Laura Kirkman from Phoenix, AZ

Age 48 b. Dec 1977 Female
๐Ÿ“ 9508 N 12th St
๐Ÿ’ผ 2800
๐Ÿ“ž (602) 882-7339 (Cell), (602) 944-3420
โœ‰๏ธ derangedpg@aol.com

Laura Kirkman

๐Ÿ“ 205 Shooting Park Rd, Peru Il 61354
๐Ÿ“ž (815) 993-1013, (815) 488-7876, (815) 983-1013
โœ‰๏ธ LSTEVENS475@YAHOO.COM, lstevens475@yahoo.com

Laura Kirkman

๐Ÿ“ 826 14th St, Peru Il
๐Ÿ“ž (815) 993-1013, (815) 488-7876, (815) 983-1013
โœ‰๏ธ LSTEVENS475@YAHOO.COM, lstevens475@yahoo.com

Laura Kirkman

Age 56 b. 1969-10-06
๐Ÿ“ 4202 Brittany Ct, Pensacola Fl
๐Ÿ“ž (850) 484-8848, (850) 380-8240
โœ‰๏ธ LANGST32503@GMAIL.COM

Laura Kirkman from Lake Wales, FL

Age 57 b. Dec 1968 Polk Co.
๐Ÿ“ 711 Cambridge Way
๐Ÿ“ž (660) 425-6674

Laura Kirkman from Superior, CO

Age 47 b. Dec 1978 Boulder Co.
๐Ÿ“ 2855 Rock Creek Cir Unit 234
๐Ÿ“ž (303) 284-7003

Laura Kirkman from Florence, SC

Age 55 b. Jan 1971 Florence Co.
๐Ÿ“ 1346 Brittany Dr F
๐Ÿ“ž (213) 724-9769
๐Ÿ‘ค aka Laura K Herrington

Laura Kirkman

๐Ÿ“ 301 One Mile, Dexter Mo 63841
๐Ÿ“ž (573) 421-6857
โœ‰๏ธ LAURA_KIRKMAN79@HOTMAIL.COM

Laura Kirkman

๐Ÿ“ 301 S One Mile Rd, Dexter Mo
๐Ÿ“ž (573) 421-6857
โœ‰๏ธ LAURA_KIRKMAN79@HOTMAIL.COM

Laura Kirkman from Llc - Ma, WA

Female
๐Ÿ“ 30 Edwards St # 2
๐Ÿ“ž (203) 518-3914 (AT&T MOBILITY)

Laura Kirkman from Chocowinity, NC

Age 77 b. 1949 Beaufort Co.
๐Ÿ“ 1998 Nc Highway 33 E

Laura Kirkman from Bronx, NY

Age 54 b. Aug 1971 Bronx Co.
๐Ÿ“ 2100 Lurting Ave Unit 2
๐Ÿ‘ค aka Laura Kirkman Evans

Laura Kirkman from Phoenix, AZ

Age 48 b. Dec 1977 Maricopa Co.
๐Ÿ“ Po Box 26712

Laura Kirkman from Mount Airy, NC

Age 65 b. Mar 1961 Surry Co.
๐Ÿ“ 102 Quilters Trl

Laura Kirkman from West Palm Bch, FL

Age 57 b. Dec 1968 Palm Beach Co.
๐Ÿ“ 1831 S Congress Ave

Laura Kirkman from Louisville, CO

Age 77 b. Sep 1948 Boulder Co.
๐Ÿ“ 855 W Dillon Rd J 303

Laura Kirkman from Chocowinity, NC

Age 54 b. Jan 1972 Beaufort Co.
๐Ÿ“ 1998 Nc Hwy 33

Laura Kirkman from Pensacola, FL

Escambia Co.
๐Ÿ“ 3007 E Lloyd St
๐Ÿ“ž (850) 433-5817

Laura Kirkman from Greensboro, NC

Guilford Co.
๐Ÿ“ 1303 N Holden Rd
๐Ÿ“ž (336) 855-9315

Laura Kirkman from Mount Airy, NC

Surry Co.
๐Ÿ“ 728 Quaker Rd
๐Ÿ“ž (336) 789-0332

Laura Kirkman from Columbia, SC

Richland Co.
๐Ÿ“ 2817 Heyward St

Laura Kirkman from Iowa City, IA

Johnson Co.
๐Ÿ“ 902 Rundell St

Laura Kirkman from Cpe Girardeau, MO

Cape Girardeau Co.
๐Ÿ“ 1716 Big Bend Rd

Laura Kirkman from New York, NY

๐Ÿ“ 725 6th Avenueav 3 R

Laura Kirkman from Buckeye, AZ

Maricopa Co.
๐Ÿ“ 508 E Roosevelt Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 25 contact records for Laura Kirkman across 9 states. The most recent address on file is in Phoenix, Arizona. Of these records, 13 include phone numbers and 6 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kirkman Laura A

Boulder County
· 2855 Rock Creek Cir 234, Lafayette-Louisville Co
Built: 1999.0
Assessed: $26,518 ยท Sale: $0

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Laura Kirkman in Lafayette-Louisville. Values shown are from county assessor records and may differ from current market prices.

Laura Kirkman

Democrat
2855rock Creek Cir Apt 234, Superior, CO, 80027
DOB: 1978 Gender: Female
County: Boulder

Laura Angstadt Kirkman

4202 Brittany Ct, Pensacola, , 325046409

Laura Michelle Kirkman

County: Stoddard

laura DANIELLE kirkman

Unaffiliated Reg: 12/31/2013
5937 Frieden Church Rd, Gibsonville, NC, 27249
DOB: 1985 Gender: Female
County: Guilford

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Laura Kirkman in Colorado, , North Carolina. Records show affiliations with DEM, UNA, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Kia Rio
ยท Registered to: Laura Kirkman
ยท VIN: KNADN4A36C6075335
·
9317 Cotton Gum Rd, Charlotte, NC, 28227-3697
·
(704) 288-7250
2005 Kia Sorento
ยท Registered to: Laura Kirkman
ยท VIN: KNDJD733555488914
·
9508 N 12Th St, Phoenix, AZ, 85020-2663
·
(602) 944-5198
2012 KIA SEDONA
ยท Registered to: Laura Kirkman
ยท VIN: KNDMG4C78C6453572
·
3007 E Lloyd St, Pensacola, FL, 32503-6409
·
(850) 433-5817
1994 FORD TAURUS 4DR SEDAN
ยท Registered to: Laura Kirkman
ยท VIN: 1FALP52U2RG100861
·
902 Rundell St, Iowa City, IA, 52240
·
(319) 358-1446
2009 TOYOTA COROLLA
ยท Registered to: Laura Kirkman
ยท VIN: JTDBL40E79J046239
·
902 Rundell St, Iowa City, IA, 52240-6114
·
(319) 358-1446
2001 FORD FOCUS 4DR SEDAN
ยท Registered to: Laura Kirkman
ยท VIN: 1FAHP38391W128689
·
650 County Road 236, Walnut, MS, 38683
1993 CHEVROLET C1500 PICKUP
ยท Registered to: Laura Kirkman
ยท VIN: 1GCDC14K8PZ175189
·
3007 E Lloyd St, Pensacola, FL, 32503
·
(850) 433-5817

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Laura Kirkman. Registered makes include Kia, Ford, Toyota, Chevrolet. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Holmes Care Group

Resourcing Lead
+11708251227laura.kirkman@holmes-care.co.uk

Laura Kirkman

Human Resources Administrator
Proficient Security LTD
Romford, Havering, United Kingdom Staffing And Recruiting

Laura Kirkman

Human Resources Administrator
Proficient Security LTD
Havering

Polo Ralph Lauren Corp

Laura KirkmanMarketing Coordinator Polo Brands
(212) 434-8000lkirkman@poloralphlauren.com
New York, NY

Transfirst Holdings In

Laura KirkmanProduct Manager
(631) 840-6900l.kirkman@transfirst.com
Hauppauge, NY

Laura Kirkman

social worker at Horizons<b ยท Iowa City, Iowa Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 15 business affiliations were found for Laura Kirkman. Companies include Proficient Security LTD, Polo Ralph Lauren Corp, Transfirst Holdings In. Roles listed include Resourcing Lead and Director Product Management. Records are compiled from state business registries, SEC filings, and professional networking databases.

Laura Kirkman

INFECTIOUS DISEASE
Individual Female
NPI: 1285892315
School: ALBERT EINSTEIN COLLEGE OF MEDICINE OF YESHIVA UNIVERSITY (2001)
Org: Weill Medical College Of Cornell

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for Laura Kirkman in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

๐Ÿ›๏ธ

Laura Kirkman

Custodian I
๐Ÿ’ต Pay: $19,590.52

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Laura Kirkman appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Inventor Record

Laura Kirkman - New York

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Laura Kirkman is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Laura Kirkman

Sunnyslope High School - Phoenix, AZ, AZ
1996

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Laura Kirkman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Sep 7, 2019
2020 DEM
Buttigieg, Pete
Kirkman, Laura Not Employed Iowa City, IA
$10 Aug 23, 2019
2020 DEM
Buttigieg, Pete
Kirkman, Laura Not Employed Iowa City, IA
$3 Sep 7, 2019
2020 DEM
Buttigieg, Pete
Kirkman, Laura Not Employed Iowa City, IA
$3 Jul 27, 2019
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Kirkman, Laura Not Employed Iowa City, IA
$25 Jul 25, 2019
2020 DEM
Warren, Elizabeth
Kirkman, Laura Not Employed Iowa City, IA
$10 May 29, 2020
2020 DEM
Biden, Joe
Kirkman, Laura Not Employed Iowa City, IA
$3 Jul 27, 2019
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Kirkman, Laura Not Employed Iowa City, IA
$100 Oct 1, 2004
2004 DEM
Green, Joshua
Kirkman, Laura Doctor HI
$100 Oct 1, 2004
DEM
Green, Joshua
Contributor Doctor HI
$100 Nov 5, 2024
Unknown Committee
Kirkman, Laura Not Employed Iowa City, IA
$100
2004 D
Green, Joshua
Contributor Doctor HI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 11 political contribution records found for Laura Kirkman. Total disclosed contributions amount to $457. Recipients include Green, Joshua. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Laura J Kirkman

Age 56 Female
·
728 Quaker Rd, Mount Airy, NC 27030 (Surry County)
36.5024, -80.5519
· (336) 789-0332
Marital: Married TZ: Eastern
Occ: Service Industry
Homeowner Single Family Built 1994
MP

Laura M Kirkman

Age 45 Female
·
2780 Ruth Evans Dr, Grimesland, NC 27837 (Pitt County)
35.4985, -77.2231
· (252) 551-3459
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2003 Purchased 2004
MP

Laura Kirkman

Age 45 Female
·
5230 11th Rd N, Arlington, VA 22205 (Arlington County)
38.8830, -77.1290
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Laura F Kirkman

Age 27 Female
·
9317 Cotton Gum Rd, Charlotte, NC 28227 (Mecklenburg County)
35.2268, -80.6630
TZ: Eastern
Homeowner Single Family Built 2011 Purchased 2012
MP

Laura Kirkman

Age 22 Female
·
4237 Bobcat Cv, Niceville, FL 32578 (Okaloosa County)
30.4910, -86.4346
· (321) 604-2086
Marital: Single TZ: Central
Homeowner Single Family Built 1998 Purchased 2016
MP

Laura A Kirkman

Age 42 Female
·
826 14th St, Peru, IL 61354 (La Salle County)
41.3332, -89.1289
Marital: Single TZ: Central
MP

Laura M Kirkman

Age 39 Female
·
178 San Souci St, Charleston, SC 29403 (Charleston County)
32.8106, -79.9590
Marital: Single TZ: Eastern
Edu: Graduate School
Single Family
MP

Laura Kirkman

Age 48 Female
·
4202 Brittany Ct, Pensacola, FL 32504 (Escambia County)
30.4907, -87.1837
· (850) 433-5817
TZ: Central
MP

Laura A Kirkman

Age 38 Female
·
2855 Rock Creek Cir, Louisville, CO 80027 (Boulder County)
39.9269, -105.1510
· (303) 408-0161
Marital: Single TZ: Mountain
Edu: Some College
Homeowner Multi-Family Built 1999 Purchased 2000
MP

Laura L Kirkman

Age 40 Female
·
9508 N 12th St, Phoenix, AZ 85020 (Maricopa County)
33.5725, -112.0570
· (602) 882-7339
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family Built 1945 Purchased 1974

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Laura Kirkman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Laura Kirkman. These loans were issued to businesses, not individuals.

Lee Kirkman

Sole Proprietorship

$20,833 Paid in Full
Address:
16283 Plank Rd
Arlington, IL61312-9316
Approved

Jan 25, 2021

Forgiven

$20,930

Jobs Reported

1

Loan #

5830378303

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Laura Kirkman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Laura Kirkman on the map

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Laura Kirkman in Phoenix, AZ: Background Summary

Location
9508 N 12th St, Phoenix, AZ 85020
Other Locations
Lake Wales, FL ยท Superior, CO ยท Florence, SC and 14 more
Profiles Found
25 people with this name
Phone Numbers
(602) 944-3420 and 14 others on file
Email
derangedpg@aol.com and 3 others on file
Career
Resourcing Lead, Director Product Management at Proficient Security LTD, Polo Ralph Lauren Corp
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
7 linked โ€” 2012 Kia Rio, 2005 Kia Sorento and 5 more
Contributions
$457 total โ€” Green, Joshua, Green, Joshua
Healthcare
Licensed provider โ€” INFECTIOUS DISEASE
PPP Loans
$20,833.32 for Lee Kirkman

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Laura Kirkman. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Laura Kirkman

Search Complexity: High

87 public records across 12states, belonging to approximately 25 different individuals. With 25 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: North Carolina (11%), followed by Arizona and Florida. Spans the South and West regions.

NC10recordsAZ8recordsFL7recordsCO5recordsIL4recordsNY4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Political Contribution Records (11).

34
Contact & Address Records
15
Business & Corporate Filings
11
Political Contribution Records
7
Vehicle Registration Records
4
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 30 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)3peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Laura Kirkman

Is Laura Kirkman a registered voter?
Yes, voter registration records show Laura Kirkman is registered in Colorado with DEM affiliation. We found 4 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Laura Kirkman own property?
County assessor records show 1 property associated with Laura Kirkman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Laura Kirkman?
Records show 7 vehicle registrations associated with Laura Kirkman, including a 2012 Kia Rio. Registered makes include Kia, Ford, Toyota, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Laura Kirkman?
We found 15 business affiliations for Laura Kirkman (Resourcing Lead). Other companies include Polo Ralph Lauren Corp, Transfirst Holdings In. Business records are compiled from state registries, SEC filings, and professional databases.
Is Laura Kirkman a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Laura Kirkman as a registered healthcare provider (NPI: 1285892315). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Laura Kirkman made political donations?
FEC disclosure records show 11 reported political contributions from Laura Kirkman, totaling $457. Recipients include Green, Joshua. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Laura Kirkman?
Our database contains 87 total records for Laura Kirkman spanning 12 states. This includes 25 distinct contact records, 13 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Laura Kirkman?
The 87 records displayed for Laura Kirkman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Laura Kirkman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.