-3160
Approved

Jan 28, 2021

Forgiven

$549,049

Jobs Reported

24

Loan #

7541148307

Loan Size

Medium

Juan Murcia

Independent Contractors

$1,133 Paid in Full
Address:
1521 Cavendish Rd
Winter Park, FL32789-5509
Approved

Mar 20, 2021

Forgiven

$1,142

Jobs Reported

1

Loan #

6080118605

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with John Junod. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find John Junod on the map

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John Junod in Winter Park, FL: Background Summary

Location
1521 Cavendish Rd, Winter Park, FL 32789
Other Locations
Philadelphia, PA ยท Vincennes, IN ยท Derwood, MD and 8 more
Profiles Found
17 people with this name
Phone Numbers
(407) 484-6856 and 11 others on file
Email
hms1016@aol.com and 2 others on file
Possible Relatives
Daniel A Junod, Julie A Izquierdo, Cheryl J Junod, Crystal D Mattmann
Career
Associate, Assistant Region Counsel at Ipswitch, INC., Hood Distribution
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
5 linked โ€” 2009 Infiniti G Sedan, 2012 Ford Escape and 3 more
Contributions
$700 total โ€” Phila Rep City Com
Healthcare
Licensed provider โ€” FAMILY PRACTICE
PPP Loans
$1106K for Vanu INC, Lynn A. Hopkins Agency

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Junod. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Junod

Search Complexity: High

82 public records across 15states, belonging to approximately 17 different individuals. With 17 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Pennsylvania (22%), followed by Florida and Texas. Spans the Northeast and South regions.

PA18recordsFL11recordsTX4recordsGA3recordsNH3recordsMA2records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (34%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Voter Registration Records (9).

23
Contact & Address Records
12
Business & Corporate Filings
9
Voter Registration Records
7
Political Contribution Records
7
PPP Loan Records
5
Vehicle Registration Records

Age Distribution

Age range: approximately 57 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)6peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Junod

Is John Junod a registered voter?
Yes, voter registration records show John Junod is registered. We found 9 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Junod own property?
County assessor records show 2 properties associated with John Junod . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Junod?
Records show 5 vehicle registrations associated with John Junod, including a 2009 Infiniti G Sedan. Registered makes include Infiniti, Ford, Acura, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Junod?
We found 12 business affiliations for John Junod (Associate). Other companies include Hood Distribution, Ipswitch Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Is John Junod a healthcare provider?
Yes, the CMS National Provider Identifier registry lists John Junod as a registered healthcare provider (NPI: 1205839339). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has John Junod made political donations?
FEC disclosure records show 7 reported political contributions from John Junod, totaling $700. Recipients include Phila Rep City Com. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Junod?
Our database contains 82 total records for John Junod spanning 15 states. This includes 17 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Junod?
The 82 records displayed for John Junod are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Junod remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.