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Kelli Don Kincaid from Conroe, TX

Age 58 b. 11/20/1967
📍 Po Box 401, #conroe, TX 77305-0401
✉️ kkincaidrn1@comcast.net, kdk@msn.com, kelli@i-love-cats.com, kkincaid@cox.net, kdk67@msn.com, kkincaid4@cox.net, kkincaidrn1@cox.net
👨‍👩‍👧 Relatives: Zachary O Kincaid,Zachary Kincaid,Angela L Kincaid,Anne T Thrasher,Eric Reed Kincaid,Stacey L Reed,Abdallah T Ismaila,Abdallah T Ismaila,Adam R Hill,Amy Lynn Thrasher,Ashley M Bravata,Bryan M Scott,Carolyn H Bravata,Dave K Reed,Deborah A Reed,Devon Burse,Hilda H Reed,Jennifer L Bravata,Joseph Bravata Samuel Jr,Judith K Reed,Keith T Kincaid,Kelsey M Kincaid,Kevin Tyler Kincaid,Lance B Ruter,Lawrence E Ruter,Linda J Reed,Lon Reed,Matthew A Reed,Michael William Reed,Michael William Reed,Michael L Scott,Mike Reed,Paige A Armstrong,Paula A Ruter,Penelope S Reed,Rae J Reed,Rebecca J Ismaila,Rebecca J Reed,Robert H Koehn,Ruth A Scott,Samantha Lynn Bravata,Samual Bravata,Samuel J Bravata Sr,Samuel J Bravata Jr,Terrill J Kincaid,Thomas James Thrasher Jr,Thomas J Thrasher Sr,Tricia A Alonso,Trisha L Reed,Zachary Kincaid
🕐 15 previous addresses

Kelli Kincaid

Age 58 b. 1967-11-19
📍 15727 Cutten Rd, Houston Tx 77070
📞 (936) 207-7727
✉️ KDK1967@ATT.NET, kdk1967@att.net

Kelli Kincaid

Age 48 b. 1977-12-09
📍 3387 Arnett Ct, Westerville Oh
📞 (614) 607-0737
✉️ KELLSUN1@HOTMAIL.COM

Kelli Kincaid from Mcdonough, GA

Age 44 b. Feb 1982 Henry Co.
📍 740 Quail Cir
📞 (770) 914-7637

Kelli Kincaid from Boston, MA

Age 45 b. May 1980 Suffolk Co.
📍 423 E 3rd St Unit 2
📞 (315) 487-8723

Kelli Kincaid from Des Moines, IA

Age 65 b. Jan 1961
📍 3934 Easton Blvd
📞 (515) 525-3272
👤 aka Kelli Jine Phillips, Kelly Jine Phillips, Kelli Jine Williams

Kelli Kincaid from Phoenix, AZ

Female
📍 3659 West Thalia Ct
📞 (602) 386-8339 (T-MOBILE)

Kelli Kincaid from Phoenix, AZ

Age 59 b. 1967 Female
📍 3659 W Thalia Ct
📞 (269) 779-9382

Kelli Kincaid from Oneonta, NY

Age 45 b. May 1980 Otsego Co.
📍 539 Matteson Hall

Kelli Kincaid from Ponca City, OK

Age 52 b. Sep 1973 Kay Co.
📍 Rr 2 Po Box 32

Kelli Kincaid from Athens, TN

Age 58 b. Dec 1967
📍 894 County Road 180
👤 aka Kelli Denise Roberts Yarber, Kalli Denise Black, Kelli D Kyarber

Kelli Kincaid from State University, AR

0
📍 1734 Po Box, State University, AR 72467

Kelli Kincaid from Long Island City, NY

0
📍 4102 10th St, Long Island City, NY 11101

Kelli Kincaid from Des Moines, IA

Polk Co.
📍 906 Garfield Ave
📞 (648) 078-4505

Kelli Kincaid from Pikeville, KY

Pike Co.
📍 390 Childers Dr
📞 (216) 699-3968

Kelli Kincaid from Des Moines, IA

Age 43 b. 1983 Female
📍 3511 Sw 27th St

Kelli Kincaid from Goshen, NY

Orange Co.
📍 908 Woodhills Dr

Kelli Kincaid from Hartsville, TN

Trousdale Co.
📍 630 Crenshaw Rd

Kelli Kincaid from Plainsboro, NJ

Middlesex Co.
📍 1914 Aspen Dr

Kelli Kincaid from Glendale, AZ

Maricopa Co.
📍 4201 W Union Hills Dr 2020

Kelli Kincaid from Lawton, MI

Van Buren Co.
📍 354 W 4th St

Kelli Kincaid from Loveland, CO

Larimer Co.
📍 Po Box 7774

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 22 contact records for Kelli Kincaid across 13 states. The most recent address on file is in McDonough, Georgia. Of these records, 10 include phone numbers and 3 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kelli A Kincaid

2021 Orange County
· 281 Hortons, Minisink

Kelli A Kincaid

2022 Orange County
· 281 Hortons, Minisink

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Kelli Kincaid. Values shown are from county assessor records and may differ from current market prices.

Kelli M Kincaid

Republican
107 Longmeadow Dr, 15, 13205
DOB: 19800502 Gender: Female

Kelli A Kincaid

Republican
281 Hortons Rd, 3, 10998
DOB: 19700725 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Kelli Kincaid. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 CHEVROLET COBALT
· Registered to: Kelli Kincaid
· VIN: 1G1AL58FX77242208
·
14015 N 94th St Apt 2008, Scottsdale, AZ, 85260
2005 Chevrolet TrailBlazer
· Registered to: Kelli Kincaid
· VIN: 1GNDT13S652147857
·
9124 S Westnedge Ave, Portage, MI, 49002
·
(269) 349-8867
1994 MAZDA MX-6 COUPE
· Registered to: Kelli Kincaid
· VIN: 1YVGE31D9R5129884
·
2573 Marblevista Blvd, Columbus, OH, 43204
2009 NISSAN SENTRA
· Registered to: Kelli Kincaid
· VIN: 3N1AB61E39L646373
·
2028 Winton St, Middletown, OH, 45044-6911
2007 NISSAN ALTIMA 4DR SEDAN
· Registered to: Kelli Kincaid
· VIN: 1N4AL21E47C190725
·
588 Main St Apt 4d, Stoneham, MA, 02180

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Kelli Kincaid. Registered makes include Chevrolet, Mazda, Nissan. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Great Western Bank

Head Of Product Management
kelli.kincaid@greatwesternbank.com

Great Western Bank

Kelli KincaidOperations Manager
(515) 223-1607kelli.kincaid@greatwesternbank.com
Clive, IA50325

Visalia Arts Consortium INC

Kelli KincaidAdvisor
Visalia, CA

Kelli Kincaid

Internal Retirement Specialist
Nationwide Financial
Columbus, Ohio, United States Financial Services
LinkedIn

Kelli Kincaid

Internal Retirement Specialist
Nationwide Financial
Ohio
LinkedIn

Dq Grill & Chill

Kelli KincaidBindery Machine Operators and Tenders
(845) 726-3993addictedtochoco@dairyqueen.com
281 Hortons, Westtown, ny10998

Pb Event Designs

Kelli KincaidSales Customer
addictedtochoco@yahoo.com
281 Hortons, Westtown, NY10998
itsjustperfect.com

Delaware General Health District

Kelli KincaidEmergency Preparedness Coordinator
(740) 369-2787kkincaid@delawarehealth.org
Delaware, OH

Kelli Kincaid

Emergency Services Director · Columbus, Ohio Area

Pb Event Designs

Kelli KincaidSales Customer
addictedtochoco@yahoo.com
281 Hortons, Westtown, NY10998

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 16 business affiliations were found for Kelli Kincaid. Companies include Great Western Bank, Nationwide Financial, Dq Grill & Chill and 2 more. Roles listed include Head Of Product Management and Operations Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Kelli Kincaid

ID: 19708542
Addr: 17443 W Morning Glory St, Goodyear, AZ, 85338
AZ

Urim Corporation

Filed: Jun 3, 2005
Registered Agent: Kelli Kincaid

Source: Public Records Kelli Kincaid appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Kelli Kincaid

Nursing Board
INACTIVE
License # 041349078
Firm: Kelli D Kincaid
Addr: Kalamazoo, MI 49048

kelli kincaid

Nursing Board
INACTIVE
License # 041349078
Addr: Kalamazoo, MI 49048
County: Michigan
Issued: Sep 22, 2005 Exp: May 31, 2008

Licensed Professional

Source: State Professional Licensing Boards · Dept. of Professional Regulation Kelli Kincaid holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Kelli D Kincaid

Group Tour
Sep 4, 2015, 09:00 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Kelli Kincaid appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Kelli Kincaid

West High School - Waterloo, IA, IA
1985

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Kelli Kincaid has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Kelli A Kincaid

Age 37 Female
·
281 Hortons Rd, Westtown, NY 10998 (Orange County)
41.3496, -74.5127
· (845) 548-1677
Marital: Married TZ: Eastern
Homeowner Single Family Built 2001 Purchased 2006
MP

Kelli D Kincaid

Age 34 Female
·
111 Limetree Dr, Delaware, OH 43015 (Delaware County)
40.2995, -83.1003
TZ: Eastern
Homeowner Single Family Built 2001 Purchased 2009
MP

Kelli Kincaid

Age 45 Female
·
987 Pratt Rd, Red Oak, TX 75154 (Ellis County)
32.5304, -96.7543
Marital: Single TZ: Central
Homeowner Single Family Built 1993 Purchased 1994
MP

Kelli Kincaid

Age 49 Female
·
15727 Cutten Rd, Houston, TX 77070 (Harris County)
29.9992, -95.5643
Marital: Single TZ: Central
Edu: Some College
Multi-Family
MP

Kelli Kincaid

Age 33 Female
·
14 Grove Park Dr, Columbia City, IN 46725 (Whitley County)
41.1598, -85.4798
· (260) 623-3434
Marital: Married TZ: Eastern
Homeowner Single Family Built 1964
MP

Kelli M Kincaid

Age 37 Female
·
279 Haverhill St, North Reading, MA 01864 (Middlesex County)
42.5947, -71.0854
Marital: Single TZ: Eastern
Single Family
MP

Kelli Kincaid

Age 32 Female
·
10917 Elkhart Dr, El Paso, TX 79936 (El Paso County)
31.7936, -106.3220
Marital: Married TZ: Mountain
Occ: Professional Edu: High School
Homeowner Single Family Built 1976 Purchased 2012
MP

Kelli Kincaid

Female
·
423 E 3rd St, Boston, MA 02127 (Suffolk County)
42.3363, -71.0436
TZ: Eastern
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Kelli Kincaid. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kelli Kincaid. These loans were issued to businesses, not individuals.

Brayan Sabariego

Independent Contractors

$1,403 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2200
Approved

May 25, 2021

Forgiven

$1,410

Jobs Reported

1

Loan #

7367539001

Loan Size

Small

Jesus Sabariego

Independent Contractors

$9,003 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

May 20, 2021

Forgiven

$9,022

Jobs Reported

1

Loan #

4826429010

Loan Size

Small

Eyismar Gonzalez

Independent Contractors

$5,867 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

May 20, 2021

Forgiven

$5,882

Jobs Reported

1

Loan #

4138439009

Loan Size

Small

Brayan Sabariego

Independent Contractors

$1,403 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2200
Approved

Apr 24, 2021

Forgiven

$1,412

Jobs Reported

1

Loan #

1414568903

Loan Size

Small

Alexia Oliver

Sole Proprietorship

$20,833 Exemption 4
Address:
6033 De Zavala Rd Apt 526
San Antonio, TX78249-2208
Approved

May 7, 2021

Jobs Reported

1

Loan #

7498248905

Loan Size

Small

Maurice Gunn

Independent Contractors

$20,832 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

May 13, 2021

Forgiven

$20,985

Jobs Reported

1

Loan #

1881569005

Loan Size

Small

Alexia Oliver

Sole Proprietorship

$20,833 Exemption 4
Address:
6033 De Zavala Rd Apt 526
San Antonio, TX78249-2200
Approved

Apr 21, 2021

Jobs Reported

1

Loan #

7304418802

Loan Size

Small

Gedeon Pierrelouis

Sole Proprietorship

$20,833 Paid in Full
Address:
4102 10th St
Long Island City, NY11101-6506
Approved

May 29, 2021

Forgiven

$20,879

Jobs Reported

1

Loan #

9778089001

Loan Size

Small

Christopher Moore

Sole Proprietorship

$8,749 Exemption 4
Address:
1034 Belle Valley Dr
Belleville, IL62220-3429
Approved

May 23, 2021

Jobs Reported

1

Loan #

7184899001

Loan Size

Small

Brenda Cantu

Sole Proprietorship

$1,562 Paid in Full
Address:
6033 De Zavala Rd Apt 1723
San Antonio, TX78249-2212
Approved

May 20, 2021

Forgiven

$1,573

Jobs Reported

1

Loan #

4515449008

Loan Size

Small

Rhett Logan Nelson

Self-Employed Individuals

$8,000 Paid in Full
Address:
PO Box 401
Whitesboro, TX76273-0401
Approved

May 28, 2020

Forgiven

$1,920

Jobs Reported

1

Loan #

4358907802

Loan Size

Small

Christopher Moore

Sole Proprietorship

$8,749 Exemption 4
Address:
1034 Belle Valley Dr
Belleville, IL62220-3429
Approved

Apr 26, 2021

Jobs Reported

1

Loan #

2365378902

Loan Size

Small

Mitchel Waid

Sole Proprietorship

$20,167 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

Feb 22, 2021

Forgiven

$20,280

Jobs Reported

1

Loan #

2891458510

Loan Size

Small

Eyismar Gonzalez

Independent Contractors

$5,867 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

Apr 18, 2021

Forgiven

$5,888

Jobs Reported

1

Loan #

5892158803

Loan Size

Small

Brianda Ledezma

Sole Proprietorship

$1,562 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

Apr 22, 2021

Forgiven

$1,574

Jobs Reported

1

Loan #

8180168801

Loan Size

Small

Tynika Matthews

Independent Contractors

$9,375 Paid in Full
Address:
6033 De Zavala Rd Apt 2118
San Antonio, TX78249-2260
Approved

May 13, 2021

Forgiven

$9,413

Jobs Reported

1

Loan #

1557809003

Loan Size

Small

Jesus Sabariego

Independent Contractors

$9,003 Paid in Full
Address:
6033 De Zavala Rd
San Antonio, TX78249-2243
Approved

Apr 20, 2021

Forgiven

$9,043

Jobs Reported

1

Loan #

6630368801

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 17 PPP loan records are linked to businesses associated with Kelli Kincaid. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kelli Kincaid on the map

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Found 47 results across 16 states

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Kelli Kincaid in Houston, TX: Background Summary

Location
15727 Cutten Rd, Houston Tx 77070, Houston, TX
Other Locations
McDonough, GA · Boston, MA · Des Moines, IA and 11 more
Profiles Found
22 people with this name
Phone Numbers
(602) 386-8339 and 10 others on file
Email
kkincaidrn1@comcast.net and 8 others on file
Possible Relatives
Zachary O Kincaid, Zachary Kincaid, Angela L Kincaid, Anne T Thrasher, Eric Reed Kincaid and 42 more
Career
Head Of Product Management, Advisor at Great Western Bank, Nationwide Financial
Voter Registration
Registered Republican
Vehicles
5 linked — 2007 Chevrolet Cobalt, 2005 Chevrolet TrailBlazer and 3 more
Licenses
2 professional licenses (NURSING BOARD)
PPP Loans
$174K for Brayan Sabariego, Jesus Sabariego
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kelli Kincaid. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kelli Kincaid

Search Complexity: High

82 public records across 16states, belonging to approximately 22 different individuals. With 22 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Professional License Records section may be most helpful for disambiguation because these records contain license numbers and issuing states.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: New York (12%), followed by Texas and Arizona. Spans the Northeast and South regions.

NY10recordsTX5recordsAZ5recordsIA5recordsMI5recordsAR3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (35%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (17) and Business & Corporate Filings (16).

25
Contact & Address Records
17
PPP Loan Records
16
Business & Corporate Filings
5
Vehicle Registration Records
3
Professional License Records
2
Property Ownership Records

Age Distribution

Age range: approximately 21 years, suggesting multiple generations. Largest group: Senior (65+) (17%).

Senior (65+)1personMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kelli Kincaid

Is Kelli Kincaid a registered voter?
Yes, voter registration records show Kelli Kincaid is registered with REP affiliation. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kelli Kincaid own property?
County assessor records show 2 properties associated with Kelli Kincaid . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kelli Kincaid?
Records show 5 vehicle registrations associated with Kelli Kincaid, including a 2007 CHEVROLET COBALT. Registered makes include Chevrolet, Mazda, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kelli Kincaid?
We found 16 business affiliations for Kelli Kincaid (Head Of Product Management). Other companies include nationwide financial, Dq Grill & Chill. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Kelli Kincaid?
Our database contains 82 total records for Kelli Kincaid spanning 16 states. This includes 22 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kelli Kincaid?
The 82 records displayed for Kelli Kincaid are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kelli Kincaid remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.