Judith Duffield from Allentown, PA

Age 64
๐Ÿ“ 416 Beverly Dr, Allentown, PA 18104
๐Ÿ“ž (303) 433-2949, (610) 433-2949, (303) 462-1520, (619) 583-3193, (619) 421-4512, (904) 576-0553
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William E Duffield,Douglas M Duffield,Eloise M Duffield,Lynn M Duffield,We Duffield

Judith Duffield from Lancaster, CA

Age 84 b. Aug 1941 Los Angeles Co.
๐Ÿ“ 45427 Leatherwood Ave
๐Ÿ“ž (661) 948-4423, (805) 948-4423

Judith Duffield from Allentown, PA

Age 76 b. Sep 1949 Lehigh Co.
๐Ÿ“ 416 Beverly Dr
๐Ÿ“ž (303) 433-2949

Judith Duffield from Springfield, OH

Age 74 b. May 1951 Clark Co.
๐Ÿ“ 1940 Crabill Rd
๐Ÿ“ž (937) 323-2458

Judith Duffield from Cabin John, MD

Age 79 b. Dec 1946 Montgomery Co.
๐Ÿ“ 7507 Arden Rd
๐Ÿ“ž (301) 229-4567

Judith Duffield

๐Ÿ“ 17811 830, Park Hill Ok 74451
๐Ÿ“ž (918) 316-2534, (918) 316-2789
โœ‰๏ธ JDUFFY012000@GMAIL.COM

Judith Duffield

๐Ÿ“ 17811 W 830 Rd, Park Hill Ok
๐Ÿ“ž (918) 316-2534, (918) 316-2789
โœ‰๏ธ JDUFFY012000@GMAIL.COM

Judith Duffield from West Deptford, NJ

Age 87 b. 1939 Gloucester Co.
๐Ÿ“ 1209 Barnesdale Ct
๐Ÿ“ž (856) 251-0121

Judith Duffield from Twinsburg, OH

Female
๐Ÿ“ 2470 Warren Pkwy Apt 4
๐Ÿ“ž (330) 226-4879 (Cell)

Judith Duffield from Mullica Hill, NJ

Age 86 b. Dec 1939 Gloucester Co.
๐Ÿ“ 283 Mullica Hill Rd

Judith Duffield from Cincinnati, OH

Age 76 b. Sep 1949 Hamilton Co.
๐Ÿ“ 8790 Wellerstation Dr

Judith Duffield from Bullhead City, AZ

Age 79 b. 1947 Female
๐Ÿ“ 3789 Coyote Ct
๐Ÿ“ž (928) 758-5223

Judith Duffield from New Holland, PA

Lancaster Co.
๐Ÿ“ 413 Spring Hollow Dr

Judith Duffield from Lincoln, NE

Lancaster Co.
๐Ÿ“ 2041 N 69th St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 16 contact records for Judith Duffield across 9 states. The most recent address on file is in Lancaster, California. Of these records, 12 include phone numbers and 4 include email addresses. The listed age is 64. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Duffield, Judith

Gloucester County
PIN: 0803_206.04_9
· 58 Shute Farm Lane
Lot: 6,746sqft

Duffield Judith L Rev Trust

Boulder County
· 4916 Dakota Blvd, Bald-Mountain Co
Built: 1999.0
Assessed: $52,157 ยท Sale: $0

Duffield, Judith

Residential Gloucester County
· 58 Shute Farm Lane, 08020

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Judith Duffield in Bald-Mountain. Values shown are from county assessor records and may differ from current market prices.

Judith P Duffield

Republican
58 Shute Farm Ln, Clarksboro, 08020
DOB: 12/6/1939
County: Gloucester

Judith Anne Duffield

Republican
Thorne Bay
Gender: Female

Judith Duffield

Democrat
4923dakota Blvd, Boulder, CO, 80304
DOB: 1946 Gender: Female
County: Boulder

Judith Arlene Duffield

Democrat
Precinct: 110010

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Judith Duffield in Colorado. Records show affiliations with R, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2000 FORD TAURUS
ยท Registered to: Judith Duffield
ยท VIN: 1FAFP5324YA181843
·
2470 Warren Pkwy Apt 4, Twinsburg, OH, 44087
2008 Chevrolet Cobalt
ยท Registered to: Judith Duffield
ยท VIN: 1G1AK58F187236995
·
1414 National Rd Apt 409, Wheeling, WV, 26003-5642
·
(304) 230-1344
2005 Honda Accord Hybrid
ยท Registered to: Judith Duffield
ยท VIN: JHMCN36455C010067
·
4923 Dakota Blvd, Boulder, CO, 80304
·
(301) 353-0858

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Judith Duffield. Registered makes include Ford, Chevrolet, Honda. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Judith Duffield

Nurse
Cleveland Clinic
Cleveland, Ohio, United States Hospital & Health Care

Judith Duffield

Nurse
Cleveland Clinic

Judith Duffield

nurse at Cleveland Cl ยท Cleveland/Akron, Ohio Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Judith Duffield. Companies include Cleveland Clinic. Records are compiled from state business registries, SEC filings, and professional networking databases.

J & D Grip Rental INC.

Filed: May 4, 1981
Registered Agent: Judith A Duffield

Duffield, Judith P

Addr: 5530 Windward Parkway, Suite 350 Alpharetta, GA 30004, Alpharetta, GA, 30004
GA

Tanco, INC.

Addr: 171 Blue Heron Drive, Thorofare, NJ, 08086
NJ
Officer: Judith P Duffield

Tanco, INC.

Addr: 171 Blue Heron Drive, Thorofare, NJ, 08086
NJ
Officer: Judith P Duffield

Tanco, INC.

Addr: 171 Blue Heron Drive, Thorofare, GA, 08086
GA
CEO: Judith Duffield

Source: Public Records Judith Duffield appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Judith Duffield

Lutheran Central High School - Saint Louis, MO, MO
1956

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Judith Duffield has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Oct 21, 2014
2012 DEM
Actblue
Duffield, Judith Not Employed Boulder, CO
$1,000 Aug 19, 2004
2004
Dnc Non Federal Max Pac
Duffield, Judith Cabin John, MD
$2 Nov 20, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$100 Oct 23, 2014
2014 DEM
Udall, Mark E
Duffield, Judith Consultant @ Self Boulder, CO
$10 Feb 21, 2013
2014 DEM
Kelly, Robin L
Duffield, Judith Consultant @ Self Boulder, CO
$2 Apr 25, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$100 Oct 22, 2012
2012 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Employed Boulder, CO
$2 Jun 20, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$2 Apr 29, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$250 Jul 30, 2008
2008 DEM
Democratic Senatorial Campaign Committee
Duffield, Judith Lynn Teacher @ Montgomery County Ps Cabin John, MD
$2 May 23, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$250 Oct 28, 2012
2012
Actblue
Duffield, Judith Consultant @ Self Employed Boulder, CO
$37 Oct 3, 2017
2018 DEM
Democracy For America
Duffield, Judith Not Employed Boulder, CO
$250 Sep 2, 2012
2012 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$100 Jul 27, 2004
2004
Emily'S List
Duffield, Judith Cabin John, MD
$25 Feb 19, 2018
2018
Americans For Responsible Solutions Pac
Duffield, Judith Not Employed Boulder, CO
$50 Oct 21, 2014
2012 DEM
Actblue
Duffield, Judith Not Employed Boulder, CO
$5 Feb 5, 2013
2014
Progressive Change Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$20 Apr 27, 2013
2014 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$11 Oct 29, 2018
2020 DEM
Spanberger, Abigail
Duffield, Judith Not Employed Boulder, CO
$2 May 9, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$500 Oct 4, 2008
2008 DEM
Obama, Barack
Duffield, Judith TE @ Montgomery County Public Schools Cabin John, MD
$10 Apr 22, 2013
2014 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$50 Nov 4, 2012
2012
Actblue
Duffield, Judith Consultant @ Self Employed Boulder, CO
$250 Jul 7, 2008
2008 DEM
Dnc Services Corporation/Democratic National Committee
Duffield, Judith Cabin John, MD
$100 Feb 28, 2013
2014 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$250 Oct 26, 2012
2012 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Employed Boulder, CO
$5 Apr 18, 2013
2014 DEM
Progressive Change Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$300 Aug 23, 2008
2008 DEM
Obama, Barack
Duffield, Judith TE @ Montgomery County Public Schools Cabin John, MD
$500 Aug 5, 2004
2004
America Coming Together
Duffield, Judith Teacher Traine @ Montgomery County Ps Cabin John, MD
$2 Nov 19, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$50 Nov 2, 2012
2012 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Employed Boulder, CO
$10 May 6, 2013
2014 DEM
Democratic Congressional Campaign Committee
Duffield, Judith Consultant @ Self Boulder, CO
$2 Jun 6, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$2 Feb 29, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$25 Oct 4, 2017
2018 DEM
Murphy, Christopher Scott
Duffield, Judith Not Employed Boulder, CO
$10 Jan 29, 2013
2014 DEM
Jeff Merkley For Oregon
Duffield, Judith Consultant @ Self Boulder, CO
$50 Sep 30, 2012
2012 DEM
Warren, Elizabeth
Duffield, Judith Consultant @ Self Boulder, CO
$250 Sep 3, 2012
2012
Actblue
Duffield, Judith Consultant @ Self Employed Boulder, CO
$100 Oct 22, 2012
2012
Actblue
Duffield, Judith Consultant @ Self Employed Boulder, CO
$2 Apr 11, 2008
2008
Msea S Fund For Children And Public Education Pac
Duffield, Judith Cabin John, MD
$50 Dec 8, 2017
2018 DEM
Democracy For America
Duffield, Judith Not Employed Boulder, CO
$25 Jun 26, 2017
2018 DEM
Murphy, Christopher S Mr
Duffield, Judith Not Employed Boulder, CO
$250 Sep 24, 1992
1992
Dnc Non Federal Max Pac
Duffield, Judith Cabin John, MD
$25 Oct 4, 2017
2018
Americans For Responsible Solutions Pac
Duffield, Judith Not Employed Boulder, CO
$25 Mar 14, 2014
2014 DEM
Shaheen, Jeanne
Duffield, Judith Not Employed Boulder, CO
$25 Jan 30, 2017
2018 DEM
Murphy, Christopher Scott
Duffield, Judith Not Employed Boulder, CO
$250 Oct 31, 2008
2008 DEM
Dnc Services Corporation/Democratic National Committee
Duffield, Judith TE @ Montgomery County Public Schools Cabin John, MD
$500 Jun 13, 1986
1986 DEM
Barnes, Michael D
Duffield, Judith Editor Cabin John, MD
$100 Oct 23, 2014
DEM
Udall, Mark E
Contributor Consultant @ Self Boulder, CO
$500 Aug 5, 2004
Unknown Committee
Duffield, Judith Teacher Trainer @ Montgomery County Pub Sch Cabin John, MD

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 51 political contribution records found for Judith Duffield. Total disclosed contributions amount to $6,538. Recipients include Udall, Mark E. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Judith L Duffield

Age 70 Female
·
4923 Dakota Blvd, Boulder, CO 80304 (Boulder County)
40.0643, -105.2860
Marital: Married TZ: Mountain
Homeowner Single Family Built 1999 Purchased 2011
MP

Judith A Duffield

Age 76 Female
·
45427 Leatherwood Ave, Lancaster, CA 93534 (Los Angeles County)
34.7086, -118.1540
· (661) 948-4423
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1957 Purchased 1985
MP

Judith P Duffield

Age 77 Female
·
58 Shute Farm Ln, Clarksboro, NJ 08020 (Gloucester County)
39.7997, -75.2201
· (856) 599-1264
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 2011 Purchased 2011
MP

Judith K Duffield

Age 66 Female
·
1940 Crabill Rd, Springfield, OH 45502 (Clark County)
39.8779, -83.7779
· (937) 323-2458
Marital: Married TZ: Eastern
Homeowner Single Family Built 1957 Purchased 2004
MP

Judith A Duffield

Age 69 Female
·
3789 Coyote Ct, Bullhead City, AZ 86442 (Mohave County)
35.0470, -114.5690
Marital: Married TZ: Mountain
Homeowner Single Family Built 1992 Purchased 2016
MP

Judith A Duffield

Age 61 Female
·
2470 Warren Pkwy, Twinsburg, OH 44087 (Summit County)
41.3364, -81.4420
· (330) 425-3493
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Multi-Family Built 1963 Purchased 2012

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Judith Duffield. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Judith Duffield. These loans were issued to businesses, not individuals.

Ms Services LLC

Sole Proprietorship

$14,700 Paid in Full
Address:
305 Kim St
Tahlequah, OK74464-6311
Approved

Jun 2, 2020

Forgiven

$14,800

Jobs Reported

2

Loan #

6752067807

Loan Size

Small

Ms Services LLC

Sole Proprietorship

$13,698 Paid in Full
Address:
305 Kim St
Tahlequah, OK74464-6311
Approved

Feb 17, 2021

Forgiven

$13,792

Jobs Reported

2

Loan #

9650338401

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Judith Duffield. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Judith Duffield on the map

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Judith Duffield in OK: Background Summary

Location
305 Kim St Tahlequah, OK 74464-6311
Other Locations
Lancaster, CA ยท Allentown, PA ยท Springfield, OH and 8 more
Profiles Found
16 people with this name
Phone Numbers
(918) 431-0632 and 15 others on file
Email
jduffy012000@yahoo.com and 5 others on file
Possible Relatives
Charles R Duffield, James C Sisson, Juanita Marie Sisson, Kimberly Francine Sisson, Krystal D Jeane and 88 more
Career
Cleveland Clinic
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
3 linked โ€” 2000 Ford Taurus, 2008 Chevrolet Cobalt and 1 more
Contributions
$6,538.12 total โ€” Udall, Mark E
PPP Loans
$28,398 for Ms Services LLC, Ms Services LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Judith Duffield. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Judith Duffield

Search Complexity: High

103 public records across 14states, belonging to approximately 16 different individuals. With 16 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Ohio (7%), followed by Pennsylvania and Colorado. Spans the West and Northeast regions.

OH7recordsPA5recordsCO5recordsCA5recordsNJ5recordsMD3records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (53%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (24) and Corporate Records (5).

51
Political Contribution Records
24
Contact & Address Records
5
Corporate Records
4
Voter Registration Records
4
Business & Corporate Filings
3
Property Ownership Records

Age Distribution

Age range: approximately 38 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Judith Duffield

Is Judith Duffield a registered voter?
Yes, voter registration records show Judith Duffield is registered with R affiliation. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Judith Duffield own property?
County assessor records show 3 properties associated with Judith Duffield . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Judith Duffield?
Records show 3 vehicle registrations associated with Judith Duffield, including a 2000 FORD TAURUS. Registered makes include Ford, Chevrolet, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Judith Duffield?
We found 4 business affiliations for Judith Duffield, including cleveland clinic. Business records are compiled from state registries, SEC filings, and professional databases.
Has Judith Duffield made political donations?
FEC disclosure records show 51 reported political contributions from Judith Duffield, totaling $6,538. Recipients include Udall, Mark E. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Judith Duffield?
Our database contains 103 total records for Judith Duffield spanning 14 states. This includes 16 distinct contact records, 12 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Judith Duffield?
The 103 records displayed for Judith Duffield are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Judith Duffield remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.