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Mr Joseph Ja Charter Sr from La Vergne, TN

Age 42 b. 10/25/1983
📍 1501 Waxman Dr, #la Vergne, TN 37086-5218
✉️ imfozzy_26@hotmail.com
👨‍👩‍👧 Relatives: Amanda L Reese,John Rasdall Jr,Kelsie L Croes,Melissa Pulliam Jr,Michael J Charter,Amanda L Reese,Charles W Pulliam,Charles T Randall Jr,Cherish F Gainesmolitor,Cherish Randall,David L Pulliam,Janet E Cote,Jerry W Reese,Jerry W Reese,John A Gebhart,John R Randall Jr,Kaleena Randall,Katherine J Croes,Laurence M Croes,Lucas C Pulliam Jr,Mary J Gebhart,Melissa Pulliam,Shawn R A Charter,Timothy L Croes,Tina M Pulliam,Allen S Feldgreber,Brian J Lucas,Carolyn J Hopper,Christina M Pulliam,David Russell Jr,Edward C Thomas,Edwin D Edwards,Edwin D Edwards,Eileen E Feldgreber,Erwin Feldgreber,Jackie L Edwards,James Andrew Steele,Jean L Fairchild,Jessica M Hopper,Kay Marie Karlen,Kimberly Kay Mills,L Croes,Larry L Pulliam,Lorraine A Janicke,Michael John Fairchild,Mike J Fairchild,Serena C Laponsie,Tellma Pulliam,Wayne R Tufly
🕐 14 previous addresses

Joseph Charter

Age 39 b. 1986-06-21
📍 1020 S Mesa Hills Dr Apt 5204, El Paso Tx
📞 (915) 691-1844
✉️ JECHARTER621@GMAIL.COM, jecharter621@gmail.com

Joseph Charter from Brooklyn, NY

Age 81
📍 583 51st St, Brooklyn, NY 11203
📞 (718) 345-2251, (718) 345-2251
👨‍👩‍👧 Relatives: Phyllis R Charter,Jillian P Charter,Jacqueline P Charterholley,Michael A Charter,Simone Christine Charterharris,Jacquelin P Charter

Joseph Charter from New York, NY

Age 94 b. Dec 1931 New York Co.
📍 Po Box 433
📞 (718) 345-2251

Joseph Charter

📍 2338 Button Dr, Clarksville Tn
📞 (615) 482-6851, (615) 714-3366
✉️ CHARTER3198@GMAIL.COM

Joseph Charter from Billings, MT

Age 79 b. Jan 1947 Yellowstone Co.
📍 637 Beverly Hill Blvd
📞 (503) 693-8374

Joseph Charter from Ashland, OR

Age 68 b. Jul 1957 Jackson Co.
📍 1568 Windsor St
📞 (203) 753-8262

Joseph Charter

📍 583 E 51st St, Brooklyn Ny
📞 (718) 345-2251
✉️ BRWNFRENCHHRNLDY@YAHOO.COM

Joseph Charter from Freeport, IL

Male
📍 1130 16th Ave
📞 (815) 990-2022 (VERIZON WIRELESS)

Joseph Charter from Waterford, MI

Age 102 b. 1924 Male
📍 84 Lyford Rd
📞 (313) 682-5937

Joseph Charter from Yreka, CA

Age 68 b. Aug 1957 Siskiyou Co.
📍 801 Sierra Vis Way Wa 44

Joseph Charter from Springfield, MA

Male
📍 49 Parkerview St
📞 (413) 977-2168 (Cell)

Joseph Charter from Brooklyn, NY

0
📍 461 96th St, Brooklyn, NY 11212

Joseph Charter from Hemet, CA

Riverside Co.
📍 37012 Northham Ct
📞 (305) 891-5282
👤 aka Joe G Charter

Joseph Charter from Shawnee Msn, KS

Johnson Co.
📍 12456 W 62nd Ter

Joseph Charter from Richmond, VA

Richmond City Co.
📍 4021 North Ave 1

Joseph Charter from Northglenn, CO

Adams Co.
📍 2027 E 115th Ave

Joseph Charter from Southampton, MA

Hampshire Co.
📍 13 Bluemer Rd

Joseph Charter from Yreka, CA

Siskiyou Co.
📍 801 Sierra Vis Wa 44

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for Joseph Charter across 11 states. The most recent address on file is in New York, New York. Of these records, 12 include phone numbers and 4 include email addresses. The listed age is 81. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Charter Joseph M Trustee Et

Jackson County
· 917 N Rose St, Medford

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Joseph Charter in Medford. Values shown are from county assessor records and may differ from current market prices.

Joseph A Charter

Reg: 300204264
583 East 51 Street
DOB: 19321012 Gender: Male
Senate: 9

Joseph Martin Charter

Republican Reg: 2/25/2018
Xxxxxxxx, Xxxxxxxx, Xxxxxxxx, Xxxxxxxx
DOB: XXXXXXXX Ph: XXXXXXXX
County: Jackson

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Joseph Charter in XXXXXXXX. Party affiliation is listed as REP. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Hyundai Santa Fe
· Registered to: Joseph Charter
· VIN: 5XYZGDAG2CG150809
·
1115 Burlington Ave, Billings, MT, 59102
·
(406) 259-1314
1993 CHEVROLET K2500 PICKUP
· Registered to: Joseph Charter
· VIN: 2GCFK29K8P1216827
·
109 Railroad Ave, Gaylord, MN, 55334
2011 Ford F-350 SUPER DUTY
· Registered to: Joseph Charter
· VIN: 1FT8W3B68BEB36550
·
178 W Minster Dr, Baxter, TN, 38544-3552
·
(931) 858-6146
1997 CHEVROLET S10 PICKUP
· Registered to: Joseph Charter
· VIN: 1GCCS1940V8104449
·
109 Railroad Ave, Gaylord, MN, 55334

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Joseph Charter. Registered makes include Hyundai, Chevrolet, Ford. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Joseph Charter

Housekeeping
University Of Phoenix
Saint Louis, Missouri, United States Higher Education
LinkedIn

Joseph Charter

Housekeeping
University Of Phoenix
Missouri
LinkedIn

Cucamonga Music CO

Joseph CharterVice President for Business Development
imfozzy_26@hotmail.com
4752 East Lawn Dr, Rockford, IL61108
cucamongamusic.com

Joseph Charter

El Paso, Texas Area

Cucamonga Music CO

Joseph CharterVice President for Business Development
imfozzy_26@hotmail.com
4752 East Lawn Dr, Rockford, IL61108

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 7 business affiliations were found for Joseph Charter. Companies include University Of Phoenix, Cucamonga Music CO. Roles listed include Vice President for Business Development. Records are compiled from state business registries, SEC filings, and professional networking databases.

Culture Of Peace Commissions

Addr: 92 8th Street, Ashland, OR, 97520
OR
PRESIDENT: Joseph M Charter

Culture Of Peace Commissions

DOMESTIC NONPROFIT CORPORATION
Addr: 92 8th Street, Ashland, OR, 97520
OR
Officer: joseph M charter

Source: Public Records Joseph Charter appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

joseph G charter

License # 870807
Addr: Westminster, CO

Joseph Charter

Ape
Addr: Westminster, CO

Source: State Professional Licensing Boards · Dept. of Professional Regulation Joseph Charter holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Joseph Charter

John F. Kennedy High School - La Palma, CA, CA
1976

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Joseph Charter has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2,000 Sep 19, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$50 Sep 18, 2010
2010 DEM
Kitzhaber, John
Charter, Joseph Lawyer Ashland, OR
$1,350 Mar 18, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$37 Jul 30, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$350 Feb 28, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$50 Mar 28, 2016
2016 DEM
Sanders, Bernard
Charter, Joseph Not Employed Ashland, OR
$600 Jun 16, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$27 Jun 2, 2016
2016 DEM
Sanders, Bernard
Charter, Joseph Not Employed Ashland, OR
$50 Apr 3, 1996
1996 DEM
Hallett, John
Charter, Joseph Attorney Medford, OR
$25 Jun 4, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$150 Jan 8, 2007
2008
Opportunity Pac
Charter, Joseph M Lawyer Ashland, OR
$50 Jan 11, 2020
2020 DEM
Sanders, Bernard
Charter, Joseph Judge @ Jackson County Ashland, OR
$2,000 Oct 27, 2016
2016 328
Charter, Joseph M
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$689 Jan 9, 2009
2010 328
Charter, Joe
Charter, Joseph M Ashland, OR
$50 Oct 7, 1996
1996 DEM
Hallett, John
Charter, Joseph Attorney Medford, OR
$3,000 Sep 30, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,000 Apr 19, 2016
2016 328
Charter, Joseph M
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$1,259 Apr 29, 2016
2016
Committee To Re Elect Judge Charter
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$17 Oct 27, 2016
2016 328
Charter, Joseph M
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$504 May 5, 2016
2016 328
Charter, Joseph M
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$17 Aug 21, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$585 May 3, 2016
2016
Committee To Re Elect Judge Charter
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$2,520 May 8, 2016
2016
Committee To Re Elect Judge Charter
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$17 Apr 4, 2016
2016 328
Charter, Joseph M
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$500 Apr 1, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$5,000 Sep 26, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$166 Jul 28, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,000 Apr 19, 2016
2016
Committee To Re Elect Judge Charter
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$25 Apr 21, 2010
2010
Actblue
Charter, Joseph Lawyer @ Self Medford, OR
$50 Mar 28, 2016
2016 DEM
Sanders, Bernard
Charter, Joseph Not Employed Ashland, OR
$504 May 5, 2016
2016
Committee To Re Elect Judge Charter
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$750 Nov 3, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,000 Oct 27, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,618 Jul 25, 2016
2016
Committee To Re Elect Judge Charter
Charter, Joseph Justice Of The Peace @ Jackson County Ashland, OR
$2,500 Oct 10, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$549 Sep 12, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$294 Jun 4, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,500 Oct 24, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,000 Oct 16, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$6,311 Jan 13, 2011
2012 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$3,645 Jul 11, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$1,500 Jun 27, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$25 Apr 21, 2010
2010 DEM
Segers, Joyce B
Charter, Joseph Lawyer @ Self Medford, OR
$50 Jan 27, 2016
2016 DEM
Sanders, Bernard
Charter, Joseph Not Employed Ashland, OR
$7,000 Oct 8, 2008
2008 328
Charter, Joe
Charter, Joseph M Lawyer Ashland, OR
$50 Mar 28, 2016
DEM
Sanders, Bernard
Contributor Not Employed Ashland, OR
$27 Jun 2, 2016
Unknown Committee
Charter, Joseph Not Employed Ashland, OR
$50
2010 D
Kitzhaber, John
Contributor Lawyer Ashland, OR

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 48 political contribution records found for Joseph Charter. Total disclosed contributions amount to $51,511. Recipients include Sanders, Bernard, Kitzhaber, John. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joseph C Charter

Age 93 Male
·
84 Lyford Rd, Waterford, MI 48328 (Oakland County)
42.6453, -83.3830
· (313) 682-5937
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1947
MP

Joseph A Charter

Age 84 Male
·
583 E 51st St, Brooklyn, NY 11203 (Kings County)
40.6481, -73.9290
· (718) 345-2251
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Purchased 2012
MP

Joseph Charter

Male
·
805 Morrow Rd, Nashville, TN 37209 (Davidson County)
36.1572, -86.8534
TZ: Central
Single Family
MP

Joseph D Charter

Age 43 Male
·
109 Railroad Ave, Gaylord, MN 55334 (Sibley County)
44.5533, -94.2126
· (612) 432-8220
Marital: Single TZ: Central
Homeowner Single Family
MP

Joseph E Charter

Age 34 Male
·
734 S Mesa Hills Dr, El Paso, TX 79912 (El Paso County)
31.8159, -106.5400
Marital: Married TZ: Mountain
Homeowner Multi-Family
MP

Joseph Charter

Male
·
5 Pearl St, Westfield, MA 01085 (Hampden County)
42.1179, -72.7509
· (413) 563-1299
TZ: Eastern
Homeowner Single Family Built 1900 Purchased 2010
MP

Joseph Charter

Male
·
213 Lomont Dr, El Paso, TX 79912 (El Paso County)
31.8253, -106.5300
TZ: Mountain
Homeowner Single Family Built 1968 Purchased 2008
MP

Joseph M Charter

Age 60 Male
·
92 8th St, Ashland, OR 97520 (Jackson County)
42.1944, -122.7030
Marital: Single TZ: Pacific
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Joseph Charter. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Joseph Charter on the map

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Found 38 results across 13 states

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Joseph Charter in El Paso, TX: Background Summary

Location
1020 S Mesa Hills Dr Apt 5204, El Paso Tx, El Paso, TX
Other Locations
New York, NY · Billings, MT · Ashland, OR and 9 more
Profiles Found
20 people with this name
Phone Numbers
(615) 601-4432 and 12 others on file
Email
imfozzy_26@hotmail.com and 3 others on file
Possible Relatives
Amanda L Reese, John Rasdall JR, Kelsie L Croes, Melissa Pulliam JR, Michael J Charter and 47 more
Career
Vice President for Business Development at University Of Phoenix, Cucamonga Music CO
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
4 linked — 2012 Hyundai Santa Fe, 1993 Chevrolet K2500 and 2 more
Contributions
$51.5K total — Sanders, Bernard, Kitzhaber, John
Licenses
2 professional licenses (APE)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joseph Charter. Because public records are indexed by name rather than by a unique identifier, the 99 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joseph Charter

Search Complexity: High

99 public records across 13states, belonging to approximately 20 different individuals. With 20 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Oregon (7%), followed by New York and Illinois. Spans the West and Northeast regions.

OR7recordsNY5recordsIL4recordsCA4recordsTX3recordsCO3records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (53%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (24) and Business & Corporate Filings (7).

48
Political Contribution Records
24
Contact & Address Records
7
Business & Corporate Filings
4
Vehicle Registration Records
2
Voter Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 55 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)4peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joseph Charter

Is Joseph Charter a registered voter?
Yes, voter registration records show Joseph Charter is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Joseph Charter own property?
County assessor records show 1 property associated with Joseph Charter . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Joseph Charter?
Records show 4 vehicle registrations associated with Joseph Charter, including a 2012 Hyundai Santa Fe. Registered makes include Hyundai, Chevrolet, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Joseph Charter?
We found 7 business affiliations for Joseph Charter, including university of phoenix. Other companies include Cucamonga Music CO. Business records are compiled from state registries, SEC filings, and professional databases.
Has Joseph Charter made political donations?
FEC disclosure records show 48 reported political contributions from Joseph Charter, totaling $51,511. Recipients include Sanders, Bernard and Kitzhaber, John. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joseph Charter?
Our database contains 99 total records for Joseph Charter spanning 13 states. This includes 20 distinct contact records, 12 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joseph Charter?
The 99 records displayed for Joseph Charter are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joseph Charter remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.