Kathy Mertz

Age 76 b. 1949-11-08
๐Ÿ“ 120 Meadow Ridge Ct, Saint Peters Mo
๐Ÿ“ž (636) 928-5055
โœ‰๏ธ KJ.MERTZ@ATT.NET

Kathy Mertz from Virginia Beach, VA

Age 67 b. 1959 Virginia Beach City Co.
๐Ÿ“ 2159 Lords Lndg
๐Ÿ“ž (757) 481-9152, (215) 533-4546

Kathy Mertz from Rochester, NY

Age 67 b. Mar 1959 Monroe Co.
๐Ÿ“ 196 Woodcrest Rd
๐Ÿ“ž (716) 621-2993

Kathy Mertz from Bismarck, ND

Age 72 b. Jun 1953 Burleigh Co.
๐Ÿ“ 1832 N 21st St
๐Ÿ“ž (701) 258-4815

Kathy Mertz from Sidney, OH

Age 71 b. Jul 1954 Shelby Co.
๐Ÿ“ 10465 Millcreek Rd
๐Ÿ“ž (937) 498-1582

Kathy Mertz from Ravena, NY

Age 65
๐Ÿ“ 571 Blodgett Hill Rd, Ravena, NY 12143
๐Ÿ“ž (518) 756-8741, (518) 882-6381
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Richard C Mertz,John S Mertz

Kathy Mertz from Saint Marys, PA

Age 75 b. 1951 Elk Co.
๐Ÿ“ 511 Moon Rd
๐Ÿ“ž (814) 834-1404

Kathy Mertz from Dallas, TX

Age 67 b. Mar 1958 Collin Co.
๐Ÿ“ 18704 Amador Ave
๐Ÿ“ž (972) 596-9639

Kathy Mertz from Saint Charles, MO

Age 76 b. Nov 1949 Saint Charles Co.
๐Ÿ“ 2073 Zumbehl Rd
๐Ÿ“ž (781) 834-9488
๐Ÿ‘ค aka Kathy J White

Kathy Mertz from Chambersburg, PA

Age 45 b. 1981 Franklin Co.
๐Ÿ“ 201 Parkwood Dr
๐Ÿ“ž (717) 267-3260

Kathy Mertz from Saint Paul, MN

Age 61 b. Jun 1964 Ramsey Co.
๐Ÿ“ 2047 N Park Dr
๐Ÿ“ž (651) 731-2876

Kathy Mertz from Aberdeen, SD

Age 68 b. Jul 1957 Brown Co.
๐Ÿ“ 1311 S 7th St
๐Ÿ“ž (605) 229-0894

Kathy Mertz from Greene, NY

Age 80 b. Sep 1945 Chenango Co.
๐Ÿ“ 122 Quinn Rd
๐Ÿ“ž (607) 656-5068

Kathy Mertz from Saint Marys, PA

Age 66 b. 1960 Elk Co.
๐Ÿ“ 535 Washington St
๐Ÿ“ž (814) 834-3993

Kathy Mertz from Springfield, OH

Age 59 b. Jan 1967 Clark Co.
๐Ÿ“ 902 Grant St 1
๐Ÿ“ž (219) 932-0162

Kathy Mertz from Fort Wayne, IN

Allen Co.
๐Ÿ“ 322 Mission Hill Dr
๐Ÿ“ž (260) 435-1451

Kathy Mertz from Birmingham, AL

Female
๐Ÿ“ 1508 Heatherbrooke Rd
๐Ÿ“ž (205) 240-5270 (T-MOBILE)

Kathy Mertz from Mont Alto, PA

Age 77 b. Nov 1948 Franklin Co.
๐Ÿ“ Po Box 239

Kathy Mertz from Lehighton, PA

Age 69 b. Sep 1956 Carbon Co.
๐Ÿ“ 4 Po Box 4949

Kathy Mertz from Virginia Beach, VA

Age 67 b. Feb 1959 Virginia Beach City Co.
๐Ÿ“ 613 12th St

Kathy Mertz from Milton, PA

Age 72 b. Mar 1954 Northumberland Co.
๐Ÿ“ 223 Center St

Kathy Mertz from Old Town, ME

Age 77 b. Mar 1949 Penobscot Co.
๐Ÿ“ 79 Whistle Way Wa 65

Kathy Mertz from Lehighton, PA

Age 54 b. Nov 1971 Carbon Co.
๐Ÿ“ 167 Seneca Rd

Kathy Mertz from Oakland, CA

Age 74 b. Jul 1951 Alameda Co.
๐Ÿ“ 4041 Laurel Ave

Kathy Mertz from Saint Marys, PA

Age 69 b. Jan 1957 Elk Co.
๐Ÿ“ 8 Franklin Ctr

Kathy Mertz from Birmingham, AL

Age 45 b. Mar 1980 Shelby Co.
๐Ÿ“ 2520 Willowbrook Ci
๐Ÿ‘ค aka Mertz Kathleen Joy

Kathy Mertz from Kersey, PA

Age 60 b. Sep 1965 Elk Co.
๐Ÿ“ 107 Fern Ln

Kathy Mertz from Le Roy, NY

0
๐Ÿ“ 2 Po Box, Le Roy, NY 14482

Kathy Mertz from Abbeville, LA

0
๐Ÿ“ 9912 La Highway 696, Abbeville, LA 70510

Kathy Mertz from Parkville, MD

Baltimore Co.
๐Ÿ“ 9013 Chateaugay Ct
๐Ÿ“ž (410) 882-3685

Kathy Mertz from Indianapolis, IN

Marion Co.
๐Ÿ“ 4729 E 16th St
๐Ÿ“ž (801) 566-6248
๐Ÿ‘ค aka Kathy Forman, Kathy J Forman, Kathy J Sparger

Kathy Mertz from Mifflinburg, PA

Union Co.
๐Ÿ“ 122 Pine Cone Dr W
๐Ÿ“ž (570) 966-4587

Kathy Mertz from Bangor, ME

Age 77 b. 1949 Female
๐Ÿ“ 119 Somerset St Apt 201

Kathy Mertz from Sturgis, SD

Meade Co.
๐Ÿ“ 1125 Dakota St

Kathy Mertz from Saint Marys, PA

Elk Co.
๐Ÿ“ 108 Fern Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 35 contact records for Kathy Mertz across 15 states. The most recent address on file is in Virginia Beach, Virginia. Of these records, 20 include phone numbers and 1 include email addresses. The listed age is 65. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Mertz Kathy L

Shelby County
· 10465 Millcreek Rd, Washington Oh
Assessed: $67,570 ยท Sale: $0 (2017/06/14)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Kathy Mertz in Washington. Values shown are from county assessor records and may differ from current market prices.

Kathy R Mertz

Republican Reg: 01/01/1970
201 Parkwood Dr, Chambersburg, PA, 17201
DOB: 11/08/1948 Gender: Female

Kathy L Mertz

Democrat Reg: 06/03/1993
511 Moon Rd, St Marys, PA, 15857
DOB: 01/05/1957 Gender: Unknown

Kathy M Mertz

Republican Reg: 02/26/1999
210 White St, Lehighton, PA, 18235
DOB: 11/25/1971 Gender: Unknown

Kathy June Mertz

County: St. Charles

Kathy R Mertz

201 Parkwood Dr
DOB: 11/08/1948 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Kathy Mertz in Pennsylvania. Records show affiliations with R, D, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Toyota RAV4
ยท Registered to: Kathy Mertz
ยท VIN: JTMZK31V895025113
·
4041 Laurel Ave, Oakland, CA, 94602
·
(510) 482-4995
2010 FORD FUSION
ยท Registered to: Kathy Mertz
ยท VIN: 3FAHP0JG0AR296607
·
10465 Millcreek Rd, Sidney, OH, 45365-8813
2013 Hyundai Elantra
ยท Registered to: Kathy Mertz
ยท VIN: 5NPDH4AE5DH197235
·
201 Parkwood Dr, Chambersburg, PA, 17201
·
(717) 267-3260
2005 CHEVROLET CAVALIER CAR BASIC ECONOMY
ยท Registered to: Kathy Mertz
ยท VIN: 1G1JC52F557125723
·
23 Fieldstone Dr, Bangor, ME, 04401
2010 Chevrolet Equinox
ยท Registered to: Kathy Mertz
ยท VIN: 2CNFLNEWXA6325805
·
201 Parkwood Dr, Chambersburg, PA, 17201-4532
·
(717) 267-3260
2009 Toyota Rav4
ยท Registered to: Kathy Mertz
ยท VIN: JTMBK31V09D004117
·
4041 Laurel Ave, Oakland, CA, 94602-3928
·
(510) 482-4995
2007 HYUNDAI AZERA
ยท Registered to: Kathy Mertz
ยท VIN: KMHFC46F77A192361
·
1832 N 21st St, Bismarck, ND, 58501-2342
·
(701) 258-4815
2005 CHEVROLET CAVALIER 4DR SEDAN
ยท Registered to: Kathy Mertz
ยท VIN: 1G1JC52F557125514
·
23 Fieldstone Dr, Bangor, ME, 04401

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Kathy Mertz. Registered makes include Toyota, Ford, Hyundai, Chevrolet. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

HealthSouth

Administrator
(757) 547-4155
Chesapeake, VA
Health Services

Chesapeake Diagnostic Imaging

Manager
(757) 547-4155
Chesapeake, VA
Health Services

Defino Central Elementary PTO

Kathy MertzVice President
Marlboro, NJ

Kathy Mertz

United States

Thrivent Financial For

Kathy MertzTraining and Education
(262) 695-9142kathy.mertz@thrivent.com
Pewaukee, WI

Kathy Mertz

Payroll Tax Analyst at Ex ยท Dallas/Fort Worth Area

Kathy Mertz

Lehighton, PA18235-

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for Kathy Mertz. Companies include HealthSouth, Chesapeake Diagnostic Imaging, Thrivent Financial For. Roles listed include Vice President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

OFFICER: Kathy Mertz

J.c. Penney Export Merchandising Corporation

Addr: TX
TX
CONTROLLER: Kathy Mertz

J. C. Penney Corporation, Inc.

ID: 0000478606
SVP: Kathy Mertz

Jcp Overseas Services, INC.

ID: 0013344306
CONTROLLER: Kathy Mertz

J. C. Penney Corporation, Inc.

ID: 0000478606
CONTROLLER: Kathy Mertz

J. C. Penney Mexico, INC.

ID: 0009825306
TREASURER: Kathy Mertz

J. C. Penney Brazil, INC.

ID: 0012321006
CONTROLLER: Kathy Mertz

J. C. Penney Brazil, INC.

ID: 0012321006
VICE PRESIDENT: Kathy Mertz

J. C. Penney International, INC.

ID: 0010292506
CONTROLLER: Kathy Mertz

J. C. Penney Purchasing Corporation

ID: 0008005506
OFFICER: Kathy Mertz

J. C. Penney International, INC.

ID: 0010292506
VICE PRESIDENT: Kathy Mertz

J. C. Penney Mexico, INC.

ID: 0009825306
VICE PRESIDENT: Kathy Mertz

J.c. Penney Export Merchandising Corporation

ID: 0008019006
CONTROLLER: Kathy Mertz

Source: Public Records Kathy Mertz appears in 13 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Kathy Mertz

Chelsea High School - Chelsea, AL, AL
1999

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Kathy Mertz has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Kathy Mertz

Age 68 Female
·
119 Somerset St, Bangor, ME 04401 (Penobscot County)
44.8064, -68.7642
TZ: Eastern
Multi-Family
MP

Kathy Mertz

Female
·
713 Meadow Dr, Birmingham, AL 35242 (Shelby County)
33.3938, -86.7166
· (205) 240-5270
TZ: Central
Single Family
MP

Kathy R Mertz

Age 68 Female
·
201 Parkwood Dr, Chambersburg, PA 17201 (Franklin County)
39.9377, -77.6369
· (717) 267-3260
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Kathy J Mertz

Age 67 Female
·
120 Meadow Ridge Ct, Saint Peters, MO 63376 (Saint Charles County)
38.7691, -90.5921
· (636) 928-5055
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1983 Purchased 1997
MP

Kathy Mertz

Age 50 Female
·
636 W Southern Ave, Springfield, OH 45506 (Clark County)
39.9121, -83.8235
Marital: Single TZ: Eastern
Single Family
MP

Kathy Mertz

Age 64 Female
·
1832 N 21st St, Bismarck, ND 58501 (Burleigh County)
46.8269, -100.7600
· (701) 258-4815
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1974
MP

Kathy L Mertz

Age 60 Female
·
511 Moon Rd, Saint Marys, PA 15857 (Elk County)
41.4000, -78.5649
· (814) 834-1404
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Kathy L Mertz

Age 58 Female
·
2159 Lords Lndg, Virginia Bch, VA 23454 (Virginia Beach City County)
36.8939, -76.0513
· (757) 871-8978
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1987 Purchased 1987
MP

Kathy M Mertz

Age 45 Female
·
210 White St, Lehighton, PA 18235 (Carbon County)
40.8294, -75.7008
· (610) 377-8180
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1900 Purchased 1996
MP

Kathy L Mertz

Age 63 Female
·
2360 Wapakoneta Ave, Sidney, OH 45365 (Shelby County)
40.2865, -84.1551
· (937) 498-1582
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Multi-Family
MP

Kathy Mertz

Female
·
2030 N Wenas Rd, Selah, WA 98942 (Yakima County)
46.6814, -120.5180
· (509) 952-2573
Marital: Married TZ: Pacific
Homeowner Single Family Built 1992
MP

Kathy J Mertz

Age 63 Female
·
122 Pine Cone Dr W, Mifflinburg, PA 17844 (Union County)
40.9233, -77.0431
· (570) 966-4587
Marital: Inferred Married TZ: Eastern
Occ: Service Industry Edu: Some College
Homeowner Single Family
MP

Kathy L Mertz

Age 60 Female
·
1311 S 7th St, Aberdeen, SD 57401 (Brown County)
45.4512, -98.4977
· (605) 228-7074
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1971

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with Kathy Mertz. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kathy Mertz. These loans were issued to businesses, not individuals.

Boyea'S Grocery & Deli

Sole Proprietorship

$43,500 Paid in Full
Address:
2 PO Box
Moriah Center, NY12961-0002
Approved

Apr 16, 2020

Forgiven

$44,004

Jobs Reported

6

Loan #

3109387207

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Kathy Mertz. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kathy Mertz on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
4
3
3
2
1
4
1
1
2
4
1
5
8
23
3
2
5
1
1

Kathy Mertz in Saint Peters, MO: Background Summary

Location
120 Meadow Ridge Ct, Saint Peters Mo, Saint Peters, MO
Other Locations
Virginia Beach, VA ยท Rochester, NY ยท Bismarck, ND and 22 more
Profiles Found
35 people with this name
Phone Numbers
(636) 928-5055 and 20 others on file
Email
kj.mertz@att.net
Possible Relatives
Richard C Mertz, John S Mertz
Career
Vice President at HealthSouth, Chesapeake Diagnostic Imaging
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
8 linked โ€” 2009 Toyota Rav4, 2010 Ford Fusion and 6 more
PPP Loans
$43,500 for Boyea'S Grocery & Deli

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kathy Mertz. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kathy Mertz

Search Complexity: High

97 public records across 19states, belonging to approximately 35 different individuals. With 35 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Pennsylvania (24%), followed by Ohio and New York. Spans the Northeast and Midwest regions.

PA23recordsOH8recordsNY5recordsVA5recordsAL4recordsME4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (53%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (13) and Business & Corporate Filings (11).

44
Contact & Address Records
13
Corporate Records
11
Business & Corporate Filings
8
Vehicle Registration Records
5
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 36 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)12peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kathy Mertz

Is Kathy Mertz a registered voter?
Yes, voter registration records show Kathy Mertz is registered in Pennsylvania with R affiliation. We found 5 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kathy Mertz own property?
County assessor records show 1 property associated with Kathy Mertz . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kathy Mertz?
Records show 8 vehicle registrations associated with Kathy Mertz, including a 2009 Toyota RAV4. Registered makes include Toyota, Ford, Hyundai, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kathy Mertz?
We found 11 business affiliations for Kathy Mertz, including HealthSouth. Other companies include Chesapeake Diagnostic Imaging, Thrivent Financial For. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Kathy Mertz?
Our database contains 97 total records for Kathy Mertz spanning 19 states. This includes 35 distinct contact records, 20 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kathy Mertz?
The 97 records displayed for Kathy Mertz are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kathy Mertz remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.