OpenDataUSA

Quick Navigation

Kenneth Cothran

Age 59 b. 1967-02-18
📍 108 Southridge Dr, Locust Grove Ga
📞 (310) 555-0111, (770) 652-3879
✉️ KENCOTHRAN@ATT.NET, kencothran@att.net

Kenneth Cothran

📍 Po Box 1346, Ocean Park Wa
📞 (360) 214-9429, (360) 204-4229
✉️ KWCOTHRAN@MSN.COM, kwcothran@msn.com

Kenneth Cothran

Age 53 b. 1972-08-31
📍 1162 Coffee Rd, Walhalla Sc
📞 (864) 324-3450, (864) 324-2790
✉️ KJOEC@HOTMAIL.COM

Kenneth Cothran from Lindale, TX

Age 53
📍 17675 Pine Dr, Lindale, TX 75771
📞 (903) 881-2553, (972) 264-7870, (903) 881-0647, (903) 881-2553
👨‍👩‍👧 Relatives: Judith Shaw Cothran,Jeffrey Dale Cothran,Pamela Oneil Cothrin,Michael Calvin Cothran,Jean Ratcliff Cothran,Judith E Cothran,Marshall Calvin Cothran,Judith E Cothran

Kenneth Cothran from Attalla, AL

Age 78 b. Feb 1948 Etowah Co.
📍 5895 Sand Valley Rd
📞 (256) 538-6977

Kenneth Cothran from Roanoke, VA

Age 79 b. Apr 1946 Roanoke City Co.
📍 370 Highland Ave Sw 13
📞 (716) 684-0801

Kenneth Cothran from Ocean Park, WA

Age 79 b. Oct 1946 Pacific Co.
📍 Po Box 1346
📞 (818) 929-0213
👤 aka Etux Kenneth Cothran

Kenneth Cothran

📍 1217 280th Pl, Ocean Park Wa 98640
📞 (360) 214-9429, (360) 204-4229
✉️ KWCOTHRAN@MSN.COM

Kenneth Cothran

📍 2410 Old Mill Rd, Inman Sc
📞 (864) 680-9902, (336) 908-0001
✉️ KENRENEE@WINDSTREAM.NET

Kenneth Cothran

📍 1217 280th, Ocean Park Wa 98640
📞 (360) 214-9429, (360) 204-4229
✉️ KWCOTHRAN@MSN.COM

Kenneth Cothran from Walhalla, SC

Age 53 b. Aug 1972 Oconee Co.
📍 1313 Lake Jemiki Rd
📞 (412) 766-6503

Kenneth Cothran from Austell, GA

Age 63 b. 1963 Cobb Co.
📍 7216 Silver Mine Pass
📞 (770) 732-1490

Kenneth Cothran from Seneca, SC

Age 43 b. Jun 1982
📍 158 Crooked Creek Rd
📞 (864) 638-3198
👤 aka Kenneth Frank Cothran, Kenneth Frank Cothron

Kenneth Cothran from Central, SC

Age 84 b. May 1941 Pickens Co.
📍 115 Heather Hill Dr
📞 (864) 653-7336

Kenneth Cothran from Centre, AL

Age 61 b. Oct 1964
📍 100 Hazel St
📞 (256) 557-4444
👤 aka Ken Russ Cothran, Russ Cathran, Russ K Cothran

Kenneth Cothran from Locust Grove, GA

Age 59 b. Feb 1967 Henry Co.
📍 108 Southridge Dr
📞 (770) 898-0271

Kenneth Cothran from Walhalla, SC

Age 53 b. 1973 Oconee Co.
📍 1162 Coffee Rd
📞 (864) 638-0504

Kenneth Cothran from Walhalla, SC

Age 73 b. 1953 Oconee Co.
📍 341 Zion Rd
📞 (864) 638-3198

Kenneth Cothran from Columbia, TN

Age 55
📍 795 Po Box, Columbia, TN 38402
👨‍👩‍👧 Relatives: Phillip R Cothran,Raymond P Cothran

Kenneth Cothran from Deerfield Bch, FL

Age 79 b. Apr 1946 Broward Co.
📍 036 Oakridge D D

Kenneth Cothran from Smyrna, GA

Age 52 b. Sep 1973 Cobb Co.
📍 513 Maner Ter Se

Kenneth Cothran from Inman, SC

Age 73 b. Jan 1953 Spartanburg Co.
📍 2410 Old Mill Rd

Kenneth Cothran from Virginia Beach, VA

Age 59 b. Feb 1967 Virginia Beach City Co.
📍 3201 Sandpiper Rd Apt 303

Kenneth Cothran from Georgetown, TX

Age 72 b. Jul 1953 Williamson Co.
📍 300 S College St

Kenneth Cothran from Sylmar, CA

Age 79 b. Oct 1946 Los Angeles Co.
📍 14333 Tyler St

Kenneth Cothran from Campobello, SC

Age 72 b. Oct 1953 Spartanburg Co.
📍 605 Sullens Rd

Kenneth Cothran from Largo, FL

Age 59 b. 1967 Pinellas Co.
📍 6641 121st Ave Apt 6641a

Kenneth Cothran from Lynchburg, VA

Lynchburg City Co.
📍 24 Midland Ave
📞 (804) 385-9647

Kenneth Cothran from Lake Wales, FL

Male
📍 Lake Wales, FL, 33898
📞 (863) 287-1336 (SPRINT)

Kenneth Cothran from Attalla, AL

Age 72 b. 1954 Male
📍 405 Valley Dr

Kenneth Cothran from Inman, SC

Spartanburg Co.
📍 6 Box 298 B

Kenneth Cothran from Attalla, AL

Etowah Co.
📍 711 Valley Dr

Kenneth Cothran from Centre, AL

Cherokee Co.
📍 13690 County Road 31

Kenneth Cothran from Arlington, TX

Tarrant Co.
📍 2303 Crockett Dr

Kenneth Cothran from Locust Grove, GA

Henry Co.
📍 113 Skyland Dr E

Kenneth Cothran from Travelers Rest, SC

Greenville Co.
📍 858 E Old Mill Rd

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 36 contact records for Kenneth Cothran across 9 states. The most recent address on file is in Attalla, Alabama. Of these records, 20 include phone numbers and 6 include email addresses. Ages range from 53 to 55, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cothran, Kenneth E Jr

Pinellas County
PIN: 16 30 07 69058 000 0370
· 6641 121st Ave # A, Pinellas Park 33773
Value: $53,397 · Sale: $0 (2012)

Cothran Kenneth

Tipton County
PIN: A084052 06000 00002052 C
· 4911 Holly Grove Rd
Lot: 690,646sqft

Cothran Kenneth

Tipton County
PIN: A084052 06000T00102052 C
· Holly Grove Rd
Lot: 690,646sqft

Cothran Kenneth

Hillsborough County
PIN: 2031039ZZ000005000240U
· 12335 Ballentrae Forest Dr, Riverview
Built: 2015.0
Assessed: $264,310

Cothran Kenneth

Hillsborough County
· 12335 Ballentrae Forest Dr, Wimauma-Riverview 33579.0
Built: 2015.0
Assessed: $264,310

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 5 property records linked to Kenneth Cothran in Wimauma-Riverview. Values shown are from county assessor records and may differ from current market prices.

Kenneth Cothran

Marietta, 30067
DOB: 1/1/1964 Gender: Male
Congress: 011

Kenneth Cothran

Austell, 30168
DOB: 1/1/1973 Gender: Male
Congress: 013

Kenneth E Cothran

12335 Ballentrae Forest Dr, Riverview, , 33579

Kenneth Russ Cothran

Reg: 20160716
1550 Terrell Mill Rd SE, Marietta, 30067
Gender: Male

Kenneth Nathan Cothran

County: Greene

kenneth DAVID cothran

Unaffiliated Reg: 04/11/1995
400 Country Club Heights Rd, Tryon, NC, 28782
DOB: 1965 Gender: Male
County: Polk

Kenneth W Cothran

Reg: 06/20/2008
1217 280th Pl, Ocean Park, WA, 98640
DOB: 10/08/1946 Gender: Male
County: PA

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 7 voter registration records were found for Kenneth Cothran in , North Carolina, Washington. Party affiliation is listed as UNA. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 NISSAN PATHFINDER
· Registered to: Kenneth Cothran
· VIN: 5N1AR18U45C775202
·
6641 121st Ave Apt A, Largo, FL, 33773
2013 Ford Fusion
· Registered to: Kenneth Cothran
· VIN: 3FA6P0HR0DR380090
·
Po Box 1346, Ocean Park, WA, 98640
2009 HONDA PILOT
· Registered to: Kenneth Cothran
· VIN: 5FNYF38609B008061
·
2410 Old Mill Rd, Inman, SC, 29349-9276
·
(864) 472-3129
1995 MERCURY MARQUIS 4DR SEDAN
· Registered to: Kenneth Cothran
· VIN: 2MELM75W9SX604527
·
1036 Oakridge D, Deerfield Beach, FL, 33442

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Kenneth Cothran. Registered makes include Nissan, Ford, Honda, Mercury. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Enterprise Rent-A-Car

Manager
(727) 530-4586
Largo, FL
Automotive Services, Parking and Repair (Automotive)

Volunteers For Lakeview Assisted Living

Kenneth CothranPresident
Westminster, SC

Kenneth Cothran

Audit Specialist
Pricewaterhousecoopers - Service Delivery Center (pwc Sdc)
Riverview, Florida, United States Information Technology And Services
LinkedIn

Kenneth Cothran

Business Development Manager
Georgia
LinkedIn

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 6 business affiliations were found for Kenneth Cothran. Companies include Enterprise Rent-A-Car, Pricewaterhousecoopers - Service Delivery Center (pwc Sdc). Roles listed include President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA Cobb County

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA Cobb County

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA Cobb County

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA Cobb County

Cothran, Kenneth Dewanye

Addr: 7216 Silvermine Pass, Austell, GA, 30168
GA

Source: Public Records Kenneth Cothran appears in 8 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Kenneth E Cothran

Group Tour
Dec 14, 2010, 12:00 PM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Kenneth Cothran appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Kenneth Cothran

Benjamin Franklin High School - Stockton, CA, CA
1970

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Kenneth Cothran has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Kenneth Cothran

Male
·
872 Bayshore Ln, Moore, SC 29369 (Spartanburg County)
34.8748, -82.0208
TZ: Eastern
MP

Kenneth Cothran

Age 64 Male
·
2410 Old Mill Rd, Inman, SC 29349 (Spartanburg County)
35.0869, -82.0995
· (864) 472-5588
TZ: Eastern
Homeowner Single Family Built 1952 Purchased 1983
MP

Kenneth F Cothran

Age 63 Male
·
884 Sunrise Ln, Westminster, SC 29693 (Oconee County)
34.6769, -83.0600
· (864) 638-3198
Marital: Married TZ: Eastern
Edu: Some College
MP

Kenneth W Cothran

Age 59 Male
·
1708 Wheeler Dr, Columbia, TN 38401 (Maury County)
35.6049, -87.0517
Marital: Single TZ: Central
Homeowner Single Family Built 1962 Purchased 1999
MP

Kenneth Cothran

Age 63 Male
·
5895 Sand Valley Rd, Attalla, AL 35954 (Etowah County)
34.1106, -86.0765
· (256) 538-6977
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1989
MP

Kenneth E Cothran

Age 71 Male
·
12335 Ballentrae Forest Dr, Riverview, FL 33579 (Hillsborough County)
27.8136, -82.3194
TZ: Eastern
Homeowner Single Family Built 2015 Purchased 2015
MP

Kenneth Cothran

Male
·
1217 280th Pl, Ocean Park, WA 98640 (Pacific County)
46.5050, -124.0530
· (360) 665-6534
TZ: Pacific
Single Family
MP

Kenneth L Cothran

Age 76 Male
·
115 Heather Hill Dr, Central, SC 29630 (Pickens County)
34.7071, -82.7937
· (803) 654-9258
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1890 Purchased 2002
MP

Kenneth D Cothran

Age 71 Male
·
400 Country Club Heights Rd, Tryon, NC 28782 (Polk County)
35.2186, -82.2465
· (469) 358-2075
Marital: Inferred Married TZ: Eastern
Occ: Service Industry Edu: Some College
Homeowner Single Family
MP

Kenneth J Cothran

Age 45 Male
·
1162 Coffee Rd, Walhalla, SC 29691 (Oconee County)
34.7259, -83.1241
· (864) 324-2790
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Kenneth D Cothran

Age 50 Male
·
108 Southridge Dr, Locust Grove, GA 30248 (Henry County)
33.3316, -84.0751
· (770) 742-3499
Marital: Married TZ: Eastern
Homeowner Single Family Built 1996 Purchased 1997
MP

Kenneth D Cothran

Age 43 Male
·
7216 Silver Mine Pass, Austell, GA 30168 (Cobb County)
33.7816, -84.5559
· (770) 732-1490
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 2003 Purchased 2002
MP

Kenneth Cothran

Age 82 Male
·
4911 Holly Grove Rd, Brighton, TN 38011 (Tipton County)
35.5291, -89.7492
· (901) 237-9167
TZ: Central
Homeowner Multi-Family Built 1980 Purchased 2001

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with Kenneth Cothran. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kenneth Cothran. These loans were issued to businesses, not individuals.

Tina Yarbrough

$10,415 Paid in Full
Address:
108 Southridge Dr
Approved

Mar 31, 2021

Forgiven

$10,469

Loan #

4054728706

Loan Size

Small

Kenneth Cothran

Sole Proprietorship

$20,830 Paid in Full
Address:
7216 Silver Mine Pass
Austell, GA30168-7458
Approved

May 17, 2021

Forgiven

$20,966

Jobs Reported

1

Loan #

2620399009

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Kenneth Cothran. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kenneth Cothran on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
7
2
8
15
2
16
4
3
3
6

Found 66 results across 10 states

Fewer
More

Kenneth Cothran in Locust Grove, GA: Background Summary

Location
108 Southridge Dr, Locust Grove Ga, Locust Grove, GA
Other Locations
Attalla, AL · Roanoke, VA · Ocean Park, WA and 17 more
Profiles Found
36 people with this name
Phone Numbers
(310) 555-0111 and 20 others on file
Email
kencothran@att.net and 3 others on file
Possible Relatives
Judith Shaw Cothran, Jeffrey Dale Cothran, Pamela Oneil Cothrin, Michael Calvin Cothran, Jean Ratcliff Cothran and 4 more
Career
President at Enterprise Rent-A-Car, Pricewaterhousecoopers - Service Delivery Center (pwc Sdc)
Voter Registration
Registered No Party Preference
Properties
4properties owned
Vehicles
4 linked — 2005 Nissan Pathfinder, 2013 Ford Fusion and 2 more
PPP Loans
$41,660 for Tina Yarbrough, Kenneth Cothran
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kenneth Cothran. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kenneth Cothran

Search Complexity: High

90 public records across 10states, belonging to approximately 36 different individuals. With 36 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: South Carolina (18%), followed by Georgia and Florida. Spans the South and West regions.

SC16recordsGA15recordsFL8recordsAL7recordsWA6recordsTN4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (8) and Voter Registration Records (7).

42
Contact & Address Records
8
Corporate Records
7
Voter Registration Records
6
Business & Corporate Filings
5
Property Ownership Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (36%).

Senior (65+)4peopleMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kenneth Cothran

Is Kenneth Cothran a registered voter?
Yes, voter registration records show Kenneth Cothran is registered. We found 7 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kenneth Cothran own property?
County assessor records show 5 properties associated with Kenneth Cothran . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kenneth Cothran?
Records show 4 vehicle registrations associated with Kenneth Cothran, including a 2005 NISSAN PATHFINDER. Registered makes include Nissan, Ford, Honda, Mercury. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kenneth Cothran?
We found 6 business affiliations for Kenneth Cothran, including Enterprise Rent-A-Car. Other companies include pricewaterhousecoopers - service delivery center (pwc sdc). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Kenneth Cothran?
Our database contains 90 total records for Kenneth Cothran spanning 10 states. This includes 36 distinct contact records, 20 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kenneth Cothran?
The 90 records displayed for Kenneth Cothran are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kenneth Cothran remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.