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Juan Merlos

Age 50 b. 1975-06-27
📍 1450 N Dixie Downs Rd Trlr 65, Saint George Ut
📞 (435) 680-7092, (435) 688-9426
✉️ JUAN.MERLOS@LIVE.COM, juan.merlos@live.com

Juan Merlos

Age 36 b. 1989-06-10
📍 17821 Lassen, Nor Ca 91325
📞 (760) 637-7072, (818) 439-2292
✉️ JUAN.MERLOS.USMC@GMAIL.COM, juan.merlos.usmc@gmail.com

Juan Merlos

Age 51 b. 1974-05-15
📍 Fl 1, 3528 N Kilbourn Ave, Chicago Il
📞 (773) 544-6733, (773) 205-4317
✉️ JUAN.MERLOS@ATT.NET, juan.merlos@att.net

Juan Merlos

Age 56 b. 1970-03-19
📍 375 Westside, Houma La 70364
📞 (985) 868-2871, (985) 232-4102
✉️ MERLOSJUAN@ATT.NET, merlosjuan@att.net

Juan Merlos

Age 41 b. 1984-05-19
📍 6007 W 35th St Apt 3, Cicero Il
📞 (708) 264-9995
✉️ JUANMERLOS7527@ATT.NET, juanmerlos7527@att.net

Juan Merlos

Age 68 b. 1957-12-14
📍 999 E Division St Spc C7, National City Ca
📞 (619) 862-0111
✉️ JUAN-MERLOS@ATT.NET, juan-merlos@att.net

Juan Merlos from Stafford, TX

Age 49
📍 2830 Katherine St, Stafford, TX 77477
📞 (979) 532-1830, (713) 261-8109, (281) 835-1828, (979) 532-1830, (281) 499-2887
👨‍👩‍👧 Relatives: Dario Dds Merlos,Patricia Merlos,Jessie E Merlos,Betty Jean Merlos,Emma Cardenas Merlos,Tiffany Kay Merlos,Lupe Rios Merlos,Kiam Merlos

Juan Merlos from Palmdale, CA

Sep 1901 Los Angeles Co.
📍 Po Box 500016
📞 (952) 939-0814

Juan Merlos from Los Angeles, CA

Age 44 b. Jul 1981 Los Angeles Co.
📍 424 E 21st St
📞 (623) 486-0161
👤 aka Juan Merlos

Juan Merlos

📍 4054 W Nelson St, Chicago Il
📞 (773) 544-6733, (773) 205-4317
✉️ JUAN.MERLOS@ATT.NET

Juan Merlos

📍 4054 Nelson, Chicago Il 60641
📞 (773) 544-6733, (773) 205-4317
✉️ JUAN.MERLOS@ATT.NET

Juan Merlos from Edgewater, MD

Anne Arundel Co.
📍 1622 Bay Ridge Rd
📞 (410) 956-6701, (410) 903-0696

Juan Merlos from Commerce, CA

Age 58 b. Jan 1968 Los Angeles Co.
📍 4837 Astor Ave Unit 1
📞 (305) 935-2312

Juan Merlos from Cicero, IL

Age 48 b. Jun 1977 Cook Co.
📍 3213 S 53rd Ct Unit 2
📞 (708) 656-2215

Juan Merlos from Placentia, CA

Age 60 b. Jul 1965 Orange Co.
📍 821 W La Jolla St
📞 (714) 630-5411
👤 aka Juan Martinez

Juan Merlos from Randolph, MA

Age 45 b. Oct 1980
📍 43 Devine Rd
📞 (617) 331-7481
👤 aka J B Gonzalez, Juan Bernardo Gonzalez, Juan Merlos Gonzales

Juan Berna Merlos

📍 43 Devine Rd, Randolph Ma
📞 (857) 719-5220, (857) 719-5220
✉️ AIZTIK3@YAHOO.COM

Juan Merlos from Los Angeles, CA

Los Angeles Co.
📍 159 W 45th St
📞 (385) 931-5208

Juan Merlos from Palmdale, CA

Age 66 b. 1960 Male
📍 9636 E Avenue Q4
📞 (661) 526-4176

Juan Merlos from Moreno Valley, CA

Age 68 b. Dec 1957 Riverside Co.
📍 15040 Heacock St Unit 10
👤 aka Juan M Flores

Juan Merlos from Ogden, UT

Age 63 b. Jul 1962 Weber Co.
📍 1202 26th St

Juan Merlos from Indianapolis, IN

Age 61 b. Apr 1965 Marion Co.
📍 5956 Magdalene Dr C

Juan Merlos from Lancaster, CA

Age 53 b. Sep 1972 Los Angeles Co.
📍 43983 15th St 55
👤 aka Hernandez Juan F

Juan Merlos from Los Angeles, CA

Age 52 b. Sep 1973 Los Angeles Co.
📍 2306 Cowlin Ave

Juan Merlos from Los Angeles, CA

Age 45 b. 1981 Male
📍 907 E Adams Blvd
📞 (323) 428-6002 (Cell)

Juan Merlos from San Gabriel, CA

Los Angeles Co.
📍 5020 Acacia St
📞 (626) 287-2806

Juan Merlos from Chicago, IL

Cook Co.
📍 4163 W Fletcher St
📞 (773) 205-4317

Juan Merlos from Chicago, IL

Cook Co.
📍 3528 N Kilbourn Ave
📞 (773) 286-1543

Juan Merlos from Palmdale, CA

Los Angeles Co.
📍 9636 E Ave Q 4
📞 (661) 492-8885

Juan Merlos from Lennox, CA

Los Angeles Co.
📍 4155 Lennox Blvd

Juan Merlos from Biggs, CA

Butte Co.
📍 2992 10th St

Juan Merlos from Takoma Park, MD

Montgomery Co.
📍 6114 New Hampshire Ave 302

Juan Merlos from Portland, OR

Multnomah Co.
📍 7410 N Princeton St

Juan Merlos from Houston, TX

Harris Co.
📍 10711 Corall

Juan Merlos from Stafford, TX

Fort Bend Co.
📍 2830 Katherine St

Juan Merlos from Chicago, IL

Cook Co.
📍 4131 N Kedzie Ave Unit 2 Fl

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 36 contact records for Juan Merlos across 8 states. The most recent address on file is in Palmdale, California. Of these records, 24 include phone numbers and 9 include email addresses. The listed age is 49. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Merlos Juan

Anne-arundel County
PIN: 20190407045100
· 301 Highland Dr, EDGEWATER md
Built: 1988.0
Assessed: $254,800

Merlos Juan

Fort-bend County
PIN: 5855-04-002-0120-907
· 15003 Stoneyview DR, TX
Built: 1988.0
Assessed: $187,220

Merlos Juan A &

Palm-beach County
· 2818 Belmore Ct, Sunshine-Parkway 33414.0
Built: 1989.0
Assessed: $274,345

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Juan Merlos in Sunshine-Parkway. Values shown are from county assessor records and may differ from current market prices.

Juan Anselmo Merlos

1622 Bresee Rd, West Palm Beach, , 33415

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Juan Merlos in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Chevrolet Tahoe
· Registered to: Juan Merlos
· VIN: 1GNSCAE07DR136522
·
907 E Adams Blvd, Los Angeles, CA, 90011
·
(213) 493-4425
2013 Chevrolet Malibu
· Registered to: Juan Merlos
· VIN: 1G11F5RR3DF101062
·
3517 S 57th Ave, Cicero, IL, 60804
·
(773) 814-3673
2007 FORD FUSION
· Registered to: Juan Merlos
· VIN: 3FAHP06ZX7R274083
·
2818 Belmore Ct, Wellington, FL, 33414-5127
2007 Dodge Ram 3500
· Registered to: Juan Merlos
· VIN: 3D7MX48C87G737929
·
5103 Fm 444 S, Stafford, TX, 77968-4714
·
(361) 782-6986
2018 CHEVROLET MALIBU
· Registered to: Juan Merlos
· VIN: 1G11F5RR3IF101062
·
3027 N 79th Ave, Elmwood Park, IL, 60707-1015
·
(773) 814-3673

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Juan Merlos. Registered makes include Chevrolet, Ford, Dodge. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gildan

Information Technology Specialist
+15143408936jmerlos@gildan.com
Montreal,
LinkedIn

Juan Merlos

Team Supervisor
Salt Lake City, Utah, United States
LinkedIn

Estefan Enterprises Inc

Juan MerlosInformation Technology Director
(305) 695-7000
Miami Beach, FL

Juan Merlos

Lead Developer and QA a · Greater Los Angeles Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 15 business affiliations were found for Juan Merlos. Companies include Estefan Enterprises Inc. Roles listed include Information Technology Specialist and Technical Support Help Desk Level 2 Information Technology. Records are compiled from state business registries, SEC filings, and professional networking databases.

Merlo General Constructions, INC.

Filed: Aug 8, 2008
CEO: Juan M Merlos

Merlo General Constructions, INC.

Addr: 7200 Clear Dr, Downey, CA, 90240
CA
CEO: Juan M Merlos

Source: Public Records Juan Merlos appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

juan ALBERTO merlos

Age 24
Saltwater Fishing - 1 year
Addr: 2818 Belmore Ct, Wellington, FL 33414
County: Palm Beach
Phone: (561) 827-9450
Email: juambi01@gmail.com

juan ALBERTO merlos

Saltwater Fishing - 1 year
Addr: Wellington, FL 33414
County: Palm Beach
Phone: (561) 827-9450
Email: juambi01@gmail.com

Source: State Professional Licensing Boards · Dept. of Professional Regulation Juan Merlos holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Juan Merlos

Jefferson High School - Los Angeles, CA, CA
1999

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Juan Merlos has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Juan P Merlos

Age 36 Male
·
815 E 28th St, Los Angeles, CA 90011 (Los Angeles County)
34.0190, -118.2600
TZ: Pacific
Single Family
MP

Juan Merlos

Male
·
3027 N 79th Ave, Elmwood Park, IL 60707 (Cook County)
41.9356, -87.8237
· (630) 518-7097
TZ: Central
Homeowner Single Family Built 1942 Purchased 2014
MP

Juan Merlos

Male
·
231 E Crestone Ave, Salt Lake Cty, UT 84115 (Salt Lake County)
40.7019, -111.8850
· (801) 485-1398
TZ: Mountain
Multi-Family
MP

Juan Merlos

Male
·
907 E Adams Blvd, Los Angeles, CA 90011 (Los Angeles County)
34.0193, -118.2560
TZ: Pacific
Homeowner Single Family Built 1902 Purchased 2010
MP

Juan Merlos

Age 59 Male
·
12504 Elliott Ave, El Monte, CA 91732 (Los Angeles County)
34.0499, -118.0170
Marital: Single TZ: Pacific
Homeowner Single Family
MP

Juan Merlos

Age 83 Male
·
4805 Witch Ln, Lake Worth, FL 33461 (Palm Beach County)
26.6055, -80.1095
TZ: Eastern
Occ: Professional Edu: Some College
Single Family
MP

Juan V Merlos

Age 43 Male
·
3528 N Kilbourn Ave, Chicago, IL 60641 (Cook County)
41.9457, -87.7395
Marital: Single TZ: Central
Edu: Some College
Homeowner Multi-Family Built 1896 Purchased 2000
MP

Juan Merlos

Male
·
301 Highland Dr, Edgewater, MD 21037 (Anne Arundel County)
38.9280, -76.5567
TZ: Eastern
Homeowner Single Family Built 1988 Purchased 2005
MP

Juan A Merlos

Age 46 Male
·
1622 Bay Ridge Rd, Edgewater, MD 21037 (Anne Arundel County)
38.9322, -76.5586
· (410) 903-0696
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1978 Purchased 2003
MP

Juan C Merlos

Age 55 Male
·
935 E Highway 193, Layton, UT 84040 (Davis County)
41.1025, -111.9490
· (801) 628-3100
TZ: Mountain
Multi-Family
MP

Juan C Merlos

Age 55 Male
·
2075 W 5900 S, Roy, UT 84067 (Weber County)
41.1562, -112.0300
· (801) 814-3898
Marital: Inferred Single TZ: Mountain
Edu: Some College
Single Family
MP

Juan Merlos

Age 29 Male
·
9931 Lurline Ave, Chatsworth, CA 91311 (Los Angeles County)
34.2509, -118.5840
TZ: Pacific
Multi-Family
MP

Juan Merlos

Male
·
9014 Honeywell Rd, Lake Worth, FL 33467 (Palm Beach County)
26.6054, -80.1903
TZ: Eastern
Single Family Built 1974
MP

Juan Merlos

Age 49 Male
·
1450 N Dixie Downs Rd, Saint George, UT 84770 (Washington County)
37.1327, -113.6240
TZ: Mountain
Multi-Family
MP

Juan Merlos

Male
·
1220 SW 355th Pl, Federal Way, WA 98023 (King County)
47.2831, -122.3520
TZ: Pacific
Single Family
MP

Juan Merlos

Male
·
15003 Stoneyview Dr, Houston, TX 77083 (Harris County)
29.6828, -95.6521
TZ: Central
Homeowner Single Family Built 1988 Purchased 2012
MP

Juan Merlos

Age 52 Male
·
2830 Katherine St, Stafford, TX 77477 (Fort Bend County)
29.5983, -95.5500
· (281) 760-5536
Marital: Married TZ: Central
Homeowner Single Family Built 1960
MP

Juan Merlos

Age 56 Male
·
137 Latente Dr, Palmdale, CA 93550 (Los Angeles County)
34.6167, -118.1290
Marital: Married TZ: Pacific
Edu: Some College
Single Family
MP

Juan M Merlos

Age 59 Male
·
7200 Cleargrove Dr, Downey, CA 90240 (Los Angeles County)
33.9684, -118.1350
· (323) 428-6002
Marital: Single TZ: Pacific
Single Family
MP

Juan Merlos

Male
·
1807 E 106th St, Los Angeles, CA 90002 (Los Angeles County)
33.9399, -118.2400
Marital: Single TZ: Pacific
Homeowner Single Family
MP

Juan Merlos

Male
·
1108 W Stonehaven Dr, N Salt Lake, UT 84054 (Davis County)
40.8433, -111.9230
· (801) 363-0112
TZ: Mountain
Homeowner Single Family Built 2014 Purchased 2014
MP

Juan Merlos

Male
·
1034 University Blvd E, Silver Spring, MD 20903 (Montgomery County)
38.9928, -76.9915
TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 22 demographic profiles associated with Juan Merlos. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Juan Merlos. These loans were issued to businesses, not individuals.

Mariaelena Gonzalez

Sole Proprietorship

$20,833 Paid in Full
Address:
999 E Division St Sp B4
National City, CA91950
Approved

May 18, 2021

Forgiven

$20,953

Jobs Reported

1

Loan #

3241729006

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Juan Merlos. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Juan Merlos

Scratch Tickets
$1,000
Prize Won
·Stafford, TX (Fort Bend County)
Claimed: 2020-10-05T00:00:00.000

Source: IMDb · Open Library · Sports Reference · FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Juan Merlos on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Found 73 results across 11 states

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Juan Merlos in Saint George, UT: Background Summary

Location
1450 N Dixie Downs Rd Trlr 65, Saint George Ut, Saint George, UT
Other Locations
Palmdale, CA · Los Angeles, CA · Edgewater, MD and 16 more
Profiles Found
36 people with this name
Phone Numbers
(435) 680-7092 and 25 others on file
Email
juan.merlos@live.com and 6 others on file
Possible Relatives
Dario Dds Merlos, Patricia Merlos, Jessie E Merlos, Betty Jean Merlos, Emma Cardenas Merlos and 3 more
Career
Information Technology Specialist, Technical Support Help Desk Level 2 Information Technology at Estefan Enterprises Inc
Properties
3properties owned
Vehicles
5 linked — 2013 Chevrolet Tahoe, 2013 Chevrolet Malibu and 3 more
Licenses
2 professional licenses (Saltwater Fishing - 1 year)
PPP Loans
$20,833 for Mariaelena Gonzalez

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Juan Merlos. Because public records are indexed by name rather than by a unique identifier, the 99 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Juan Merlos

Search Complexity: High

99 public records across 11states, belonging to approximately 36 different individuals. With 36 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: California (29%), followed by Illinois and Texas. Spans the West and South regions.

CA29recordsIL11recordsTX8recordsUT7recordsMD7recordsFL6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (61%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Vehicle Registration Records (5).

46
Contact & Address Records
15
Business & Corporate Filings
5
Vehicle Registration Records
3
Property Ownership Records
2
Corporate Records
2
Professional License Records

Age Distribution

Age range: approximately 88 years, suggesting multiple generations. Largest group: Senior (65+) (13%).

Senior (65+)2peopleMiddle-Age (40-64)12peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Juan Merlos

Is Juan Merlos a registered voter?
Yes, voter registration records show Juan Merlos is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Juan Merlos own property?
County assessor records show 3 properties associated with Juan Merlos . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Juan Merlos?
Records show 5 vehicle registrations associated with Juan Merlos, including a 2013 Chevrolet Tahoe. Registered makes include Chevrolet, Ford, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Juan Merlos?
We found 15 business affiliations for Juan Merlos (Information Technology Specialist). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Juan Merlos?
Our database contains 99 total records for Juan Merlos spanning 11 states. This includes 36 distinct contact records, 24 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Juan Merlos?
The 99 records displayed for Juan Merlos are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Juan Merlos remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.