John Kubie

Age 77 b. 1948-06-10
๐Ÿ“ 13300 Los Coches Rd E Spc 64, El Cajon Ca
๐Ÿ“ž (111) 111-0001, (619) 559-0827
โœ‰๏ธ JHKUBIE@YAHOO.COM, jhkubie@yahoo.com

John Kubie from Purchase, NY

Age 92
๐Ÿ“ 2 The Crossing At Blind Brk, Purchase, NY 10577
๐Ÿ“ž (914) 694-8481, (914) 469-7837, (212) 628-3798, (914) 694-8481, (212) 308-3678, (914) 677-3341
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Elsa F Kubie,Marion L Kubie
๐Ÿช Seligman & Latz Of Belvedere, Inc, Seligman & Latz Of Atlanta, Inc, Selatz Atlanta Corp, Fin-Flor, Inc, Cameo Beauty Salons Of Evansville Inc, Seligman & Latz Of Cobb County, Inc, Seligman & Latz Of Salt Lake City, Inc, Seligman & Latz Budget Of Atlanta, Inc, Seligman & Latz Of Greenbriar, Inc

John Kubie from Scotch Plains, NJ

Age 66
๐Ÿ“ 9 Shirewood Dr #1113, Scotch Plains, NJ 07076
๐Ÿ“ž (908) 322-4274, (856) 207-9111, (908) 309-9197, (908) 313-1380, (908) 322-4274, (718) 622-6262, (718) 638-2288
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Aliguna Kubie,L Kubie

John Kubie from El Cajon, CA

Age 61 b. 1965 Male
๐Ÿ“ 13300 Los Coches Rd E Spc 64
๐Ÿ’ผ 1413
๐Ÿ“ž (619) 559-0827
โœ‰๏ธ jhkubie@yahoo.com

John Kubie from San Diego, CA

Age 57
๐Ÿ“ 1333 Eighth Ave, San Diego, CA 92101
๐Ÿ“ž (619) 559-0827

John Kubie from Scotch Plains, NJ

Age 76 b. Jun 1949
๐Ÿ“ 9 Shirewood Dr 1113
๐Ÿ“ž (918) 241-5725

John Kubie from Scotch Plains, NJ

Male
๐Ÿ“ 9 Shirewood Dr
๐Ÿ“ž (908) 309-9197 (VERIZON WIRELESS)

John Kubie from San Diego, CA

Age 61 b. 1965 Male
๐Ÿ“ 1333 8th Ave
๐Ÿ“ž (619) 559-0827

John Kubie from Brooklyn, NY

Age 76 b. Jun 1949 Kings Co.
๐Ÿ“ 185 Hall St

John Kubie from New York, NY

Age 104 b. Jan 1922 New York Co.
๐Ÿ“ 25 Sutton Pl S
๐Ÿ‘ค aka John S Kubie

John Kubie from San Jose, CA

Age 77 b. Jun 1948 Santa Clara Co.
๐Ÿ“ 1249 Kaylene Ct

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 11 contact records for John Kubie across 3 states. The most recent address on file is in El Cajon, California. Of these records, 8 include phone numbers and 2 include email addresses. Ages range from 57 to 92, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kubie John James

Franklin County
PIN: 06-08S-04W-5262-0004-0070
· 373 Gulf Shore Dr
Value: $32,000

Kubie, John L & Aliguna

Residential Union County
· 9 Shirewood, 07076

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to John Kubie. Values shown are from county assessor records and may differ from current market prices.

John Kubie

Democrat
2 The Crossing, 6, 10577
DOB: 19220111 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for John Kubie. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 Chevrolet Suburban
ยท Registered to: John Kubie
ยท VIN: 3GNFK16Z45G252179
·
9505 County Road 29, Blair, NE, 68008
·
(402) 426-5356

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with John Kubie. Registered makes include Chevrolet. The most recent model year on record is 2005. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

John Kubie

Assoc Professor
Suny Downstate Med Center
New York, New York, United States E-Learning

John Kubie

Assoc Professor
Suny Downstate Med Center
New York

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for John Kubie. Companies include Suny Downstate Med Center. Records are compiled from state business registries, SEC filings, and professional networking databases.

Kubie.john S

Addr: 666 Fifth Ave, New York Ny, NY
NY

John S. Kubie

John S. Kubie

Unknown Corporation

Addr: 666 Fifth Ave., New York, Ny, NEW YORK
NEW YORK
Officer: John Kubie

Seligman & Latz Of Monroe, INC.

Addr: 666 Fifth Ave., New York, Ny, LA
LA
President: John Kubie

Source: Public Records John Kubie appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

John Kubie

River Dell High School - Oradell, NJ, NJ
1966

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases John Kubie has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$500 Jan 19, 1982
1982 REP
Bush, Prescott S Jr
Kubie, John S Seligman & Latz, INC New York, NY
$250 Nov 13, 1991
1992 REP
Bush, George
Kubie, John S New York, NY
$5 Oct 25, 2010
2010 DEM
McAdams, Scott
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Sestak, Joseph A Jr
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$100 Sep 4, 2008
2008 DEM
Obama, Barack
Kubie, John Faculty @ Suny Downstate Medical School Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Trivedi, Manan
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Hanabusa, Colleen Wakako
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$200 Aug 29, 2008
2008 DEM
Stender, Linda Mrs.
Kubie, John L Faculty @ Suny Scotch Plains, NJ
$100 Mar 31, 2008
2008
Actblue
Kubie, John Teacher @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Garcia, Jose Antonio
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Conway, John William (jack)
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Delbene, Suzan K
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$60 Oct 21, 2012
2012 DEM
Obama, Barack
Kubie, John L Teacher @ Suny Downstate Medical Center Scotch Plains, NJ
$250 Oct 15, 2008
2008 DEM
Stender, Linda Mrs.
Kubie, John L Faculty @ Suny Scotch Plains, NJ
$5 Mar 31, 2008
2008
Actblue
Kubie, John Teacher @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$250 Oct 30, 2008
2008 DEM
Stender, Linda Mrs.
Kubie, John L Facul @ Suny Downstate Medical Center Scotch Plains, NJ
$500 Oct 16, 1979
1980 REP
Bush, George
Kubie, John S Seligman & Latz INC New York, NY
$40 Sep 26, 2007
2008 DEM
Stender, Linda A
Kubie, John L Mgmtadministrators @ Suny Downstate Medical School Scotch Plains, NJ
$150 Jul 6, 1979
1980 REP
Bush, George
Kubie, John S Seligman & Latz New York, NY
$8 Oct 16, 2010
2010 DEM
Coons, Christopher A
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
McAdams, Scott
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$250 Sep 13, 2008
2008 DEM
Stender, Linda Mrs.
Kubie, John L Faculty @ Suny Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Delbene, Suzan K
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Trivedi, Manan
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$30 May 4, 2007
2008 DEM
Stender, Linda A
Kubie, John L Professorsteachers @ Suny Downstate Medical Ctr Scotch Plains, NJ
$100 Sep 13, 2008
2008 DEM
Obama, Barack
Kubie, John Faculty @ Suny Downstate Medical School Scotch Plains, NJ
$5 Feb 25, 2010
2010
Actblue
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Sestak, Joseph A Jr
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Garcia, Jose Antonio
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Grijalva, Raul M
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$100 Sep 22, 2012
2012 DEM
Democratic Senatorial Campaign Committee
Kubie, John Teacher @ Suny Downstate Medical Center Scotch Plains, NJ
$250 Sep 30, 2008
2008 DEM
Stender, Linda Mrs.
Kubie, John L Faculty @ Suny Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Grayson, Alan Mark
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$200 Sep 4, 2008
2008 DEM
Obama, Barack
Kubie, John F @ Suny Downstate Medical School Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Coons, Christopher A
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Conway, John William (jack)
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Grayson, Alan Mark
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Kuster, Ann McLane
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010 DEM
Kuster, Ann McLane
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$100 Sep 25, 2007
2008
Actblue
Kubie, John University Teacher @ Suny Downstate Medical School Scotch Plains, NJ
$5 Oct 25, 2010
2010
Blogpac
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$5 Oct 25, 2010
2010 DEM
Hanabusa, Colleen Wakako
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
2010
Blogpac
Kubie, John Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$8 Oct 16, 2010
DEM
McAdams, Scott
Contributor Teacherscientist @ Suny Downstate Medical Center, Brookly Scotch Plains, NJ
$200 Aug 29, 2008
Unknown Committee
Kubie, John L Faculty @ Suny Scotch Plains, NJ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 45 political contribution records found for John Kubie. Total disclosed contributions amount to $3,800. Recipients include McAdams, Scott. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John Kubie

Age 52 Male
·
13300 Los Coches Rd E, El Cajon, CA 92021 (San Diego County)
32.8322, -116.9010
Marital: Single TZ: Pacific
Occ: Management Edu: High School
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with John Kubie. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with John Kubie. These loans were issued to businesses, not individuals.

Jeffrey Gathe

$20,832 Paid in Full
Address:
500 Brickell Ave Apt 2105
Approved

Jan 22, 2021

Forgiven

$20,962

Loan #

3734728302

Loan Size

Small

Xio Group, LLC

Sole Proprietorship

$83,333 Exemption 4
Address:
500 Brickell Ave Apt 2105
Miami, FL33131-2581
Approved

May 1, 2020

Forgiven

$21,102

Jobs Reported

4

Loan #

6040587703

Loan Size

Small

Gustavo Ibarra

Sole Proprietorship

$5,087 Paid in Full
Address:
500 Brickell Ave Apt 1205
Miami, FL33131-2578
Approved

May 16, 2020

Forgiven

$5,124

Jobs Reported

1

Loan #

7319587400

Loan Size

Small

Blues Travel Rentals LLC

Limited Liability Company(LLC

$37,590 Paid in Full
Address:
500 Brickell Ave Apt 3000
Miami, FL33131
Approved

May 1, 2020

Forgiven

$38,066

Jobs Reported

2

Loan #

1453007710

Loan Size

Small

Leoan Barboza

Sole Proprietorship

$17,916 Paid in Full
Address:
500 Brickell Ave Apt 4104
Miami, FL33131-2894
Approved

Apr 28, 2021

Forgiven

$18,027

Jobs Reported

1

Loan #

4101008902

Loan Size

Small

Kore Consulting, INC.

Subchapter S Corporation

$21,064 Paid in Full
Address:
500 Brickell Ave Apt 2505
Miami, FL33131
Approved

May 1, 2020

Forgiven

$21,208

Jobs Reported

2

Loan #

1947967705

Loan Size

Small

Gustavo Ibarra

Sole Proprietorship

$5,087 Paid in Full
Address:
500 Brickell Ave Apt 1205
Miami, FL33131-2578
Approved

Apr 1, 2021

Forgiven

$5,109

Jobs Reported

1

Loan #

4936598706

Loan Size

Small

Kore Consulting INC.

Subchapter S Corporation

$21,762 Paid in Full
Address:
500 Brickell Ave Apt 2505
Miami, FL33131-2583
Approved

Mar 5, 2021

Forgiven

$21,887

Jobs Reported

2

Loan #

7276478506

Loan Size

Small

Skynenvy

Limited Liability Company(LLC

$13,930 Paid in Full
Address:
500 Brickell Ave Apt 2202
Miami, FL33131-2581
Approved

May 1, 2020

Forgiven

$14,037

Jobs Reported

1

Loan #

5052737703

Loan Size

Small

Adhir Uzcategui

Sole Proprietorship

$16,948 Exemption 4
Address:
500 Brickell Ave Apt 4202
Miami, FL33131-2895
Approved

Mar 25, 2021

Jobs Reported

1

Loan #

8802878601

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 10 PPP loan records are linked to businesses associated with John Kubie. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find John Kubie on the map

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John Kubie in El Cajon, CA: Background Summary

Location
13300 Los Coches Rd E Spc 64, El Cajon Ca, El Cajon, CA
Other Locations
El Cajon, CA ยท San Diego, CA ยท Scotch Plains, NJ and 3 more
Profiles Found
11 people with this name
Phone Numbers
(619) 559-0827 and 4 others on file
Email
jhkubie@yahoo.com
Possible Relatives
Elsa F Kubie, Marion L Kubie, Aliguna Kubie, L Kubie
Career
Suny Downstate Med Center
Voter Registration
Registered Democrat
Vehicles
1 linked โ€” 2005 Chevrolet Suburban
Contributions
$3,800 total โ€” McAdams, Scott
PPP Loans
$264K for Jeffrey Gathe, Xio Group, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Kubie. Because public records are indexed by name rather than by a unique identifier, the 84 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Kubie

Search Complexity: High

84 public records across 6states, belonging to approximately 11 different individuals. With 11 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: New Jersey (7%), followed by California and New York. Spans the Northeast and West regions.

NJ6recordsCA6recordsNY5recordsLA1recordFL1recordNE1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (55%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (13) and PPP Loan Records (11).

45
Political Contribution Records
13
Contact & Address Records
11
PPP Loan Records
5
Corporate Records
4
Business & Corporate Filings
2
Property Ownership Records

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)5peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Kubie

Is John Kubie a registered voter?
Yes, voter registration records show John Kubie is registered with DEM affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Kubie own property?
County assessor records show 2 properties associated with John Kubie . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Kubie?
Records show 1 vehicle registration associated with John Kubie, including a 2005 Chevrolet Suburban. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Kubie?
We found 4 business affiliations for John Kubie. Business records are compiled from state registries, SEC filings, and professional databases.
Has John Kubie made political donations?
FEC disclosure records show 45 reported political contributions from John Kubie, totaling $3,800. Recipients include McAdams, Scott. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Kubie?
Our database contains 84 total records for John Kubie spanning 6 states. This includes 11 distinct contact records, 8 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Kubie?
The 84 records displayed for John Kubie are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Kubie remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.