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John J Kobza

Age 83 b. 1942-08-05
📍 12525 Randolph, Crown Point In 46307
📞 (219) 765-1125, (219) 663-2887
✉️ NANCYKOBZA@YAHOO.COM, nancykobza@yahoo.com

John Kobza from Lake Forest, IL

Age 75
📍 1087 Highland Ave, Lake Forest, IL 60045
📞 (312) 213-2575, (847) 266-1747, (847) 370-4835, (630) 663-2887
✉️ jdkobza@yahoo.com, jkobza@vinest.com
👨‍👩‍👧 Relatives: Christine Kobzapeepa,Chrissy A Kobza,Kristine Marie Kobza,Nancy C Kozba

John Kobza from Summerville, SC

Age 55
📍 104 Tennyson Way, Summerville, SC 29483
📞 (806) 794-5048, (806) 368-5143, (703) 552-0226, (806) 742-3543, (806) 794-5048, (806) 762-6635
👨‍👩‍👧 Relatives: Katherine Smith Kobza,Cara L Claykobza,Mary Kobzafish,Rohn Kobza,Jay A Kobza
🏪 Moonbeam Properties Llc, Moonbeam Properties, Llc

John Kobza from Buffalo, NY

Age 99 b. Apr 1926 Erie Co.
📍 120 Moorman Dr Apt 128
📞 (716) 684-2595, (219) 344-1217

John Kobza from Crown Point, IN

Age 87 b. Nov 1938 Lake Co.
📍 12525 Randolph St
📞 (219) 663-2887

John Kobza from Muncie, IN

Age 67 b. 1959 Delaware Co.
📍 7808 W Adare Dr
📞 (765) 759-0841

John Kobza from Lincoln, NE

Age 73
📍 620 17th St, Lincoln, NE 68508
📞 (402) 477-7278, (402) 477-7370, (402) 488-7278, (402) 345-6761

John Kobza from Cheektowaga, NY

Age 88
📍 120 Moorman Dr #128, Cheektowaga, NY 14225
📞 (716) 684-2595, (716) 885-1102, (716) 684-2595, (716) 685-9598, (716) 885-1102
👨‍👩‍👧 Relatives: Beth A Kobzacrane,Betsy A Kobza

John Kobza from Gary, IN

Age 75
📍 3543 Virginia St, Gary, IN 46409
📞 (312) 663-2887
👨‍👩‍👧 Relatives: Kristine Marie Kobza,Nancy C Kozba

John Kobza from Muncie, IN

Age 62 b. May 1963 Delaware Co.
📍 4053 N Everett Rd
📞 (406) 257-3382

John Kobza from Reno, NV

Age 71 b. Sep 1954 Washoe Co.
📍 1925 Dakota Ridge Trl
📞 (775) 747-2817

John Kobza from Bellwood, NE

Age 67 b. Sep 1958
📍 4471 Pq Rd
📞 (402) 539-2385

John Kobza from Denver, CO

Age 51
📍 2796 Perry St, Denver, CO 80212
📞 (303) 433-1000, (303) 456-4161, (708) 532-0286, (303) 595-3349, (303) 329-9788
🏪 Lowkey Investments Llc, Lowkey Investments, Llc, Dissolved March 27, 2007

John Kobza from Gilbert, AZ

Male
📍 1309 E Sand Dollar Ct
📞 (623) 792-5738 (Cell)

John Kobza from Blacksburg, VA

Age 66 b. Mar 1959 Montgomery Co.
📍 300 Apperson Dr

John Kobza from Bellwood, NE

Age 63 b. Feb 1963 Butler Co.
📍 4471 Qc Rd

John Kobza from Lincoln, NE

Age 84 b. Jun 1941 Lancaster Co.
📍 Po Box 95031

John Kobza from Lincoln, NE

Age 85 b. Dec 1940 Lancaster Co.
📍 620 517th Nbr St Unit 2

John Kobza from Kouts, IN

Age 93 b. Mar 1933 Porter Co.
📍 812 W Daumer Rd

John Kobza from Mesa, AZ

Age 54 b. Sep 1971 Maricopa Co.
📍 1714 E Greenway St

John Kobza from Munster, IN

Age 56 b. Dec 1969 Lake Co.
📍 8316 Columbia Ave

John Kobza from Hackensack, NJ

0
📍 100 Prospect Ave, Hackensack, NJ 07601

John Kobza from Mesa, AZ

Male
📍 9926 E Retrograde Dr

John Kobza from Reno, NV

Washoe Co.
📍 850 Beldon Wa

John Kobza from Columbus, NE

Platte Co.
📍 2055 40 Th Ave

John Kobza from Gary, IN

Lake Co.
📍 3543 Virginia St

John Kobza from Denver, CO

Denver Co.
📍 2796 Perry St

John Kobza from Hebron, IN

📍 Hebron, IN, 46341

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 28 contact records for John Kobza across 10 states. The most recent address on file is in Buffalo, New York. Of these records, 14 include phone numbers and 2 include email addresses. Ages range from 51 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kobza John E & Katherine S

Lubbock County
· 9803 Clinton Ave, Lubbock
Built: 1999.0
Sale: $118,500 (1036713600000.0)

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to John Kobza in Lubbock. Values shown are from county assessor records and may differ from current market prices.

John Kobza

UAF
3045n Albion St, Denver, CO, 80207
DOB: 1963 Gender: Male Ph: 303-507-3947
County: Denver

John M Kobza

1640 Autumn Valley Ct, Reno, NV, 89523
County: Washoe

John E Kobza

Democrat
18 Biscayne Dr, 8, 14086
DOB: 19260426 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for John Kobza in Colorado, Nevada. Records show affiliations with UAF, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 TOYOTA PRIUS
· Registered to: John Kobza
· VIN: JTDKN3DU1C1494151
·
2126 E New Bedford Dr, Gilbert, AZ, 85234-3864
·
(480) 813-6440
2011 ACURA MDX
· Registered to: John Kobza
· VIN: 2HNYD2H48BH541798
·
1087 Highland Ave, Lake Forest, IL, 60045-3874
·
(847) 266-1747
2006 Honda Pilot
· Registered to: John Kobza
· VIN: 5FNYF18566B003907
·
1087 Highland Ave, Lake Forest, IL, 60045
·
(847) 266-1747
1994 HYUNDAI EXCEL CAR ENTRY LEVEL
· Registered to: John Kobza
· VIN: KMHVD12J8RU283187
·
2796 Perry St, Denver, CO, 80212
2003 TOYOTA CAMRY CAR UPPER MIDSIZE
· Registered to: John Kobza
· VIN: 4T1BE32K73U132689
·
7808 W Adare Dr, Muncie, IN, 47304
1998 CHRYSLER TOWN AND COUNTRY MINIVAN PASSENGER
· Registered to: John Kobza
· VIN: 1C4GP54L9WB553061
·
4250 L Rd, Bellwood, NE, 68624
2011 Dodge Journey
· Registered to: John Kobza
· VIN: 3D4PH1FG6BT560986
·
4250 L Rd, Bellwood, NE, 68624-2585
2007 Honda Accord
· Registered to: John Kobza
· VIN: 1HGCM66827A043620
·
1087 Highland Ave, Lake Forest, IL, 60045
·
(847) 266-1747
2000 SATURN SL1 4DR SEDAN
· Registered to: John Kobza
· VIN: 1G8ZH5281YZ112517
·
3216 25th St, Lubbock, TX, 79410
·
(806) 368-5143
2003 TOYOTA TACOMA PICKUP
· Registered to: John Kobza
· VIN: 5TEHN72N93Z268975
·
7808 W Adare Dr, Muncie, IN, 47304
1999 FORD RANGER PICKUP
· Registered to: John Kobza
· VIN: 1FTYR11V3XPA08491
·
7861 Autumn Ridge Cir, Reno, NV, 89523
·
(775) 747-2817
2003 TOYOTA COROLLA 4DR SEDAN
· Registered to: John Kobza
· VIN: 2T1BR32E23C161811
·
7808 W Adare Dr, Muncie, IN, 47304
2010 ACURA TL
· Registered to: John Kobza
· VIN: 19UUA9F56AA003827
·
1087 Highland Ave, Lake Forest, IL, 60045-3874
·
(847) 266-1747

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 13 vehicle registration records are associated with John Kobza. Registered makes include Toyota, Acura, Honda, Hyundai and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hall Capital Partners

Partner
jkobza@hall-capital.com
Oklahoma City,
LinkedIn

Boys & Girls Club of Lake County

John KobzaSafety Committee Chair
Waukegan, IL

Greenwich Time Inc

John KobzaCall Center Manager
(312) 213-2575john.kobza@aol.com
1087 Highland Ave, Lake Forest, IL60045
gtluxury.com

Texas Tech University

John KobzaSenior Associate Academic Dean
(210) 567-7000john.kobza@ttu.edu
San Antonio, TX

Greenwich Time Inc

John KobzaCall Center Manager
(312) 213-2575john.kobza@aol.com
1087 Highland Ave, Lake Forest, IL60045

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for John Kobza. Companies include Texas Tech University, Greenwich Time Inc. Roles listed include Partner and Managing Director And COO. Records are compiled from state business registries, SEC filings, and professional networking databases.

John D Kobza

ID: R17251934
Addr: 9225 Lake Hefner Pkwy #200, Oklahoma City, OK, 731202016
OK

Sierra Environmental Monitoring, INC

Filed: Aug 29, 2005
CEO: John Kobza

LowKey Investments, LLC, Dissolved March 27, 2007

Voluntarily Dissolved
Addr: Denver, CO
Registered Agent: John Kobza

Unknown Corporation

MANAGER: John Kobza

Sierra Environmental Monitoring, INC.

Addr: 1135 Financial Blvd, Reno, NV, 89502
NV
Officer: John Kobza

Sierra Environmental Monitoring, INC.

Addr: 1135 Financial Blvd, Reno, NV, 89502
NV
Officer: John Kobza

Kvm Partners, INC.

Addr: 1135 Financial Blvd, Reno, NV, 89502
NV
Officer: John Kobza

Kvm Partners, INC.

Addr: 1135 Financial Blvd, Reno, NV, 89502
NV
Officer: John Kobza

Sierra Environmental Monitoring, INC.

Addr: 1135 Financial Blvd, Reno, NV, 89502
NV
Officer: John Kobza

Sierra Environmental Monitoring, INC

Addr: 3615 Pomo Drive, Reno, CA, 89503
CA
CEO: John Kobza

Hall Family Investment Company, LLC

ID: 0801142085
Addr: 9225 Lake Hefner Pkwy, Oklahoma City, OK, 73120
OK
MANAGER: John Kobza

Hall Capital Management Company, LLC

ID: 0801263092
Addr: One Westminster Place, Ste 108, Lake Forest, IL, 60045
IL
SENIOR VICE PRESIDENT: John D Kobza

nJoy Vision, LLC

ID: 0801604936
Addr: 9225 Lake Hefner Parkway, Ste 200, Oklahoma City, OK, 73120
OK
VICE PRESIDENT: John Kobza

Moonbeam Properties, L.l.c.

ID: 0800181093
Addr: PO Box 16632, Knoxville, TN, 37996
TN
MEMBER: John E Kobza

Jerdon Style, LLC

ID: 0801343019
Addr: 9225 Lake Hefner Pkwy, Ste 200, Oklahoma City, OK, 73120
OK
Manager: John Kobza

Source: Public Records John Kobza appears in 15 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

John Kobza

Crown Point High School - Crown Point, IN, IN
1988

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases John Kobza has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 Feb 23, 2012
2012 DEM
Democratic Congressional Campaign Committee
Kobza, John Lab Director @ Sierra Environmental Monitoring, INC Reno, NV
$100 Jun 6, 2012
2012 REP
Walker, Scott (g)
Kobza, John Lake Forest, IL
$5 May 2, 2008
2008
Nra Political Victory Fund
Kobza, John J Crown Point, IN
$8 Oct 21, 2016
2016
Office And Professional Employees International Union Jb Moss Vote
Kobza, John Reno, NV
$1,000 Oct 21, 2019
2020 REP
Hagerty, Bill
Kobza, John Managing Director And Coo @ Hall Capital Lake Bluff, IL
$25 Feb 10, 2016
2016 DEM
Sanders, Bernard
Kobza, John Consultant @ Self Reno, NV
$1,000 Oct 21, 2019
2020 REP
Hagerty, Bill
Kobza, John Managing Director And Coo @ Hall Capital Lake Bluff, IL
$1,000 Oct 21, 2019
REP
Hagerty, Bill
Contributor Managing Director And Coo @ Hall Capital Lake Bluff, IL
$1,000 Oct 21, 2019
Unknown Committee
Kobza, John Manager @ Hall Capital Lake Bluff, IL
$100
2012 R
Walker, Scott (g)
Contributor Lake Forest, IL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 10 political contribution records found for John Kobza. Total disclosed contributions amount to $4,258. Recipients include Hagerty, Bill, Walker, Scott (g). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John J Kobza

Age 76 Male
·
1744 W A St, Lincoln, NE 68522 (Lancaster County)
40.7993, -96.7462
Marital: Single TZ: Central
Edu: Some College
Single Family
MP

John T Kobza

Age 43 Male
·
70780 659 Ave, Rulo, NE 68431 (Richardson County)
40.0818, -95.4638
· (402) 853-3156
Marital: Married TZ: Central
Single Family
MP

John J Kobza

Age 89 Male
·
2055 40th Ave, Columbus, NE 68601 (Platte County)
41.4362, -97.3776
· (402) 564-0157
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family
MP

John J Kobza

Age 78 Male
·
12525 Randolph St, Crown Point, IN 46307 (Lake County)
41.3905, -87.2390
· (219) 663-2887
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1902 Purchased 1971
MP

John J Kobza

Age 54 Male
·
4250 L Rd, Bellwood, NE 68624 (Butler County)
41.3524, -97.1570
Marital: Inferred Married TZ: Central
Occ: Service Industry Edu: High School
Single Family
MP

John Kobza

Age 58 Male
·
3216 25th St, Lubbock, TX 79410 (Lubbock County)
33.5716, -101.8840
· (806) 438-5026
Marital: Married TZ: Central
Occ: Technical Edu: Some College
Homeowner Single Family
MP

John M Kobza

Age 62 Male
·
1640 Autumn Valley Ct, Reno, NV 89523 (Washoe County)
39.5323, -119.9500
· (775) 747-2817
TZ: Pacific
Edu: Graduate School
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with John Kobza. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with John Kobza. These loans were issued to businesses, not individuals.

Blue Sky Lbk LLC

$621,545 Paid in Full
Address:
6601 Brentwood Ave
Approved

Feb 20, 2021

Forgiven

$624,998

Loan #

2150848501

Loan Size

Medium

Interstate Battery System LLC

Limited Liability Company(LLC

$52,400 Paid in Full
Address:
100 Prospect Ave
Maywood, NJ07607
Approved

May 1, 2020

Forgiven

$52,925

Jobs Reported

4

Loan #

7759327701

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with John Kobza. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find John Kobza on the map

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Found 75 results across 15 states

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John Kobza in Crown Point, IN: Background Summary

Location
12525 Randolph, Crown Point In 46307, Crown Point, IN
Other Locations
Buffalo, NY · Muncie, IN · Reno, NV and 11 more
Profiles Found
28 people with this name
Phone Numbers
(219) 765-1125 and 13 others on file
Email
nancykobza@yahoo.com and 2 others on file
Possible Relatives
Christine Kobzapeepa, Chrissy A Kobza, Kristine Marie Kobza, Nancy C Kozba, Katherine Smith Kobza and 6 more
Career
Partner, Managing Director And COO at Texas Tech University, Greenwich Time Inc
Voter Registration
Registered UAF
Properties
1property owned
Vehicles
13 linked — 2012 Toyota Prius, 2011 Acura Mdx and 11 more
Contributions
$4,258 total — Hagerty, Bill, Walker, Scott (g)
PPP Loans
$674K for Blue Sky Lbk LLC, Interstate Battery System LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Kobza. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Kobza

Search Complexity: High

101 public records across 15states, belonging to approximately 28 different individuals. With 28 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Nebraska (14%), followed by Indiana and Illinois. Spans the Midwest and West regions.

NE14recordsIN14recordsIL11recordsNV9recordsTX5recordsCO4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (15) and Vehicle Registration Records (13).

38
Contact & Address Records
15
Corporate Records
13
Vehicle Registration Records
11
Business & Corporate Filings
10
Political Contribution Records
3
Voter Registration Records

Age Distribution

Age range: approximately 49 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)11peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Kobza

Is John Kobza a registered voter?
Yes, voter registration records show John Kobza is registered in Colorado with UAF affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Kobza own property?
County assessor records show 1 property associated with John Kobza . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Kobza?
Records show 13 vehicle registrations associated with John Kobza, including a 2012 TOYOTA PRIUS. Registered makes include Toyota, Acura, Honda, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Kobza?
We found 11 business affiliations for John Kobza (Partner). Other companies include Greenwich Time Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has John Kobza made political donations?
FEC disclosure records show 10 reported political contributions from John Kobza, totaling $4,258. Recipients include Hagerty, Bill and Walker, Scott (g). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Kobza?
Our database contains 101 total records for John Kobza spanning 15 states. This includes 28 distinct contact records, 14 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Kobza?
The 101 records displayed for John Kobza are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Kobza remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.