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Laura Savoie

Age 44 b. 1982-01-29
📍 12419 Brodie Creek Trl, Little Rock Ar 72211
📞 (501) 247-1864, (205) 317-8479
✉️ LAURA.SAVOIE@YAHOO.COM, laura.savoie@yahoo.com

Laura Savoie

Age 83 b. 1942-09-10
📍 27904 Country Ln E, Waller County Tx 77447
📞 (985) 688-4692
✉️ LAURASAVOIE910@YAHOO.COM, laurasavoie910@yahoo.com

Laura Savoie

Age 73 b. 1953-01-06
📍 3411 Ne 15th Ave, Pompano Beach Fl
📞 (561) 275-6591, (561) 275-6591
✉️ WATERCOLORSLS@GMAIL.COM, watercolorsls@gmail.com

Laura Savoie from Crowley, LA

Age 89
📍 1814 Avenue I, Crowley, LA 70526
📞 (337) 783-8956, (337) 580-4324, (337) 783-8956
👨‍👩‍👧 Relatives: Freddie D Savoie,Savoie Darlene Broussard,Lovicia K Savoie,Freddie Savoie,Jean F Savoie

Laura Savoie from Katy, TX

Age 47
📍 21458 Park Post Ln, Katy, TX 77450
📞 (281) 579-8593, (281) 579-8593, (985) 868-9446
👨‍👩‍👧 Relatives: Kirk D Trahan,Glen T Savoie,Douglas J Trahan,Nicole Stahle Trahan,Tony James Trahan,Donovan Thomas Savoie,Meagan Elizabet Trahan,Kathy Robichaux Savoie,Adam Cedric Albarado

Laura Savoie

📍 311 Bowie St Apt 2105, Austin Tx
📞 (618) 604-1456, (618) 604-1456
✉️ LELIZSAVOIE@GMAIL.COM

Laura Savoie from Arnaudville, LA

Age 74
📍 1156 Simon Angelle Rd, Arnaudville, LA 70512
📞 (337) 754-7107
👨‍👩‍👧 Relatives: Carroll P Savoie,Joseph Wilbert Savoie,Tina Marie Savoie,Kenneth J Savoie

Laura Savoie from Houma, LA

Age 71
📍 200 Linda St, Houma, LA 70364
📞 (985) 876-4579
👨‍👩‍👧 Relatives: Tommie J Savoie,Walterine Crochet Savoie,Jason Anthony Savoie,Jeff Michael Savoie

Laura Savoie from New Iberia, LA

Age 65
📍 901 Daspit Rd, New Iberia, LA 70563
📞 (337) 364-1719
👨‍👩‍👧 Relatives: Ondina Louise Savoie,Peter Paul Savoie,Robert J Savoie

Laura Savoie from Pompano Beach, FL

Age 61
📍 1002 1st St, Pompano Beach, FL 33060
📞 (954) 805-5689, (954) 981-9198, (954) 438-5496, (954) 698-9775
🏪 Take One Of South Florida, Inc, Sea Bird Apartments, Inc, Forever Young

Laura Savoie from Houma, LA

Age 82 b. Sep 1943 Lafourche Co.
📍 248 Linda St
📞 (985) 872-5919

Laura Savoie from Minneapolis, MN

Age 72 b. Mar 1954 Hennepin Co.
📍 6423 36th Ave N
📞 (763) 536-5449

Laura Savoie from New Iberia, LA

Age 77 b. Nov 1948 Iberia Co.
📍 901 Daspit Rd
📞 (440) 964-3775

Laura Savoie from Menasha, WI

Age 62 b. Dec 1963 Winnebago Co.
📍 220 Olde Pulley Ln
📞 (818) 706-8895
👤 aka Laura L Bunt

Laura Savoie from Gulf Breeze, FL

Age 44 b. Jan 1982
📍 52 Highpoint Dr
📞 (850) 932-2888
👤 aka Laura Katharine Keigley, Laura Katherine Keigley

Laura Savoie from Elk Rapids, MI

Age 63 b. Jun 1962 Antrim Co.
📍 585 Meguzee Pt
📞 (231) 264-6544

Laura Savoie from Crowley, LA

Female
📍 1814 N Avenue I
📞 (337) 580-4324 (AT&T MOBILITY)

Laura Savoie from Edwardsville, IL

Age 64 b. 1962 Female
📍 6821 Deer Crk
📞 (618) 655-0178

Laura Savoie from Mount Morris, MI

Age 99 b. Feb 1927 Genesee Co.
📍 9093 Neff Rd
👤 aka Laura J White

Laura Savoie from Katy, TX

Age 59 b. Sep 1966 Harris Co.
📍 21458 Park Post Ln
👤 aka Albarado Laura

Laura Savoie from Saint Paul, MN

Age 62 b. Jun 1963 Ramsey Co.
📍 2285 Stewart Ave

Laura Savoie from Harvey, LA

Age 38 b. Jul 1987
📍 510 Fairmont St
👤 aka Laura Clare Savoie, Laura Nitchell Savoie, Laura Clare Mitchell

Laura Savoie from Marshall, MN

Age 109 b. Oct 1916 Lyon Co.
📍 501 Jewett St Unit I

Laura Savoie from Elk Rapids, MI

Age 74 b. Mar 1952 Antrim Co.
📍 585 Meguzee Pt 204

Laura Savoie from Houma, LA

Age 83 b. Sep 1942 Terrebonne Co.
📍 Rr 2 Po Box 130

Laura Savoie from Pompano Beach, FL

Age 73 b. Jan 1953 Broward Co.
📍 1002 Ne 1st St

Laura Savoie from Houma, LA

Age 67 b. Sep 1958 Terrebonne Co.
📍 428 Idlewild Dr

Laura Savoie from Apache Junction, AZ

Age 41 b. 1985 Female
📍 834 S Meridian Rd Lot 142
💼 2909
📞 (602) 481-2632

Laura Savoie from Escondido, CA

San Diego Co.
📍 2280 E Valley Pkwy Space 146
📞 (512) 891-8241

Laura Savoie from Houma, LA

Terrebonne Co.
📍 169 Lake Penchant Ct
📞 (985) 868-9446

Laura Savoie from Minneapolis, MN

📍 4647 Pillsbury Ave S

Laura Savoie from Paincourtvlle, LA

Assumption Co.
📍 R Rr 1

Laura Savoie from Wilmington, NC

New Hanover Co.
📍 5326 Lawrence Dr

Laura Savoie from Fort Lauderdale, FL

Broward Co.
📍 1007 N Federal Hw

Laura Savoie from Faribault, MN

Rice Co.
📍 231 22nd Ave Sw

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 35 contact records for Laura Savoie across 10 states. The most recent address on file is in Houma, Louisiana. Of these records, 21 include phone numbers and 4 include email addresses. Ages range from 47 to 89, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Laura Keigley Savoie

52 Highpoint Dr, Gulf Breeze, , 32561

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Laura Savoie in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2001 BUICK CENTURY
· Registered to: Laura Savoie
· VIN: 2G4WS52J611218582
·
615 N Capitol Ave, Lansing, MI, 48933
2009 Dodge Grand Caravan
· Registered to: LAURA Savoie
· VIN: 2D8HN54199R593267
·
406 S Blackstone St, Trenton, MI, 49201
·
(734) 362-0969
2008 Mercedes-Benz CLK-Class
· Registered to: Laura Savoie
· VIN: WDBTK56F88T092774
·
52 Highpoint Dr, Little Rock, FL, 72211
·
(205) 317-8479
2002 DODGE
· Registered to: Laura Savoie
·
724 Hulett Ave, Faribault, MN, 55021

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Laura Savoie. Registered makes include Buick, Dodge, Mercedes-Benz. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Coffee Connection Inc

President
(248) 583-1765
Troy, MI
Business Services (Services)

Coffee Connection

Owner
(248) 583-2824Laura@occoffee.com
Troy, MI
Food Stores (Food)

Elk Rapids Rotary Club

Laura SavoieDirector
Elk Rapids, MI

Laura Savoie

Receptionist
Gaudry, Ranson, Higgins & Gremillion, LLC
Louisiana
LinkedIn

Laura Keigley Savoie

Pensacola, Florida Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 7 business affiliations were found for Laura Savoie. Companies include Coffee Connection Inc, Coffee Connection. Roles listed include Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

laura KEIGLEY savoie

Age 43
State Reef Fish Angler - 1 year
Addr: 52 Highpoint Dr, Gulf Breeze, FL 32561
County: Santa Rosa
Phone: (205) 317-8479
Email: Laura.Savoie@yahoo.com

laura KEIGLEY savoie

State Reef Fish Angler - 1 year
Addr: Gulf Breeze, FL 32561
County: Santa Rosa
Phone: (205) 317-8479
Email: Laura.Savoie@yahoo.com

Source: State Professional Licensing Boards · Dept. of Professional Regulation Laura Savoie holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Laura Savoie

Central Lafourche High School - Mathews, LA, LA
1981

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Laura Savoie has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Oct 25, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales @ Premier Brands Hopkins, MN
$3 Sep 7, 2020
2020 DEM
Biden, Joe
Savoie, Laura Premier Brands Hopkins, MN
$5 Oct 25, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$5 Sep 24, 2020
2020 DEM
Greenfield, Theresa
Savoie, Laura Premier Brands Hopkins, MN
$5 Oct 4, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$10 Sep 21, 2020
2020 DEM
Biden, Joe
Savoie, Laura Premier Brands Hopkins, MN
$3 Sep 7, 2020
2020 DEM
Biden, Joe
Savoie, Laura Premier Brands Hopkins, MN
$5 Oct 14, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$5 Nov 1, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales @ Premier Brands Hopkins, MN
$5 Oct 22, 2020
2020 DEM
Bollier, Barbara
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$3 Nov 16, 2020
2020
Georgia Senate Victory Fund
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$20 Oct 13, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$2 Nov 16, 2020
2020 DEM
Ossoff, T. Jonathan
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$5 Oct 4, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$5 Oct 14, 2020
2020 DEM
Gideon, Sara
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$10 Oct 20, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$3 Nov 16, 2020
2020 DEM
Kelly, Mark
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$5 Oct 25, 2020
2020 DEM
Biden, Joe
Savoie, Laura Sales @ Premier Brands Hopkins, MN
$6 Mar 6, 2021
2022 DEM
Pac To The Future
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN
$10 Apr 1, 2013
2014 DEM
Democratic Senatorial Campaign Committee
Savoie, Laura Not Employed Royal Oak, MI
$3 Sep 5, 2020
2020 DEM
Harrison, Jaime
Savoie, Laura Premier Brands Hopkins, MN
$10 Apr 1, 2013
DEM
Democratic Senatorial Campaign Committee
Contributor Not Employed Royal Oak, MI
$5 Oct 18, 2020
Unknown Committee
Savoie, Laura Sales Merchandiser @ Premier Brands Hopkins, MN

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 23 political contribution records found for Laura Savoie. Total disclosed contributions amount to $137. Recipients include Democratic Senatorial Campaign Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Laura C Savoie

Age 35 Female
·
PO Box 18213, San Jose, CA 95158 (Santa Clara County)
37.2621, -121.8800
Marital: Inferred Single TZ: Pacific
Edu: Some College
Homeowner Single Family
MP

Laura Savoie

Age 55 Female
·
6821 Deer Crk, Edwardsville, IL 62025 (Madison County)
38.7787, -89.9455
· (618) 655-0178
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1967 Purchased 2016
MP

Laura Savoie

Female
·
485 Highway 752, Church Point, LA 70525 (Acadia County)
30.5079, -92.2590
TZ: Central
Homeowner Single Family
MP

Laura L Savoie

Age 54 Female
·
2531 S Gladys Ave, Appleton, WI 54915 (Outagamie County)
44.2382, -88.3842
· (920) 739-2707
Marital: Inferred Married TZ: Central
Homeowner Single Family Built 1986
MP

Laura C Savoie

Age 75 Female
·
27905 Country Ln, Hockley, TX 77447 (Harris County)
30.0805, -95.8109
Marital: Married TZ: Central
Single Family
MP

Laura K Savoie

Age 63 Female
·
15000 Boulder Pointe Rd, Eden Prairie, MN 55347 (Hennepin County)
44.8459, -93.4684
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Single Family
MP

Laura T Savoie

Age 68 Female
·
901 Daspit Rd, New Iberia, LA 70563 (Iberia County)
30.0249, -91.8109
Marital: Married TZ: Central
Homeowner Single Family Purchased 1981
MP

Laura Savoie

Female
·
15957 Cypress Point Ln, Fr Settlement, LA 70733 (Livingston County)
30.3112, -90.7997
· (225) 313-6597
TZ: Central
Single Family
MP

Laura L Savoie

Age 77 Female
·
1156 Simon Angelle Rd, Arnaudville, LA 70512 (Saint Landry County)
30.3877, -91.9039
· (337) 351-6462
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Laura Savoie. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Laura Savoie. These loans were issued to businesses, not individuals.

Laura Savoie

Sole Proprietorship

$29,166 Exemption 4
Address:
901 Daspit Rd
New Iberia, LA70563-1201
Approved

May 23, 2021

Jobs Reported

1

Loan #

6967009005

Loan Size

Small

Laura Savoie

Sole Proprietorship

$20,833 Paid in Full
Address:
901 Daspit Rd
New Iberia, LA70563-1201
Approved

Apr 26, 2021

Forgiven

$20,895

Jobs Reported

1

Loan #

2452198905

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Laura Savoie. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Laura Savoie on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Found 65 results across 11 states

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Laura Savoie in Little Rock, AR: Background Summary

Location
12419 Brodie Creek Trl, Little Rock Ar 72211, Little Rock, AR
Other Locations
Houma, LA · Minneapolis, MN · New Iberia, LA and 17 more
Profiles Found
35 people with this name
Phone Numbers
(501) 247-1864 and 21 others on file
Email
laura.savoie@yahoo.com and 3 others on file
Possible Relatives
Freddie D Savoie, Savoie Darlene Broussard, Lovicia K Savoie, Freddie Savoie, Jean F Savoie and 20 more
Career
Director at Coffee Connection Inc, Coffee Connection
Vehicles
4 linked — 2001 Buick Century, 2009 Dodge Grand Caravan and 2 more
Contributions
$137 total — Democratic Senatorial Campaign Committee
Licenses
2 professional licenses (State Reef Fish Angler - 1 year)
PPP Loans
$49,999 for Laura Savoie, Laura Savoie

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Laura Savoie. Because public records are indexed by name rather than by a unique identifier, the 98 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Laura Savoie

Search Complexity: High

98 public records across 11states, belonging to approximately 35 different individuals. With 35 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Louisiana (24%), followed by Florida and Michigan. Spans the South and Midwest regions.

LA24recordsFL10recordsMI9recordsMN7recordsTX6recordsIL2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (23) and Business & Corporate Filings (7).

49
Contact & Address Records
23
Political Contribution Records
7
Business & Corporate Filings
4
Vehicle Registration Records
2
Professional License Records
2
PPP Loan Records

Age Distribution

Age range: approximately 71 years, suggesting multiple generations. Largest group: Senior (65+) (63%).

Senior (65+)12peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Laura Savoie

Is Laura Savoie a registered voter?
Yes, voter registration records show Laura Savoie is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Laura Savoie?
Records show 4 vehicle registrations associated with Laura Savoie, including a 2001 BUICK CENTURY. Registered makes include Buick, Dodge, Mercedes-Benz. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Laura Savoie?
We found 7 business affiliations for Laura Savoie, including Coffee Connection Inc. Other companies include Coffee Connection. Business records are compiled from state registries, SEC filings, and professional databases.
Has Laura Savoie made political donations?
FEC disclosure records show 23 reported political contributions from Laura Savoie, totaling $137. Recipients include Democratic Senatorial Campaign Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Laura Savoie?
Our database contains 98 total records for Laura Savoie spanning 11 states. This includes 35 distinct contact records, 21 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Laura Savoie?
The 98 records displayed for Laura Savoie are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Laura Savoie remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.