Ken Flake

Age 69 b. 1956-08-12
๐Ÿ“ 4501 Marguerite Ln, Fort Worth Tx 76123
๐Ÿ“ž (817) 423-8972, (817) 222-8337
โœ‰๏ธ KENFLAKE@ATT.NET, kenflake@att.net

Ken Flake

๐Ÿ“ 2405 W Entrada Trl, Unit 53, Saint George Ut
๐Ÿ“ž (801) 372-8066, (832) 515-3229
โœ‰๏ธ HOUSE.COLIN@GMAIL.COM

Ken Flake

๐Ÿ“ 8101 Stewarts Ferry Pkwy, Nashville Tn
๐Ÿ“ž (615) 513-4040, (615) 513-4040
โœ‰๏ธ KEN.FLAKE@VANDERBILT.EDU

Ken Flake from Bountiful, UT

Age 102 b. 1924 Male
๐Ÿ“ 3043 S 975 E
๐Ÿ“ž (801) 295-2938

Ken W Flake from Winter Haven, FL

๐Ÿ“ 9705 Lake Bess Rd, Winter Haven, FL 33884
๐Ÿ“ž (863) 324-5603

Ken Flake from Las Vegas, NV

Clark Co.
๐Ÿ“ 5155 W Tropicana Ave 3
๐Ÿ“ž (253) 826-1509

Ken Flake from Saint George, UT

Male
๐Ÿ“ 840 S 400 E Apt 55

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 7 contact records for Ken Flake across 3 states. The most recent address on file is in Bountiful, Utah. Of these records, 6 include phone numbers and 3 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Flake Ken & Joyce Living Trust

Pasco County
· 16250 Falkirk Lane, Port-Richey 34610.0
Built: 1989.0
Assessed: $182,897 ยท Sale: $220,000 (2017/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Ken Flake in Port-Richey. Values shown are from county assessor records and may differ from current market prices.

2011 CHEVROLET TRAVERSE
ยท Registered to: Ken Flake
ยท VIN: 1GNKVLED0BJ130937
·
620 S Main St, Bountiful, UT, 84010-6401
·
(702) 346-3917
2009 Ford Mustang
ยท Registered to: Ken Flake
ยท VIN: 1ZVHT80N695125568
·
8101 Stewarts Ferry Pkwy, Nashville, TN, 37214
·
(615) 513-4040
2005 Cadillac Escalade
ยท Registered to: Ken Flake
ยท VIN: 1GYEK63N55R117922
·
629 Pinnacle Ct, Mesquite, NV, 89027

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Ken Flake. Registered makes include Chevrolet, Ford, Cadillac. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Transmissions Plus Inc.

+17066232816
Columbus,

Transmission Plus Inc

Manager
(706) 689-9200
Columbus, GA
Automotive Services, Parking and Repair (Automotive)

Magna Energy Systems Inc

President
(801) 298-5000
Bountiful, UT
Gas, Electric and Sanitary Services (Services)

Lube Plus Inc

President
(706) 221-2665
Columbus, GA
Automotive Services, Parking and Repair (Automotive)

Flake A Ken Financial Services

President
(281) 537-9900
Houston, TX
Commodity and Security Brokers, Exchanges, Services and Dealers (Finance)

Ken Flake

Registered Representative
Vsr Financial Services

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Ken Flake. Companies include Transmission Plus Inc, Magna Energy Systems Inc, Lube Plus Inc and 1 more. Roles listed include Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ken Flake

ID: 01100168
Addr: 1555 W Red Hawk Trl, Park City, UT, 84098
UT

Unknown Corporation

Addr: 1555 West Red Hawk Trail, Park City, UT, 84098
UT
GOVERNING PERSON: ken A flake

Ken M Flake

Addr: 629 Pinnacle Ct, Mesquite, NV, 89027
NV

NNN 2003 Value Fund, LLC

Addr: 1555 West Red Hawk Trail, Park City, TX, 84098
TX
GOVERNING PERSON: Ken Flake

NNN 2003 Value Fund, LLC

ID: 0800473871
Addr: 1555 West Red Hawk Trail, Park City, UT, 84098
UT
GOVERNING PERSON: Ken A Flake

Source: Public Records Ken Flake appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$250 May 20, 2002
2002 REP
Whiting, Richard Bruce
Flake, Ken Energy @ Nevco Energy Co LLC Bountiful, UT
$250 May 22, 1998
1998
Nrccc Non Fed Act
Flake, Ken Real Estate Construction Bountiful, UT
$200 Feb 10, 1997
1998
Nrccc Non Fed Act
Flake, Ken Real Estate Construction Bountiful, UT
$500 Oct 29, 2008
2008
American Solutions Winning the Future
Flake, Ken Mesquite, NV
$250 Apr 3, 1997
1998
Nrccc Non Fed Act
Flake, Ken Real Estate Construction Bountiful, UT
$250 Sep 6, 2013
2014 REP
Lee, Mike
Flake, Ken N Bountiful, UT
$500 Oct 29, 2008
American Solutions Winning the Future
Contributor Mesquite, NV
$250 Sep 6, 2013
Unknown Committee
Flake, Ken N Bountiful, UT

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 8 political contribution records found for Ken Flake. Total disclosed contributions amount to $2,450. Recipients include American Solutions Winning the Future. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ken M Flake

Age 92 Male
·
3043 S 975 E, Bountiful, UT 84010 (Davis County)
40.8562, -111.8640
· (801) 298-3337
Marital: Married TZ: Mountain
Homeowner Single Family Built 1978
MP

Ken Flake

Male
·
4899 S 4050 W, Roy, UT 84067 (Weber County)
41.1753, -112.0770
TZ: Mountain
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Ken Flake. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ken Flake. These loans were issued to businesses, not individuals.

Bop Risk Mitigation Services L.l.c.

Limited Liability Company(LLC

$318,248 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 525
Houston, TX77069
Approved

Apr 9, 2020

Forgiven

$321,791

Jobs Reported

13

Loan #

9689807009

Loan Size

Medium

Teal Logistics INC

Subchapter S Corporation

$21,200 Paid in Full
Address:
4606 FM 1960 Rd W Ste 400
Houston, TX77069-4615
Approved

Apr 14, 2020

Forgiven

$21,342

Jobs Reported

5

Loan #

7213237108

Loan Size

Small

Community Healthcare Services, INC

Corporation

$25,100 Paid in Full
Address:
4606 Fm 1960 Rd
Houston, TX77069-4619
Approved

Apr 28, 2020

Forgiven

$25,306

Jobs Reported

11

Loan #

6919247206

Loan Size

Small

Godly Hearts Home Healthcare Agency ,ll

Limited Liability Company(LLC

$19,754 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 320
Houston, TX77069-4619
Approved

Apr 30, 2020

Forgiven

$19,924

Jobs Reported

23

Loan #

6964917303

Loan Size

Small

Gracesprings Healthcare Services

Limited Liability Company(LLC

$15,477 Exemption 4
Address:
4606 Fm 1960 Rd W Ste 322
Houston, TX77069
Approved

May 13, 2020

Forgiven

$3,430

Jobs Reported

10

Loan #

6000097410

Loan Size

Small

Star Personnel INC.

Corporation

$50,547 Paid in Full
Address:
4606 FM 1960 Rd W Ste 310
Houston, TX77069-4613
Approved

Mar 5, 2021

Forgiven

$50,839

Jobs Reported

5

Loan #

7246608507

Loan Size

Small

Community Healthcare Services INC

Corporation

$25,194 Paid in Full
Address:
4606 FM 1960 Rd W Ste 315
Houston, TX77069-4619
Approved

Feb 22, 2021

Forgiven

$25,320

Jobs Reported

11

Loan #

2926488509

Loan Size

Small

Bonilla Chiropractic, LLC

Limited Liability Company(LLC

$2,400 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 100
Houston, TX77069-4645
Approved

Apr 28, 2020

Forgiven

$2,427

Jobs Reported

3

Loan #

6385177203

Loan Size

Small

Louis Dawkins

Sole Proprietorship

$11,196 Paid in Full
Address:
4606 FM 1960 Rd W Ste 175
Houston, TX77069-4637
Approved

Mar 15, 2021

Forgiven

$11,318

Jobs Reported

2

Loan #

2574118607

Loan Size

Small

Rolanda Dent-Burkhalter

Sole Proprietorship

$17,187 Paid in Full
Address:
4606 FM 1960 Rd W Ste 450
Houston, TX77069-4600
Approved

Apr 8, 2021

Forgiven

$17,372

Jobs Reported

1

Loan #

9075418709

Loan Size

Small

Houston Behavioral Health PLLC

Subchapter S Corporation

$11,370 Paid in Full
Address:
4606 FM 1960 Rd W Ste 230
Houston, TX77069-4617
Approved

Feb 3, 2021

Forgiven

$11,430

Jobs Reported

1

Loan #

1967088400

Loan Size

Small

Jed'S Health Care Services INC.

Corporation

$6,147 Paid in Full
Address:
4606 FM 1960 Rd W Ste 215
Houston, TX77069-4617
Approved

Feb 13, 2021

Forgiven

$6,186

Jobs Reported

1

Loan #

8365658410

Loan Size

Small

Star Personnel I LLC

Limited Liability Company(LLC

$46,430 Paid in Full
Address:
4606 FM 1960 Rd W Ste 310
Houston, TX77069-4613
Approved

Mar 20, 2021

Forgiven

$46,697

Jobs Reported

5

Loan #

5417288601

Loan Size

Small

Lodores Kidde Collection

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
4606 FM 1960 Rd W
Houston, TX77069-4600
Approved

Apr 7, 2021

Forgiven

$20,911

Jobs Reported

1

Loan #

8427248706

Loan Size

Small

Landslide Visual Solutions LLC

Limited Liability Company(LLC

$10,075 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 345
Houston, TX77069-4624
Approved

May 1, 2020

Forgiven

$10,137

Jobs Reported

3

Loan #

4989217705

Loan Size

Small

Rolanda E. Dent Attorney At Law

Sole Proprietorship

$11,155 Exemption 4
Address:
4606 Fm 1960 Rd W Ste 400 Pmb 113
Houston, TX77069
Approved

Apr 29, 2020

Jobs Reported

1

Loan #

2771687301

Loan Size

Small

Perrier & Associates, PC

Corporation

$14,065 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 101
Houston, TX77069
Approved

May 1, 2020

Forgiven

$14,248

Jobs Reported

2

Loan #

1782697708

Loan Size

Small

Werner Enterprises Solutions LLC

Limited Liability Company(LLC

$5,000 Paid in Full
Address:
4606 FM 1960 Rd W Ste 325
Houston, TX77069-4612
Approved

Feb 25, 2021

Forgiven

$5,024

Jobs Reported

1

Loan #

4081688506

Loan Size

Small

Teal Logistics Tx LLC

Limited Liability Company(LLC

$697,600 Paid in Full
Address:
4606 FM 1960 Rd W Ste 400
Houston, TX77069-4615
Approved

Apr 14, 2020

Forgiven

$702,251

Jobs Reported

160

Loan #

6354097102

Loan Size

Medium

A. Hunt & Associates, LLC

Limited Liability Company(LLC

$26,752 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 698
Houston, TX77069
Approved

May 1, 2020

Forgiven

$27,102

Jobs Reported

28

Loan #

3230707710

Loan Size

Small

Jeannie West

Sole Proprietorship

$19,500 Paid in Full
Address:
4606 FM 1960 Rd W # 213
Houston, TX77069-4600
Approved

Apr 17, 2021

Forgiven

$19,636

Jobs Reported

1

Loan #

5288658804

Loan Size

Small

Lo'Dores Body Studio

Limited Liability Company(LLC

$16,166 Paid in Full
Address:
4606 FM 1960 Rd W
Houston, TX77069-4600
Approved

Feb 17, 2021

Forgiven

$16,320

Jobs Reported

2

Loan #

9487138410

Loan Size

Small

Dulivuto CORP INC

Corporation

$90,721 Paid in Full
Address:
4606 FM 1960 Rd W Ste 250
Houston, TX77069-4617
Approved

Feb 10, 2021

Forgiven

$91,047

Jobs Reported

32

Loan #

6195188408

Loan Size

Small

Linda L. Keene, Lcsw

Corporation

$4,100 Paid in Full
Address:
4606 FM 1960 Rd West Suite 400
Houston, TX77069
Approved

Apr 27, 2020

Forgiven

$4,153

Jobs Reported

1

Loan #

3528087205

Loan Size

Small

Carolyn Dawkins

Sole Proprietorship

$20,832 Exemption 4
Address:
4606 FM 1960 Rd W # 170
Houston, TX77069-4600
Approved

May 26, 2021

Jobs Reported

1

Loan #

7870299009

Loan Size

Small

Dulivuto CORP

Corporation

$87,500 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 250
Houston, TX77069
Approved

May 1, 2020

Forgiven

$77,951

Jobs Reported

10

Loan #

2069857707

Loan Size

Small

Mosquitozone CORP

Subchapter S Corporation

$35,292 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 400
Houston, TX77069
Approved

Apr 11, 2020

Forgiven

$35,656

Jobs Reported

3

Loan #

3668677109

Loan Size

Small

Jxc Communications

Limited Liability Company(LLC

$10,105 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 400
Houston, TX77069
Approved

May 15, 2020

Forgiven

$10,225

Jobs Reported

12

Loan #

6636517400

Loan Size

Small

Pleasurebodyspa LLC

Limited Liability Company(LLC

$26,000 Paid in Full
Address:
4606 FM 1960 Rd W Ste 570
Houston, TX77069-4600
Approved

Mar 20, 2021

Forgiven

$26,110

Jobs Reported

5

Loan #

4773678602

Loan Size

Small

Godly Hearts Home Healthcare Agency Ll

Limited Liability Company(LLC

$37,750 Paid in Full
Address:
4606 FM 1960 Rd W Ste 320
Houston, TX77069-4619
Approved

Feb 9, 2021

Forgiven

$38,016

Jobs Reported

58

Loan #

5784188401

Loan Size

Small

Cmw Trading INC

Corporation

$5,261 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 555
Houston, TX77069-4629
Approved

May 1, 2020

Forgiven

$5,298

Jobs Reported

1

Loan #

5929747703

Loan Size

Small

Ez Exit Now LLC

Limited Liability Company(LLC

$148,577 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 210
Houston, TX77069-4617
Approved

May 1, 2020

Forgiven

$149,382

Jobs Reported

28

Loan #

5093007703

Loan Size

Small

Bop Risk Mitigation Services L.l.c.

Limited Liability Company(LLC

$207,952 Paid in Full
Address:
4606 FM 1960 Rd W Ste 525
Houston, TX77069-4615
Approved

Feb 27, 2021

Forgiven

$209,571

Jobs Reported

13

Loan #

5150078510

Loan Size

Medium

Serene Bold LLC

Limited Liability Company(LLC

$32,200 Paid in Full
Address:
4606 Fm 1960 Rd W Ste 224
Houston, TX77069
Approved

Jun 29, 2020

Forgiven

$20,958

Jobs Reported

3

Loan #

5674848005

Loan Size

Small

Mvm Group LLC

Limited Liability Company(LLC

$21,580 Paid in Full
Address:
4606 FM 1960 RD WEST Suite 670
Houston, TX77069-4600
Approved

Apr 13, 2020

Forgiven

$13,575

Jobs Reported

9

Loan #

4529177106

Loan Size

Small

Sapphire Therapeutic Services

Non-Profit Organization

$14,680 Paid in Full
Address:
4606 FM 1960 Rd W Ste 144
Houston, TX77069-4639
Approved

Feb 4, 2021

Forgiven

$14,793

Jobs Reported

3

Loan #

3071508402

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 36 PPP loan records are linked to businesses associated with Ken Flake. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ken Flake on the map

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Ken Flake in Fort Worth, TX: Background Summary

Location
4501 Marguerite Ln, Fort Worth Tx 76123, Fort Worth, TX
Other Locations
Bountiful, UT ยท Winter Haven, FL ยท Las Vegas, NV and 1 more
Profiles Found
7 people with this name
Phone Numbers
(817) 423-8972 and 7 others on file
Email
kenflake@att.net and 2 others on file
Career
Transmission Plus Inc, Magna Energy Systems Inc
Properties
1property owned
Vehicles
3 linked โ€” 2011 Chevrolet Traverse, 2009 Ford Mustang and 1 more
Contributions
$2,450 total โ€” American Solutions Winning the Future
PPP Loans
$2134K for Bop Risk Mitigation Services L.l.c., Teal Logistics INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ken Flake. Because public records are indexed by name rather than by a unique identifier, the 70 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ken Flake

Search Complexity: Moderate

70 public records across 6states, belonging to approximately 7 different individuals. There are 7 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Utah (14%), followed by Nevada and Texas. Spans the West and South regions.

UT10recordsNV4recordsTX3recordsGA2recordsFL1recordTN1record

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (53%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (8) and Political Contribution Records (8).

36
PPP Loan Records
8
Contact & Address Records
8
Political Contribution Records
7
Business & Corporate Filings
5
Corporate Records
3
Vehicle Registration Records

Frequently Asked Questions About Ken Flake

Does Ken Flake own property?
County assessor records show 1 property associated with Ken Flake . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ken Flake?
Records show 3 vehicle registrations associated with Ken Flake, including a 2011 CHEVROLET TRAVERSE. Registered makes include Chevrolet, Ford, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ken Flake?
We found 7 business affiliations for Ken Flake (null). Other companies include Magna Energy Systems Inc, Lube Plus Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ken Flake made political donations?
FEC disclosure records show 8 reported political contributions from Ken Flake, totaling $2,450. Recipients include American Solutions Winning the Future. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ken Flake?
Our database contains 70 total records for Ken Flake spanning 6 states. This includes 7 distinct contact records, 6 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ken Flake?
The 70 records displayed for Ken Flake are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ken Flake remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.