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Lafayette Morris from Oakland, MS

Age 83 b. Aug 1942 Male
📍 9685 County Road 211
📞 (901) 634-2262 (Cell), (662) 623-7225, (901) 789-4103
✉️ lafayette.morris@sbcglobal.com

Lafayette Morris

Age 83 b. 1942-09-16
📍 9685 County Road 211, Oakland Ms
📞 (662) 229-6082, (662) 623-7225
✉️ 123@EMAIL.COM, 123@email.com

Lafayette Morris from Memphis, TN

Age 71
📍 4974 Frankie Ln, Memphis, TN 38109
📞 (662) 623-7225, (901) 789-4103, (662) 623-7225, (901) 634-2262, (901) 634-2343, (901) 789-4103
👨‍👩‍👧 Relatives: Lafaiyet Morris,Angela Kaye Harrold,Violet T Morris,Elder Lafayette Morris,Brian Morris
🏪 Miracle Temple Church Of Jesus Christ

Lafayette Morris from Chgo, IL

📍 4550 N Clarendon Ave, Chicago, IL 60640
📞 (773) 551-0371
✉️ lafayette.morris@bellsouth.net

Lafayette Morris from Chicago, IL

Age 77 b. Oct 1948 Cook Co.
📍 4550 N Clarendon Ave Unit 1710
📞 (773) 551-0371

Lafayette Morris from Tyler, TX

Age 86 b. Jan 1940 Smith Co.
📍 4600 Paluxy Dr Apt 1040
📞 (903) 581-7467

Lafayette Morris from Olive Branch, MS

Age 83 b. Aug 1942
📍 Po Box 912

Lafayette Morris from Tyler, TX

Age 85 b. Aug 1940 Smith Co.
📍 2721 S Broadway Ave 149

Lafayette Morris from Rocky Mount, NC

Edgecombe Co.
📍 442 Edgecombe St
📞 (603) 868-1689

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 9 contact records for Lafayette Morris across 5 states. The most recent address on file is in Oakland, Mississippi. Of these records, 7 include phone numbers and 3 include email addresses. The listed age is 71. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Morris Lafayette

Smith County
PIN: 100000086800019010
· 17934 Fm 1252
Lot: 26,845sqft

Morris Lafayette

Smith County
· 17934 Fm 1252, Tyler-East

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Lafayette Morris in Tyler-East. Values shown are from county assessor records and may differ from current market prices.

2000 LINCOLN TOWN CAR
· Registered to: Lafayette Morris
· VIN: 1LNHM83W1YY919391
·
9685 County Road 211, Oakland, MS, 38948
·
(662) 623-7225
2004 SATURN ION CAR BASIC ECONOMY
· Registered to: Lafayette Morris
· VIN: 1G8AJ52F54Z159771
·
4600 Paluxy Dr Apt 1040, Tyler, TX, 75703
·
(903) 581-7467
1991 FORD PROBE CAR BASIC SPORTY
· Registered to: Lafayette Morris
· VIN: 1ZVPT20C6M5155797
·
9685 County Road 211, Oakland, MS, 38948
·
(662) 623-7225
2007 Saturn Ion
· Registered to: Lafayette Morris
· VIN: 1G8AL55FX7Z166838
·
4600 Paluxy Dr Apt 1040, Tyler, TX, 75703
1998 MERCURY TRACER 4DR SEDAN
· Registered to: Lafayette Morris
· VIN: 1MEFM13P0WW622521
·
4600 Paluxy Dr Apt 1040, Tyler, TX, 75703
·
(903) 581-7467
· Registered to: Lafayette Morris
·
9685 County Road 211, Oakland, MS, 38948
·
(662) 623-7225

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Lafayette Morris. Registered makes include Lincoln, Saturn, Ford, Mercury and others. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

MP

Lafayette Morris

Age 75 Male
·
9685 County Road 211, Oakland, MS 38948 (Yalobusha County)
34.0450, -89.8188
· (662) 648-8142
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1979 Purchased 1997
MP

Lafayette Morris

Age 77 Male
·
4600 Paluxy Dr, Tyler, TX 75703 (Smith County)
32.3006, -95.2788
· (903) 581-7467
TZ: Central
Occ: Management Edu: Some College
Homeowner Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Lafayette Morris. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Lafayette Morris. These loans were issued to businesses, not individuals.

Temitayo Adetayo

Sole Proprietorship

$20,250 Paid in Full
Address:
4550 N Clarendon Ave Apt 2302
Chicago, IL60640-6166
Approved

Feb 11, 2021

Forgiven

$20,418

Jobs Reported

1

Loan #

6894128400

Loan Size

Small

Endalk Engda

Self-Employed Individuals

$17,717 Paid in Full
Address:
4550 N Clarendon Ave Apt 2603S
Chicago, IL60640-7263
Approved

May 29, 2021

Forgiven

$17,750

Jobs Reported

1

Loan #

9052969006

Loan Size

Small

Bezawit Abebe

Self-Employed Individuals

$2,247 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 5, 2021

Forgiven

$2,254

Jobs Reported

1

Loan #

7173018701

Loan Size

Small

Idris Awodeji

Sole Proprietorship

$20,500 Paid in Full
Address:
4550 N Clarendon Ave Apt 603S
Chicago, IL60640-7243
Approved

Feb 10, 2021

Forgiven

$20,650

Jobs Reported

1

Loan #

6616678401

Loan Size

Small

Anwar Ahmed

Sole Proprietorship

$1,088 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-0098
Approved

Apr 24, 2021

Forgiven

$1,093

Jobs Reported

1

Loan #

1107798902

Loan Size

Small

Tyree Jackson

Sole Proprietorship

$20,460 Exemption 4
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Feb 25, 2021

Jobs Reported

1

Loan #

4029488508

Loan Size

Small

Hassan Atoro

Independent Contractors

$15,609 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 1, 2021

Forgiven

$15,783

Jobs Reported

1

Loan #

4465928701

Loan Size

Small

Anwar Shewago

Independent Contractors

$10,657 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-0098
Approved

Mar 30, 2021

Forgiven

$10,696

Jobs Reported

1

Loan #

2717818701

Loan Size

Small

Johnny Kebede

Sole Proprietorship

$12,852 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

May 11, 2021

Forgiven

$12,896

Jobs Reported

1

Loan #

8047028904

Loan Size

Small

Sodiq Ayanalaja

Sole Proprietorship

$20,750 Paid in Full
Address:
4550 N Clarendon Ave Apt 902N
Chicago, IL60640-7223
Approved

Feb 14, 2021

Forgiven

$20,924

Jobs Reported

1

Loan #

9070428408

Loan Size

Small

Precious Obayomi

Sole Proprietorship

$20,833 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 3, 2021

Forgiven

$20,911

Jobs Reported

1

Loan #

6211418700

Loan Size

Small

Girmachew Agide

Self-Employed Individuals

$6,110 Paid in Full
Address:
4550 N Clarendon Ave Apt 2002 S
Chicago, IL60640-6166
Approved

May 20, 2021

Forgiven

$6,124

Jobs Reported

1

Loan #

4500659009

Loan Size

Small

Darius Parker

Sole Proprietorship

$20,000 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Feb 6, 2021

Forgiven

$20,154

Jobs Reported

1

Loan #

4386718405

Loan Size

Small

Michael Takor

Sole Proprietorship

$20,833 Exemption 4
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 12, 2021

Jobs Reported

1

Loan #

2499938801

Loan Size

Small

Adesina Adebayo

Sole Proprietorship

$17,497 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Feb 25, 2021

Forgiven

$17,608

Jobs Reported

1

Loan #

4116008502

Loan Size

Small

Ermias Bishu

Independent Contractors

$9,145 Paid in Full
Address:
4550 N Clarendon Ave Apt 1405S
Chicago, IL60640-6154
Approved

Apr 22, 2021

Forgiven

$9,154

Jobs Reported

1

Loan #

8384088803

Loan Size

Small

Anwar Shewago

Independent Contractors

$10,657 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 16, 2021

Forgiven

$10,695

Jobs Reported

1

Loan #

4375618807

Loan Size

Small

Monica Stewart

Sole Proprietorship

$20,207 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 29, 2021

Forgiven

$20,357

Jobs Reported

1

Loan #

4592778903

Loan Size

Small

Antheneh Sahle

Sole Proprietorship

$8,481 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

May 20, 2021

Forgiven

$8,498

Jobs Reported

1

Loan #

3747799002

Loan Size

Small

Aderonke Awobona

Independent Contractors

$14,252 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 19, 2021

Forgiven

$14,338

Jobs Reported

1

Loan #

6517868807

Loan Size

Small

Michael Boateng

Sole Proprietorship

$20,832 Paid in Full
Address:
4550 N Clarendon Ave Apt 302S
Chicago, IL60640-7240
Approved

May 20, 2021

Forgiven

$20,907

Jobs Reported

1

Loan #

3878549008

Loan Size

Small

Fatai Salawu

Sole Proprietorship

$3,665 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Feb 5, 2021

Forgiven

$3,682

Jobs Reported

1

Loan #

3700868409

Loan Size

Small

Hamid Faris

Sole Proprietorship

$7,208 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Mar 18, 2021

Forgiven

$7,243

Jobs Reported

1

Loan #

4687388602

Loan Size

Small

Mary Woldeab

Independent Contractors

$20,502 Paid in Full
Address:
4550 N Clarendon Ave Apt 406S
Chicago, IL60640-7241
Approved

May 28, 2021

Forgiven

$20,722

Jobs Reported

1

Loan #

8726949003

Loan Size

Small

Nike Bolarinwa

Sole Proprietorship

$17,032 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Feb 25, 2021

Forgiven

$17,130

Jobs Reported

1

Loan #

4160868510

Loan Size

Small

John Takor

Independent Contractors

$3,777 Paid in Full
Address:
4550 N Clarendon Ave # 2102
Chicago, IL60640-6166
Approved

Feb 3, 2021

Forgiven

$3,798

Jobs Reported

1

Loan #

2099358402

Loan Size

Small

Kamolideen Salami

Sole Proprietorship

$18,682 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Feb 23, 2021

Forgiven

$18,784

Jobs Reported

1

Loan #

3263638509

Loan Size

Small

Dimitri Stephen

Sole Proprietorship

$12,500 Paid in Full
Address:
4550 N Clarendon Ave Apt 2007N
Chicago, IL60640-7234
Approved

Apr 19, 2021

Forgiven

$12,540

Jobs Reported

1

Loan #

6100538807

Loan Size

Small

Hadish Fekado

Sole Proprietorship

$6,920 Exemption 4
Address:
4550 N Clarendon Ave Apt 1610
Chicago, IL60640-6166
Approved

May 20, 2021

Jobs Reported

1

Loan #

4304039003

Loan Size

Small

Solomon Boateng

Independent Contractors

$4,308 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

May 11, 2021

Forgiven

$4,329

Jobs Reported

1

Loan #

8653748908

Loan Size

Small

Eskender Ayalew

Independent Contractors

$4,020 Paid in Full
Address:
4550 N Clarendon Ave Apt 2107S
Chicago, IL60640-7258
Approved

May 23, 2021

Forgiven

$4,031

Jobs Reported

1

Loan #

6775749010

Loan Size

Small

Mary Ogunjimi

Self-Employed Individuals

$8,875 Paid in Full
Address:
4550 N Clarendon Ave Apt 601S
Chicago, IL60640-7297
Approved

Apr 10, 2021

Forgiven

$8,912

Jobs Reported

1

Loan #

1328598807

Loan Size

Small

Hussein Atoro

Self-Employed Individuals

$20,560 Paid in Full
Address:
4550 N Clarendon Ave Apt 402N
Chicago, IL60640-7218
Approved

May 15, 2021

Forgiven

$20,776

Jobs Reported

1

Loan #

2272069007

Loan Size

Small

Francis Adjei

Sole Proprietorship

$8,789 Paid in Full
Address:
4550 N Clarendon Ave Apt 301S
Chicago, IL60640-7240
Approved

Apr 1, 2021

Forgiven

$8,882

Jobs Reported

1

Loan #

4673148708

Loan Size

Small

Seth Appau

Sole Proprietorship

$20,833 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

May 22, 2021

Forgiven

$20,891

Jobs Reported

1

Loan #

6296219007

Loan Size

Small

Dagmawi Abeje

Sole Proprietorship

$6,630 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Mar 15, 2021

Forgiven

$6,691

Jobs Reported

1

Loan #

2686218607

Loan Size

Small

Fatimo Salami

Independent Contractors

$20,832 Paid in Full
Address:
4550 N Clarendon Ave Apt 1209N
Chicago, IL60640-7226
Approved

Apr 2, 2021

Forgiven

$20,933

Jobs Reported

1

Loan #

5051998705

Loan Size

Small

Richard Sefa

Independent Contractors

$16,004 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

May 11, 2021

Forgiven

$16,064

Jobs Reported

1

Loan #

7958968900

Loan Size

Small

Neguse Jegnie

Self-Employed Individuals

$9,477 Paid in Full
Address:
4550 N Clarendon Ave Apt 1905S
Chicago, IL60640-7256
Approved

May 18, 2021

Forgiven

$9,513

Jobs Reported

1

Loan #

2947059003

Loan Size

Small

Betre Eshete

Independent Contractors

$6,941 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Apr 6, 2021

Forgiven

$6,962

Jobs Reported

1

Loan #

7682938704

Loan Size

Small

Reem Carrington

Sole Proprietorship

$19,479 Exemption 4
Address:
4550 N Clarendon Ave
Chicago, IL60640-0098
Approved

Apr 8, 2021

Jobs Reported

1

Loan #

9390478705

Loan Size

Small

Jemal Yassin

Sole Proprietorship

$5,846 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-0098
Approved

Apr 20, 2021

Forgiven

$5,857

Jobs Reported

1

Loan #

6779038805

Loan Size

Small

Aderonke Awobona

Independent Contractors

$14,252 Exemption 4
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Mar 15, 2021

Jobs Reported

1

Loan #

2819878600

Loan Size

Small

Shineka Stephen

Sole Proprietorship

$20,832 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

May 12, 2021

Forgiven

$20,981

Jobs Reported

1

Loan #

9646888900

Loan Size

Small

Esther Baah-Asante

Independent Contractors

$17,752 Paid in Full
Address:
4550 N Clarendon Ave Apt 1001N
Chicago, IL60640-7224
Approved

Apr 13, 2021

Forgiven

$10,694

Jobs Reported

1

Loan #

2873028800

Loan Size

Small

Guluma Sinke

Independent Contractors

$10,969 Paid in Full
Address:
4550 N Clarendon Ave N/A
Chicago, IL60640-6166
Approved

Apr 1, 2021

Forgiven

$11,045

Jobs Reported

1

Loan #

4320248708

Loan Size

Small

Kevin Boahene

Sole Proprietorship

$20,750 Paid in Full
Address:
4550 N Clarendon Ave Apt 1502S
Chicago, IL60640-7252
Approved

Feb 13, 2021

Forgiven

$20,925

Jobs Reported

1

Loan #

8512558405

Loan Size

Small

Ligali Oki

Self-Employed Individuals

$20,833 Paid in Full
Address:
4550 N Clarendon Ave Apt 1302
Chicago, IL60640-6166
Approved

May 22, 2021

Forgiven

$20,982

Jobs Reported

1

Loan #

6565609005

Loan Size

Small

Kevin Ogunjimi

Sole Proprietorship

$20,832 Paid in Full
Address:
4550 N Clarendon Ave Apt 601S
Chicago, IL60640-7297
Approved

Apr 5, 2021

Forgiven

$20,910

Jobs Reported

1

Loan #

7167778710

Loan Size

Small

Hassan Atoro

Independent Contractors

$15,607 Paid in Full
Address:
4550 N Clarendon Ave
Chicago, IL60640-6166
Approved

Mar 10, 2021

Forgiven

$15,788

Jobs Reported

1

Loan #

8682148501

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Lafayette Morris. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Lafayette Morris on the map

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Found 19 results across 5 states

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Lafayette Morris in Oakland, MS: Background Summary

Location
9685 County Road 211, Oakland, MS 38948
Other Locations
Chgo, IL · Chicago, IL · Tyler, TX and 2 more
Profiles Found
9 people with this name
Phone Numbers
(901) 634-2262 and 6 others on file
Email
lafayette.morris@sbcglobal.com and 2 others on file
Possible Relatives
Lafaiyet Morris, Angela Kaye Harrold, Violet T Morris, Elder Lafayette Morris, Brian Morris
Properties
2properties owned
Vehicles
6 linked — 2000 Lincoln Town Car, 2004 Saturn Ion and 4 more
PPP Loans
$696K for Temitayo Adetayo, Endalk Engda

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Lafayette Morris. Because public records are indexed by name rather than by a unique identifier, the 74 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Lafayette Morris

Search Complexity: High

74 public records across 5states, belonging to approximately 9 different individuals. With 9 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Mississippi (11%), followed by Texas and Illinois. Spans the South and Midwest regions.

MS8recordsTX5recordsIL3recordsNC2recordsTN1record

Record Type Breakdown

Data spans 4 record categories. Largest: PPP Loan Records (69%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (14) and Vehicle Registration Records (6).

50
PPP Loan Records
14
Contact & Address Records
6
Vehicle Registration Records
2
Property Ownership Records

Frequently Asked Questions About Lafayette Morris

Does Lafayette Morris own property?
County assessor records show 2 properties associated with Lafayette Morris . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Lafayette Morris?
Records show 6 vehicle registrations associated with Lafayette Morris, including a 2000 LINCOLN TOWN CAR. Registered makes include Lincoln, Saturn, Ford, Mercury. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
How many records exist for Lafayette Morris?
Our database contains 74 total records for Lafayette Morris spanning 5 states. This includes 9 distinct contact records, 7 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Lafayette Morris?
The 74 records displayed for Lafayette Morris are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Lafayette Morris remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.