OpenDataUSA

Quick Navigation

Laura Greenstein from Los Altos, CA

Age 84 b. 1942 Female
📍 943 Terrace Dr
📞 (408) 941-5201 (Cell), (408) 948-6934, (650) 814-1329
✉️ lgreenstein@cs.com

Laura Greenstein

Age 32 b. 1993-07-10
📍 1600 Collegeview Ave, Raleigh Nc
📞 (919) 791-8993
✉️ LAURAJOANNEX3@HOTMAIL.COM

Laura Greenstein from New York, NY

Age 51
📍 322 57th St #40d, New York, NY 10019
📞 (212) 307-9111, (212) 581-2879, (212) 307-5204, (212) 307-9111, (212) 581-2879, (301) 299-7556
👨‍👩‍👧 Relatives: Selma A Green,Michael E Steinberg,Robert David Stein,Annette Rae Lawrence,Paul S Greenstein,Lee J Greenstein,Gabriele S Clune,Paul Individually Greenstein,Barbara Ruth Greenstein
🏪 Kol Solutions Inc

Laura Greenstein

📍 943 Terrace Dr, Los Altos Ca
📞 (650) 996-0073, (650) 996-0073
✉️ VERA4LIFE@GMAIL.COM, vera4life@gmail.com

Laura Greenstein from Barrington, IL

Age 72 b. Feb 1954 Cook Co.
📍 42 Beechnut Dr
📞 (847) 381-7728

Laura Greenstein from Lauderdale Lakes, FL

Age 105 b. Jan 1921 Broward Co.
📍 3401 Nw 47th Ave V 502
📞 (954) 742-7018

Laura Greenstein from East Lyme, CT

Age 75 b. Sep 1950 New London Co.
📍 4 Darrows Rdg
📞 (860) 739-0405

Laura Greenstein from Washington, DC

Age 63 b. Jan 1963 District Of Columbia Co.
📍 4850 Connecticut Ave Nw
📞 (541) 889-5068

Laura Greenstein from Portland, ME

Age 38 b. 1988 Female
📍 420 Baxter Blvd
📞 (207) 774-8652

Laura Greenstein from Mountain View, CA

Age 84 b. Dec 1941 Santa Clara Co.
📍 1074 Morton Ct

Laura Greenstein from Lexington, KY

Age 62 b. Sep 1963 Fayette Co.
📍 266 Lexington Ave

Laura Greenstein from Boca Raton, FL

Age 68 b. Dec 1957 Palm Beach Co.
📍 6751 Boca Pines Trl

Laura Greenstein from Lexington, KY

Age 48 b. Apr 1977 Fayette Co.
📍 510 Woodland Ave

Laura Greenstein from Hackensack, NJ

Age 99
📍 290 Anderson St #2h, Hackensack, NJ 07601

Laura Greenstein from Fair Lawn, NJ

Bergen Co.
📍 5 30 Brennan Ct
📞 (201) 797-0308

Laura Greenstein from Palo Alto, CA

Santa Clara Co.
📍 444 San Antonio Avenueav 8 D

Laura Greenstein from New York, NY

New York Co.
📍 322 W 57th St 36 C

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 17 contact records for Laura Greenstein across 9 states. The most recent address on file is in Los Altos, California. Of these records, 10 include phone numbers and 3 include email addresses. Ages range from 51 to 99, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Laura Greenstein

2022 Warren County
· 10 Founders, Queensbury

Laura Greenstein

2023 Warren County
· 10 Founders, Queensbury

Laura Greenstein

2024 Warren County
· 10 Founders, Queensbury

Greenstein, Laura

Doc #2017060800244001
Record: P

Greenstein, Laura

Doc #2017120100993001
· 1805 East 4th Street, Brooklyn Ny 11223
Record: P

Greenstein, Laura

Doc #2017052400905001
· 1805 East 4th Street, Brooklyn Ny 11223
Record: P

Greenstein, Laura

Doc #2003022100312003
· 1805 East 4th Street, Brooklyn Ny 11223
Record: P

Greenstein, Laura

Doc #2003022100312001
· 1805 East 4th Street, Brooklyn Ny 11223
Record: P

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 8 property records linked to Laura Greenstein in Brooklyn. Values shown are from county assessor records and may differ from current market prices.

Laura E Greenstein

Unaffiliated
50 N Finley Ave, Basking Ridge, 07920
DOB: 7/24/1974
County: Somerset

Laura E Greenstein

2930 NW 25th Ter, Boca Raton, , 33434

laura JOANNE greenstein

Democrat Reg: 10/02/2012
Removed
DOB: 1993 Gender: Female
County: Wake

Laura Greenstein

Reg: 1050303
10 Founders Way
DOB: 19730801 Gender: Female
Senate: 21

Laura Greenstein

Reg: 303666965
1805 East 4 Street
DOB: 19760125 Gender: Female
Senate: 11

Laura S Greenstein

Reg: 301329242
322 West 57 Street 36 C
DOB: 19630101 Gender: Female
Senate: 10

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Laura Greenstein in . Records show affiliations with U, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Toyota Venza
· Registered to: Laura Greenstein
· VIN: 4T3BA3BB5BU020751
·
Po Box 337, East Lyme, CT, 06333-0337
·
(860) 739-0405

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Laura Greenstein. Registered makes include Toyota. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Deloitte

Marketing Staff
+13124862624lagreenstein@deloitte.com

Portland Trails

Laura GreensteinTrustee
Portland, ME

Laura Greenstein

Principal Data Solutions Manager
Deluxe Corporation
Queensbury, New York, United States Financial Services
LinkedIn

Laura Greenstein

Certified Pilates Instructor
Avenue Pilates
Florida
lgreenstein@avenuepilates.com
LinkedIn

Deloitte

Laura GreensteinMarketing Staff
(312) 486-1000lagreenstein@deloitte.com
Chicago, IL

Laura Greenstein

Business Development Spec · Parsippany, New Jersey

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 14 business affiliations were found for Laura Greenstein. Companies include Deluxe Corporation, Deloitte. Roles listed include Marketing Staff and Customer Success Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Merkavah INC.

Filed: Jul 14, 2015
Registered Agent: Laura Greenstein

Kol Solutions INC.

ID: 2561596
Addr: 322 West 57th St #36c, New York, NEW YORK, 10019
Filed: Oct 10, 2000 NEW YORK New York County
Chairman: Laura Greenstein

Source: Public Records Laura Greenstein appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Laura Greenstein

Real Estate
NOT RENEWED
License # 476425582
Firm: Laura Greenstein
Addr: Chicago, IL 60613

laura greenstein

Real Estate
NOT RENEWED
License # 476425582
Addr: Chicago, IL 60613
County: Cook
Issued: Jan 10, 2007 Exp: Apr 30, 2009

Licensed Professional

laura SUSAN greenstein

Currently registered
School: American University (1989)
Co:
Laura Greenstein
Addr: Brooklyn, NY
County: Kings

Source: State Professional Licensing Boards · Dept. of Professional Regulation Laura Greenstein holds 4 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

🏛️

Unknown

🏛️

Laura Greenstein

Department: Union County
Fund: PERS - Public Employee Retirement System
Retired: 1981-03
🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

🏛️

Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Laura Greenstein appears in 15 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Laura Greenstein

Canyon High School - Canyon Country, CA, CA
1987

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Laura Greenstein has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Sep 8, 2000
2000 DEM
Israel, Steve
Greenstein, Laura It Source Solutions New York, NY
$25 Sep 3, 2016
2016 DEM
House Majority Pac
Greenstein, Laura Not Employed Los Altos, CA
$5 Aug 3, 2016
2016 DEM
Actblue
Greenstein, Laura Not Employed Los Altos, CA
$5 Jun 30, 2009
2010
Actblue
Greenstein, Laura Retired Los Altos, CA
$50 Nov 1, 2008
2008 I
No On 8 Equality For All
Greenstein, Laura Retired Los Altos, CA
$25 Jun 26, 2014
2014
Emily S List
Greenstein, Laura Retired Los Altos, CA
$5 Sep 3, 2016
2016 DEM
Actblue
Greenstein, Laura Not Employed Los Altos, CA
$100 Jun 30, 2009
2010
Actblue
Greenstein, Laura Retired Los Altos, CA
$50 Oct 3, 2008
2008 I
No On 8 Equality For All
Greenstein, Laura Teacher @ Retired Los Altos, CA
$100 Oct 7, 2008
2008 I
No On 8 Equality For All
Greenstein, Laura Teacher @ Retired Los Altos, CA
$100 Jun 30, 2009
2010 DEM
Newsom, Gavin
Greenstein, Laura Retired Los Altos, CA
$25 Aug 3, 2016
2016 DEM
House Majority Pac
Greenstein, Laura Not Employed Los Altos, CA
$3 May 21, 2010
2010
Actblue
Greenstein, Laura Retired Los Altos, CA
$25 Jun 26, 2014
Emily S List
Contributor Retired Los Altos, CA
$5 Sep 24, 2016
Unknown Committee
Greenstein, Laura Los Altos, CA
$50
2008 I
No On 8 Equality For All
Contributor Teacher @ Retired Los Altos, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 16 political contribution records found for Laura Greenstein. Total disclosed contributions amount to $823. Recipients include Emily S List, No On 8 Equality For All. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Laura Greenstein

Age 30 Female
·
5-30 Brennan Ct, Fair Lawn, NJ 07410 (Bergen County)
40.9351, -74.0951
· (201) 923-2618
Marital: Married TZ: Eastern
Occ: White Collar
Homeowner Single Family
MP

Laura Greenstein

Female
·
68 Vesper St, Portland, ME 04101 (Cumberland County)
43.6667, -70.2438
TZ: Eastern
Homeowner Single Family Built 2013
MP

Laura Greenstein

Female
·
19 Dimmock Rd, Waterford, CT 06385 (New London County)
41.3136, -72.1135
TZ: Eastern
Homeowner Single Family Built 1996 Purchased 2012
MP

Laura E Greenstein

Age 43 Female
·
50 N Finley Ave, Basking Ridge, NJ 07920 (Somerset County)
40.7094, -74.5517
· (732) 271-8544
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1999 Purchased 2005
MP

Laura H Greenstein

Age 75 Female
·
943 Terrace Dr, Los Altos, CA 94024 (Santa Clara County)
37.3498, -122.0880
· (650) 941-5201
Marital: Married TZ: Pacific
Homeowner Single Family Built 1990 Purchased 2001
MP

Laura J Greenstein

Age 23 Female
·
4721 Sharpstone Ln, Raleigh, NC 27615 (Wake County)
35.9155, -78.6399
· (919) 844-4138
Marital: Married TZ: Eastern
Homeowner Single Family Built 1997
MP

Laura J Greenstein

Age 63 Female
·
42 Beechnut Dr, S Barrington, IL 60010 (Lake County)
42.1020, -88.1640
· (847) 977-8720
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1989 Purchased 1986
MP

Laura Greenstein

Female
·
110 Termino Ave, Long Beach, CA 90803 (Los Angeles County)
33.7612, -118.1460
TZ: Pacific
Multi-Family
MP

Laura B Greenstein

Age 40 Female
·
300 Circle Ave, Forest Park, IL 60130 (Cook County)
41.8815, -87.8090
Marital: Single TZ: Central
Edu: Graduate School
Homeowner Multi-Family
MP

Laura Greenstein

Age 43 Female
·
1805 E 4th St, Brooklyn, NY 11223 (Kings County)
40.6072, -73.9694
· (917) 882-6981
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 1998
MP

Laura Greenstein

Age 96 Female
·
784 Columbus Ave, New York, NY 10025 (New York County)
40.7944, -73.9665
Marital: Married TZ: Eastern
Multi-Family
MP

Laura E Greenstein

Age 59 Female
·
2930 NW 25th Ter, Boca Raton, FL 33434 (Palm Beach County)
26.3756, -80.1390
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1985 Purchased 1996
MP

Laura S Greenstein

Age 54 Female
·
322 W 57th St, New York, NY 10019 (New York County)
40.7670, -73.9835
· (212) 307-9111
Marital: Single TZ: Eastern
Edu: Graduate School
Multi-Family Built 1978
MP

Laura K Greenstein

Age 29 Female
·
420 Baxter Blvd, Portland, ME 04103 (Cumberland County)
43.6737, -70.2772
· (207) 807-6408
Marital: Married TZ: Eastern
Homeowner Single Family Built 1937 Purchased 2011

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 14 demographic profiles associated with Laura Greenstein. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Laura Greenstein. These loans were issued to businesses, not individuals.

Jag Properties Co.

Subchapter S Corporation

$20,833 Paid in Full
Address:
420 Baxter Blvd
Portland, ME04103-4517
Approved

Apr 13, 2020

Forgiven

$21,049

Jobs Reported

1

Loan #

4202767104

Loan Size

Small

Jag Properties Co.

Subchapter S Corporation

$20,833 Paid in Full
Address:
420 Baxter Blvd
Portland, ME04103-4517
Approved

Feb 6, 2021

Forgiven

$20,902

Jobs Reported

1

Loan #

4699588404

Loan Size

Small

Mark Greenstein Consulting LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
5-30 Brennan Ct
Fair Lawn, NJ07410-5638
Approved

Apr 20, 2021

Forgiven

$20,920

Jobs Reported

1

Loan #

6719968800

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Laura Greenstein. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Laura Greenstein on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
10
3
1
3
9
2
4
1
5
10

Found 48 results across 10 states

Fewer
More

Laura Greenstein in Los Altos, CA: Background Summary

Location
943 Terrace Dr, Los Altos, CA 94024
Other Locations
Barrington, IL · Lauderdale Lakes, FL · East Lyme, CT and 8 more
Profiles Found
17 people with this name
Phone Numbers
(408) 948-6934 and 11 others on file
Email
lgreenstein@cs.com and 2 others on file
Possible Relatives
Selma A Green, Michael E Steinberg, Robert David Stein, Annette Rae Lawrence, Paul S Greenstein and 4 more
Career
Marketing Staff, Customer Success Manager at Deluxe Corporation, Deloitte
Voter Registration
Registered No Party Preference
Properties
4properties owned
Vehicles
1 linked — 2011 Toyota Venza
Contributions
$822.5 total — No On 8 Equality For All, Emily S List
Licenses
2 professional licenses (REAL ESTATE)
PPP Loans
$62,499.64 for Jag Properties Co., Jag Properties Co.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Laura Greenstein. Because public records are indexed by name rather than by a unique identifier, the 106 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Laura Greenstein

Search Complexity: High

106 public records across 10states, belonging to approximately 17 different individuals. With 17 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: New York (9%), followed by California and Illinois. Spans the Northeast and West regions.

NY10recordsCA10recordsIL9recordsNJ5recordsME4recordsCT3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (29%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (16) and Business & Corporate Filings (14).

22
Contact & Address Records
16
Political Contribution Records
14
Business & Corporate Filings
8
Property Ownership Records
6
Voter Registration Records
4
Professional License Records

Age Distribution

Age range: approximately 72 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)6peopleMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Laura Greenstein

Is Laura Greenstein a registered voter?
Yes, voter registration records show Laura Greenstein is registered with U affiliation. We found 6 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Laura Greenstein own property?
County assessor records show 8 properties associated with Laura Greenstein in Brooklyn, New York and 7 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Laura Greenstein?
Records show 1 vehicle registration associated with Laura Greenstein, including a 2011 Toyota Venza. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Laura Greenstein?
We found 14 business affiliations for Laura Greenstein (Marketing Staff). Other companies include Deloitte. Business records are compiled from state registries, SEC filings, and professional databases.
Has Laura Greenstein made political donations?
FEC disclosure records show 16 reported political contributions from Laura Greenstein, totaling $823. Recipients include Emily S List and No On 8 Equality For All. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Laura Greenstein?
Our database contains 106 total records for Laura Greenstein spanning 10 states. This includes 17 distinct contact records, 10 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Laura Greenstein?
The 106 records displayed for Laura Greenstein are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Laura Greenstein remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.