Karl Seidel

Age 73 b. 1952-09-03
๐Ÿ“ 681 Pilgrim Dr E, Saginaw Mi 48638-7130, Saginaw Twp Mi
๐Ÿ“ž (989) 793-5276, (111) 111-0002, (989) 860-1750
โœ‰๏ธ KARL.SEIDEL@VA.GOV, karl.seidel@va.gov

Karl Seidel

Age 81 b. 1945-04-08
๐Ÿ“ 6 Claremount Dr, Flagler Beach Fl
๐Ÿ“ž (386) 338-2347, (386) 447-7941
โœ‰๏ธ SEIDEL.PETE@GMAIL.COM, seidel.pete@gmail.com

Karl Seidel from Massapequa, NY

Age 78
๐Ÿ“ 51 New Hampshire Ave, Massapequa, NY 11758
๐Ÿ“ž (516) 798-2088, (631) 821-9157

Karl Seidel from Fayetteville, NC

Age 61
๐Ÿ“ 7128 Dayspring Dr, Fayetteville, NC 28314
๐Ÿ“ž (910) 868-6098, (910) 868-6098
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lois A Seidel,Stephen E Seidel,Beverly Gibson Seidel,Kevin J Seidel,Beverely G Seidel,Beverly G Seidel

Karl Seidel from Pekin, IL

Age 105 b. Jun 1920 Tazewell Co.
๐Ÿ“ 1117 Janssen St
๐Ÿ“ž (309) 346-4964, (309) 678-6999

Karl Seidel from Lancaster, PA

Age 66 b. Feb 1960 Lancaster Co.
๐Ÿ“ 2833 Michener Dr
๐Ÿ“ž (717) 898-9877, (610) 898-9877

Karl Seidel from Saint Paul, MN

Age 67 b. Dec 1958
๐Ÿ“ 1812 Hoyt Ave E
๐Ÿ“ž (651) 774-2075
๐Ÿ‘ค aka K R Seidel, K Seidel, Karl R Seideljr

Karl Seidel from Pittsburgh, PA

Age 101 b. May 1924 Allegheny Co.
๐Ÿ“ 339 Bausman St
๐Ÿ“ž (412) 481-7370

Karl Seidel from Rocky Point, NY

Age 78
๐Ÿ“ 14 Rockhall Ln #110, Rocky Point, NY 11778
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Debra A Seidel,Margaret A Seidel

Karl Seidel

๐Ÿ“ 1301 Greenbrook Dr, Indianapolis In
๐Ÿ“ž (317) 714-6151, (317) 714-6151
โœ‰๏ธ WIZARDSVETTE@HOTMAIL.COM

Karl Seidel

๐Ÿ“ 7202 County Road B, Siren Wi
๐Ÿ“ž (715) 349-7194, (715) 220-0300

Karl Seidel from Palm Coast, FL

Age 81 b. 1945 Male
๐Ÿ“ 6 White Pl
๐Ÿ“ž (386) 447-7941

Karl Seidel from Lima, OH

Age 64 b. Oct 1961 Allen Co.
๐Ÿ“ 750 Bellefontaine Ave

Karl Seidel from Maplewood, MN

Age 88 b. May 1937 Ramsey Co.
๐Ÿ“ 1533 Lark Ave

Karl Seidel from Floral Park, NY

Age 81 b. Apr 1945
๐Ÿ“ 1392 Jefferson St

Karl Seidel from Fayetteville, NC

Age 58 b. Oct 1967 Cumberland Co.
๐Ÿ“ 7128 Dayspring Dr

Karl Seidel from Bunnell, FL

Age 44 b. 1982 Male
๐Ÿ“ 31 Sand Wedge Ln
๐Ÿ“ž (386) 338-3307

Karl Seidel from West Hempstead, NY

0
๐Ÿ“ 200 Edward Ct, West Hempstead, NY 11552

Karl Seidel from N Hollywood, CA

Los Angeles Co.
๐Ÿ“ 11820 Hamlin St
๐Ÿ“ž (818) 761-1752

Karl Seidel from Winter Park, FL

Orange Co.
๐Ÿ“ 600 Langholm Dr
๐Ÿ“ž (407) 644-3328

Karl Seidel from Studio City, CA

Los Angeles Co.
๐Ÿ“ 10968 Ventura Blvd Unit 1
๐Ÿ“ž (706) 437-1977

Karl Seidel from Warrenton, VA

Fauquier Co.
๐Ÿ“ Po Box 4444

Karl Seidel from Saint Paul, MN

Ramsey Co.
๐Ÿ“ 1812 Hoyt Ave

Karl Seidel from Rocky Point, NY

Suffolk Co.
๐Ÿ“ 14 Rockhill Rd

Karl Seidel from Indianapolis, IN

Marion Co.
๐Ÿ“ 2141 Braeburn Park

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 25 contact records for Karl Seidel across 10 states. The most recent address on file is in Pekin, Illinois. Of these records, 15 include phone numbers and 3 include email addresses. Ages range from 61 to 78, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Seidel Karl P &

Flagler County
PIN: 07-11-31-7023-00310-0120
· 6 White Pl
Value: $152,274

Seidel,karl

Los-angeles County
PIN: 2322-017-024
· 11818 Hamlin St
Lot: 8,176sqft

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Karl Seidel. Values shown are from county assessor records and may differ from current market prices.

Karl D Seidel

Republican Reg: 10/05/1992
2835 Nolt Rd, Lancaster, PA, 17601
DOB: 02/23/1960 Gender: Unknown

Karl P Seidel

6 Claremount Dr, Flagler Beach, , 32136

karl WILLIAM seidel

Republican Reg: 04/12/2006
314 Sullivan Dr, Carthage, NC, 28327
DOB: 1967 Gender: Male
County: Moore

Karl D Seidel

2835 Nolt Rd
DOB: 02/23/1960 Gender: Unknown

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Karl Seidel in Pennsylvania, , North Carolina. Records show affiliations with R, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Hyundai Sonata
ยท Registered to: Karl Seidel
ยท VIN: 5NPEB4AC8CH415266
·
418 Rosenberger Ave, Oskaloosa, IA, 52577-1741
·
(818) 761-1376
2005 FORD F150 FULL SIZE TRUCK
ยท Registered to: Karl Seidel
ยท VIN: 1FTRX12W65NC02555
·
6 White Pl, Palm Coast, FL, 32164
·
(386) 447-7941
2006 CHEVROLET TRAILBLAZER FULL SIZE UTILITY
ยท Registered to: Karl Seidel
ยท VIN: 1GNDT13S562351759
·
1812 Hoyt Ave E, Saint Paul, MN, 55119
·
(651) 774-2075
2013 Mitsubishi Outlander Sport
ยท Registered to: Karl Seidel
ยท VIN: 4A4AP4AU4DE005440
·
6 White Pl, Palm Coast, FL, 32164
·
(386) 447-7941
2018 Chevrolet Silverado
ยท Registered to: Karl Seidel
ยท VIN: 1GCVKREC7JZ167332
·
1812 Hoyt Ave E, Saint Paul, MN, 55119
·
(651) 587-4612
2006 Honda Element
ยท Registered to: Karl Seidel
ยท VIN: 5J6YH18646L009988
·
505 Sanders Ave, Hammond, LA, 70403
1999 CHEVROLET VENTURE VAN
ยท Registered to: Karl Seidel
ยท VIN: 1GNDX03EXXD177167
·
6 White Pl, Palm Coast, FL, 32164
·
(386) 447-7941
2000 CHEVROLET SILVERADO K2500 PICKUP
ยท Registered to: Karl Seidel
ยท VIN: 1GCGK29U6YE225533
·
1812 Hoyt Ave E, Saint Paul, MN, 55119
·
(651) 774-2075

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Karl Seidel. Registered makes include Hyundai, Ford, Chevrolet, Mitsubishi and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Cablevey Conveyors

Marketing Manager
+16416738451karl.seidel@cablevey.com
Oskaloosa,

Fresh Roast Daily

Principal
(818) 761-1752
North Hollywood, CA
Publishing, Allied and Printing Industries (Industries)

Aleator

Karl Seidel
(818) 761-3176karl@aleator.com
Studio City, CA91604

Realty Select Services Llc

Karl SeidelRealtor
(904) 448-9220kseidel@comcast.net
Jacksonville, FL32256

Karl Seidel

Summerland, British Columbia, Canada
Summerland, British Columbia, Canada Consumer Goods

Mary Gay House

Karl SeidelTeacher
karl.seidel@aol.com
1392 Jefferson St, Floral Park, NY11001
jldekalb.org

Cablevey Conveyors

Karl SeidelMarketing Manager
(641) 673-8451karl.seidel@cablevey.com
Mooresville, NC

Westfalia Technologies Inc

Karl SeidelFinance Manager
(717) 764-1115kseidel@westfaliausa.com
York, PA

Karl Seidel

Realtor at Keller W ยท Lancaster, Pennsylvania Area

Karl Seidel

Harrisburg, PA17110

Chocolate Shop

Karl SeidelOwner
(270) 315-2548karl.seidel@yahoo.com
4030 Flaherty Rd, Vine Grove, KY40175

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 22 business affiliations were found for Karl Seidel. Companies include Fresh Roast Daily, Aleator, Realty Select Services Llc and 3 more. Roles listed include Marketing Manager and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

10203, INC.

Filed: Nov 5, 1996
Registered Agent: Karl Seidel

10203, INC.

Filed: Nov 5, 1996
CEO: Karl Seidel

10203, INC.

Addr: 11820 Hamlin Street, North Hollywood, CA, 91606
CA
CEO: Karl Seidel

Source: Public Records Karl Seidel appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Karl Seidel

2014-07-17
Consignee: Cablevey Conveyors
Contact: Karl Seidel
Consignee Addr: 2397 Hwy 23 Oskaloosa Ia 52577 Us
Vessel: Cap Henri
Destination: Philadelphia, Pennsylvania
Foreign Port: Sao Paulo,Brazil
Cargo: 1 VOL RETURN FAIR GOODS FROM FISPAL TECNOLOGIA 2014 NCM: 8428.3990 NCM: 4911.1090 NCM: 8204.1100 NCM: 8523.4990

karl seidel

C
Addr: Siren, WI

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Karl Seidel holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Karl Seidel - ST. PAUL

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Karl Seidel is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Karl Seidel

Summerland Secondary High School - Summerland, BC
1981

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Karl Seidel has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$40 May 19, 2011
2012 REP
Walker, Scott
Seidel, Karl Siren, WI
$25 Oct 1, 2020
2020
Trump Make America Great Again Committee
Seidel, Karl Retired Lancaster, PA
$10 Dec 28, 2017
2018
National Democratic Redistricting Pac
Seidel, Karl Marketing @ Intraco, INC Clive, IA
$45 Nov 1, 2020
2020 REP
Trump, Donald J
Seidel, Karl Retired Lancaster, PA
$100 May 16, 2012
2012 REP
Walker, Scott (g)
Seidel, Karl Siren, WI
$3 Jan 17, 2018
2018
Progressive Turnout Project
Seidel, Karl Marketing @ Intraco, INC Clive, IA
$45 Oct 31, 2020
2020 REP
Trump, Donald J
Seidel, Karl Retired Lancaster, PA
$300 Mar 15, 2016
2016
American Peanut Shellers Association Political Action Committee
Seidel, Karl Manager @ Cablevey Conveyors Okaloosa, IA
$100 Mar 27, 2012
2012 REP
Walker, Scott (g)
Seidel, Karl R Siren, WI
$100 Jul 14, 2011
2012 REP
Harsdorf, Sheila
Seidel, Karl Siren, WI
$5 Sep 17, 2017
2018
Progressive Turnout Project
Seidel, Karl Marketing @ Intraco, INC Clive, IA
$3 Jul 7, 2012
2012
Progressive Change Campaign Committee
Seidel, Karl Marketing @ Cablevey Conveyors Oskaloosa, IA
$35 Oct 29, 2020
2020 REP
Trump, Donald J
Seidel, Karl Retired Lancaster, PA
$300 Mar 15, 2016
American Peanut Shellers Association Political Action Committee
Contributor Manager @ Cablevey Conveyors Okaloosa, IA
$300 Mar 15, 2016
Unknown Committee
Seidel, Karl Mr. Manager @ Cablevey Conveyors Okaloosa, IA
$100
2011 R
Harsdorf, Sheila
Contributor Siren, WI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for Karl Seidel. Total disclosed contributions amount to $1,511. Recipients include American Peanut Shellers Association Political Action Committee, Harsdorf, Sheila. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Karl Seidel

Age 59 Male
·
12990 Clark St, Clive, IA 50325 (Polk County)
41.6028, -93.7966
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Karl P Seidel

Age 72 Male
·
6 Claremount Dr, Flagler Beach, FL 32136 (Flagler County)
29.4272, -81.1500
· (386) 338-2347
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Single Family
MP

Karl D Seidel

Age 57 Male
·
2835 Nolt Rd, Lancaster, PA 17601 (Lancaster County)
40.0683, -76.3850
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1985 Purchased 1999
MP

Karl H Seidel

Age 75 Male
·
1301 Greenbrook Dr, Indianapolis, IN 46229 (Marion County)
39.7864, -85.9865
Marital: Married TZ: Eastern
Homeowner Single Family Built 1972
MP

Karl Seidel

Male
·
2147 W Rice St, Chicago, IL 60622 (Cook County)
41.8967, -87.6807
TZ: Central
Homeowner Multi-Family Purchased 2015
MP

Karl L Seidel

Age 64 Male
·
681 Pilgrim Dr E, Saginaw, MI 48638 (Saginaw County)
43.4215, -84.0205
· (989) 798-3694
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1988 Purchased 2010

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Karl Seidel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Karl Seidel on the map

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Karl Seidel in Saginaw Twp, MI: Background Summary

Location
681 Pilgrim Dr E, Saginaw Mi 48638-7130, Saginaw Twp Mi, Saginaw Twp, MI
Other Locations
Pekin, IL ยท Lancaster, PA ยท Saint Paul, MN and 13 more
Profiles Found
25 people with this name
Phone Numbers
(989) 793-5276 and 18 others on file
Email
karl.seidel@va.gov and 2 others on file
Possible Relatives
Debra A Difrancisco, Richard Victoria Seidel, Victoriaa Seidel, Rose Seidel, Carla Young Seidel and 9 more
Career
Marketing Manager, Teacher at Fresh Roast Daily, Aleator
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
8 linked โ€” 2012 Hyundai Sonata, 2005 Ford F150 and 6 more
Contributions
$1,511 total โ€” American Peanut Shellers Association Political Action Committee, Harsdorf, Sheila

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Karl Seidel. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Karl Seidel

Search Complexity: High

101 public records across 14states, belonging to approximately 25 different individuals. With 25 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: New York (8%), followed by Florida and Pennsylvania. Spans the Midwest and Northeast regions.

NY8recordsFL8recordsPA8recordsIA7recordsCA5recordsMN5records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (22) and Political Contribution Records (16).

35
Contact & Address Records
22
Business & Corporate Filings
16
Political Contribution Records
8
Vehicle Registration Records
4
Voter Registration Records
3
Corporate Records

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)9peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Karl Seidel

Is Karl Seidel a registered voter?
Yes, voter registration records show Karl Seidel is registered in Pennsylvania with R affiliation. We found 4 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Karl Seidel own property?
County assessor records show 2 properties associated with Karl Seidel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Karl Seidel?
Records show 8 vehicle registrations associated with Karl Seidel, including a 2012 Hyundai Sonata. Registered makes include Hyundai, Ford, Chevrolet, Mitsubishi. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Karl Seidel?
We found 22 business affiliations for Karl Seidel (Marketing Manager). Other companies include ALEATOR, Realty Select Services Llc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Karl Seidel made political donations?
FEC disclosure records show 16 reported political contributions from Karl Seidel, totaling $1,511. Recipients include American Peanut Shellers Association Political Action Committee and Harsdorf, Sheila. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Karl Seidel?
Our database contains 101 total records for Karl Seidel spanning 14 states. This includes 25 distinct contact records, 15 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Karl Seidel?
The 101 records displayed for Karl Seidel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Karl Seidel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.