Julia Magda from Macon, GA

Age 50 b. 1976 Female
๐Ÿ“ 3210 Vista Cir
๐Ÿ“ž (678) 817-0695, (478) 757-4768
โœ‰๏ธ juliamagda@hotmail.com

Julia Magda from Macon, GA

Age 75 b. 1951 Bibb Co.
๐Ÿ“ 3325 Ingleside Ave
๐Ÿ“ž (478) 757-4768

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 2 contact records for Julia Magda in Georgia. The most recent address on file is in Macon, Georgia. Of these records, 2 include phone numbers and 1 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Magda Julia H & Joseph M

Bibb County
· 3210 Vista Cir, Macon Ga
Assessed: $312,185 ยท Sale: $315,000 (2011/06/17)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Julia Magda in Macon. Values shown are from county assessor records and may differ from current market prices.

Julia Magda

Macon, 31204
DOB: 1/1/1976 Gender: Female
Congress: 008

Julia Hall Magda

Reg: 20000207
3210 Vista Cir, Macon, 312041962
Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Julia Magda. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 MERCEDES-BENZ R-CLASS
ยท Registered to: Julia Magda
ยท VIN: 4JGCB65E37A040264
·
3210 Vista Cir, Macon, GA, 31204-1962
·
(478) 757-4768

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Julia Magda. Registered makes include Mercedes-Benz. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Greater Macon Chamber Of Commerce

Julia MagdaBoard Member
Macon, GA

Julia Magda

รƒโ€˜ รƒโ€˜ รƒยร‚ยบรƒยร‚ยพรƒยร‚ยฒรƒยร‚ยพรƒย รƒย รƒโ€˜ รƒยร‚ยตรƒย รƒโ€˜ รƒโ€˜ รƒโ€˜ รƒย รƒย รƒย รƒโ€˜ รƒยร‚ยตรƒโ€˜ รƒยร‚ยบรƒยร‚ยพรƒยร‚ยณรƒยร‚ยพ รƒยร‚ยพรƒโ€˜ รƒย รƒยร‚ยตรƒย รƒย
Artpatent Agency
Russia Legal Services

Julia Magda

Team Lead
Plasan Carbon Composites
Michigan

Julia Magda

Attorney/Partner at Sell & M ยท Macon, Georgia Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Julia Magda. Companies include Artpatent Agency. Roles listed include Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Magda, Julia H.

Addr: 577 Mulberry St., Ste. 1400, Macon, GA, 31201
GA

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St. 14th Floor, Macon, GA, 31201
GA

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St Suite 1400, Macon, GA, 31201
GA

Magda, Julia H.

Addr: 577 Mulberry StSuite 1400, Macon, GA, 31201
GA Macon County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St Suite 1400, Macon, GA, 31201
GA

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St., Ste. 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St., Ste. 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry StSuite 1400, Macon, GA, 31201
GA Macon County

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia

Addr: 577 Mulberry Street, Suite 1400, Macon, GA, 31201
GA Bibb County
478-464-5332

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St Suite 1400, Macon, GA, 31201
GA

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia

Addr: 577ร‚ย Mulberryร‚ย St, Suiteร‚ย 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St Suite 1400, Macon, GA, 31201
GA

Magda, Julia H.

Addr: 577 Mulberry St., Ste. 1400, Macon, GA, 31201
GA

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry StSuite 1400, Macon, GA, 31201
GA Macon County

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Julia Magda

Addr: 577 Mulberry Street, Macon, GA, 31201
GA Bibb County

Magda, Julia H.

Addr: 577 Mulberry St Suite 1400, Macon, GA, 31201
GA

Magda, Julia H.

Addr: 577 Mulberry St, Suite 1400, Macon, GA, 31201
GA Bibb County

Source: Public Records Julia Magda appears in 50 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$150 Feb 24, 2012
2012
Grist, Rebecca Liles
Magda, Julia Attorney @ Sell & Melton Macon, GA
$150 Apr 3, 2012
2012
Waters, Richard L Jr
Magda, Julia Attorney @ Sell & Melton Macon, GA
$150 Feb 24, 2012
Grist, Rebecca Liles
Contributor Attorney @ Sell & Melton Macon, GA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Julia Magda. Total disclosed contributions amount to $450. Recipients include Grist, Rebecca Liles. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Julia H Magda

Age 41 Female
·
3210 Vista Cir, Macon, GA 31204 (Bibb County)
32.8570, -83.6759
· (478) 757-4768
Marital: Married TZ: Eastern
Homeowner Single Family Built 1942 Purchased 2011

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Julia Magda. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Julia Magda. These loans were issued to businesses, not individuals.

Georgia Employers Association INC

Non-Profit Organization

$20,037 Paid in Full
Address:
577 Mulberry St Ste 710
Macon, GA31201-8588
Approved

Jan 30, 2021

Forgiven

$20,249

Jobs Reported

2

Loan #

9061888306

Loan Size

Small

International City Builders INC.

Subchapter S Corporation

$427,267 Paid in Full
Address:
577 Mulberry St Ste 550
Macon, GA31201-8242
Approved

Apr 15, 2021

Forgiven

$430,068

Jobs Reported

23

Loan #

3622478806

Loan Size

Medium

Community Development System INC

Corporation

$124,135 Paid in Full
Address:
577 Mulberry St Ste 900
Macon, GA31220
Approved

May 3, 2020

Forgiven

$125,956

Jobs Reported

13

Loan #

1093907410

Loan Size

Small

Howard, Moore & McDuffie, P.c.

Corporation

$310,889 Paid in Full
Address:
577 Mulberry St Ste 1610
Macon, GA31201-2712
Approved

Apr 9, 2020

Forgiven

$302,653

Jobs Reported

23

Loan #

9372647000

Loan Size

Medium

Adams Jordan & Herrington PC

Subchapter S Corporation

$204,908 Paid in Full
Address:
577 Mulberry St Ste 1250
Macon, GA31201-8292
Approved

Mar 5, 2021

Forgiven

$206,177

Jobs Reported

16

Loan #

7332768505

Loan Size

Medium

Community Development System INC

Corporation

$114,770 Paid in Full
Address:
577 Mulberry St Ste 900
Macon, GA31201-2712
Approved

Feb 11, 2021

Forgiven

$115,798

Jobs Reported

13

Loan #

7296188401

Loan Size

Small

Anderson Walker And Reichert LLP

Partnership

$61,795 Paid in Full
Address:
577 Mulberry St Ste 1410
Macon, GA31201-2728
Approved

May 4, 2020

Forgiven

$62,176

Jobs Reported

5

Loan #

1514597401

Loan Size

Small

Law Office Of Edward L Long Jr

Sole Proprietorship

$43,858 Paid in Full
Address:
577 Mulberry St Ste 1405
Macon, GA31201-8219
Approved

Mar 20, 2021

Forgiven

$44,066

Jobs Reported

3

Loan #

5974678603

Loan Size

Small

International City Builders, INC

Subchapter S Corporation

$375,473 Paid in Full
Address:
577 Mulberry St Ste 550
Macon, GA31201-2712
Approved

Apr 5, 2020

Forgiven

$379,134

Jobs Reported

28

Loan #

5536587005

Loan Size

Medium

Stone & Baxter LLP

Limited Liability Partnership

$216,009 Paid in Full
Address:
577 Mulberry St Ste 800
Macon, GA31201-8239
Approved

Mar 3, 2021

Forgiven

$218,903

Jobs Reported

16

Loan #

6353398506

Loan Size

Medium

Connie L. Williford, LLC.

Limited Liability Company(LLC

$26,400 Paid in Full
Address:
577 Mulberry Street, Suite 810
Macon, GA31201
Approved

Apr 29, 2020

Forgiven

$47,667

Jobs Reported

5

Loan #

3303747310

Loan Size

Small

Sanders Law P.c.

Professional Association

$51,318 Paid in Full
Address:
577 Mulberry St Ste 1215
Macon, GA31201-2712
Approved

Apr 9, 2020

Forgiven

$51,874

Jobs Reported

4

Loan #

9278237010

Loan Size

Small

Adams Jordan & Herrington PC

Subchapter S Corporation

$204,900 Paid in Full
Address:
577 Mulberry St Ste 1250
Macon, GA31201-2712
Approved

Apr 9, 2020

Forgiven

$206,511

Jobs Reported

16

Loan #

9358957003

Loan Size

Medium

Anderson Walker & Reichert LLP

Partnership

$107,849 Paid in Full
Address:
577 Mulberry St Ste 1410
Macon, GA31201-2728
Approved

Apr 17, 2021

Forgiven

$108,295

Jobs Reported

6

Loan #

5153998804

Loan Size

Small

Georgia Employers Association INC

Non-Profit Organization

$20,037 Paid in Full
Address:
577 Mulberry St Ste 710
Macon, GA31201-8216
Approved

May 8, 2020

Forgiven

$20,183

Jobs Reported

2

Loan #

3996847405

Loan Size

Small

Hall, Bloch, Garland & Meyer, LLP

Partnership

$199,485 Paid in Full
Address:
577 Mulberry St Ste 1500
Macon, GA31201-2712
Approved

Apr 13, 2020

Forgiven

$202,015

Jobs Reported

17

Loan #

5638457100

Loan Size

Medium

Childers & McCain, LLC

Limited Liability Company(LLC

$102,997 Paid in Full
Address:
577 Mulberry St Ste 1520
Macon, GA31201-6302
Approved

Apr 27, 2020

Forgiven

$103,956

Jobs Reported

7

Loan #

5522457207

Loan Size

Small

Sanders Law P.c.

Professional Association

$51,340 Paid in Full
Address:
577 Mulberry St Ste 1215
Macon, GA31201-8253
Approved

Jan 20, 2021

Forgiven

$51,585

Jobs Reported

4

Loan #

1900998310

Loan Size

Small

The Peyton Anderson Foundation, INC.

Non-Profit Organization

$98,784 Paid in Full
Address:
577 Mulberry Street, Suite 830
Macon, GA31201-2712
Approved

Apr 11, 2020

Forgiven

$100,060

Jobs Reported

4

Loan #

3467407102

Loan Size

Small

Allegiant Anesthesia LLC

Limited Liability Company(LLC

$88,032 Paid in Full
Address:
577 Mulberry St Ste 110
Macon, GA31201-8220
Approved

Mar 12, 2021

Forgiven

$88,502

Jobs Reported

10

Loan #

9186048501

Loan Size

Small

Happy Sleep Nurse Anesthesia LLC

Limited Liability Company(LLC

$76,120 Paid in Full
Address:
577 Mulberry St Ste 110
Macon, GA31201-2712
Approved

Mar 23, 2021

Forgiven

$76,482

Jobs Reported

10

Loan #

6935288606

Loan Size

Small

Symphony Anesthesia Services LLC

Limited Liability Company(LLC

$24,751 Paid in Full
Address:
577 Mulberry St Ste 110
Macon, GA31201-8220
Approved

Feb 23, 2021

Forgiven

$24,974

Jobs Reported

3

Loan #

3295158501

Loan Size

Small

H&m Development Enterprises LLC

Subchapter S Corporation

$94,393 Paid in Full
Address:
577 Mulberry St Ste 720
Macon, GA31201-8237
Approved

Apr 2, 2021

Forgiven

$95,363

Jobs Reported

7

Loan #

4990238704

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 23 PPP loan records are linked to businesses associated with Julia Magda. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Julia Magda on the map

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58

Julia Magda in Macon, GA: Background Summary

Location
3210 Vista Cir, Macon, GA 31204
Other Locations
Macon, GA
Profiles Found
2 people with this name
Age
75 years old
Phone Numbers
(678) 817-0695 and 1 other on file
Email
juliamagda@hotmail.com
Career
Board Member at Artpatent Agency
Properties
1property owned
Vehicles
1 linked โ€” 2007 Mercedes-Benz R-Class
Contributions
$450 total โ€” Grist, Rebecca Liles
PPP Loans
$3046K for Georgia Employers Association INC, International City Builders INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Julia Magda. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Julia Magda

Search Complexity: Low

89 public records across 1state, belonging to approximately 2 different individuals. With only 2 profiles found, identifying the correct person should be straightforward.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Record Type Breakdown

Data spans 8 record categories. Largest: Corporate Records (57%), which show business formation details and officer positions. Also includes PPP Loan Records (23) and Business & Corporate Filings (5).

50
Corporate Records
23
PPP Loan Records
5
Business & Corporate Filings
3
Contact & Address Records
3
Political Contribution Records
2
Voter Registration Records

Frequently Asked Questions About Julia Magda

Is Julia Magda a registered voter?
Yes, voter registration records show Julia Magda is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Julia Magda own property?
County assessor records show 1 property associated with Julia Magda . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Julia Magda?
Records show 1 vehicle registration associated with Julia Magda, including a 2007 MERCEDES-BENZ R-CLASS. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Julia Magda?
We found 5 business affiliations for Julia Magda (BOARD MEMBER). Business records are compiled from state registries, SEC filings, and professional databases.
Has Julia Magda made political donations?
FEC disclosure records show 3 reported political contributions from Julia Magda, totaling $450. Recipients include Grist, Rebecca Liles. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Julia Magda?
Our database contains 89 total records for Julia Magda spanning 1 state. This includes 2 distinct contact records, 2 with phone numbers, 1 with email addresses. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Julia Magda?
The 89 records displayed for Julia Magda are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Julia Magda remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.