Kaye Gray

Age 55 b. 1970-05-20
๐Ÿ“ 1500 Sw Meyer Blvd, Blue Springs Mo
๐Ÿ“ž (816) 585-6530, (816) 585-6531
โœ‰๏ธ KGRAY1024@YAHOO.COM, kgray1024@yahoo.com

Kaye Gray from Nettleton, MS

Age 70
๐Ÿ“ 557 557 Rr #557, Nettleton, MS 38858
โœ‰๏ธ kayla_gry@msn.com, kaylagry@yahoo.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Richard Thomas Gray,Charley S Gray,Sandra Kaye Gray

Kaye Gray from Corryton, TN

Age 52
๐Ÿ“ 8344 Bud Hawkins Rd, Corryton, TN 37721
๐Ÿ“ž (865) 966-3041

Kaye Gray from Louisville, KY

Age 67
๐Ÿ“ 823 Alden Rd, Louisville, KY 40207
๐Ÿ“ž (502) 895-2800, (502) 426-0468, (502) 439-0844, (502) 777-1131, (502) 895-2800, (502) 896-0404, (502) 458-5632

Kaye Gray from San Jose, CA

Age 110
๐Ÿ“ 2150 Monterey Hwy #329, San Jose, CA 95112
๐Ÿ“ž (408) 293-1454
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Ray T Gray,Raymond T Gray,Rt Gray,Joann U Ray

Kaye Gray from Huntsville, AL

Age 84 b. 1942 Female
๐Ÿ“ 241 Pumprock Dr
๐Ÿ“ž (256) 864-8190
โœ‰๏ธ waltergray@fuse.net

Kaye Gray from Madison, AL

Age 83 b. Nov 1942
๐Ÿ“ 312 Sunnyslope Trl
๐Ÿ“ž (256) 864-8190
๐Ÿ‘ค aka Kaye Redden Gray, Kaye E Raney, Kaye G Raney

Kaye Gray from Baton Rouge, LA

Age 67 b. Oct 1958
๐Ÿ“ 4639 Tigerland Ave Apt B5
๐Ÿ“ž (225) 478-8129
๐Ÿ‘ค aka Karyn Lachelle Gray, Kaye M Smith, Kayle M Gray

Kaye Gray from Wetumpka, AL

Age 86 b. Dec 1939 Elmore Co.
๐Ÿ“ 4121 Us Hy 231
๐Ÿ“ž (615) 646-9591

Kaye Gray from Akron, OH

Age 64 b. Jan 1962 Summit Co.
๐Ÿ“ 2437 Covington Rd
๐Ÿ“ž (330) 867-9695
๐Ÿ‘ค aka Kaye Rosenberger

Kaye Gray from Houston, TX

Age 63
๐Ÿ“ 5510 Brunswick St, Houston, TX 77039
๐Ÿ“ž (281) 590-5269

Kaye Gray

๐Ÿ“ Po Box 2728, Wylie Tx
๐Ÿ“ž (214) 564-9403, (214) 564-9403
โœ‰๏ธ JANDKGRAY@SBCGLOBAL.NET

Kaye Gray

๐Ÿ“ 7854 County Road 438, Collin County Tx 75407
๐Ÿ“ž (214) 564-9403, (214) 564-9403
โœ‰๏ธ JANDKGRAY@SBCGLOBAL.NET

Kaye Gray from Springfield, MO

๐Ÿ“ 210 N Prince Ln
๐Ÿ“ž (417) 866-7505

Kaye Gray from Huntsville, AL

Age 83 b. Nov 1942 Madison Co.
๐Ÿ“ 2719 Overton Rd Sw
๐Ÿ‘ค aka Gray Kaye, Kaye E Raney

Kaye Gray from Memphis, TN

Age 69 b. Mar 1956
๐Ÿ“ 151 E Fairway Ave
๐Ÿ‘ค aka Kay Gray, Kay Grey

Kaye Gray from Denton, TX

Age 77 b. Jul 1948 Denton Co.
๐Ÿ“ 2 Po Box 904

Kaye Gray from Hayward, CA

Age 80 b. Nov 1945 Alameda Co.
๐Ÿ“ 849 Marvin Wa

Kaye Gray from Jackson, MS

Age 73 b. May 1952 Hinds Co.
๐Ÿ“ 5511 Ridgewood Rd

Kaye Gray from Oak Ridge, TN

Age 64 b. Jan 1962
๐Ÿ“ 226 N Purdue Ave Apt 106
๐Ÿ‘ค aka Kay Gray, Kaye S Gray, Kay A Gray

Kaye Gray from Midland, TX

0
๐Ÿ“ 1401 Boeing Dr, Midland, TX 79701

Kaye Gray from Richmond, VA

Richmond City Co.
๐Ÿ“ 2907 Moss Side Ave
๐Ÿ“ž (804) 244-0777

Kaye Gray from Friendswood, TX

Galveston Co.
๐Ÿ“ Po Box 1000
๐Ÿ“ž (281) 428-8007

Kaye Gray from Baton Rouge, LA

East Baton Rouge Co.
๐Ÿ“ 9895 Florida Blvd
๐Ÿ“ž (919) 425-6080

Kaye Gray from Knoxville, TN

Knox Co.
๐Ÿ“ 9316 Sarasota Dr

Kaye Gray from Las Vegas, NV

Clark Co.
๐Ÿ“ 6312 Carl Ave

Kaye Gray from Chicago, IL

Cook Co.
๐Ÿ“ 55 E Washington St Unit

Kaye Gray from Blue Springs, MO

๐Ÿ“ 1140 Se Eastridge Dr

Kaye Gray from Vallejo, CA

Solano Co.
๐Ÿ“ 6765 Rancho Ct

Kaye Gray from Antioch, CA

Contra Costa Co.
๐Ÿ“ 624 W 14th C St

Kaye Gray from San Jose, CA

Santa Clara Co.
๐Ÿ“ 2150 S 1st St 185

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for Kaye Gray across 12 states. The most recent address on file is in Huntsville, Alabama. Of these records, 16 include phone numbers and 5 include email addresses. Ages range from 52 to 110, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Gray Kaye

Collin County
PIN: 1195913
· 7854 County Road 438, PRINCETON tx
Assessed: $0

Gray Kaye

Dallas County
PIN: 00000604777000000
· 11569 Harry Hines Blvd, TX
Assessed: $312,390

Gray Kaye

Collin County
PIN: 1195735
· County Road 438, PRINCETON tx
Built: 1978.0
Assessed: $0

Gray Kaye L

Clark County
· 8109 Bay Pines Ave, Las-Vegas Nv 89128.0
Built: 1993.0
Assessed: $0 ยท Sale: $0

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Kaye Gray in Las-Vegas. Values shown are from county assessor records and may differ from current market prices.

Kaye Gray

County: Greene

Kaye Labrum Gray

8109 Bay Pines Ave, Las Vegas, NV, 89128
County: Clark

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Kaye Gray in Nevada. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 TOYOTA COROLLA
ยท Registered to: Kaye Gray
ยท VIN: JTDBR32E870122172
·
210 N Prince Ln, Springfield, MO, 65802
·
(417) 866-7505
2007 FORD FUSION
ยท Registered to: Kaye Gray
ยท VIN: 3FAHP08147R107144
·
1140 SE Eastridge Dr, Blue Springs, MO, 64014-3440
1998 FORD TAURUS CAR UPPER MIDSIZE
ยท Registered to: Kaye Gray
ยท VIN: 1FAFP52U9WA212617
·
9908 Hall Rd, Knoxville, TN, 37923
2012 Buick Enclave
ยท Registered to: Kaye Gray
ยท VIN: 5GAKRDED4CJ344142
·
4807 Crista Ln, Midland, TX, 79707-2413
·
(432) 634-1228
2003 DODGE NEON
ยท Registered to: Kaye Gray
ยท VIN: 1B3ES56C13D181722
·
2718 Butler Rd, Obion, TN, 38240
·
(731) 536-5358

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Kaye Gray. Registered makes include Toyota, Ford, Buick, Dodge. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Infusion Express

Human Resources Generalist
+18165856530kayeg@infusionexpress.com
Kansas City,

Healthessentials Solutions Inc

Manager
(813) 936-0510
Tampa, FL
Health Services (Services)

Gray Painting

Principal
(330) 867-9695
Akron, OH
Construction - Special Trade Contractors (Construction)

Gray Creative Strategies

Owner
(703) 802-0228
Chantilly, VA
Engineering, Accounting, Research, Management & Related Svcs

Natl Assn Of State Chief Info

Kaye GraySenior Manager
kaye.gray@segoviaip.com
Lexington, KY40507-1324

Kaye Gray

Human Resources Generalist
Ivx Health
Kansas City, Missouri, United States Medical Practice

Kaye Gray

Human Resources Generalist
Ivx Health
Missouri

Kaye Gray

Director of HR at Endeavor Energy

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 19 business affiliations were found for Kaye Gray. Companies include Healthessentials Solutions Inc, Gray Painting, Gray Creative Strategies and 2 more. Roles listed include Human Resources Generalist and Human Resources Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Kaye Gray

Real Estate
NOT RENEWED
License # 476168682
Firm: Kaye Larry Gray
Addr: Sycamore, IL 60178

kaye gray

Real Estate
EXPIRED
License # 475069611
Addr: Sycamore, IL 60178
County: Dekalb
Issued: Sep 30, 1974 Exp: Apr 30, 2000

Licensed Professional

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Kaye Gray holds 4 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Kaye Gray

Borger High School - Borger, TX, TX
1958

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Kaye Gray has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$27 Mar 13, 2016
2016 DEM
Sanders, Bernard
Gray, Kaye Pharmacy Technician @ Walgreens St Helen, MI
$27 Mar 13, 2016
DEM
Sanders, Bernard
Contributor Pharmacy Technician @ Walgreens St Helen, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Kaye Gray. Total disclosed contributions amount to $54. Recipients include Sanders, Bernard. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Kaye P Gray

Age 72 Female
·
PO Box 2728, Wylie, TX 75098 (Collin County)
33.0173, -96.5477
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 1978 Purchased 1987
MP

Kaye A Gray

Age 75 Female
·
210 N Prince Ln, Springfield, MO 65802 (Greene County)
37.2086, -93.2360
· (417) 866-7505
Marital: Married TZ: Central
Occ: Professional
Homeowner Single Family Built 1958
MP

Kaye F Gray

Female
·
1305 E Marcelle St, Compton, CA 90221 (Los Angeles County)
33.8865, -118.2076
TZ: Pacific
Single Family
MP

Kaye Gray

Age 47 Female
·
1500 SW Meyer Blvd, Blue Springs, MO 64015 (Jackson County)
38.9841, -94.2851
· (816) 427-5683
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1989 Purchased 2015
MP

Kaye Gray

Age 69 Female
·
24 Kingwood Gardens Dr, Moultrie, GA 31788 (Colquitt County)
31.1745, -83.7607
· (229) 798-6769
TZ: Eastern
Single Family
MP

Kaye C Gray

Age 55 Female
·
226 N Purdue Ave, Oak Ridge, TN 37830 (Anderson County)
36.0112, -84.2506
TZ: Eastern
Multi-Family
MP

Kaye M Gray

Age 55 Female
·
2437 Covington Rd, Akron, OH 44313 (Summit County)
41.1206, -81.6033
Marital: Single TZ: Eastern
Homeowner Single Family Built 1939 Purchased 2001
MP

Kaye Gray

Female
·
1424 Elton Rd, Jennings, LA 70546 (Jefferson Davis County)
30.2359, -92.6633
Marital: Single TZ: Central
Single Family
MP

Kaye R Gray

Age 74 Female
·
312 Sunnyslope Trl, Madison, AL 35757 (Madison County)
34.7931, -86.7384
· (256) 864-8190
Marital: Married TZ: Central
Homeowner Single Family Built 2000
MP

Kaye Gray

Age 70 Female
·
1320 Springdale Cir, Naperville, IL 60564 (Will County)
41.7170, -88.1751
· (630) 728-4959
Marital: Married TZ: Central
Homeowner Single Family Built 1984 Purchased 2013
MP

Kaye Gray

Female
·
9688 Pleasant Rd W, Saint Helen, MI 48656 (Roscommon County)
44.3672, -84.4187
TZ: Eastern
Single Family
MP

Kaye Gray

Age 69 Female
·
175 Hidden Acres, Moultrie, GA 31788 (Colquitt County)
31.1593, -83.7240
Marital: Single TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family
MP

Kaye L Gray

Age 76 Female
·
8109 Bay Pines Ave, Las Vegas, NV 89128 (Clark County)
36.1989, -115.2700
· (702) 210-2316
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1993 Purchased 2000
MP

Kaye M Gray

Age 28 Female
·
5520 N Queens Hwy, Luther, MI 49656 (Lake County)
44.0662, -85.7025
Marital: Inferred Single TZ: Eastern
Single Family
MP

Kaye Gray

Female
·
323 Perdido Pointe Cir, Victoria, TX 77905 (Victoria County)
28.7723, -97.0996
· (361) 645-1313
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 2004
MP

Kaye Gray

Female
·
3205 W Cortaro Farms Rd, Tucson, AZ 85742 (Pima County)
32.3570, -111.0350
Marital: Married TZ: Mountain
Multi-Family
MP

Kaye Gray

Female
·
11470 Audelia Rd, Dallas, TX 75243 (Dallas County)
32.9051, -96.7176
· (214) 341-4189
Marital: Single TZ: Central
Homeowner Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 17 demographic profiles associated with Kaye Gray. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kaye Gray. These loans were issued to businesses, not individuals.

Harold & Squeaky'S Entertainment, LLC

$57,526 Paid in Full
Address:
11569 Harry Hines Blvd
Approved

May 5, 2020

Forgiven

$57,833

Loan #

1950467404

Loan Size

Small

Harold & Squeaky'S Entertainment LLC

Limited Liability Company(LLC

$80,536 Paid in Full
Address:
11569 Harry Hines Blvd
Dallas, TX75229-2202
Approved

Jan 19, 2021

Forgiven

$81,013

Jobs Reported

11

Loan #

1792938305

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Kaye Gray. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kaye Gray on the map

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Kaye Gray in Blue Springs, MO: Background Summary

Location
1500 SW Meyer Blvd, Blue Springs Mo, Blue Springs, MO
Other Locations
Huntsville, AL ยท Madison, AL ยท Baton Rouge, LA and 16 more
Profiles Found
31 people with this name
Phone Numbers
(816) 585-6530 and 14 others on file
Email
kgray1024@yahoo.com and 4 others on file
Possible Relatives
Richard Thomas Gray, Charley S Gray, Sandra Kaye Gray, Frederick E Gray, James Gregory Gray and 18 more
Career
Human Resources Generalist, Human Resources Manager at Healthessentials Solutions Inc, Gray Painting
Properties
4properties owned
Vehicles
5 linked โ€” 2007 Toyota Corolla, 2007 Ford Fusion and 3 more
Contributions
$54 total โ€” Sanders, Bernard
Licenses
2 professional licenses (REAL ESTATE)
PPP Loans
$196K for Harold & Squeaky'S Entertainment, LLC, Harold & Squeaky'S Entertainment LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kaye Gray. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kaye Gray

Search Complexity: High

95 public records across 17states, belonging to approximately 31 different individuals. With 31 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Texas (17%), followed by Missouri and Tennessee. Spans the South and Midwest regions.

TX16recordsMO8recordsTN7recordsAL7recordsCA6recordsIL6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (49%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (19) and Vehicle Registration Records (5).

38
Contact & Address Records
19
Business & Corporate Filings
5
Vehicle Registration Records
4
Property Ownership Records
4
Professional License Records
3
PPP Loan Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (69%).

Senior (65+)9peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kaye Gray

Is Kaye Gray a registered voter?
Yes, voter registration records show Kaye Gray is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kaye Gray own property?
County assessor records show 4 properties associated with Kaye Gray . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kaye Gray?
Records show 5 vehicle registrations associated with Kaye Gray, including a 2007 TOYOTA COROLLA. Registered makes include Toyota, Ford, Buick, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kaye Gray?
We found 19 business affiliations for Kaye Gray (Human Resources Generalist). Other companies include Gray Painting, Gray Creative Strategies. Business records are compiled from state registries, SEC filings, and professional databases.
Has Kaye Gray made political donations?
FEC disclosure records show 2 reported political contributions from Kaye Gray, totaling $54. Recipients include Sanders, Bernard. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Kaye Gray?
Our database contains 95 total records for Kaye Gray spanning 17 states. This includes 31 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kaye Gray?
The 95 records displayed for Kaye Gray are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kaye Gray remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.