Joyce Grabowski from Englishtown, NJ

0
๐Ÿ“ 287 Clayton Rd, Englishtown, NJ 07726
๐Ÿ“ž (732) 536-5430
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Clifford K Grabowski,William J Grabowski,Donna L Grabowski,William J Grabowski,William J Grabowskijr

Joyce Grabowski from Staten Island, NY

Age 49
๐Ÿ“ 1971 Railroad Ave, Staten Island, NY 10306
๐Ÿ“ž (718) 351-0159, (718) 720-3129

Joyce Grabowski from Middleburg, FL

Age 46 b. Dec 1979 Clay Co.
๐Ÿ“ 1874 Ontario Ct
๐Ÿ“ž (904) 282-2486, (904) 406-9791

Joyce Grabowski from Niverville, NY

Age 72
๐Ÿ“ Hawley Rd, Niverville, NY 12130
๐Ÿ“ž (516) 561-6372, (516) 872-3791, (518) 784-4592
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jrwalter J Grabowski,Walter J Grabowski,Roslyn Thompson,John H Thompson

Joyce Grabowski from Denver, CO

Age 85 b. Oct 1940 Jefferson Co.
๐Ÿ“ 2585 Simms St
๐Ÿ“ž (303) 232-1489

Joyce Grabowski from Indian River, MI

Age 83 b. Jul 1942 Cheboygan Co.
๐Ÿ“ 1961 Trembley Dr
๐Ÿ“ž (231) 238-9681

Joyce Grabowski from Crystal River, FL

Age 88
๐Ÿ“ 8695 Maple Ave, Crystal River, FL 34428
๐Ÿ“ž (904) 795-0315
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stanley J Grabowski,Rosemarie Marie Grabowski

Joyce Grabowski

๐Ÿ“ 3171 Star Dr, Lk Havasu Cty Az
๐Ÿ“ž (651) 280-9485, (928) 566-1801
โœ‰๏ธ GRABOWSKI.JOYCE53@GMAIL.COM

Joyce Grabowski from Lakewood, CO

Age 73
๐Ÿ“ 2585 Simms St, Lakewood, CO 80215
๐Ÿ“ž (303) 232-1489
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Frank Clifford Grabowski

Joyce Grabowski from Oakville, CT

Age 106 b. Jun 1919 Litchfield Co.
๐Ÿ“ 573 Buckingham St
๐Ÿ“ž (860) 274-3531

Joyce Grabowski from Waterville, MN

Age 73 b. Jan 1953 Le Sueur Co.
๐Ÿ“ 944 Tetonka Blvd
๐Ÿ“ž (507) 362-4990

Joyce Grabowski from Orange City, FL

Age 89 b. Mar 1936 Volusia Co.
๐Ÿ“ Po Box 740585
๐Ÿ“ž (386) 775-6454

Joyce Grabowski from Peckville, PA

Age 81 b. Nov 1944 Lackawanna Co.
๐Ÿ“ 946 Main St
๐Ÿ“ž (717) 489-9684

Joyce Grabowski from Milwaukee, WI

Age 57 b. 1969 Milwaukee Co.
๐Ÿ“ 1238 S 35th St
๐Ÿ“ž (414) 643-0463

Joyce Grabowski from Milwaukee, WI

Age 89 b. Nov 1936 Milwaukee Co.
๐Ÿ“ 1238 S 35th St Thst
๐Ÿ“ž (724) 285-5020

Joyce Grabowski from Charleston, SC

Age 80 b. May 1945 Charleston Co.
๐Ÿ“ 843 Trent St
๐Ÿ“ž (843) 763-1203

Joyce Grabowski from Milwaukee, WI

Age 81 b. Aug 1944 Milwaukee Co.
๐Ÿ“ 2730 W Burbham
๐Ÿ“ž (408) 636-8698

Joyce Grabowski from Crystal Lake, IL

Age 69 b. 1957 Mchenry Co.
๐Ÿ“ 1181 Sandalwood Ln
๐Ÿ“ž (815) 356-1205

Joyce Grabowski

๐Ÿ“ 2585 Simms St, Lakewood Co
๐Ÿ“ž (303) 232-1489
โœ‰๏ธ JGRABOWSKI50@AOL.COM

Joyce Grabowski from Grosse Pointe Park, MI

Female
๐Ÿ“ 541 Barrington Rd
๐Ÿ“ž (313) 333-5393 (SPRINT)

Joyce Grabowski from Union City, CA

Age 81 b. 1945 Female
๐Ÿ“ 3213 San Carlos Way
๐Ÿ“ž (510) 471-1630

Joyce Grabowski from Milwaukee, WI

Age 81 b. Aug 1944 Milwaukee Co.
๐Ÿ“ 1641 W Edgerton Ave Unit E

Joyce Grabowski from Rochester, NY

Age 73 b. Aug 1952 Monroe Co.
๐Ÿ“ 88 Cattaragus Dr

Joyce Grabowski from Crystal River, FL

Age 100 b. May 1925 Citrus Co.
๐Ÿ“ 8695 N Maple Ave

Joyce Grabowski from Staten Island, NY

Age 60 b. Apr 1965 Richmond Co.
๐Ÿ“ 72 Highview Ave 2

Joyce Grabowski from Watervliet, NY

Age 80 b. May 1945 Albany Co.
๐Ÿ“ 1 Delaware Ct

Joyce Grabowski from Lake Havasu City, AZ

Age 73 b. 1953 Female
๐Ÿ“ 3171 Star Dr
๐Ÿ’ผ 1413
๐Ÿ“ž (928) 566-1801

Joyce Grabowski from Seville, OH

Medina Co.
๐Ÿ“ 9329 Daniels Rd
๐Ÿ“ž (330) 887-5578

Joyce Grabowski from Sussex, NJ

๐Ÿ“ 7 Dunvale Rd
๐Ÿ“ž (708) 898-5218

Joyce Grabowski from Valley Stream, NY

Nassau Co.
๐Ÿ“ 16 Edna Pl

Joyce Grabowski from Valparaiso, IN

Porter Co.
๐Ÿ“ 258 N 550

Joyce Grabowski from Fairplay, MD

Washington Co.
๐Ÿ“ 17426 Spielman Rd
๐Ÿ‘ค aka Grabowski Joyce A

Joyce Grabowski from Crown Point, IN

Lake Co.
๐Ÿ“ 140 Ne S

Joyce Grabowski from Stanhope, NJ

๐Ÿ“ 20 Ridge Rd

Joyce Grabowski from Manalapan, NJ

๐Ÿ“ 5 Clayton Ln

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 35 contact records for Joyce Grabowski across 16 states. The most recent address on file is in Middleburg, Florida. Of these records, 24 include phone numbers and 2 include email addresses. Ages range from 49 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Grabowski Joyce &

Volusia County
PIN: 30170410000510
· 203 Rosehill Av, Deland 32724
Value: $55,530 ยท Sale: $100 (2012)

Grabowski Joyce

Volusia County
PIN: 700410000510
· 203 Rosehill Av, Deland
Built: 1968.0
Assessed: $95,795

Grabowski Joyce

Volusia County
· 203 Rosehill Av, Deland 32724.0
Built: 1968.0
Assessed: $95,795

Joyce Grabowski

2024 Columbia County
· 142 Hawley, Kinderhook

Joyce Grabowski

2023 Columbia County
· 142 Hawley, Kinderhook

Joyce Grabowski

2021 Columbia County
· 142 Hawley, Kinderhook

Joyce Grabowski

2022 Columbia County
· 142 Hawley, Kinderhook

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 7 property records linked to Joyce Grabowski in Deland. Values shown are from county assessor records and may differ from current market prices.

Joyce Grabowski

Democrat
2585simms St, Lakewood, CO, 80215
DOB: 1940 Gender: Female Ph: 303-232-1489
County: Jefferson

Joyce Ann Grabowski

203 Rosehill Ave, DeLand, , 32724

Joyce Ann Grabowski

Republican
12083 Big Pool Rd, Clear Spring, MD, 21722
Gender: Female
County: Washington

Joyce T Grabowski

Reg: 02353328
16 Edna Pl
DOB: 19410820 Gender: Female
Senate: 5

Joyce T Grabowski

Reg: 82007112
1 Delaware Ct
DOB: 19450507 Gender: Female
Senate: 21

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Joyce Grabowski in Colorado, , Maryland. Records show affiliations with DEM, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 FORD FOCUS
ยท Registered to: Joyce Grabowski
ยท VIN: 1FAFP34N15W179057
·
1874 Ontario Ct, Middleburg, FL, 32068
·
(904) 406-9791
2011 CHEVROLET CRUZE
ยท Registered to: Joyce Grabowski
ยท VIN: 1G1PF5S91B7180663
·
281 Deepwood Dr, Wadsworth, OH, 44281
2012 CHEVROLET EQUINOX
ยท Registered to: Joyce Grabowski
ยท VIN: 2GNFLDE5XC6349117
·
2200 Marsh Hawk Ln Unit 416, Fleming Island, FL, 32003-4313
·
(904) 234-4263
2007 Saturn VUE
ยท Registered to: Joyce Grabowski
ยท VIN: 5GZCZ33D67S874823
·
2200 Marsh Hawk Ln, Fleming Island, FL, 32003
·
(904) 234-4263
2009 Chevrolet HHR
ยท Registered to: Joyce Grabowski
ยท VIN: 3GNCA13B29S560368
·
1961 Trembley Dr, Indian River, MI, 49749-9545
·
(231) 238-9681

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Joyce Grabowski. Registered makes include Ford, Chevrolet, Saturn. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Crystal Lake South High School Booster Club

Joyce GrabowskiDirector
Crystal Lake, IL

Joyce Grabowski

Customer Service Representative
Acorn Distributors, INC.
Indianapolis, Indiana, United States Financial Services

Joyce Grabowski

Customer Service Representative
Acorn Distributors, INC.
Indiana

Three Rivers Head Start

Joyce GrabowskiSenior Program Coordinator
(507) 333-6450joyce.grabowski@threeriverscap.org
Faribault, MN

Joyce Thompson Grabowski

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Joyce Grabowski. Companies include Acorn Distributors, INC., Three Rivers Head Start. Roles listed include Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Joyce Grabowski

Orange Park Christian Academy - Orange Park, FL, FL
1997

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Joyce Grabowski has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Aug 14, 2012
2012
Coalition Of Americans For Political Equality
Grabowski, Joyce Valley Stream, NY
$30 Nov 26, 2005
2006 D
Benefield, Debbie J
Grabowski, Joyce Wheat Ridge, CO
$25 Jul 7, 2010
2010 DEM
Benefield, Debbie
Grabowski, Joyce Lakewood, CO
$30 Oct 16, 2008
2008 DEM
Benefield, Debbie
Grabowski, Joyce Retired Lakewood, CO
$25 Jul 7, 2010
DEM
Benefield, Debbie
Contributor Lakewood, CO
$30
2006 D
Benefield, Debbie J
Contributor Retired Wheat Ridge, CO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 6 political contribution records found for Joyce Grabowski. Total disclosed contributions amount to $240. Recipients include Benefield, Debbie, Benefield, Debbie J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joyce T Grabowski

Age 72 Female
·
843 Trent St, Charleston, SC 29414 (Charleston County)
32.8031, -80.0508
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family
MP

Joyce M Grabowski

Age 76 Female
·
2585 Simms St, Denver, CO 80215 (Jefferson County)
39.7536, -105.1280
· (303) 232-1489
Marital: Married TZ: Mountain
Edu: Graduate School
Homeowner Single Family Built 1971 Purchased 1980
MP

Joyce Grabowski

Age 76 Female
·
16 Edna Pl, Valley Stream, NY 11580 (Nassau County)
40.6731, -73.7148
· (516) 561-6372
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Joyce D Grabowski

Age 37 Female
·
PO Box 752, Plainfield, IN 46168 (Hendricks County)
39.7094, -86.3951
Marital: Married TZ: Eastern
Edu: High School
MP

Joyce E Grabowski

Age 76 Female
·
281 Deepwood Dr, Wadsworth, OH 44281 (Medina County)
41.0474, -81.7364
· (330) 336-4869
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1974 Purchased 2015
MP

Joyce Grabowski

Age 49 Female
·
3917 N Oconto Ave, Chicago, IL 60634 (Cook County)
41.9513, -87.8085
· (773) 625-9597
Marital: Married TZ: Central
Edu: Vocational/Technical
Homeowner Multi-Family
MP

Joyce M Grabowski

Age 75 Female
·
1961 Trembley Dr, Indian River, MI 49749 (Cheboygan County)
45.4333, -84.5766
· (906) 238-9681
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family
MP

Joyce L Grabowski

Age 47 Female
·
1181 Sandalwood Ln, Crystal Lake, IL 60014 (McHenry County)
42.2099, -88.3610
· (773) 625-3482
Marital: Married TZ: Central
Occ: Professional Edu: Graduate School
Homeowner Single Family Built 2001
MP

Joyce Grabowski

Female
·
203 E Rosehill Ave, Deland, FL 32724 (Volusia County)
29.0529, -81.3021
TZ: Eastern
Homeowner Single Family Built 1968 Purchased 2012
MP

Joyce R Grabowski

Female
·
140 1/2 N East St, Crown Point, IN 46307 (Lake County)
41.4187, -87.3630
TZ: Central
Homeowner Single Family Built 1880 Purchased 1997
MP

Joyce Grabowski

Female
·
304 Summitt St, Farmersville, TX 75442 (Collin County)
33.1590, -96.3554
· (972) 658-7343
TZ: Central
Homeowner Single Family Built 1962 Purchased 2010
MP

Joyce A Grabowski

Age 72 Female
·
3213 San Carlos Way, Union City, CA 94587 (Alameda County)
37.5964, -122.0680
· (510) 471-1630
Marital: Inferred Married TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1969

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Joyce Grabowski. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Joyce Grabowski. These loans were issued to businesses, not individuals.

Terry Imig

Sole Proprietorship

$20,832 Paid in Full
Address:
2192 McKelvie Rd
Seward, NE68434-8061
Approved

Mar 13, 2021

Forgiven

$20,883

Jobs Reported

1

Loan #

1663498602

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Joyce Grabowski. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Joyce Grabowski on the map

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Joyce Grabowski in Middleburg, FL: Background Summary

Location
1874 Ontario Ct, Middleburg, FL 32068
Other Locations
Denver, CO ยท Indian River, MI ยท Oakville, CT and 21 more
Profiles Found
35 people with this name
Phone Numbers
(732) 536-5430 and 22 others on file
Email
grabowski.joyce53@gmail.com and 1 other on file
Possible Relatives
Clifford K Grabowski, William J Grabowski, Donna L Grabowski, William J Grabowskijr, Teddy J Terzakos and 13 more
Career
Director at Acorn Distributors, INC., Three Rivers Head Start
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
5 linked โ€” 2005 Ford Focus, 2011 Chevrolet Cruze and 3 more
Contributions
$240 total โ€” Benefield, Debbie J, Benefield, Debbie
PPP Loans
$20,832 for Terry Imig

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joyce Grabowski. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joyce Grabowski

Search Complexity: High

81 public records across 17states, belonging to approximately 35 different individuals. With 35 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Florida (12%), followed by New York and Colorado. Spans the Midwest and South regions.

FL10recordsNY7recordsCO7recordsNJ4recordsMI4recordsIL4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Property Ownership Records (7) and Business & Corporate Filings (6).

38
Contact & Address Records
7
Property Ownership Records
6
Business & Corporate Filings
6
Political Contribution Records
5
Voter Registration Records
5
Vehicle Registration Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)12peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joyce Grabowski

Is Joyce Grabowski a registered voter?
Yes, voter registration records show Joyce Grabowski is registered in Colorado with DEM affiliation. We found 5 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Joyce Grabowski own property?
County assessor records show 7 properties associated with Joyce Grabowski . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Joyce Grabowski?
Records show 5 vehicle registrations associated with Joyce Grabowski, including a 2005 FORD FOCUS. Registered makes include Ford, Chevrolet, Saturn. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Joyce Grabowski?
We found 6 business affiliations for Joyce Grabowski (Director). Other companies include Three Rivers Head Start. Business records are compiled from state registries, SEC filings, and professional databases.
Has Joyce Grabowski made political donations?
FEC disclosure records show 6 reported political contributions from Joyce Grabowski, totaling $240. Recipients include Benefield, Debbie and Benefield, Debbie J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joyce Grabowski?
Our database contains 81 total records for Joyce Grabowski spanning 17 states. This includes 35 distinct contact records, 24 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joyce Grabowski?
The 81 records displayed for Joyce Grabowski are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joyce Grabowski remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.