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Karla Jean Hilliard from Manistee, MI

Age 67
📍 316 W Parkdale Rd, Manistee, MI 49660
📞 (231) 723-4756, (231) 690-1119, (616) 723-4756, (231) 690-1765, (231) 723-6142, (914) 723-4756
✉️ ladychatty@aol.com, ladychatty@comcast.net, ladychatty@msn.com, mrs_mahoot@charter.net

Karla S Hilliard from East Saint Louis, IL

Age 50 b. 9/18/1975
📍 1539 N 47th St, #east Saint Louis, IL 62204-2617
✉️ karla_daugherty@yahoo.com, www.karla_daugherty@yahoo.com
👨‍👩‍👧 Relatives: Alfrederick D Hilliard,Cynthia Haynes Brown,Felicia P Mitchell,Gregory Hilliard,Gregory T Hilliard,James A Brown Sr,Jimmie Lee Brown,Kevin Brown Sr,Marie H Brown,Pamela R Clark,Roderick Hilliard Sr,Shirley Johnson Brown,Tyrone Hilliard,Yolanda Y Hilliard,Alan Feld,Alfred E Hilliard,Andrew D Hilliard,Andrew D Hilliard,Bianca D Johnson,Darlean L Carr,Darren T Hilliard,Edward L Clark,Eva M Johnson,Frederick S Haynes Sr,Gregory Hilliard,Jimmie Lee Brown,Kenneth A Haynes,Kimberly D Haynes,Kizzy F Johnson,Laird K Mitchell,Larry Brown,Latonya J Hilliard,Lisa S Cook,Lorna Brown Miller,Marquetta Hilliard Lott,Mary A Brown,Nikita C Johnson,Patricia F Brown,Pierra J Hilliard,Richard W Brown,Robert W Brown,Robert W Brown Jr,Shakiyla Hilliard,Shirley H Clark,Timika Hilliard Banks,Trista N Haynes,Tyrone Johnson Hampton,Vaneesia D Carr,Wanda M Woods,Willie D Johnson Jr
🕐 13 previous addresses

Karla Hilliard

Age 60 b. 1966-03-13
📍 25307 Thistlewaite Ln, Spring Tx 77373
📞 (832) 298-7538, (832) 298-7728
✉️ KARLA.A.HILLIARD@GMAIL.COM, karla.a.hilliard@gmail.com

Karla Hilliard from Philadelphia, PA

Age 44
📍 5130 Catharine St, Philadelphia, PA 19143
📞 (215) 985-9633
✉️ karlahilliard@mail.com, karlahilliard@yahoo.com
👨‍👩‍👧 Relatives: Barbara A Hilliard,Veronica Wailkes

Karla Hilliard from Baton Rouge, LA

Age 43
📍 6762 Merrydale Ave, Baton Rouge, LA 70812
📞 (225) 355-0202, (504) 355-1496, (504) 355-6703
👨‍👩‍👧 Relatives: Jessye Lena Hilliard,Ruby Shropshire Hilliard,Pauline Elizabeth Hilliard,Michael Deon Harris,Ruby L Harris,Virgie L Harris,Hillard Harris,Leo Stanley Harris,M K Harris

Karla Hilliard from Saint Louis, MO

Age 50 b. Sep 1975
📍 5414 Arlington Ave
📞 (314) 484-9101, (618) 667-7074
👤 aka Karla Sherice Daugherty, Karla Brown

Karla Hilliard from Manistee, MI

Age 58
📍 275 11th St, Manistee, MI 49660
📞 (231) 723-4756, (914) 723-4756, (231) 723-6142, (212) 876-3217
👨‍👩‍👧 Relatives: Karl Eric Hilliard,Lindsay Leigh Hilliard

Karla Hilliard from Independence, MO

Age 62 b. Apr 1964
📍 809 S Pope Ave
📞 (816) 215-5843
👤 aka Karla Sue Winkler, Carla Hilliard

Karla Hilliard from Spring, TX

Age 60 b. Mar 1966
📍 25307 Thistlewaite Ln
📞 (281) 288-6849
👤 aka Karla Anne Kinstle, Karla Hillard, Karl E Kinstle

Karla Hilliard from Independence, MO

Age 92 b. 1934 Female
📍 807 S Pope Ave
💼 2204
✉️ hluvbear35@aol.com

Karla Hilliard from Manistee, MI

Age 71 b. 1955 Female
📍 275 11th St
📞 (231) 723-4756

Karla Hilliard from City, PA

Age 66 b. Sep 1959 Clarion Co.
📍 28 Fairmount Po Box 152

Karla Hilliard from Butler, PA

Age 55 b. Jan 1971 Butler Co.
📍 408 Center Ave

Karla Hilliard from Baton Rouge, LA

Age 55 b. Oct 1970 East Baton Rouge Co.
📍 2005 N 39th St

Karla Hilliard from New York, NY

Age 69 b. Nov 1956 New York Co.
📍 1584 York Ave Unit 48

Karla Hilliard from New York, NY

Age 69 b. Jun 1956 New York Co.
📍 1584 York Ave 48

Karla Hilliard from Jersey City, NJ

Age 56 b. Oct 1969
📍 320 Forrest St
👤 aka Carla C Hilliard

Karla Hilliard from Philadelphia, PA

Philadelphia Co.
📍 624 N 34th St 2 C

Karla Hilliard from Sparks, NV

📍 1380 Breaker Way

Karla Hilliard from Philadelphia, PA

Philadelphia Co.
📍 227 N Peach St
👤 aka Hilliard Carla C

Karla Hilliard from Manistee, MI

Manistee Co.
📍 275 11 Th St

Karla Hilliard from Greenwich, OH

Huron Co.
📍 7541 Olivesburg Fitchville Rd

Karla Hilliard from Sparks, NV

Washoe Co.
📍 1126 H St A

Karla Hilliard from Walnut, KS

Crawford Co.
📍 Rr 1

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 24 contact records for Karla Hilliard across 11 states. The most recent address on file is in Manistee, Michigan. Of these records, 10 include phone numbers and 5 include email addresses. Ages range from 43 to 67, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hilliard Karla Anne &

Harris County
· 25307 Thistlewaite Ln, Northwest-Harris

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Karla Hilliard in Northwest-Harris. Values shown are from county assessor records and may differ from current market prices.

Karla D Hilliard

Republican Reg: 02/04/2005
932 Belmont Ave, Philadelphia, PA, 19104
DOB: 10/16/1969 Gender: Female

Karla S Hilliard

Democrat Reg: 03/22/1985
92 Swede Hollow Rd, Fairmount City, PA, 16224
DOB: 09/26/1959 Gender: Female

Karla S Hilliard

County: Jackson

Karla Louise Hilliard

306 E Quail St, Sparks, NV, 89431
County: Washoe

Karla D Hilliard

932 Belmont Ave
DOB: 10/16/1969 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Karla Hilliard in Pennsylvania, Nevada. Records show affiliations with R, D, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 Toyota Camry Solara
· Registered to: Karla Hilliard
· VIN: 4T1FA38P55U054903
·
5130 Catharine St, Philadelphia, PA, 19143-2615

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Karla Hilliard. Registered makes include Toyota. The most recent model year on record is 2005. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Karla Hilliard

Teacher
United States
LinkedIn

Karla Hilliard

Instructional paraprofessiona · Manistee, Michigan

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 4 business affiliations were found for Karla Hilliard. Records are compiled from state business registries, SEC filings, and professional networking databases.

$20 May 13, 2016
2016
Michigan Education Association Pac
Hilliard, Karla Manistee, MI
$20 Nov 1, 2013
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Feb 9, 2012
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 Aug 5, 2009
2010
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 Aug 8, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$20 Feb 18, 2013
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Jul 31, 2015
2016
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$2 Nov 1, 2013
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 Apr 12, 2011
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$25 Sep 10, 2014
2014 DEM
Schauer, Mark
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$20 Apr 26, 2017
2018
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Manistee, MI
$20 Aug 9, 2017
2018
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Area Schools Manistee, MI
$5 Apr 27, 2010
2010
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 Feb 9, 2010
2010
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$10 Mar 21, 2011
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Apr 28, 2015
2016
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$20 May 2, 2013
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Oct 8, 2015
2016
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$5 Jun 21, 2012
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Feb 9, 2017
2018
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Manistee, MI
$215 Oct 9, 2015
2016
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$10 May 5, 2011
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$3 Mar 24, 2009
2010
Mi Education Association Mea Pac
Hilliard, Karla J Manistee, MI
$5 Jan 6, 2010
2010
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Apr 26, 2002
2002 REP
Dontz, Jeffrey A
Hilliard, Karla Manistee, MI
$5 Oct 13, 2011
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Oct 9, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$10 Aug 8, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$20 Aug 8, 2016
2016
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Area Schools Manistee, MI
$10 Nov 9, 2010
2010
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 May 16, 2016
2016
Michigan Education Association Pac
Hilliard, Karla Manistee, MI
$10 May 1, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$20 Oct 10, 2012
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Nov 1, 2016
2016
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Area Schools Manistee, MI
$60 Nov 1, 2016
2016
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Area Schools Manistee, MI
$10 Feb 19, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 Apr 9, 2008
2008
Mi Education Association Mea Pac
Hilliard, Karla J Manistee, MI
$500 May 25, 2016
2016
Michigan Education Association Pac
Hilliard, Karla School Employee Manistee Area Schools Manistee, MI
$3 Mar 2, 2009
2010
Mi Education Association Mea Pac
Hilliard, Karla J Manistee, MI
$5 May 5, 2011
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$7 Oct 9, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$10 May 16, 2016
2016
Michigan Education Association Pac
Hilliard, Karla Manistee, MI
$10 Aug 5, 2010
2010
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 Aug 5, 2011
2012
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 May 1, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$20 May 1, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla School Employee @ Manistee Area Schools Manistee, MI
$50 Feb 19, 2014
2014
Mi Education Association Mea Pac
Hilliard, Karla Manistee, MI
$5 May 5, 2009
2010
Mi Education Association Mea Pac
Hilliard, Karla J Manistee, MI
$5 May 3, 2010
2010 DEM
Warren, Rebekah
Hilliard, Karla Manistee, MI
$25 Sep 10, 2014
DEM
Schauer, Mark
Contributor School Employee @ Manistee Area Schools Manistee, MI
$5
2010 D
Warren, Rebekah
Contributor Manistee, MI

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 51 political contribution records found for Karla Hilliard. Total disclosed contributions amount to $1,420. Recipients include Schauer, Mark, Warren, Rebekah. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Karla D Hilliard

Age 47 Female
·
5130 Catharine St, Philadelphia, PA 19143 (Philadelphia County)
39.9490, -75.2264
Marital: Single TZ: Eastern
Occ: Professional Edu: High School
Single Family
MP

Karla A Hilliard

Age 51 Female
·
25307 Thistlewaite Ln, Spring, TX 77373 (Harris County)
30.0762, -95.3957
· (281) 288-6849
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1978 Purchased 2000
MP

Karla R Hilliard

Age 35 Female
·
616 Bashore Dr, Martinsburg, WV 25404 (Berkeley County)
39.5344, -77.9059
· (304) 433-5039
Marital: Married TZ: Eastern
Homeowner Single Family Built 2008
MP

Karla Hilliard

Age 46 Female
·
946 F St, Sparks, NV 89431 (Washoe County)
39.5390, -119.7550
· (775) 303-5721
Marital: Married TZ: Pacific
Occ: Service Industry Edu: High School
Single Family
MP

Karla A Hilliard

Age 51 Female
·
700 Gentleman Rd, San Antonio, TX 78201 (Bexar County)
29.4879, -98.5521
· (832) 298-7728
TZ: Central
Multi-Family
MP

Karla S Hilliard

Age 57 Female
·
92 Swede Hollow Rd, Fairmount Cty, PA 16224 (Clarion County)
41.0100, -79.3137
· (814) 275-4245
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1900 Purchased 2000
MP

Karla J Hilliard

Age 62 Female
·
275 11th St, Manistee, MI 49660 (Manistee County)
44.2356, -86.3155
· (231) 723-4756
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family
MP

Karla S Hilliard

Age 83 Female
·
807 S Pope Ave, Independence, MO 64050 (Jackson County)
39.0842, -94.4026
· (816) 215-5843
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Karla Hilliard. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Karla Hilliard on the map

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Found 41 results across 12 states

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Karla Hilliard in Spring, TX: Background Summary

Location
25307 Thistlewaite Ln, Spring Tx 77373, Spring, TX
Other Locations
Manistee, MI · Saint Louis, MO · Independence, MO and 9 more
Profiles Found
24 people with this name
Phone Numbers
(231) 723-4756 and 15 others on file
Email
ladychatty@aol.com and 9 others on file
Possible Relatives
Alfrederick D Hilliard, Cynthia Haynes Brown, Felicia P Mitchell, Gregory Hilliard, Gregory T Hilliard and 55 more
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
1 linked — 2005 Toyota Camry Solara
Contributions
$1,420 total — Schauer, Mark, Warren, Rebekah

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Karla Hilliard. Because public records are indexed by name rather than by a unique identifier, the 98 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Karla Hilliard

Search Complexity: High

98 public records across 12states, belonging to approximately 24 different individuals. With 24 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Pennsylvania (10%), followed by Michigan and Missouri. Spans the Midwest and Northeast regions.

PA10recordsMI7recordsMO6recordsTX4recordsNV4recordsLA3records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (57%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (28) and Voter Registration Records (5).

51
Political Contribution Records
28
Contact & Address Records
5
Voter Registration Records
4
Business & Corporate Filings
1
Property Ownership Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 27 years, suggesting multiple generations. Largest group: Senior (65+) (18%).

Senior (65+)2peopleMiddle-Age (40-64)9people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Karla Hilliard

Is Karla Hilliard a registered voter?
Yes, voter registration records show Karla Hilliard is registered in Pennsylvania with R affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Karla Hilliard own property?
County assessor records show 1 property associated with Karla Hilliard . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Karla Hilliard?
Records show 1 vehicle registration associated with Karla Hilliard, including a 2005 Toyota Camry Solara. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Karla Hilliard?
We found 4 business affiliations for Karla Hilliard. Business records are compiled from state registries, SEC filings, and professional databases.
Has Karla Hilliard made political donations?
FEC disclosure records show 51 reported political contributions from Karla Hilliard, totaling $1,420. Recipients include Schauer, Mark and Warren, Rebekah. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Karla Hilliard?
Our database contains 98 total records for Karla Hilliard spanning 12 states. This includes 24 distinct contact records, 10 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Karla Hilliard?
The 98 records displayed for Karla Hilliard are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Karla Hilliard remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.