Joseph Kluttz

Age 65 b. 1960-11-13
๐Ÿ“ 15015 Nc 73 Hwy, Hsvl Nc 28078, Huntersville Nc
๐Ÿ“ž (704) 875-7633, (704) 560-4246
โœ‰๏ธ JOSEPH.KLUTTZ@DUKE-ENERGY.COM, joseph.kluttz@duke-energy.com, joseph.kluttz@gmail.com

Joseph Kluttz

Age 42 b. 1983-08-02
๐Ÿ“ 1804 Beverly Dr, Charlotte Nc
๐Ÿ“ž (704) 287-1132, (704) 776-2523
โœ‰๏ธ CRAIGE.KLUTTZ@GMAIL.COM

Joseph Kluttz from Jacksonville, FL

Age 37
๐Ÿ“ 3425 Rosetree Dr, Jacksonville, FL 32207
๐Ÿ“ž (904) 790-1875, (904) 885-7154

Joseph Kluttz from Rockwell, NC

Age 54 b. Jul 1971 Cabarrus Co.
๐Ÿ“ 7330 Sisk Carter Rd
๐Ÿ“ž (704) 279-4857

Joseph Kluttz

๐Ÿ“ 15015 Nc 73, Hsvl Nc 28078
๐Ÿ“ž (704) 560-4246, (704) 875-7633
โœ‰๏ธ JOSEPH.KLUTTZ@GMAIL.COM

Joseph Kluttz from Harrisburg, NC

Age 65 b. Nov 1960 Cabarrus Co.
๐Ÿ“ 8512 Willow Oak Ln
๐Ÿ“ž (704) 455-9886

Joseph Kluttz from Salisbury, NC

Age 51 b. 1975 Rowan Co.
๐Ÿ“ 1415 Park Ave
๐Ÿ“ž (704) 630-9421

Joseph Kluttz from Rockledge, FL

Male
๐Ÿ“ 1068 El Camino Dr
๐Ÿ“ž (321) 704-0028 (VERIZON WIRELESS)

Joseph Kluttz from Bartow, FL

Age 55 b. 1971 Male
๐Ÿ“ 260 W Van Fleet Dr Apt 29

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 9 contact records for Joseph Kluttz across 2 states. The most recent address on file is in Jacksonville, Florida. Of these records, 8 include phone numbers and 3 include email addresses. The listed age is 37. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Joseph Kluttz

3425 Rosetree Dr, Jacksonville, , 32207

joseph RANSOM kluttz

Unaffiliated Reg: 01/28/2015
12209 Harcourt Dr, Raleigh, NC, 27613
DOB: 1938 Gender: Male
County: Wake

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Joseph Kluttz in , North Carolina. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 DODGE DAKOTA
ยท Registered to: Joseph Kluttz
ยท VIN: 1D7HE48K97S151862
·
1121 Pee Dee Ave, Albemarle, NC, 28001-5103
·
(704) 983-2051
2013 Honda Accord
ยท Registered to: Joseph Kluttz
ยท VIN: 1HGCR2F80DA164667
·
Po Box 3171, Huntersville, NC, 28070
·
(704) 560-4246
2011 Chevrolet Tahoe
ยท Registered to: Joseph Kluttz
ยท VIN: 1GNSCBE02BR213834
·
Po Box 3171, Huntersville, NC, 28070-3171
·
(704) 560-4246
2008 HONDA ACCORD CAR UPPER MIDSIZE
ยท Registered to: Joseph Kluttz
ยท VIN: 1HGCP26838A114275
·
PO Box 3171, Huntersville, NC, 28070
·
(704) 365-3214
2011 HYUNDAI SANTA FE
ยท Registered to: Joseph Kluttz
ยท VIN: 5XYZG3AB9BG010365
·
2900 Saint Andrews Ln, Charlotte, NC, 28205
·
(704) 905-3336
2001 CHEVROLET LUMINA 4DR SEDAN
ยท Registered to: Joseph Kluttz
ยท VIN: 2G1WL52J111215356
·
7330 Sisk Carter Rd, Rockwell, NC, 28138
·
(704) 279-4857
2002 PONTIAC FIREBIRD HCHBK 2DR
ยท Registered to: Joseph Kluttz
ยท VIN: 2G2FV22GX22145618
·
PO Box 3171, Huntersville, NC, 28070
·
(704) 365-3214
2003 GMC ENVOY WAGON
ยท Registered to: Joseph Kluttz
ยท VIN: 1GKDS13S132351713
·
PO Box 3171, Huntersville, NC, 28070
·
(704) 365-3214
2008 Chevrolet Silverado 1500
ยท Registered to: Joseph Kluttz
ยท VIN: 2GCEK13M281123545
·
1415 Park Ave, Salisbury, NC, 28146-4739
·
(704) 754-2622
1996 MAZDA 626 4DR SEDAN
ยท Registered to: Joseph Kluttz
ยท VIN: 1YVGE22D6T5559355
·
7330 Sisk Carter Rd, Rockwell, NC, 28138
·
(704) 279-4857

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 10 vehicle registration records are associated with Joseph Kluttz. Registered makes include Dodge, Honda, Chevrolet, Hyundai and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

The Society Of The Cincinnati

Joseph KluttzDirector
Washington, DC

Joseph Kluttz

Manager
Duke Energy Corporation
Huntersville, North Carolina, United States Utilities

Joseph Kluttz

Manager
Duke Energy Corporation

Joseph Kluttz

United States

Joseph Kluttz

Albemarle, NC

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Joseph Kluttz. Companies include Duke Energy Corporation. Roles listed include Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Joseph Kluttz

Albemarle High School - Albemarle, NC, NC
1956

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Joseph Kluttz has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$29 Dec 31, 2011
2012
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep I @ Duke Energy Carolinas, LLC Huntersville, NC
$56 Nov 28, 2008
2008
Duke Energy Corporation Pac
Kluttz, Joseph Lake Services Rep I @ Duke Energy Carolinas, LLC Charlotte, NC
$1,000 Sep 17, 2012
2012 REP
McCrory, Pat
Kluttz, Joseph Attorney @ K&l Gates Charlotte, NC
$100 Jan 1, 2008
2008
Iianc Pac
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$250 Feb 28, 2012
2012
Nc Small Business Pac Of Independent Insurance Agents Of Nc
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$35 Jun 30, 2017
2018
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Jan 30, 2002
2002
Independent Insurance Agents Of America Political Action Committee (insurpac)
Kluttz, Joseph Rjr Cpcu Pre @ Albemarle Insurance Agency INC Albemarle, NC
$250 Jan 15, 1989
1990
Independent Insurance Agents Of America INC Political Action Committee (insurpac)
Kluttz, Joseph Pre @ Albemarle Insurance Agency INC Albemarle, NC
$1,000 May 4, 2010
2010 REP
Burr, Richard
Kluttz, Joseph B C Partner @ K&l Gates Charlotte, NC
$33 Nov 30, 2015
2016
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$30 Nov 26, 2012
2012
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep I @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Jun 8, 2010
2010
Nc Small Business Pac Of Independent Insurance Agents Of Nc
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$35 Sep 30, 2017
2018
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Jan 20, 1998
1998
Independent Insurance Agents Of America INC Political Action Committee (insurpac)
Kluttz, Joseph R Cpcu Jr Pre @ Albemarle Insurance Agency INC Albemarle, NC
$36 Sep 30, 2018
2018
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Jun 8, 2010
2010
Iianc Pac
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$207 Apr 1, 2008
2008
K&l Gates LLP Nc Pac
Kluttz, Joseph B C Attorney At Law @ Kennedy Covington Lobdell & Hickman, LLP Charlotte, NC
$100 Jan 1, 2008
2008
Nc Small Business Pac Of Independent Insurance Agents Of Nc
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$1,000 Apr 13, 2012
2012 REP
McCrory, Pat
Kluttz, Joseph Attorney @ K&l Gates Charlotte, NC
$1,000 Feb 23, 2007
2008 REP
McCain, John S
Kluttz, Joseph B Attorney @ Kennedy Covington Lobdell & Hickman Charlotte, NC
$27 Nov 29, 2007
2008
Duke Energy Corporation Pac
Kluttz, Joseph Dp-Lake Services Rep I @ Duke Energy Carolinas, LLC Harrisburg, NC
$250 Jan 29, 2001
2002
Independent Insurance Agents Of America Political Action Committee (insurpac)
Kluttz, Joseph Rjr Cpcu Pre @ Albemarle Insurance Agency INC Albemarle, NC
$500 May 16, 2018
2018 DEM
McCready, Daniel
Kluttz, Joseph Retired @ Not Employed Charlotte, NC
$81 Jun 28, 2007
2008
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Dp Lake Services Rep I @ Duke Energy Carolinas, LLC Harrisburg, NC
$36 Nov 26, 2018
2018
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$60 Dec 31, 2012
2012
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep I @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Dec 18, 2001
2002 DEM
Ballou, Dan
Kluttz, Joseph B C Charlotte, NC
$34 Nov 28, 2016
2016
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Apr 5, 2007
2008
Nc Small Business Pac Of Independent Insurance Agents Of Nc
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$27 Jan 31, 2008
2008
Duke Energy Corporation Pac
Kluttz, Joseph Lake Services Rep I @ Duke Energy Carolinas, LLC Harrisburg, NC
$500 Feb 3, 1993
1994
Independent Insurance Agents Of America INC Political Action Committee (insurpac)
Kluttz, Joseph R Pre @ Albemarle Insurance Agency INC Albemarle, NC
$1,000 Jul 25, 2008
2008 REP
McCrory, Pat
Kluttz, Joseph Executive @ Charlotte Pipe & Foundry Charlotte, NC
$207 Apr 23, 2008
2008
K & L Gates LLP Political Action Committee (nc)
Kluttz, Joseph Bc Attorney @ K&l Gates Charlotte, NC
$28 Mar 31, 2008
2008
Duke Energy Corporation Pac
Kluttz, Joseph Lake Services Rep I @ Duke Energy Carolinas, LLC Harrisburg, NC
$1,000 Jun 12, 2015
2016
McCrory, Pat
Kluttz, Joseph Attorney @ K&l Gates Charlotte, NC
$1,000 Oct 12, 2004
2004 DEM
Bowles, Erskine B
Kluttz, Joseph B Attorney @ Kennedy Covington Charlotte, NC
$500 Nov 16, 2007
2008 DEM
Hackney, Joe
Kluttz, Joseph B C Partner @ Kennedy Covington Charlotte, NC
$33 Dec 31, 2015
2016
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Jan 1, 2004
2004
Nc Small Business Pac Of Independent Insurance Agents Of Nc
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$250 Nov 7, 2005
2006 N
Martin, Mark D
Kluttz, Joseph Charlotte, NC
$33 Oct 31, 2015
2016
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$29 Aug 31, 2011
2012
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep I @ Duke Energy Carolinas, LLC Huntersville, NC
$250 Feb 28, 2012
2012
Iianc Pac
Kluttz, Joseph R Insurance @ Albemarle Insurance Agency Albemarle, NC
$34 Jul 31, 2016
2016
Duke Energy Corporation Pac
Kluttz, Joseph R Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$27 Sep 27, 2007
2008
Duke Energy Corporation Pac
Kluttz, Joseph Dp-Lake Services Rep I @ Duke Energy Carolinas, LLC Harrisburg, NC
$29 Oct 31, 2011
2012
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep I @ Duke Energy Carolinas, LLC Huntersville, NC
$33 Sep 30, 2015
2016
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$28 Sep 30, 2010
2010
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep I @ Duke Energy Carolinas, LLC Huntersville, NC
$28 Aug 29, 2008
2008
Duke Energy Corporation Pac
Kluttz, Joseph Lake Services Rep I @ Duke Energy Carolinas, LLC Harrisburg, NC
$32 Jul 31, 2014
2014
Duke Energy Corporation Pac
Kluttz, Joseph R Iii Lake Services Rep Ii @ Duke Energy Carolinas, LLC Huntersville, NC
$1,000 Sep 26, 2014
DEM
Hagan, Kay R
Contributor Attorney @ K&l Gates, LLP Charlotte, NC
$500 Aug 28, 2018
Unknown Committee
Kluttz, Joseph Retired @ Not Employed Charlotte, NC
$250
2006 N
Martin, Mark D
Contributor Attorney @ Kennedy Covington Charlotte, NC

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Joseph Kluttz. Total disclosed contributions amount to $14,716. Recipients include Hagan, Kay R, Martin, Mark D. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joseph C Kluttz

Age 46 Male
·
7330 Sisk Carter Rd, Rockwell, NC 28138 (Rowan County)
35.4951, -80.4592
· (704) 682-4444
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1973
MP

Joseph A Kluttz

Age 42 Male
·
1415 Park Ave, Salisbury, NC 28146 (Rowan County)
35.6574, -80.4505
· (704) 603-4269
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1956
MP

Joseph C Kluttz

Age 46 Male
·
260 W Van Fleet Dr, Bartow, FL 33830 (Polk County)
27.9039, -81.8469
Marital: Inferred Single TZ: Eastern
Multi-Family
MP

Joseph B Kluttz

Age 34 Male
·
2900 Saint Andrews Ln, Charlotte, NC 28205 (Mecklenburg County)
35.2263, -80.7952
· (704) 905-3336
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1939 Purchased 1983

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Joseph Kluttz. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Joseph Kluttz on the map

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4
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Joseph Kluttz in Huntersville, NC: Background Summary

Location
15015 Nc 73 Hwy, Hsvl Nc 28078, Huntersville Nc, Huntersville, NC
Other Locations
Jacksonville, FL ยท Rockwell, NC ยท Harrisburg, NC and 3 more
Profiles Found
9 people with this name
Phone Numbers
(704) 875-7633 and 9 others on file
Email
joseph.kluttz@duke-energy.com and 2 others on file
Career
Director at Duke Energy Corporation
Voter Registration
Registered No Party Preference
Vehicles
10 linked โ€” 2007 Dodge Dakota, 2013 Honda Accord and 8 more
Contributions
$14.7K total โ€” Hagan, Kay R, Martin, Mark D

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joseph Kluttz. Because public records are indexed by name rather than by a unique identifier, the 92 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joseph Kluttz

Search Complexity: Moderate

92 public records across 3states, belonging to approximately 9 different individuals. There are 9 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: North Carolina (25%), followed by Florida and District of Columbia. Concentrated in the South.

NC23recordsFL4recordsDC1record

Record Type Breakdown

Data spans 5 record categories. Largest: Political Contribution Records (61%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (16) and Vehicle Registration Records (10).

53
Political Contribution Records
16
Contact & Address Records
10
Vehicle Registration Records
6
Business & Corporate Filings
2
Voter Registration Records

Age Distribution

Age range: approximately 29 years, suggesting multiple generations. Largest group: Senior (65+) (20%).

Senior (65+)1personMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joseph Kluttz

Is Joseph Kluttz a registered voter?
Yes, voter registration records show Joseph Kluttz is registered in . We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Joseph Kluttz?
Records show 10 vehicle registrations associated with Joseph Kluttz, including a 2007 DODGE DAKOTA. Registered makes include Dodge, Honda, Chevrolet, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Joseph Kluttz?
We found 6 business affiliations for Joseph Kluttz (DIRECTOR). Business records are compiled from state registries, SEC filings, and professional databases.
Has Joseph Kluttz made political donations?
FEC disclosure records show 53 reported political contributions from Joseph Kluttz, totaling $14,716. Recipients include Hagan, Kay R and Martin, Mark D. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joseph Kluttz?
Our database contains 92 total records for Joseph Kluttz spanning 3 states. This includes 9 distinct contact records, 8 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joseph Kluttz?
The 92 records displayed for Joseph Kluttz are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joseph Kluttz remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.