Kyra Gray from Princeton, NJ

Age 56
๐Ÿ“ 119 Heather Ln, Princeton, NJ 08540
๐Ÿ“ž (609) 333-7539, (609) 688-9088
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sandra M Sabbionifry,David Gray Lidz,David B Gray,Amy Elizabeth Nichols

Kyra Gray from San Diego, CA

Age 50 b. Apr 1975 San Diego Co.
๐Ÿ“ 1424 Lorenz Ave
๐Ÿ“ž (619) 262-1266

Kyra Gray from Beaverton, OR

Age 57 b. Mar 1968 Washington Co.
๐Ÿ“ 15430 Sw Cynthia Ln
๐Ÿ“ž (503) 520-1474

Kyra Gray from San Diego, CA

Age 26
๐Ÿ“ 7616 Conestoga Way, San Diego, CA 92120
๐Ÿ“ž (619) 417-8121

Kyra Gray from Muskegon, MI

Age 52 b. Aug 1973 Muskegon Co.
๐Ÿ“ 601 Amity Ave
๐Ÿ“ž (231) 722-4430

Kyra Gray

๐Ÿ“ 13331 N Macarthur Blvd Apt 924, Oklahoma City Ok
๐Ÿ“ž (405) 468-5308
โœ‰๏ธ KYRA010@YAHOO.COM

Kyra Gray

๐Ÿ“ 13331 Macarthur, Oklahoma City Ok 73142
๐Ÿ“ž (405) 468-5308
โœ‰๏ธ KYRA010@YAHOO.COM

Kyra Gray from Santee, CA

0000 U
๐Ÿ“ 8725 Bushy Hill Dr
๐Ÿ“ž (703) 494-7061

Kyra Gray from Livonia, MI

Age 78 b. Sep 1947 Wayne Co.
๐Ÿ“ 37354 Bennett St

Kyra Gray from Anchorage, AK

Age 49 b. Apr 1976 Anchorage Co.
๐Ÿ“ 471 Falke Ct

Kyra Gray from Starkville, MS

Age 56 b. Oct 1969 Oktibbeha Co.
๐Ÿ“ 511 W Main St

Kyra Gray from Plant City, FL

Age 82 b. Jan 1944 Hillsborough Co.
๐Ÿ“ 303 Johnson Rd

Kyra Gray from Unalakleet, AK

Age 32 b. 1994 Female
๐Ÿ“ Po Box 198
๐Ÿ“ž (907) 624-3906

Kyra Gray from Lamesa, TX

๐Ÿ“ 1002 N 1st St
๐Ÿ“ž (806) 535-1655 (SPRINT)

Kyra Gray from Mtn Home Afb, ID

Elmore Co.
๐Ÿ“ 4224 C So Mellen Dr Unit C
๐Ÿ“ž (912) 994-6560

Kyra Gray from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 8135 Zamora Ave
๐Ÿ“ž (323) 588-6305

Kyra Gray from Memphis, TN

Shelby Co.
๐Ÿ“ 1009 Ramona St

Kyra Gray from Lancaster, CA

Los Angeles Co.
๐Ÿ“ 43223 Gadsden Ave 54

Kyra Gray from New York, NY

New York Co.
๐Ÿ“ 322 W 57th St 38 N

Kyra Gray from Bellevue, WA

King Co.
๐Ÿ“ 14404 Ne 36th St

Kyra Gray from San Diego, CA

San Diego Co.
๐Ÿ“ 3962 Jewell St T 201

Kyra Gray from Starkville, MS

Oktibbeha Co.
๐Ÿ“ 201 Lynn Ln 15

Kyra Gray from Spartansburg, PA

Crawford Co.
๐Ÿ“ 3 Po Box 931

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 23 contact records for Kyra Gray across 13 states. The most recent address on file is in San Diego, California. Of these records, 12 include phone numbers and 2 include email addresses. Ages range from 26 to 56, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Gray Kyra L

Muskegon County
· 961 Stevens St, Muskegon Mi 49442

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Kyra Gray in Muskegon. Values shown are from county assessor records and may differ from current market prices.

Kyra N Gray

Democrat
119 Heather Ln, Princeton, 08540
DOB: 7/2/1958
County: Mercer

Kyra L Gray

Republican Reg: 09/29/1997
R D 3 Box 931, Spartansburg, PA, 16434
DOB: 07/13/1978 Gender: Unknown

Kyra Gray

Democrat Reg: 10/11/1995
84 Green Lantern Rd, Dubois, PA, 15801
DOB: 04/14/1976 Gender: Female

Kyra N Gray

Unaffiliated
Unalakleet
Gender: Female

kyra LYNN gray

Democrat Reg: 08/17/2015
2520 Sierra Chase Dr, Monroe, NC, 28112
DOB: 1997 Gender: Female
County: Union

Kyra M Gray

Reg: 99320110
73 Willow Ave
DOB: 19890603 Gender: Male
Senate: 4

Kyra Loraine Gray

Democrat
Precinct: 420204

Kyra Gray

Democrat Reg: 11/7/2016
15430 SW Cynthia Ln, Beaverton, OR, 97007
DOB: 1/1/1968
County: Washington

Kyra Lynn Gray

Democrat Reg: 1/12/2017
1429 SE Hamilton St, Roseburg, OR, 97470
DOB: 1/1/1997
County: Douglas

Kyra Janae Gray

NAV Reg: 9/18/2018
2615 Silverton Rd NE, Salem, OR, 97301
DOB: 1/1/1993
County: Marion

Kyra Gray

84 Green Lantern Rd
DOB: 04/14/1976 Gender: Female

Kyra M Gray

Reg: 07/18/1990
3640 173rd Ct, Redmond, WA, 98052
DOB: 05/04/1971 Gender: Female
County: KI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 12 voter registration records were found for Kyra Gray in Pennsylvania, North Carolina, Oregon and 1 other state. Records show affiliations with D, R, U, DEM, NAV, which may reflect different individuals or changes over time. 5 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 NISSAN ALTIMA
ยท Registered to: Kyra Gray
ยท VIN: 1N4BL11E66N303382
·
1200 S Dairy Ashford St Apt 1015, Houston, TX, 77077
1997 FORD EXPLORER
ยท Registered to: Kyra Gray
ยท VIN: 1FMDU35P1VUB72806
·
961 Stevens St, Muskegon, MI, 49442
·
(231) 767-1028
2008 Honda Cr-V
ยท Registered to: Kyra Gray
ยท VIN: 5J6RE48728L041297
·
119 Heather Ln, Princeton, NJ, 08540-7607
·
(609) 688-9088
2010 MAZDA MAZDA3
ยท Registered to: Kyra Gray
ยท VIN: JM1BL1H6XA1184258
·
3640 173rd Ct NE, Redmond, WA, 98052-5703

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Kyra Gray. Registered makes include Nissan, Ford, Honda, Mazda. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

D. E. Hokanson Inc

President
+14258821689kyrag@deh-inc.com
Bellevue,

Society For Vascular Ultrasound

Kyra GrayDirector
Lanham, MD

Kyra Gray

Talent Acquisition Coordinator
Mercy Health
Muskegon, Michigan, United States Hospital & Health Care

Kyra Gray

Paitent Coordinator
Pdx Smile
Virginia

Texas Bioneers

Kyra GrayYouth Director
(713) 768-3422kyra@blackwoodland.org
Houston, TX

Kyra Hokanson Gray

President, D. E. Hokanson, ยท Greater Seattle Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Kyra Gray. Companies include Mercy Health, Texas Bioneers. Roles listed include President and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

An Excellent Beginning Daycare

Addr: 14706 Corridona Ave., Maple Hts., OH, 44137
OH
Officer: Kyra D. Gray

Unknown Corporation

ID: 1545539
Officer: Kyra Gray

Pilates Houston Association

ID: 0800927429
Addr: P.o. Box 66372, Houston, TX, 77266
TX
TREASURER: Kyra Gray

D. E. Hokanson, INC.

ID: 600275276
Officer: Kyra Gray

Unknown Corporation

Addr: 3640 173rd Ct NE, Redmond, WA, 98052
Officer: Kyra Gray

Source: Public Records Kyra Gray appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Kyra Gray - BELLEVUE

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Kyra Gray is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Kyra A Gray

Dec 14, 2009, 07:30 AM
ยท Meeting with: White House Staff
ยท WH
Purpose: HOLIDAY OPEN HOUSE

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Kyra Gray appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Kyra Gray

Mount Edgecumbe High School - Sitka, AK, AK
2012

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Kyra Gray has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 Jan 9, 2021
2022 DEM
Ossoff, T. Jonathan
Gray, Kyra Associate @ Circleup San Francisco, CA
$7 Jan 29, 2020
2020 DEM
Warren, Elizabeth
Gray, Kyra Associate @ Circleup San Francisco, CA
$7 Dec 29, 2019
2020 DEM
Warren, Elizabeth
Gray, Kyra Associate @ Circleup San Francisco, CA
$7 Nov 29, 2019
2020 DEM
Warren, Elizabeth
Gray, Kyra Associate @ Circleup San Francisco, CA
$20 Mar 9, 2021
2022 DEM
Warnock, Raphael
Gray, Kyra Associate @ Circleup San Francisco, CA
$6 Nov 1, 2020
2020
Hurtado, Claudia Natali
Gray, Kyra San Francisco, CA
$7 Dec 29, 2019
DEM
Warren, Elizabeth
Contributor Associate @ Circleup San Francisco, CA
$6
2020
Hurtado, Claudia Natali
Contributor San Francisco, CA
$19 20201101
ActBlue Texas
Contributor Account Executive @ Extend INC San Francisco, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Kyra Gray. Total disclosed contributions amount to $99. Recipients include Warren, Elizabeth, Hurtado, Claudia Natali, ActBlue Texas. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Kyra L Gray

Female
·
1429 SE Hamilton St, Roseburg, OR 97470 (Douglas County)
43.2015, -123.3480
Marital: Married TZ: Pacific
Homeowner Single Family Built 1910 Purchased 1998
MP

Kyra R Gray

Age 27 Female
·
1002 N 1st St, Lamesa, TX 79331 (Dawson County)
32.7316, -101.9600
Marital: Single TZ: Central
Single Family
MP

Kyra D Gray

Age 42 Female
·
742 Hollow Wood Dr, Macedonia, OH 44056 (Summit County)
41.3137, -81.4961
· (216) 581-8174
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Kyra Gray

Female
·
209 Walnut St, Coatesville, PA 19320 (Chester County)
39.9803, -75.8199
TZ: Eastern
Single Family
MP

Kyra Gray

Age 33 Female
·
4125 2nd Northside Dr, Memphis, TN 38127 (Shelby County)
35.2318, -90.0140
Marital: Single TZ: Central
Multi-Family
MP

Kyra N Gray

Age 59 Female
·
4966 N Muirfield Dr, Bloomington, IN 47404 (Monroe County)
39.2174, -86.5719
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Kyra M Gray

Age 46 Female
·
3640 173rd Ct NE, Redmond, WA 98052 (King County)
47.6432, -122.1090
· (253) 639-5095
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1978 Purchased 2007
MP

Kyra Gray

Age 22 Female
·
6100 35th St N, Arlington, VA 22213 (Arlington County)
38.9035, -77.1546
Marital: Single TZ: Eastern
Homeowner Single Family Built 1994 Purchased 1995
MP

Kyra Gray

Age 41 Female
·
1235 Treasure Lk, Du Bois, PA 15801 (Clearfield County)
41.1629, -78.7211
· (814) 372-2338
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Kyra L Gray

Age 44 Female
·
961 Stevens St, Muskegon, MI 49442 (Muskegon County)
43.2348, -86.2202
· (231) 767-1028
Marital: Single TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Purchased 1998
MP

Kyra Gray

Female
·
PO Box 198, Unalakleet, AK 99684 (Nome County)
63.5556, -160.6370
Marital: Single TZ: Hawaii
Homeowner
MP

Kyra E Gray

Age 49 Female
·
15430 SW Cynthia Ln, Beaverton, OR 97007 (Washington County)
45.4676, -122.8360
· (503) 520-1474
Marital: Single TZ: Pacific
Homeowner Single Family Built 2003 Purchased 2005
MP

Kyra Gray

Female
·
12106 Westmere Dr, Houston, TX 77077 (Harris County)
29.7514, -95.5943
TZ: Central
Single Family
MP

Kyra Gray

Female
·
8725 Bushy Hill Dr, Santee, CA 92071 (San Diego County)
32.8358, -117.0350
· (703) 494-7061
Marital: Married TZ: Pacific
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 14 demographic profiles associated with Kyra Gray. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kyra Gray. These loans were issued to businesses, not individuals.

D. E. Hokanson, INC.

Subchapter S Corporation

$177,200 Paid in Full
Address:
12840 NE 21st Pl
Bellevue, WA98005
Approved

Apr 28, 2020

Forgiven

$178,341

Jobs Reported

17

Loan #

9563557207

Loan Size

Medium

Cynthia Lyons

Sole Proprietorship

$32,335 Paid in Full
Address:
1002 N 1st St W N/A
Mount Calm, TX76673-3010
Approved

Mar 13, 2021

Forgiven

$32,422

Jobs Reported

2

Loan #

1999598601

Loan Size

Small

D. E. Hokanson INC.

Subchapter S Corporation

$164,415 Paid in Full
Address:
12840 NE 21st Pl
Bellevue, WA98005-1953
Approved

Feb 22, 2021

Forgiven

$165,465

Jobs Reported

12

Loan #

2725248500

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Kyra Gray. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kyra Gray on the map

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Kyra Gray in San Diego, CA: Background Summary

Location
1424 Lorenz Ave, San Diego, CA 92114
Other Locations
Beaverton, OR ยท San Diego, CA ยท Muskegon, MI and 14 more
Profiles Found
23 people with this name
Phone Numbers
(609) 333-7539 and 10 others on file
Email
kyra010@yahoo.com
Possible Relatives
Sandra M Sabbionifry, David Gray Lidz, David B Gray, Amy Elizabeth Nichols
Career
President, Director at Mercy Health, Texas Bioneers
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked โ€” 2006 Nissan Altima, 1997 Ford Explorer and 2 more
Contributions
$99.25 total โ€” ActBlue Texas, Warren, Elizabeth
PPP Loans
$374K for D. E. Hokanson, INC., Cynthia Lyons
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kyra Gray. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kyra Gray

Search Complexity: High

88 public records across 19states, belonging to approximately 23 different individuals. With 23 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: California (14%), followed by Oregon and Texas. Spans the West and South regions.

CA12recordsOR7recordsTX6recordsMI6recordsPA5recordsWA4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (12) and Business & Corporate Filings (10).

27
Contact & Address Records
12
Voter Registration Records
10
Business & Corporate Filings
9
Political Contribution Records
5
Corporate Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 56 years, suggesting multiple generations. Largest group: Senior (65+) (22%).

Senior (65+)2peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kyra Gray

Is Kyra Gray a registered voter?
Yes, voter registration records show Kyra Gray is registered with D affiliation. We found 12 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kyra Gray own property?
County assessor records show 1 property associated with Kyra Gray . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kyra Gray?
Records show 4 vehicle registrations associated with Kyra Gray, including a 2006 NISSAN ALTIMA. Registered makes include Nissan, Ford, Honda, Mazda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kyra Gray?
We found 10 business affiliations for Kyra Gray (President). Other companies include Texas Bioneers. Business records are compiled from state registries, SEC filings, and professional databases.
Has Kyra Gray made political donations?
FEC disclosure records show 9 reported political contributions from Kyra Gray, totaling $99. Recipients include Warren, Elizabeth and Hurtado, Claudia Natali and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Kyra Gray?
Our database contains 88 total records for Kyra Gray spanning 19 states. This includes 23 distinct contact records, 12 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kyra Gray?
The 88 records displayed for Kyra Gray are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kyra Gray remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.