Joseph Spelman

๐Ÿ“ 12057 Paul Eells Dr Apt 104, N Little Rock Ar 72113-7397, North Little Rock Ar
๐Ÿ“ž (870) 807-1837, (870) 451-3513
โœ‰๏ธ DFOGLE93@GMAIL.COM

Joseph Spelman

Age 75 b. 1950-12-22
๐Ÿ“ 110 Barcelona Dr, Universal Cty Tx 78148-3102, Universal City Tx
๐Ÿ“ž (210) 386-3979, (210) 386-3979
โœ‰๏ธ JTSPEL@YAHOO.COM

Joseph Spelman

Age 76 b. 1949-06-30
๐Ÿ“ 2932 Staples Ave, Key West Fl
๐Ÿ“ž (305) 797-6401, (305) 797-6401
โœ‰๏ธ JOEMAMAROCK@AOL.COM

Joseph Spelman from Saint Louis, MO

Age 67 b. Dec 1958 Saint Louis City Co.
๐Ÿ“ 4333 Robert Ave
๐Ÿ“ž (314) 353-6143, (619) 296-9632

Joseph Spelman from Norman, OK

0
๐Ÿ“ 1412 Forest Glenn Cir, Norman, OK 73071
๐Ÿ“ž (405) 364-4766
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Kelley A Spelman,Rick Joseph Spelman,Ruth J Spelman

Joseph Spelman from Burbank, CA

Male
๐Ÿ“ 2914 W Chandler Blvd
๐Ÿ“ž (818) 256-4610 (SPRINT), (818) 288-2720

Joseph Spelman from Monrovia, CA

Age 56 b. Jul 1969 Los Angeles Co.
๐Ÿ“ 211 W Atara St
๐Ÿ“ž (626) 303-3041

Joseph Spelman from Needles, CA

Age 102 b. Oct 1923 San Bernardino Co.
๐Ÿ“ 8 Sunrise Trailer Park
๐Ÿ“ž (623) 875-3757

Joseph Spelman from Massapequa Park, NY

Age 82
๐Ÿ“ 58 Charles Ave, Massapequa Park, NY 11762
๐Ÿ“ž (516) 798-1497
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mildred D Spelman,Joint Tenmildred Spelman

Joseph Spelman from Frederick, MD

Age 77 b. Jan 1949 Frederick Co.
๐Ÿ“ 407 Geronimo Ct
๐Ÿ“ž (301) 694-7927

Joseph Spelman from Port Richey, FL

Age 117 b. Oct 1908 Pasco Co.
๐Ÿ“ 11211 Snyder Ave
๐Ÿ“ž (419) 836-9621

Joseph Spelman

๐Ÿ“ 407 Geronimo Ct, Frederick Md
๐Ÿ“ž (301) 606-9210, (301) 606-9210
โœ‰๏ธ J.SPELMAN@VERIZON.NET

Joseph Spelman from New Port Richey, FL

0
๐Ÿ“ 110 Quail, New Port Richey, FL 34655
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Dorothy Spelman

Joseph Spelman from Frederick, MD

Age 77 b. Jan 1949 Frederick Co.
๐Ÿ“ 841 Chadwick Cir

Joseph Spelman from New Braunfels, TX

Age 75 b. Dec 1950 Comal Co.
๐Ÿ“ 2280 Fm 2722 Lot 11

Joseph Spelman from Payette, ID

Age 42 b. 1984 Male
๐Ÿ“ 1638 River St
๐Ÿ“ž (208) 642-3742

Joseph Spelman from Fairport, NY

0
๐Ÿ“ 4646 Nine Mile Point Rd, Fairport, NY 14450

Joseph Spelman from New Prt Rchy, FL

Pasco Co.
๐Ÿ“ 110 Quail Dr
๐Ÿ“ž (770) 949-7686

Joseph Spelman from Georgetown, TX

Williamson Co.
๐Ÿ“ Po Box 5

Joseph Spelman from Key West, FL

Monroe Co.
๐Ÿ“ 909 Virginia St

Joseph Spelman from Massapequa Park, NY

Nassau Co.
๐Ÿ“ 58 Charles Ave

Joseph Spelman from Hillsdale, NJ

๐Ÿ“ 47 Conklin Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for Joseph Spelman across 9 states. The most recent address on file is in Saint Louis, Missouri. Of these records, 14 include phone numbers and 4 include email addresses. The listed age is 82. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Spelman, Joseph

Wayne County
PIN: 71106020054000
· 2293 Brookhaven
Lot: 9,118sqft

Spelman Joseph

Frederick County
PIN: 1128558511
· 8026 Harbor Pl, FREDERICK md
Built: 1987.0
Assessed: $200,400

Spelman Joseph & Leonila G

Frederick County
· 407 Geronimo Ct, Md 21701.0
Built: 2001.0
Assessed: $293,900

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Joseph Spelman. Values shown are from county assessor records and may differ from current market prices.

Joseph Spelman

Republican
407 Geronimo Ct, Frederick, MD, 21701
Gender: Male
County: Frederick

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Joseph Spelman in Maryland. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 SATURN ION
ยท Registered to: Joseph Spelman
ยท VIN: 1G8AL58B07Z138782
·
407 Geronimo Ct, Frederick, MD, 21701-4718
2013 Ford Focus
ยท Registered to: Joseph Spelman
ยท VIN: 1FADP3F23DL295547
·
1222 Marcus Ave, Ypsilanti, MI, 48198
·
(734) 812-1031
1979
ยท Registered to: Joseph Spelman
ยท VIN: TCD149S532311
·
313 8th Ave N # V, Payette, ID, 83661
·
(208) 642-4787
2007 DODGE RAM PICKUP 2500
ยท Registered to: Joseph Spelman
ยท VIN: 3D7KR28C67G716633
·
13205 Farsight Dr Trlr 2, Live Oak, TX, 78233-3300
2004 Chevrolet Trailblazer
ยท Registered to: Joseph Spelman
ยท VIN: 1GNDT13S142385761
·
1406 1St Ave S, Payette, ID, 83661-2906
2008 Honda Odyssey
ยท Registered to: Joseph Spelman
ยท VIN: 5FNRL38608B001073
·
3031 Mediterranean Dr, Stafford, VA, 22554
·
(540) 720-7032

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Joseph Spelman. Registered makes include Saturn, Ford, Dodge, Chevrolet and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Joseph Spelman

San Antonio, Texas Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 2 business affiliations were found for Joseph Spelman. Records are compiled from state business registries, SEC filings, and professional networking databases.

Joseph Spelman

Eagle Rock High School - Los Angeles, CA, CA
1988

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Joseph Spelman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Jan 12, 2011
2012
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$0 Jun 8, 2014
2014
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$25 Nov 15, 2011
2012
Senate Conservatives Fund
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$2 Oct 19, 2014
2014
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$25 Apr 17, 2012
2012 REP
Walker, Scott (g)
Spelman, Joseph Frederick, MD
$50 Apr 15, 2020
2020
Trump Make America Great Again Committee
Spelman, Joseph Retired Frederick, MD
$25 Sep 29, 2008
2008 REP
Republican National Committee
Spelman, Joseph Atc Systems @ The Mitre CORP Frederick, MD
$2 Oct 26, 2007
2008
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$2 Aug 19, 2014
2014
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$1 Invalid Date
2018
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$0 Nov 11, 2014
2014
Maryland Pepco Pac
Spelman, Joseph W Stafford, VA
$2 Mar 15, 2016
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$10 Jan 11, 2012
2012
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$10 Jan 9, 2013
2014
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$1 Nov 16, 2010
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$4 Aug 23, 2016
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$20 Dec 28, 2011
2012
Senate Conservatives Fund
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$2 Oct 4, 2012
2012
Senate Conservatives Fund
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$10 Jan 13, 2010
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$2 Oct 17, 2010
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$10 Invalid Date
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$3 May 20, 2014
2014
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$1 Jan 10, 2007
2008
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$10 Jan 14, 2009
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$25 Oct 21, 2012
2012 REP
Romney, Mitt / Ryan, Paul D.
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$1 Invalid Date
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$4 Oct 4, 2012
2012
Senate Conservatives Fund
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$10 Jan 8, 2014
2014
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$25 Oct 12, 2011
2012
Senate Conservatives Fund
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$3 Oct 4, 2012
2012
Senate Conservatives Fund
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$0 Aug 29, 2010
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$100 Sep 18, 2020
2020 REP
Trump, Donald J
Spelman, Joseph Retired Frederick, MD
$2 Invalid Date
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$6 Aug 7, 2007
2008
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$6 Aug 10, 2010
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$9 Jan 14, 2009
2010
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$0 Apr 10, 2016
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$50 May 15, 2020
2020
Trump Make America Great Again Committee
Spelman, Joseph Retired Frederick, MD
$25 Aug 30, 2011
2012 REP
Mandel, Josh
Spelman, Joseph System Engineer @ The Mitre CORP Frederick, MD
$10 Jan 13, 2016
2016
Pepco Pac Maryland
Spelman, Joseph W Stafford, VA
$0 Aug 26, 2007
2008
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$2 Jan 14, 2015
2016
Maryland Pepco Pac
Spelman, Joseph W Stafford, VA
$1 Nov 26, 2007
2008
Potomac Electric Power Company Pac Maryland
Spelman, Joseph W Stafford, VA
$50 Apr 15, 2020
Trump Make America Great Again Committee
Contributor Retired Frederick, MD
$25
2012 R
Walker, Scott (g)
Contributor Frederick, MD

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 45 political contribution records found for Joseph Spelman. Total disclosed contributions amount to $568. Recipients include Trump Make America Great Again Committee, Walker, Scott (g). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joseph Spelman

Age 68 Male
·
407 Geronimo Ct, Frederick, MD 21701 (Frederick County)
39.4277, -77.3963
· (301) 606-9210
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2001 Purchased 2001
MP

Joseph T Spelman

Age 66 Male
·
902 Kitty Hawk Rd, Universal Cty, TX 78148 (Bexar County)
29.5470, -98.3146
Marital: Single TZ: Central
Edu: Graduate School
Homeowner Multi-Family Built 1985 Purchased 2011
MP

Joseph W Spelman

Age 58 Male
·
3031 Mediterranean Dr, Stafford, VA 22554 (Stafford County)
38.4451, -77.3698
· (540) 720-7032
Marital: Single TZ: Eastern
Homeowner Single Family Built 1994 Purchased 1994
MP

Joseph W Spelman

Age 47 Male
·
2914 W Chandler Blvd, Burbank, CA 91505 (Los Angeles County)
34.1737, -118.3410
TZ: Pacific
Homeowner Single Family Built 1947 Purchased 2003
MP

Joseph C Spelman

Age 24 Male
·
4009 Brittany Way Dr, Richardson, TX 75082 (Dallas County)
32.9929, -96.6466
· (469) 387-4392
Marital: Single TZ: Central
Homeowner Single Family Built 2001 Purchased 2014
MP

Joseph M Spelman

Age 32 Male
·
10419 Lakeview Dr, Whitmore Lake, MI 48189 (Washtenaw County)
42.4413, -83.7444
· (734) 904-1265
Marital: Married TZ: Eastern
Homeowner Single Family Built 1990 Purchased 2013

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Joseph Spelman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Joseph Spelman. These loans were issued to businesses, not individuals.

Fairport Baptist Homes Caring Ministries

Non-Profit Organization

$1,973,300 Paid in Full
Address:
4646 Nine Mile Point Road
Fairport, NY14450-1163
Approved

Apr 12, 2020

Forgiven

$1,998,926

Jobs Reported

295

Loan #

4050657106

Loan Size

Medium-Large

Fairport Baptist Homes Caring Ministries

Non-Profit Organization

$1,975,000 Paid in Full
Address:
4646 Nine Mile Point Rd
Fairport, NY14450-1163
Approved

Mar 13, 2021

Forgiven

$1,999,728

Jobs Reported

260

Loan #

1668518605

Loan Size

Medium-Large

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Joseph Spelman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Joseph Spelman on the map

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Joseph Spelman in North Little Rock, AR: Background Summary

Location
12057 Paul Eells Dr Apt 104, N Little Rock Ar 72113-7397, North Little Rock Ar, North Little Rock, AR
Other Locations
Saint Louis, MO ยท Burbank, CA ยท Monrovia, CA and 10 more
Profiles Found
22 people with this name
Phone Numbers
(870) 807-1837 and 16 others on file
Email
dfogle93@gmail.com and 3 others on file
Possible Relatives
Kelley A Spelman, Rick Joseph Spelman, Ruth J Spelman, Mildred D Spelman, Joint Tenmildred Spelman and 1 more
Voter Registration
Registered Republican
Properties
3properties owned
Vehicles
6 linked โ€” 2007 Saturn Ion, 2013 Ford Focus and 4 more
Contributions
$568 total โ€” Trump Make America Great Again Committee, Walker, Scott (g)
PPP Loans
$3948K for Fairport Baptist Homes Caring Ministries, Fairport Baptist Homes Caring Ministries

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joseph Spelman. Because public records are indexed by name rather than by a unique identifier, the 93 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joseph Spelman

Search Complexity: High

93 public records across 13states, belonging to approximately 22 different individuals. With 22 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Maryland (10%), followed by California and Texas. Spans the South and West regions.

MD9recordsCA8recordsTX6recordsFL4recordsNY4recordsID3records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (52%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (27) and Vehicle Registration Records (6).

45
Political Contribution Records
27
Contact & Address Records
6
Vehicle Registration Records
3
Property Ownership Records
2
Business & Corporate Filings
2
PPP Loan Records

Age Distribution

Age range: approximately 61 years, suggesting multiple generations. Largest group: Senior (65+) (86%).

Senior (65+)6peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joseph Spelman

Is Joseph Spelman a registered voter?
Yes, voter registration records show Joseph Spelman is registered in Maryland with REP affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Joseph Spelman own property?
County assessor records show 3 properties associated with Joseph Spelman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Joseph Spelman?
Records show 6 vehicle registrations associated with Joseph Spelman, including a 2007 SATURN ION. Registered makes include Saturn, Ford, Dodge, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Joseph Spelman?
We found 2 business affiliations for Joseph Spelman. Business records are compiled from state registries, SEC filings, and professional databases.
Has Joseph Spelman made political donations?
FEC disclosure records show 45 reported political contributions from Joseph Spelman, totaling $568. Recipients include Trump Make America Great Again Committee and Walker, Scott (g). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joseph Spelman?
Our database contains 93 total records for Joseph Spelman spanning 13 states. This includes 22 distinct contact records, 14 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joseph Spelman?
The 93 records displayed for Joseph Spelman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joseph Spelman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.