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Larry Geddes

Age 74 b. 1951-03-21
📍 247 S Lincoln Ave, Barnesville Oh
📞 (740) 296-8047, (740) 296-4178
✉️ GEDDEX1@SBCGLOBAL.NET

Larry Geddes

Age 76 b. 1949-11-26
📍 0n790 Bartelt Rd Fl 1, Geneva Il
📞 (630) 208-1660
✉️ LGAMY2@GMAIL.COM

Larry Geddes from Orange, CA

Age 68
📍 252 Flower St, Orange, CA 92868
📞 (714) 634-4537, (714) 974-7105, (714) 637-5514
👨‍👩‍👧 Relatives: Michael F Geddes,Kathlyn Ann Geddes,Richard Herman Geddes,Judith Fernandez Geddes,Kimberly K Geddes,Janna L Geddes,Christopher T Geddes,Janice Geddes,Janet Ann Geddes

Larry Geddes from Warren, OH

Age 83 b. Sep 1942
📍 219 Springbrook Dr Ne
📞 (330) 856-9067, (330) 609-5972
👤 aka Lawrence Eugene Geddes

Larry Geddes from Mooresville, IN

Age 85 b. 1941 Morgan Co.
📍 6590 E Vista View Ct
📞 (317) 831-6103

Larry Geddes from Barnesville, OH

Age 74 b. Mar 1951 Belmont Co.
📍 61991 Hickory Ln
📞 (740) 425-1988

Larry Geddes from Denver, CO

📍 2323 Curtis Street, Denver, CO 80205
📞 (303) 201-3584
✉️ larry.geddes@aol.com

Larry Geddes from Denver, CO

Age 61 b. Oct 1964 Denver Co.
📍 2323 Curtis St
📞 (303) 201-3584

Larry Geddes from Phelan, CA

Age 53 b. Sep 1972 San Bernardino Co.
📍 6633 Lime Rd Unit 18
📞 (865) 947-5517

Larry Geddes from Garden Grove, CA

Age 80 b. Nov 1945 Orange Co.
📍 12531 Jetty St
📞 (949) 653-1930

Larry Geddes

📍 6590 E Vista View Ct, Mooresville In
📞 (317) 854-0259
✉️ LARRYG8605@YAHOO.COM

Larry Geddes from Tampa, FL

Age 61 b. Oct 1964 Hillsborough Co.
📍 6220 N Nebraska Ave

Larry Geddes from Edinboro, PA

Age 73 b. Dec 1952 Erie Co.
📍 100 Sherwood Dr 6

Larry Geddes from Edinboro, PA

Age 73 b. 1953 Erie Co.
📍 5448 Grandview Ave

Larry Geddes from Phelan, CA

San Bernardino Co.
📍 6633 Lime Rd 18
📞 (865) 690-3832

Larry Geddes from Orange, CA

Orange Co.
📍 300 W Lincoln Ave Trlr 3
📞 (714) 974-7105

Larry Geddes from Las Vegas, NV

Clark Co.
📍 7724 Blackbird Ave

Larry Geddes from Geneva, IL

Kane Co.
📍 790 Bartelt Rd

Larry Geddes from Tucson, AZ

Pima Co.
📍 5402 E 30th St Apt D 6

Larry Geddes from Garrettsville, OH

Portage Co.
📍 Po Box 87

Larry Geddes from Indianapolis, IN

Marion Co.
📍 75456 M

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Larry Geddes across 9 states. The most recent address on file is in Warren, Ohio. Of these records, 13 include phone numbers and 4 include email addresses. The listed age is 68. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Geddes Larry & Shirley Labree

Dona-ana County

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Larry Geddes in Anthony. Values shown are from county assessor records and may differ from current market prices.

2007 Jeep Liberty
· Registered to: Larry Geddes
· VIN: 1J4GL48K57W522613
·
5779 Warner Rd, Warren, OH, 44484
·
(330) 609-5972
2012 Chevrolet Malibu
· Registered to: Larry Geddes
· VIN: 1G1ZC5E03CF193677
·
219 Springbrook Dr Ne, Warren, OH, 44484-6010
·
(330) 609-5972
2012 Kia Sorento
· Registered to: Larry Geddes
· VIN: 5XYKTCA61CG291093
·
9518 Wolfe Rd, Windham, OH, 44288
·
(330) 979-9707
2003 Mercury Marauder
· Registered to: Larry Geddes
· VIN: 2MEHM75V73X648623
·
4370 S Tamiami Trl Ste 104, Sarasota, FL, 34231-3488

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Larry Geddes. Registered makes include Jeep, Chevrolet, Kia, Mercury. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Perennial Pleasures Garden Ctr

Owner
(630) 208-1660
Geneva, IL
Agricultural Services (Services)

Geddex

Principal
(740) 425-1000
Barnesville, OH
Gasoline Service Stations and Automotive Dealers (Automotive)

LGI, inc.

Larry Geddes
(740) 425-1000geddex@1st.net
Barnesville, OH43713

Larry Geddes

Warren, Ohio, United States Automotive
LinkedIn

Santa Cruz County Symphony

Larry GeddesKindergarten
(317) 372-3813lgeddes@cs.com
6590 E Vista View Ct, Mooresville, IN46158

Santa Cruz County Symphony

Larry GeddesKindergarten
(317) 372-3813lgeddes@cs.com
6590 E Vista View Ct, Mooresville, IN46158
santacruzsymphony.com

Larry Geddes

Assistant Director fo · Greater New York City Area

Santa Cruz County Symphony

Larry GeddesKindergarten
(317) 372-3813lgeddes@cs.com
6590 E Vista View Ct, Mooresville, IN46158

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Larry Geddes. Companies include Perennial Pleasures Garden Ctr, Geddex, LGI, inc. and 1 more. Roles listed include Kindergarten. Records are compiled from state business registries, SEC filings, and professional networking databases.

Geddex LLC

Addr: 169 E. Main St., Barnesville, OH, 43713
OH
Officer: Larry L. Geddes

Unknown Corporation

ID: 604458
Officer: Larry Geddes

Source: Public Records Larry Geddes appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Larry Geddes

David Starr Jordan High School - Long Beach, CA, CA
1984

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Larry Geddes has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Jun 1, 2006
2006 D
Keeler, Brian
Geddes, Larry NY
$1 Feb 26, 2010
2010
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$1 Oct 15, 2009
2010
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$10 May 27, 2006
2006 D
Keeler, Brian
Geddes, Larry Brooklyn, NY
$1 Oct 9, 2008
2008
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$25 Feb 26, 2010
2010
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$1 Aug 1, 2011
2012 DEM
Moore, Shelly
Geddes, Larry Brooklyn, NY
$25 Feb 26, 2010
2010 DEM
Weiner, Anthony David
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$50 Aug 10, 2021
2022
National Rifle Association Of America Political Victory Fund
Geddes, Larry G Orange, CA
$1 Sep 14, 2011
2012
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$250 Apr 16, 2003
2004 DEM
Dean, Howard
Geddes, Larry Real Estate Agent @ Solofts Brooklyn, NY
$25 Sep 14, 2011
2012 DEM
Warren, Elizabeth
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$1 Feb 21, 2011
2012
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$25 Oct 15, 2009
2010
Maine Freedom To Marry Coalition
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$1 Aug 1, 2011
2012 DEM
Holperin, Jim
Geddes, Larry Brooklyn, NY
$85 Jul 6, 2020
2020 REP
Republican National Committee
Geddes, Larry G Retired Garden Grove, CA
$25 Oct 1, 2009
2010
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$85 Aug 13, 2020
2020 REP
Republican National Committee
Geddes, Larry G Retired Garden Grove, CA
$1 Aug 1, 2011
2012 DEM
Wirch, Robert W
Geddes, Larry Brooklyn, NY
$1 Mar 23, 2011
2012
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$14 Mar 7, 2011
2012 DEM
State Senate Democratic Cmte Of Wisconsin
Geddes, Larry Brooklyn, NY
$25 Sep 10, 2009
2010
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$0 Mar 16, 2011
2012
Actblue
Geddes, Larry Manager @ Michael Mao Dance Brooklyn, NY
$85 Aug 13, 2020
REP
Republican National Committee
Contributor Retired Garden Grove, CA
$86 Oct 16, 2020
Unknown Committee
Geddes, Larry Retired Garden Grove, CA
$1 10/31/2018
Secretary of State
DeJear for Iowa - Inactive
Contributor Brooklyn, NY
$10
2006 D
Keeler, Brian
Contributor Brooklyn, NY

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 27 political contribution records found for Larry Geddes. Total disclosed contributions amount to $845. Recipients include Republican National Committee, DeJear for Iowa - Inactive, Keeler, Brian. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Larry Geddes

Age 70 Male
·
104A McLain Rd, Chaparral, NM 88081 (Dona Ana County)
32.0455, -106.4250
Marital: Inferred Single TZ: Mountain
Edu: High School
Homeowner Single Family
MP

Larry E Geddes

Age 74 Male
·
219 Springbrook Dr NE, Warren, OH 44484 (Trumbull County)
41.2678, -80.7462
· (330) 442-3186
Marital: Married TZ: Eastern
Edu: High School
Homeowner Multi-Family
MP

Larry Geddes

Age 66 Male
·
247 S Lincoln Ave, Barnesville, OH 43713 (Belmont County)
39.9846, -81.1753
TZ: Eastern
Homeowner Single Family Built 1863 Purchased 2002
MP

Larry G Geddes

Age 67 Male
·
0N790 Bartelt Rd, Geneva, IL 60134 (Kane County)
41.8828, -88.3775
· (630) 208-1660
Marital: Inferred Married TZ: Central
Homeowner Single Family
MP

Larry Geddes

Male
·
2002 E 2100 S, Salt Lake Cty, UT 84109 (Salt Lake County)
40.7254, -111.8330
· (801) 487-6904
Marital: Single TZ: Mountain
Homeowner Single Family
MP

Larry E Geddes

Age 46 Male
·
9518 Wolfe Rd, Windham, OH 44288 (Portage County)
41.2474, -81.0469
· (330) 979-9707
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1960 Purchased 2012
MP

Larry Geddes

Age 66 Male
·
PO Box 307, Barnesville, OH 43713 (Belmont County)
39.9761, -81.1650
Marital: Married TZ: Eastern
Edu: High School
Single Family Built 1988
MP

Larry R Geddes

Age 76 Male
·
6590 E Vista View Ct, Mooresville, IN 46158 (Morgan County)
39.5786, -86.3060
· (317) 831-6103
Marital: Single TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Built 1995

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Larry Geddes. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Larry Geddes. These loans were issued to businesses, not individuals.

Brandon Ford

Sole Proprietorship

$18,261 Exemption 4
Address:
2323 Curtis St
Denver, CO80205-2627
Approved

May 5, 2021

Jobs Reported

1

Loan #

7047008904

Loan Size

Small

St. Mary'S Roman Catholic Church

Non-Profit Organization

$346,300 Paid in Full
Address:
121 E 4th St
Remsen, IA51050-7738
Approved

Jan 17, 2021

Forgiven

$348,103

Jobs Reported

86

Loan #

1429338308

Loan Size

Medium

Lucas Renee

Independent Contractors

$17,708 Exemption 4
Address:
2323 Curtis St
Denver, CO80205-2627
Approved

May 2, 2021

Jobs Reported

1

Loan #

6733808903

Loan Size

Small

Danny Seim State Farm

Sole Proprietorship

$22,800 Paid in Full
Address:
121 E 4th St
Stromsburg, NE68666-3026
Approved

Apr 5, 2020

Forgiven

$22,932

Jobs Reported

2

Loan #

5216317006

Loan Size

Small

Evan McGatlin

Sole Proprietorship

$20,833 Paid in Full
Address:
121 E 4th St
Washington, KS66968-2217
Approved

Jan 16, 2021

Forgiven

$20,912

Jobs Reported

1

Loan #

1122168300

Loan Size

Small

Mark Torr

Sole Proprietorship

$9,625 Paid in Full
Address:
2323 Curtis St
Denver, CO80205-2627
Approved

Feb 6, 2021

Forgiven

$9,759

Jobs Reported

1

Loan #

4152698409

Loan Size

Small

Dejuan Johnson

Self-Employed Individuals

$9,990 Exemption 4
Address:
2323 Curtis St
Denver, CO80205-2627
Approved

Apr 28, 2021

Jobs Reported

1

Loan #

3543908904

Loan Size

Small

Law Office Of Christopher L. Jackson

Corporation

$21,956 Paid in Full
Address:
121 E 4th St
Covington, KY41011
Approved

Jun 4, 2020

Forgiven

$22,085

Jobs Reported

3

Loan #

7808257810

Loan Size

Small

Buckley & Buckley Law Firm

Sole Proprietorship

$15,800 Paid in Full
Address:
121 E 4th St
Sedalia, MO65301-4401
Approved

Apr 4, 2020

Forgiven

$15,914

Jobs Reported

3

Loan #

4701347003

Loan Size

Small

Evan McGatlin

Sole Proprietorship

$20,833 Paid in Full
Address:
121 E 4th St
Washington, KS66968-2217
Approved

Mar 31, 2021

Forgiven

$20,880

Jobs Reported

1

Loan #

4180188700

Loan Size

Small

Timothy Bissonette

Independent Contractors

$5,400 Paid in Full
Address:
121 E 4th St
Mineral, IL61344-9126
Approved

Mar 18, 2021

Forgiven

$5,420

Jobs Reported

1

Loan #

4360758604

Loan Size

Small

Josh McIntosh Law

Sole Proprietorship

$8,000 Paid in Full
Address:
121 E 4th St
Covington, KY41011-1752
Approved

Apr 27, 2020

Forgiven

$8,064

Jobs Reported

1

Loan #

4923047209

Loan Size

Small

Tony Chavez P.c.

Corporation

$231,000 Paid in Full
Address:
121 E 4th St
Odessa, TX79761-5106
Approved

Feb 3, 2021

Forgiven

$233,612

Jobs Reported

17

Loan #

2529668402

Loan Size

Medium

Leander Godfrey

Sole Proprietorship

$20,052 Paid in Full
Address:
2323 Curtis St
Denver, CO80205-2627
Approved

Apr 19, 2021

Forgiven

$20,110

Jobs Reported

1

Loan #

6341798805

Loan Size

Small

James Buckley

Sole Proprietorship

$15,898 Paid in Full
Address:
121 E 4th St
Sedalia, MO65301-4401
Approved

Jan 25, 2021

Forgiven

$16,005

Jobs Reported

3

Loan #

5343648304

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 15 PPP loan records are linked to businesses associated with Larry Geddes. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Source: IMDb · Open Library · Sports Reference · FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Larry Geddes on the map

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Found 50 results across 12 states

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Larry Geddes in Barnesville, OH: Background Summary

Location
247 S Lincoln Ave, Barnesville Oh, Barnesville, OH
Other Locations
Warren, OH · Mooresville, IN · Denver, CO and 10 more
Profiles Found
21 people with this name
Phone Numbers
(740) 296-8047 and 13 others on file
Email
geddex1@sbcglobal.net and 3 others on file
Possible Relatives
Michael F Geddes, Kathlyn Ann Geddes, Richard Herman Geddes, Judith Fernandez Geddes, Kimberly K Geddes and 4 more
Career
Kindergarten at Perennial Pleasures Garden Ctr, Geddex
Properties
1property owned
Vehicles
4 linked — 2007 Jeep Liberty, 2012 Chevrolet Malibu and 2 more
Contributions
$845.55 total — Republican National Committee, Keeler, Brian
PPP Loans
$784K for Brandon Ford, St. Mary'S Roman Catholic Church

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Larry Geddes. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Larry Geddes

Search Complexity: High

97 public records across 12states, belonging to approximately 21 different individuals. With 21 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Ohio (16%), followed by California and Indiana. Spans the Midwest and West regions.

OH16recordsCA9recordsIN8recordsIL3recordsCO3recordsNY2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (31%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (27) and PPP Loan Records (15).

27
Contact & Address Records
27
Political Contribution Records
15
PPP Loan Records
11
Business & Corporate Filings
4
Vehicle Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 31 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)8peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Larry Geddes

Does Larry Geddes own property?
County assessor records show 1 property associated with Larry Geddes . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Larry Geddes?
Records show 4 vehicle registrations associated with Larry Geddes, including a 2007 Jeep Liberty. Registered makes include Jeep, Chevrolet, Kia, Mercury. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Larry Geddes?
We found 11 business affiliations for Larry Geddes, including Perennial Pleasures Garden Ctr. Other companies include Geddex, LGI, inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has Larry Geddes made political donations?
FEC disclosure records show 27 reported political contributions from Larry Geddes, totaling $845. Recipients include Republican National Committee and DeJear for Iowa - Inactive and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Larry Geddes?
Our database contains 97 total records for Larry Geddes spanning 12 states. This includes 21 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Larry Geddes?
The 97 records displayed for Larry Geddes are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Larry Geddes remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.